Use of a State-Level Pharmaceutical Assistance Program Among Urban and Rural Elders

A number of state-level pharmaceutical assistance programs have been established as a result of the growing recognition of the role of pharmaceuticals in the long-term care of the elderly. However, existing research does not provide a coherent expectation for patterns of use by rural and urban elderly. The data for this analysis are drawn from a larger study of the Pennsylvania Pharmaceutical Assistance Contract for the Elderly (PACE). PACE provides prescription medicines for elderly who meet income requirements. The research project was designed to assess the characteristics of PACE program participants and non-participants on a wide range of issues. Chi-square analysis and regression models were used to assess the association between rural and urban residence and access to the PACE Program. The results indicate that rural/urban status of the elderly is not a significant predictor of the use of PACE. Other traditional variables (e.g., health self-rating and physician visits) did predict difference in the pattern of use.

Classifying and mapping the urban transition in Vietnam

The urban transition almost always involves wrenching social adjustment as small agricultural communities are forced to adjust rapidly to industrial ways of life. Large-scale in-migration of young people, usually from poor regions, creates enormous demand and expectations for community and social services. One immediate problem planners face in approaching this challenge is how to define, differentiate, and map what is rural, urban, and transitional (i.e., peri-urban). This project established an urban classification for Vietnam by using national census and remote sensing data to identify and map the smallest administrative units for which data are collected as rural, peri-urban, urban, or urban core. We used both natural and human factors in the quantitative model: income from agriculture, land under agriculture and forests, houses with modern sanitation, and the Normalized Difference Vegetation Index. Model results suggest that in 2006, 71% of Vietnam's 10,891 communes were rural, 18% peri-urban, 3% urban, and 4% urban core. Of the communes our model classified as peri-urban, 61% were classified by the Vietnamese government as rural. More than 7% of Vietnam's land area can be classified as peri-urban and approximately 13% of its population (more than 11 million people) lives in peri-urban areas. We identified and mapped three types of peri-urban places: communes in the periphery of large towns and cities; communes along highways; and communes associated with provincial administration or home to industrial, energy, or natural resources projects (e.g., mining). We validated this classification based on ground observations, analyses of multi-temporal night-time lights data, and an examination of road networks. The model provides a method for rapidly assessing the rural–urban nature of places to assist planners in identifying rural areas undergoing rapid change with accompanying needs for investments in building, sanitation, road infrastructure, and government institutions.

Comparing Patient-Centered Medical Home Implementation in Urban and Rural VHA Clinics: Results from the Patient Aligned Care Team (PACT) Initiative

Thesis (Master's)--University of Washington, 2016-06

Fuel poverty in the UK : Is there a difference between rural and urban areas?

Date of Acceptance: 28/08/2015 Deborah Roberts acknowledges the support of funding from the Scottish Government’s Rural and Environment Science and Analytical Services Division (RESAS). We would like to thank the reviewers and editor for their valuable comments. All usual caveat apply.

Fuel poverty in the UK : Is there a difference between rural and urban areas?

Date of Acceptance: 28/08/2015 Deborah Roberts acknowledges the support of funding from the Scottish Government’s Rural and Environment Science and Analytical Services Division (RESAS). We would like to thank the reviewers and editor for their valuable comments. All usual caveat apply.

Differences in expenditure and amounts of fresh foods, fruits & vegetables and fish purchased in urban and rural Scotland

Peer reviewed

Differences in expenditure and amounts of fresh foods, fruits & vegetables and fish purchased in urban and rural Scotland

Peer reviewed

Weaving Futures. Family Transnationalism in the migration from Dominican Republic and Brazil to Spain

This article explores forms of migrant families’ reorganization within a (new) global economic crisis and the hardening of migration control in Europe; based on the cases of Dominican and Brazilian migration to Spain.Our goal is not to characterize the wholeness of strategies from these collectives, instead visualize its heterogeneity. Displacement of Dominican and Brazilian population to Spain shares the role of women as the first link of migration chains. In both cases women are the economic support of transnational families and they lead reunification's processes. Nevertheless, differences in the time spent in the destination country, migratory status, origin (rural-urban), level of education, class and labor insertion in destination country, affect differently, the planning and start up of migration projects, the organization of care and family reunification strategies. These findings question the predominant place granted to national origin in the study of international migration.

Under The Dual System: Children Of Rural-Hukou Migrants In China

Thesis (Ph.D.)--University of Washington, 2016-06

Young adults’ perceptions of and affective bonds to a rural tourism community

Many rural areas, in Sweden and worldwide, experience population decline where the young leave for education and work in urban areas. Employment has declined in several rural industries, such as agriculture, forestry, and fishing, while growing in other industries are often located in urban areas. Politicians and organizations have put much hope in tourism as a tool of rural development, but can tourism help reverse the rural out-migration trend among young adults? This paper explores how tourism affects young inhabitants’ perceptions of and affective bonds to a rural area in Sweden, the ski resort of Sälen. Students from the 1993–1995 elementary school graduating classes were interviewed about their migration history, childhood, and view of and ties to Sälen. The respondents experience that tourism contributes to a more vital community incorporating influences from elsewhere, but without eliminating the positive aspects of rural life. The regular flow of people – tourists, seasonal workers, and entrepreneurs – passing through Sälen presents opportunities to extend one’s social network that are widely appreciated by respondents. The high in and out mobility constitutes a key part of Sälen’s character. Contributions from tourism – such as employment, entertainment, leisure, and opportunities to forge new social relationships – are available during the adult transition, the life phase when rural areas are often perceived as least attractive. Even though out-migration occurs in Sälen, and some respondents still find Sälen too small, tourism has clearly increased the available opportunities and contributed significantly to making Sälen more attractive to young adults.

Perinatal mortality and maternal health in rural China

Background and context Since the economic reforms of 1978, China has been acclaimed as a remarkable economy, achieving 9% annual growth per head for more than 25 years. However, China's health sector has not fared well. The population health gains slowed down and health disparities increased. In the field of health and health care, significant progress in maternal care has been achieved. However, there still remain important disparities between the urban and rural areas and among the rural areas in terms of economic development. The excess female infant deaths and the rapidly increasing sex ratio at birth in the last decade aroused serious concerns among policy makers and scholars. Decentralization of the government administration and health sector reform impacts maternal care. Many studies using census data have been conducted to explore the determinants of a high sex ratio at birth, but no agreement has been so far reached on the possible contributing factors. No study using family planning system data has been conducted to explore perinatal mortality and sex ratio at birth and only few studies have examined the impact of the decentralization of government and health sector reforms on the provision and organization of maternal care in rural China. Objectives The general objective of this study was to investigate the state of perinatal health and maternal care and their determinants in rural China under the historic context of major socioeconomic reforms and the one child family planning policy. The specific objectives of the study included: 1) to study pregnancy outcomes and perinatal health and their correlates in a rural Chinese county; 2) to examine the issue of sex ratio at birth and its determinants in a rural Chinese county; 3) to explore the patterns of provision, utilization, and content of maternal care in a rural Chinese county; 4) to investigate the changes in the use of maternal care in China from 1991 to 2003. Materials and Methods This study is based on a project for evaluating the prenatal care programme in Dingyuan county in 1999-2003, Anhui province, China and a nationwide household health survey to describe the changes in maternal care utilization. The approaches used included a retrospective cohort study, cross sectional interview surveys, informant interviews, observations and the use of statistical data. The data sources included the following: 1) A cohort of pregnant women followed from pregnancy up to 7 days after birth in 20 townships in the study county, collecting information on pregnancy outcomes using family planning records; 2) A questionnaire interview survey given to women who gave birth between 2001 and 2003; 3) Various statistical and informant surveys data collected from the study county; 4) Three national household health interview survey data sets (1993-2003) were utilized, and reanalyzed to described the changes in maternity care utilization. Relative risks (RR) and their confidence intervals (CI) were calculated for comparison between parity, approval status, infant sex and township groups. The chi-square test was used to analyse the disparity of use of maternal care between and within urban and rural areas and its trend across the years in China. Logistic regression was used to analyse the factors associated with hospital delivery in rural areas. Results There were 3697 pregnancies in the study cohort, resulting in 3092 live births in a total population of 299463 in the 20 study townships during 1999-2000. The average age at pregnancy in the cohort was 25.9 years. Of the women, 61% were childless, 38% already had one child and 0.3% had two children before the current pregnancy. About 90% of approved pregnancies ended in a live birth while 73% of the unapproved ones were aborted. The perinatal mortality rate was 69 per thousand births. If the 30 induced abortions in which the gestational age was more than 28 weeks had been counted as perinatal deaths, the perinatal mortality rate would have been as high as 78 per thousand. The perinatal mortality rate was negatively associated with the wealth of the township. Approximately two thirds of the perinatal deaths occurred in the early neonatal period. Both the still birth rate and the early neonatal death rate increased with parity. The risk of a stillbirth in a second pregnancy was almost four times that for a first pregnancy, while the risk of early neonatal deaths doubled. The early neonatal mortality rate was twice as high for female as for male infants. The sex difference in the early neonatal mortality rate was mainly attributable to mortality in second births. The male early neonatal mortality rate was not affected by parity, while the female early neonatal mortality rate increased dramatically with parity: it was about six times higher for second births than for first births. About 82% early neonatal deaths happened within 24 hours after birth, and during that time, girls were almost three times more likely to die than boys. The death rate of females on the day of birth increased much more sharply with parity than that of males. The total sex ratio at birth of 3697 registered pregnancies was 152 males to 100 females, with 118 and 287 in first and second pregnancies, respectively. Among unapproved pregnancies, there were almost 5 live-born boys for each girl. Most prenatal and delivery care was to be taken care of in township hospitals. At the village level, there were small private clinics. There was no limitation period for the provision of prenatal and postnatal care by private practitioners. They were not permitted to provide delivery care by the county health bureau, but as some 12% of all births occurred either at home or at private clinics; some village health workers might have been involved. The county level hospitals served as the referral centers for the township hospitals in the county. However, there was no formal regulation or guideline on how the referral system should work. Whether or not a woman was referred to a higher level hospital depended on the individual midwife's professional judgment and on the clients' compliance. The county health bureau had little power over township hospitals, because township hospitals had in the decentralization process become directly accountable to the township government. In the township and county hospitals only 10-20% of the recurrent costs were funded by local government (the township hospital was funded by the township government and the county hospital was funded by the county government) and the hospitals collected user fees to balance their budgets. Also the staff salaries depended on fee incomes by the hospital. The hospitals could define the user charges themselves. Prenatal care consultations were however free in most township hospitals. None of the midwives made postnatal home visits, because of low profit of these services. The three national household health survey data showed that the proportion of women receiving their first prenatal visit within 12 weeks increased greatly from the early to middle 1990s in all areas except for large cities. The increase was much larger in the rural areas, reducing the urban-rural difference from more than 4 times to about 1.4 times. The proportion of women that received antenatal care visits meeting the Ministry of Health s standard (at least 5 times) in the rural areas increased sharply from 12% in 1991-1993 to 36% in 2001-2003. In rural areas, the proportion increase was much faster in less developed areas than in developed areas. The hospital delivery rate increased slightly from 90% to 94% in urban areas while the proportion increased from 27% to 69% in rural areas. The fastest change was found to be in type 4 rural areas, where the utilization even quadrupled. The overall difference between rural and urban areas was substantially narrowed over the period. Multiple logistic regression analysis shows that time periods, residency in rural or urban areas, income levels, age group, education levels, delivery history, occupation, health insurance and distance from the nearest health care facilities were significantly associated with hospital delivery rates. Conclusions 1. Perinatal mortality in this study was much higher than that for urban areas as well as any reported rate from specific studies in rural areas of China. Previous studies in which calculations of infant mortality were not based on epidemiological surveys have been shown to underestimate the rates by more than 50%. 2. Routine statistics collected by the Chinese family planning system proved to be a reliable data source for studying perinatal health, including still births, neonatal deaths, sex ratio at birth and among newborns. National Household Health Survey data proved to be a useful and reliable data source for studying population health and health services. Prior to this research there were few studies in these areas available to international audiences. 3.Though perinatal mortality rate was negatively associated with the level of township economic development, the excess female early neonatal mortality rate contributed much more to high perinatal mortality rate than economic factors. This was likely a result of the role of the family planning policy and the traditional preferences for sons, which leads to lethal neglect of female newborns and high perinatal mortality. 4. The selective abortions of female foetuses were likely to contribute most to the high sex ratio at birth. The underreporting of female births seemed to have played a secondary role. The higher early neonatal mortality rate in second-born as compared to first-born children, particularly in females, may indicate that neglect or poorer care of female newborn infants also contributes to the high sex ratio at birth or among newborns. Existing family planning policy proved not to effectively control the steadily increased birth sex ratio. 5. The rural-urban gap in service utilization was on average significantly narrowed in terms of maternal healthcare in China from 1991 to 2003. This demonstrates that significant achievements in reducing inequities can be made through a combination of socio-economic development and targeted investments in improving health services, including infrastructure, staff capacities, and subsidies to reduce the costs of service utilization for the poorest. However, the huge gap which persisted among cities of different size and within different types of rural areas indicated the need for further efforts to support the poorest areas. 6. Hospital delivery care in the study county was better accepted by women because most of women think delivery care was very important while prenatal and postnatal care were not. Hospital delivery care was more systematically provided and promoted than prenatal and postnatal care by township hospital in the study area. The reliance of hospital staff income on user fees gave the hospitals an incentive to put more emphasis on revenue generating activities such as delivery care instead of prenatal and postnatal care, since delivery care generated much profits than prenatal and postnatal care . Recommendations 1. It is essential for the central government to re-assess and modify existing family planning policies. In order to keep national sex balance, the existing practice of one couple one child in urban areas and at-least-one-son a couple in rural areas should be gradually changed to a two-children-a-couple policy throughout the country. The government should establish a favourable social security policy for couples, especially for rural couples who have only daughters, with particular emphasis on their pension and medical care insurance, combined with an educational campaign for equal rights for boys and girls in society. 2. There is currently no routine vital-statistics registration system in rural China. Using the findings of this study, the central government could set up a routine vital-statistics registration system using family planning routine work records, which could be used by policy makers and researchers. 3. It is possible for the central and provincial government to invest more in the less developed and poor rural areas to increase the access of pregnant women in these areas to maternal care services. Central government together with local government should gradually provide free maternal care including prenatal and postnatal as well as delivery care to the women in poor and less developed rural areas. 4. Future research could be done to explore if county and the township level health care sector and the family planning system could be merged to increase the effectiveness and efficiency of maternal and child care. 5. Future research could be done to explore the relative contribution of maternal care, economic development and family planning policy on perinatal and child health using prospective cohort studies and community based randomized trials. Key words: perinatal health, perinatal mortality, stillbirth, neonatal death, sex selective abortion, sex ratio at birth, family planning, son preference, maternal care, prenatal care, postnatal care, equity, China

Le développement économique régional, la politique et les disparités régionales des grands territoires : le cas du Canada et de la Chine

Résumé Depuis le début des années 1990, la recherche sur le développement régional a pris une importance considérable dans les disciplines de l’économie et de la géographie dans la plupart des pays. De nombreuses études ont été consacrées à ce sujet et l’on constate une approche analytique de plus en plus sophistiquée. Que les économies pauvres ont tendance à converger vers les pays riches, ou bien à diverger au fil du temps est une question qui a attiré l'attention des décideurs et des universitaires depuis quelques décennies. Convergence ou de divergence économique est un sujet d'intérêt et de débat, non seulement pour valider ou non les deux modèles principaux de croissance qui sont considérés comme concurrent (l’approche néo-classique et celle des approches de croissance endogène), mais aussi pour ses implications pour les publiques politiques. En se basant sur une analyse des politiques de développement régional et des analyses statistiques de la convergence et des disparités régionales, les objectifs de cette thèse sont de tenter de fournir une explication des différents processus et des modèles de développement économique régional poursuivis dans le cas de territoires immenses en utilisant le Canada et la Chine comme études de cas, d'entreprendre une analyse des différents facteurs et des forces motrices qui sous-tendent le développement régional dans ces deux pays, et d'explorer à la fois les réussites et les échecs apparents dans les politiques de développement régional en comparant et contrastant les expériences de développement régional et les modèles de ces deux pays. A fin d'atteindre cet objectif, la recherche utilise une approche multi-scalaire et des méthodes de mesure multidimensionnelle dans le cadre des analyses sur les disparités « régionales » entre les macro régions (sous-ensembles de provinces) des deux pays, des provinces et des régions urbaines sélectionnées, dans le but ultime d’identifier des problèmes existants en termes de développement régional et de pouvoir proposer des solutions. Les étapes principales de la recherche sont : 1. La cueillette des données statistiques pour le Canada et la Chine (incluant les provinces de Québec et de Xinjiang) pour une gamme d’indicateurs (voir ci-dessous). 2. D’entreprendre une analyse de chaque dimension dans les deux juridictions: Population (p.ex. composition, structure, changement); Ressources (p. ex. utilisation, exploitation de l’énergie); Environnement (p.ex. la pollution); et le Développement socioéconomique (p.ex. le développement et la transformation des secteurs clé, et les modèles de développement rural et urbain), et les disparités changeantes par rapport à ces dimensions. 3. La définition d’une typologie de différents types de région en fonction de leurs trajectoires de développement, ce qui servira pour critiquer l’hypothèse centre-périphérie. 4. Le choix d’une région métropolitaine dans chaque juridiction (province). 5. D’entreprendre une analyse temporelle des événements clé (politiques, investissements) dans chaque région et les facteurs impliqués dans chaque événement, en utilisant l’information documentaire générale et des agences institutionnelles impliqués actuellement et dans un passée récent. Cette étude a tenté d'expliquer les schémas et les processus des deux économies, ainsi que la présentation d'études de cas qui illustrent et examinent les différences dans les deux économies à partir de l’échelle nationale jusqu’au niveau régional et provincial et aussi pour certaines zones urbaines. Cette étude a essayé de répondre aux questions de recherche comme: Est-il vrai que les pays avec des plus grandes territoires sont associés avec des plus grandes disparités interrégionales? Quel est le résultat des comparaisons entre pays développés et pays en développement? Quels sont les facteurs les plus importants dans le développement économique de vastes territoires dans les pays développés et pays en développement? Quel est le mécanisme de convergence et de divergence dans les pays développés et, respectivement, les pays en développement? Dans l'introduction à la thèse, le cadre général de l'étude est présenté, suivie dans le chapitre 1 d'une discussion sur les théories et les concepts utilisés dans la littérature théorique principale qui est pertinent à l'étude. Le chapitre 2 décrit la méthodologie de recherche. Le chapitre 3 présente une vue d'ensemble des politiques de développement économique régional et les programmes du Canada et de la Chine dans des périodes différentes à différentes échelles. Au chapitre 4, la convergence des deux pays à l'échelle nationale et la convergence provinciale pour chaque pays sont examinés en utilisant différentes méthodes de mesure telles que les méthodes traditionnelles, la convergence bêta et la convergence sigma. Dans le chapitre le plus complexe, le chapitre 5, les analyses comparatives sont présentées à l'aide de données statistiques, à partir des analyses des cas régionaux et provinciaux retenus des deux pays. Au chapitre 6, ces dispositions sont complétées par une analyse des régions urbaines choisies, qui permet également des aperçus sur les régions les plus périphériques. Dans la recherche proposée pour cette thèse, la politique, la population, le revenu, l'emploi, la composition industrielle, l'investissement, le commerce et le facteur de la migration sont également pris en compte comme facteurs importants de l'analyse régionale compte tenu de la superficie du territoire des deux pays et les différences de population entre eux. Cette thèse a évalué dans quelle mesure les politiques gouvernementales ont réussi à induire la convergence régionale ou ont encore ont creusé davantage les disparités régionales, ce qui implique nécessairement une évaluation de la durabilité des patrons et des programmes de développement régional. Cette étude a également mis l'accent sur les disparités régionales et la politique de développement régional, les comparaisons entre pays, pour mesurer la convergence entre les pays et entre les régions, y compris l'analyse spatiale, d'identifier les facteurs les plus actifs tels que la population, les ressources, la politique, l'urbanisation, les migrations, l'ouverture économique et leurs différents rôles dans le développement économique de ces grands territoires (au Canada et Chine). Les résultats empiriques et les processus de convergence et de divergence offrent un cadre intéressant pour l'examen de la trajectoire de développement régionales et les disparités régionales dans les deux économies. L'approche adoptée a révélé les différentes mosaïques complexes du développement régional dans les deux pays. Les résultats de cette étude ont démontré que la disparité en termes de revenu régional est une réalité dans chaque zone géographique, et que les causes sont nombreuses et complexes. Les deux économies ont certains parallèles dans la mise en œuvre des politiques de développement économique régional, mais il existe des différences importantes aussi et elles se sont développées à différentes vitesses. Les deux économies se sont développées depuis la Seconde Guerre mondiale, mais la Chine a connu une croissance rapide que le Canada comme témoignent de nombreux indicateurs depuis 1980. Cependant, la Chine est maintenant confrontée à un certain nombre de problèmes économiques et sociaux, y compris les disparités régionales marquées, un fossé toujours croissant entre les revenus ruraux et urbains, une population vieillissante, le chômage, la pauvreté et la dégradation rapide de l'environnement avec toujours plus de demandes en énergie. Le développement économique régional en Chine est plus déséquilibré. Le Canada accuse un degré de disparités régionales et provinciales moins important que la Chine. Dans les cas provinciaux, il existe d'importantes différences et de disparités dans la structure économique et spatiale du Québec et du Xinjiang. Les disparités infra provinciales sont plus grandes que celles à l’échelle des provinces et des grandes régions (des sous-ensembles de provinces). Les mécanismes de convergence et de divergence dans les deux pays sont différents. Les résultats empiriques et les processus de convergence et de divergence offrent un cadre intéressant pour l'examen de la trajectoire de développement régionale et les disparités régionales dans les deux économies. Cette étude démontre également que l'urbanisation (les métropoles et les villes) s’avère être le facteur le plus actif et contribue à l'économie régionale dans ces grands territoires. L'ouverture a joué un rôle important dans les économies des deux pays. La migration est un facteur majeur dans la stimulation de l'économie des deux pays mais de façons différentes. Les résultats empiriques démontrent que les disparités régionales ne peuvent pas être évitées et elles existent presque partout. Il n'y a pas une formule universelle et de politiques spécifiques sont de mise pour chaque région. Mais il semble possible pour les décideurs politiques nationaux et régionaux d’essayer de maintenir l'écart à une échelle raisonnable pour éviter l'instabilité sociale.

Mobilités de travail et (re)construction des rapports sociaux au sein d’une communauté Hmong de Chine (province du Guizhou)

La mobilité rurale-urbaine est sans contredit l’un des phénomènes les plus marquants que la Chine a connus depuis ses réformes des années 1980. D’une ampleur colossale, elle a constitué un fondement essentiel de sa transition et de son développement économiques. Or, si l’impact social de cette mobilité a été abondamment étudié dans les villes où séjournent les paysans, il demeure peu connu dans leur communauté d’origine, et encore moins en contexte de « nationalité minoritaire ». Reposant sur une enquête de terrain de plus d’une année, cette thèse en géographie sociale examine la (re)construction sociale dans une communauté rurale et minoritaire (c.àd. Hmong ou Miao) de Chine en lien avec le phénomène de la mobilité de travail. D’une intensité croissante, la pratique de la mobilité de travail par les membres de cette communauté est double. Les migrants sont soit des herboristes ambulants dans les villes de l’espace régional, soit des travailleurs salariés dans les villes orientales du pays. L’utilisation d’une approche du changement social intégrant les sphères du réel et de l’imagination et prenant en compte les dimensions territoriale et économique du phénomène migratoire est originale. De même, l’importance égale portée aux discours et aux actions des migrants et des non-migrants dans le processus de transformation sociale se veut novatrice. Dans ses résultats, cette thèse fait état, premièrement, d’une refonte des logiques territoriales et économiques de la communauté étudiée sous l’effet du phénomène migratoire. De toute évidence, les fondements géographiques de son territoire se sont récemment complexifiés et multipliés. Désormais, une variété de lieux, de frontières, de réseaux sociaux et d’échelles se dessine dans les configurations territoriales de ses membres. Les implications économiques sont tout aussi patentes. Outre la forte dominance des transferts d’argent des migrants dans les budgets familiaux, les questions du développement et des inégalités aux différentes échelles de la communauté renvoient aujourd’hui essentiellement au fait migratoire. Deuxièmement, cette thèse montre la forte empreinte laissée par la mobilité dans la sphère sociale. Nécessitant soutien aux extrémités de leur parcours, les migrants sollicitent de plus en plus l’aide de leurs réseaux lignagers, claniques, villageois et matrilinéaires. Et dans ce processus, il n’est pas rare qu’ils enfreignent consciemment les principes hiérarchiques traditionnels de leurs rapports familiaux. Aussi, au travers de la mobilité, des groupes longtemps marginalisés, tels les femmes et les jeunes adultes, ont acquis estime, autonomie et pouvoir décisionnel. Parallèlement, l’ordre social s’est bouleversé. Ce n’est plus le volume de la production agricole, mais le nombre de travailleurs migrants qui détermine aujourd’hui les différentes classes sociales de la communauté. Finalement, dans le contexte plus large des populations rurales et minoritaires de Chine et du Massif sud-est asiatique, cette thèse fait ressortir l’importance d’aborder la question de l’impact social de la mobilité au-delà des paradigmes de la modernisation et de l’intégration. Contrairement à la plupart des écrits touchant à cette question, il ne suffit pas de porter le regard sur l’influence que les urbains et leur mode de vie soi-disant moderne exercent sur les migrants. Il est également nécessaire de reconnaître les capacités d’initiative et d’innovation sociale des membres de ces populations, migrants et non-migrants. Mais aussi, cette recherche démontre que la question identitaire se doit d’être prise en compte. Les sentiments de marginalité et de subordination demeurent vivaces au travers du phénomène migratoire. Et de tels sentiments semblent se traduire, le plus souvent, par un renforcement des liens sociaux et intracommunautaires au sein même de ces populations minoritaires.

Learning From Cross Country Experiences In Housing: A Micro Finance Approach For Inclusive Housing In India

Housing is one of the primary human needs. It is second only to the need for food and clothing. From a macro perspective, housing is an industry that can prove itself to be a growth engine for a nation, particularly a developing nation like India. Housing has been one of the top priorities for the various governments in India since the seventies. The need for housing has been increasing at a phenomenal pace in India and so also the need for housing finance. Since the growth in supply of housing could not keep pace with the growth in its demand, housing shortage has been on the rise over the years. Housing finance industry which was relatively dormant till the early nineties underwent sweeping changes ever since the initiation of financial sector deregulation measures. Financial deregulation measures brought about several changes in this industry, the first and foremost being the fast growth rate in the industry coupled with cutthroat competition among the industry players. This trend has been quite prominent since the entry of commercial banks into this arena. Accordingly, there has been a surge in the growth of retail (personal) loans segment, particularly in respect of housing loans. This is evident from the fact that housing loans disbursed by banks as a percentage of their total loans has increased from just 2.79% as of end-March 1997 to as high as 12.52% as of end-March 2007. Thus, there has been an unprecedented growth rate in the disbursement of housing loans by banks, and as of 31 March 2007 the outstanding balance of housing loans by all banks in India stands at Rs.230689 Crore, as against just Rs.7946 Crore as of 31 March 1997, the growth rate being 35.82 %CAGR (for the eleven years’ period, FY 1997-‘2007). However, in spite of the impressive growth in housing finance over the years, there are growing apprehensions regarding its inclusiveness, i.e. accessibility to the common man, the underprivileged sections of the society to housing finance etc. Of late, it is widely recognized that formal housing finance system, particularly the commercial banks (CBs) – most dominant among the players – is fast becoming exclusive in operations, with nearly 90% of the total housing credit going to the rich and upper middle income group, primarily the salaried class. The case of housing finance companies (HFCs) is quite similar in this regard. The poor and other marginalized sections are often deprived of adequate credit facilities for housing purpose. Studies have revealed that urban housing poverty is much more acute than the rural probably because of the very fast process of urbanization coupled with constant rural to urban migration