Innovación de un nuevo sistema de gestión empresarial aplicación e implementación nuevo software a nivel nacional METROKIA S.A.

Kia Motors Corporation (KMC) tiene como objetivo desde hace algunos años, la creación e implementación de una solución de negocios enfocada en una gestión empresarial estandarizada a todos los distribuidores de Kia a nivel latinoamericano: Colombia, Perú, Ecuador y Chile. El proceso actual con el que cuentan los distribuidores en América Latina con sus concesionarios es enviar toda la información relacionada con los estatutos financieros a través de correo electrónico junto con una base de datos física, la cual se va archivando. El proceso es manual siendo de mucha dedicación y tiempo requerido para cumplir con las funciones pedidas. El enfoque actual de este proceso es claro: analizar el desempeño y rendimiento de cada uno de los concesionarios de la red junto con la identificación de oportunidades para mejorar. KMC junto con todos sus distribuidores están interesados en buscar un sistema de gestión empresarial sencillo, adecuado y de fácil manejo que permitirá únicamente a todos los concesionarios presentar sus estados de cuenta y desarrollo de una manera estandarizada a su distribuidor directamente. Entonces, el sistema deseado debe ser capaz de generar resultados basándose en lo comunicado por los distribuidores y proporcionar un conjunto de características bajo una adecuada funcionalidad para permitir a todos los usuarios de la red (concesionarios, distribuidores y KMC) analizar el rendimiento y desempeño de la empresa e identificar las áreas que requieren una mejora. En el siguiente documento, podremos ver el desarrollo que ha tenido METROKIA S.A para la creación y aplicación de una herramienta tecnológica (software) enfocada en lo mencionado anteriormente. Ha sido un proceso de varias etapas en donde tanto las variables como los indicadores de desempeño han tenido correcciones con el fin de poder ser leídos y entendidos fácilmente por toda la organización y red de concesionarios afiliados.

Network externalities across financial institutions

We propose and estimate a financial distress model that explicitly accounts for the interactions or spill-over effects between financial institutions, through the use of a spatial continuity matrix that is build from financial network data of inter bank transactions. Such setup of the financial distress model allows for the empirical validation of the importance of network externalities in determining financial distress, in addition to institution specific and macroeconomic covariates. The relevance of such specification is that it incorporates simultaneously micro-prudential factors (Basel 2) as well as macro-prudential and systemic factors (Basel 3) as determinants of financial distress. Results indicate network externalities are an important determinant of financial health of a financial institutions. The parameter that measures the effect of network externalities is both economically and statistical significant and its inclusion as a risk factor reduces the importance of the firm specific variables such as the size or degree of leverage of the financial institution. In addition we analyze the policy implications of the network factor model for capital requirements and deposit insurance pricing.

The relationship between career guidance and financial guidance.

Resumen basado en el del autor. Resumen en inglés y castellano. Incluye síntesis en castellano

Indicadores para evaluar programas de orientación educativa. 'Indicators to evaluate educational guidance programs'.

Resumen basado en el de la publicación. Resumen y título en castellano y en inglés

Identification of quality in educational research publications : the european educational research quality indicators (EERQI) project

Resumen basado en el de la publicación

The equity aspect within the framework of the assessment of the quality of Higher Education : developing indicators to identify students with a higher risk of failure at university with a view to improving equality of chances of succes

Resumen basado en el de la publicaci??n

Effects of innovative teaching methods on students??? academic performance : an empirical study on financial accounting

Resumen basado en el de la publicaci??n

Neurophysiological indicators of emotional processing in youth psychopathy

Resumen tomado de la publicaci??n

Some indicators of satisfaction with the support system for students with disabilities in Secondary Education in Croatia

Resumen basado en el de la publicaci??n

Measurement Quality in Indicators of Compositions: a Compositional Multitrait-Multimethod Approach

Compositional data, also called multiplicative ipsative data, are common in survey research instruments in areas such as time use, budget expenditure and social networks. Compositional data are usually expressed as proportions of a total, whose sum can only be 1. Owing to their constrained nature, statistical analysis in general, and estimation of measurement quality with a confirmatory factor analysis model for multitrait-multimethod (MTMM) designs in particular are challenging tasks. Compositional data are highly non-normal, as they range within the 0-1 interval. One component can only increase if some other(s) decrease, which results in spurious negative correlations among components which cannot be accounted for by the MTMM model parameters. In this article we show how researchers can use the correlated uniqueness model for MTMM designs in order to evaluate measurement quality of compositional indicators. We suggest using the additive log ratio transformation of the data, discuss several approaches to deal with zero components and explain how the interpretation of MTMM designs di ers from the application to standard unconstrained data. We show an illustration of the method on data of social network composition expressed in percentages of partner, family, friends and other members in which we conclude that the faceto-face collection mode is generally superior to the telephone mode, although primacy e ects are higher in the face-to-face mode. Compositions of strong ties (such as partner) are measured with higher quality than those of weaker ties (such as other network members)

The effects of information and communication technologies on the banking sector and the payments system

This dissertation studies the effects of Information and Communication Technologies (ICT) on the banking sector and the payments system. It provides insight into how technology-induced changes occur, by exploring both the nature and scope of main technology innovations and evidencing their economic implications for banks and payment systems. Some parts in the dissertation are descriptive. They summarise the main technological developments in the field of finance and link them to economic policies. These parts are complemented with sections of the study that focus on assessing the extent of technology application to banking and payment activities. Finally, it includes also some work which borrows from the economic literature on banking. The need for an interdisciplinary approach arises from the complexity of the topic and the rapid path of change to which it is subject. The first chapter provides an overview of the influence of developments in ICT on the evolution of financial services and international capital flows. We include main indicators and discuss innovation in the financial sector, exchange rates and international capital flows. The chapter concludes with impact analysis and policy options regarding the international financial architecture, some monetary policy issues and the role of international institutions. The second chapter is a technology assessment study that focuses on the relationship between technology and money. The application of technology to payments systems is transforming the way we use money and, in some instances, is blurring the definition of what constitutes money. This chapter surveys the developments in electronic forms of payment and their relationship to the banking system. It also analyses the challenges posed by electronic money for regulators and policy makers, and in particular the opportunities created by two simultaneous processes: the Economic and Monetary Union and the increasing use of electronic payment instruments. The third chapter deals with the implications of developments in ICT on relationship banking. The financial intermediation literature explains relationship banking as a type of financial intermediation characterised by proprietary information and multiple interactions with customers. This form of banking is important for the financing of small and medium-sized enterprises. We discuss the effects of ICT on the banking sector as a whole and then apply these developments to the case of relationship banking. The fourth chapter is an empirical study of the effects of technology on the banking business, using a sample of data from the Spanish banking industry. The design of the study is based on some of the events described in the previous chapters, and also draws from the economic literature on banking. The study shows that developments in information management have differential effects on wholesale and retail banking activities. Finally, the last chapter is a technology assessment study on electronic payments systems in Spain and the European Union. It contains an analysis of existing payment systems and ongoing or planned initiatives in Spain. It forms part of a broader project comprising a series of country-specific analyses covering ten European countries. The main issues raised across the countries serve as the starting point to discuss implications of the development of electronic money for regulation and policies, and in particular, for monetary-policy making.

Fish as ecological indicators in Mediterranean freshwater ecosystems

Podeu escriure el text directament o arrossegar-lo des d'un altre document L'objectiu d'aquesta tesi és contribuir a l'ús dels peixos continentals com a indicadors de l'estat ecològic a la conca Mediterrània. En el primer treball es va detectar que encara que tots els índex biològics estaven correlacionats significativament, els peixos integren i expressen els estressos de manera i a una escala diferents, aportant una informació complementària als altres índexs. Al segon article es van estudiar els cabals de sis conques catalanes. S'ha mostrat que els règims hídrics estan alterats amb una tendència a la disminució del cabal i del nivell dels aqüífers. S'ha detectat quatre mètriques de peixos que es troben significativament afectades en zones més castigades per manca d'aigua degut a l'activitat humana. Es discuteix la necessitat de conèixer en profunditat el règim hídric de cada conca abans d'utilitzar els índex biològics. Al tercer article es va detectar que la composició d'espècies capturades va variar significativament al llarg del buidat amb un augment de l'alburn (A. alburnus) a les aigües pelàgiques durant els dies de pitjor qualitat de l'aigua, confirmant que l'alburn és més tolerant a la mala qualitat de l'aigua que la madrilleta vera (R. rutilus) i suggereix el seu potencial com a bioindicador. La condició d'aquestes dues espècies va canviar significativament al llarg del buidat de manera molt estreta amb la qualitat de l'aigua. Al quart capítol es va estudiar la biologia dels peixos d'un embassament altament contaminat (Flix). El percentatge de DELT anomalies i la presència de paràsits externs era major en la zona impactada que als punts de control i els valors més alts de pes eviscerat i pes del fetge estaven als punts de control. Les respostes van ser diferents per cada espècie i la carpa va ser la que va mostrar més clarament els impactes.

A restauração nos transportes turísticos : o catering no comboio TGV europeu : projecto de empresa para explorar o catering do TGV em Portugal

Este projecto apresenta-se em três capítulos, antecedida da introdução onde serão apresentadas as questões teóricas, metodológicas e conceptuais. No primeiro capítulo faremos um enquadramento dos conceitos relacionados com o transporte turístico, em particular o ferroviário, onde serão focalizados a estratégia e competitividade, a gastronomia, a restauração, bem como catering. No segundo capítulo faremos a análise do catering do TGV europeu, analisando os serviços de catering de cada TGV, examinaremos a importância das linhas TGV para o futuro do turismo no espaço europeu, bem como esboçaremos um indicador de atractividade potencial do catering a bordo do TGV. No terceiro capítulo concentraremos o foco na concepção de um projecto empresarial para a exploração do catering a bordo do TGV para ligação de Lisboa a Madrid, tendo por base as previsões de passageiros anunciadas pela RAVE, projectando receitas e despesas potenciais para os próximos cinco anos, respeitando os indicadores de gestão para o sector, com base em três cenários (realista, optimista e pessimista). Finalmente, inferiremos se a empresa apresentará potencial para ser viável ou inviável do ponto de vista operacional e financeiro, com base nas opções tomadas ao longo do projecto de dissertação.