Pankin sisäisen siirtohinnoittelun merkitys ohjauksessa - tapaustutkimus Suomessa toimivasta pankista

Tutkimuksen tavoitteena oli tutkia, miten pankin käyttämä siirtohinnoittelumenetelmä toimii osana pankin ohjausjärjestelmää ja siten tukee organisaation kykyä ja motivaatioita toimia koko pankin kannalta kannattavasti. Ilmiötä tutkittiin tapaustutkimuksena Suomessa toimivassa pankissa. Tutkimuksessa kävi ilmi, että yrityksessä on meneillään siirtohinnoittelumallin muutosprojekti. Projektin tarkoituksena on parantaa kannattavuusseurantaa ja pitkällä tähtäimellä mallin on tarkoitus toimia strategian jalkauttamisen työvälineenä. Tutkimuksessa havaittiin, että siirtohinnoittelumallin keskeisin haaste on saada se sopeutumaan riittävän nopeasti markkinaolosuhteiden muutoksiin siten, että se tukee pankin strategisia tavoitteita. Konttoreiden tulosohjauksessa painotetaan tuloksen lisäksi erilaisia mittaristoja, jotka kuvaavat monipuolisemmin tulosyksikön suoriutumista. Tutkimuksen johtopäätöksenä havaittiin, että siirtohinnoittelumalli voi olla erinomainen johtamisen työkalu, jos se huomioi yrityskohtaiset, taloudelliseen toimintaympäristöön ja yrityksen strategiaan liittyvät erityisvaateet.

Palveluväylän hyödyntäminen palvelukeskeisessä arkkitehtuurissa

Palvelukeskeinen arkkitehtuuri on uusi tapa rakentaa tietojärjestelmiä. Se perustuu siihen, että logiikasta koostetaan yleiskäyttöisiä palveluita, joita tarjotaan muiden järjestelmän osien käyttöön. Tällöin samoja asioita ei tarvitse toteuttaa moneen kertaan ja järjestelmää voidaan hyödyntää tehokkaasti ja monipuolisesti. Näiden palveluiden hallinnassa voidaan hyödyntää palveluväyliä, eli ESB -tuotteita. Palveluväylät sisältävät erilaisia mekanismeja, joiden avulla palveluihin liittyvää viestiliikennettä voidaan reitittää, muokata ja valvoa eri tavoin. Nykyisissä palvelukeskeisissä toteutuksissa käytetään usein XML -kieleen pohjautuvia Web Service -määrityksiä. Ne tarjoavat ympäristöriippumattoman pohjan, joka täyttää suoraan useita palvelukeskeisen arkkitehtuurin vaatimuksia. Määritysten ympärille on myös paljon valmiita laajennuksia, joiden avulla palveluihin voidaan liittää lisätoiminnallisuutta. Lahden kaupunki lähti Fenix -projektin yhteydessä kehittämään uutta kuntien käyttöön soveltuvaa järjestelmää, joka hyödyntää palvelukeskeisen arkkitehtuurin periaatteita. Järjestelmä jaettiin selkeisiin kerroksiin siten, että käyttöliittymä erotettiin palvelulogiikoista palveluväylän avulla. Tällöin järjestelmä saatiin jaettua loogisiin kokonaisuuksiin, joilla on selkeä rooli. Taustapalvelut hoitavat käsitteiden hallinnan, sekä niihin liittyvät liiketoimintasäännöt. Käyttöliittymäkerros hoitaa tiedon esittämisen ja tarjoaa graafisen, selainpohjaisen käyttöliittymän palveluihin. Palveluväylä hoitaa liikenteen reitittämisen, sekä huolehtii palveluihin liittyvistä käyttöoikeuksista ja tilastoinnista. Lopputuloksena on loputtomiin laajennettavissa oleva järjestelmä, jonka päälle voidaan kehittää erilaisia sähköisiä palveluita kunnan ja sen asukkaiden välille.

Uuden valmistusteknologian käyttöönottoprosessin kuvaaminen

Raskaassa teollisuudessa perinteisten valmistusmenetelmien kehitys vaatii uusiin valmistusteknologioihin investoimista ja niiden käyttöönottoa. Valmistusteknologioiden käyttöönottoja johdetaan yrityksissä useimmiten yksittäisinä projekteina. Tämän tutkimuksen tarkoituksena on selvittää, voidaanko valmistusteknologian käyttöönotoissa tunnistaa yhteisiä piirteitä ja onko niihin mahdollista soveltaa prosessijohtamisen menetelmiä. Tutkimuksen taustan muodostaa kirjallisuusselvitys aiemmin julkaistuista aihepiiriin liittyvistä tutkimuksista. Tärkeimmät teoreettiset viitekehykset aiemmista tutkimuksista ovat Taskisen julkaisu tuotantoprosessin muutoksen vaiheista sekä muutoksen mittaristosta, sekä Carillon ja Gaimonin tutkimus valmistusprosessin muutostavoitteista sekä niiden resursoinnista. Lisäksi prosessijohtamisen käsitteet ja yleisimmät prosessien kuvaamisen standardimenetelmät esiteltiin. Työssä tutustutaan suomalaisessa raskaan teollisuuden kasvuyrityksessä tehtyihin valmistusteknologian käyttöönottojen suorituksiin ja niissä havaittuihin kehityskohteisiin. Näiden kehityskohteiden ja teoreettisten viitekehysten perusteella luotiin prosessimalli valmistusteknologian käyttöönotosta. Tutkimuksessa havaittiin, että uuden valmistusteknologian käyttöönotto noudattaa tuotantoprosessiin tehtävien muutosten teoriaa, ja siitä voidaan tunnistaa käyttöönoton tyypistä riippumattomia toistuvia vaiheita. Nämä vaiheet ja toiminnot on mahdollista kuvata prosessiksi, jota voidaan kehittää käyttöönottojen suorituksesta saatujen kokemusten ja mittaustuloksien avulla.

Sähkö- ja hybridiautojen EMC- ja sähköturvallisuusstandardit

Tässä kandidaatintyössä käydään läpi sähkö- ja hybridiautojen tärkeimpiä EMC- ja sähköturvallisuusstandardeja. Työssä käydään läpi sähkö- ja hybridiautojen teknisiä toteutuksia sekä näiden vaikutuksia standardeihin. Lisäksi käydään läpi tärkeimmät kansainväliset standardointiorganisaatiot, sekä listataan näiden organisaatioiden asettamia standardeja sisältöineen.

Toiminnanohjausjärjestelmän käyttöönoton onnistuminen ja siihen vaikuttavat tekijät Pyrollsack Oy:ssä

Tämä diplomityö käsittelee toiminnanohjausjärjestelmän käyttöönottoa ja käyttöönoton kriittisten menestystekijöiden toteutumista. Työn tavoitteena oli tutkia kirjallisuudessa esiintyviä käyttöönoton kriittisiä menestystekijöitä ja verrata niitä Pyrollsack Oy:n käyttöönottoprosessista saatuihin kokemuksiin. Tuloksena voidaan havaita menestystekijät sekä esittää parannusehdotuksia havaittuihin heikkouksiin. Käyttöönottoprojektissa vahvuuksina nähtiin huolellinen valmistautuminen projektiin, uuden toiminnanohjausjärjestelmän strategisen merkityksen ymmärtäminen, nopea päätöksenteko sekä operatiivisen käyttöönoton ajoitus ja vaiheistus. Heikkouksina nähtiin liiallinen viive suunnittelun ja toteutuksen välillä, riittämättömät henkilöresurssit, ohjausryhmän toimimattomuus, viestintä, muutosjohtaminen, puutteellinen tietojen konversio, koulutus sekä toimittajan puutteellinen ymmärrys tehdystä vaatimusmäärittelystä. Käyttöönotto tulisi nähdä laajana projektina, joka koskee koko organisaatiota. Pienissä ja keskisuurissa yrityksissä erityistä huomiota tulee kiinnittää henkilöresurssien riittävyyteen. Uusi toiminnanohjausjärjestelmä saattaa aiheuttaa hetkellisen taantuman toiminnan sujuvuudessa. Toiminnanohjausjärjestelmän hyödyt toiminnalle ovat vaikeasti mitattavissa ja usein positiiviset vaikutukset havaitaan vasta vuosien päästä.

Palvelukeskeisen arkkitehtuurin mukaisen rajapinnan toteuttaminen avustavalla teknologialla

Tässä diplomityössä käsitellään palvelukeskeistä arkkitehtuuria ja sen pohjalta vanhaan järjestelmään rakennetun palvelurajapinnan laajentamista avustavan teknologian avulla. Avustavalla teknologialla automatisoidaan vanhan järjestelmän graafisen ohjelman käyttöliittymän toimintoja verkkopalveluksi. Alussa esitellään palvelukeskeisen arkkitehtuurin määritelmä ja sen mukaisia suunnitteluperiaatteita. Sen jälkeen käydään läpi teoriaa, toteutuksia ja lähestymistapoja vanhojen järjestelmien integroimiseksi osaksi palvelukeskeistä arkkitehtuuria. Microsoft Windows-ympäristön tarjoama tuki avustavalle teknologialle käydään läpi. Palvelurajapinnan laajentamisessa käytettiin mustan laatikon menetelmää, jolla vanhan järjestelmän graafinen ohjelma automatisoidaan avustavan teknologian avulla. Menetelmä osoittautui toimivaksi ja sitä voidaan käyttää vanhojen järjestelmien integroimiseksi osaksi palvelukeskeistä arkkitehtuuria

Distributed ControlArchitecture of Power Electronics Building-Block-Based Frequency Converters

The increasing power demand and emerging applications drive the design of electrical power converters into modularization. Despite the wide use of modularized power stage structures, the control schemes that are used are often traditional, in other words, centralized. The flexibility and re-usability of these controllers are typically poor. With a dedicated distributed control scheme, the flexibility and re-usability of the system parts, building blocks, can be increased. Only a few distributed control schemes have been introduced for this purpose, but their breakthrough has not yet taken place. A demand for the further development offlexible control schemes for building-block-based applications clearly exists. The control topology, communication, synchronization, and functionality allocationaspects of building-block-based converters are studied in this doctoral thesis. A distributed control scheme that can be easily adapted to building-block-based power converter designs is developed. The example applications are a parallel and series connection of building blocks. The building block that is used in the implementations of both the applications is a commercial off-the-shelf two-level three-phase frequency converter with a custom-designed controller card. The major challenge with the parallel connection of power stages is the synchronization of the building blocks. The effect of synchronization accuracy on the system performance is studied. The functionality allocation and control scheme design are challenging in the seriesconnected multilevel converters, mainly because of the large number of modules. Various multilevel modulation schemes are analyzed with respect to the implementation, and this information is used to develop a flexible control scheme for modular multilevel inverters.

Social capital and health : variations, associations and challenges

Although social capital and health have been extensively studied during the last decade, there are still open issues in current empirical research. These concern for instance the measurement of the concept in different contexts, as well as the association between different types of social capital and different dimensions of health. The present thesis addressed these questions. The general aim was to promote the understanding of social capital and health by investigating the oldest old and the two major language groups in Finland, Swedish- and Finnish-speakers. Another aim was to contribute to the discussion on methodological issues in social capital and health research. The present thesis investigated two empirical data sets, Umeå 85+ and Health 2000. The Umeå 85+ study was a cross-sectional study of 163 individuals aged 85, 90, and 95 or older, living in the municipality of Umeå, Sweden, in the year of 2000. The Health 2000 survey was a national study of 8,028 persons aged 30 or above carried out in Finland in 2000-2001. Different indicators of structural (e.g. social contacts) and cognitive (e.g. trust) social capital, as well as health indicators were used as variables in the analyses. The Umeå 85+ data set was analyzed with factor analysis, as well as univariate and multivariate analysis of variance. The Health 2000 data was analyzed with logistic regression techniques. The results showed that the Swedish-speakers in the Finnish data set Health 2000 had consistently higher prevalence of social capital compared to the Finnish-speakers even after controlling for central sociodemographic variables. The results further showed that even if the language group differences in health were small, the Swedishspeakers experienced in general better self-reported health compared with the Finnish-speakers. Common sociodemographic variables could not explain these observed differences in health. The results imply that social capital is often, but not always, associated with health. This was clearly seen in the Umeå 85+ data set where only one health indicator (depressive symptoms) was associated with structural social capital among the oldest old. The results based on the analysis of the Health 2000 survey demonstrated that the cognitive component of social capital was associated with self-rated health and psychological health rather than with participation in social activities and social contacts. In addition, social capital statistically reduced the health advantage especially for Swedish-speaking men, indicating that high prevalence of social capital may promote health. Finally, the present thesis also discussed the issue of methodological challenges faced with when analyzing social capital and health. It was suggested that certain components of social capital such as bonding and bridging social capital may be more relevant than structural and cognitive components when investigating social capital among the two language groups in Finland. The results concerning the oldest old indicated that the structural aspects of social capital probably reflect current living conditions, whereas cognitive social capital reflects attitudes and traits often acquired decades earlier. This is interpreted as an indication of the fact that structural and cognitive social capital are closely related yet empirically two distinctive concepts. Taken together, some components of social capital may be more relevant to study than others depending on which population group and age group is under study. The results also implied that the choice of cut-off point of dichotomization of selfrated health has an impact on the estimated effects of the explanatory variables. When the whole age interval, 35-64 years, was analyzed with logistic regression techniques the choice of cut-off point did not matter for the estimated effects of marital status and educational level. The results changed, however, when the age interval was divided into three shorter intervals. If self-rated health is explored using wide age intervals that do not account for age-dependent covariates there is a risk of drawing misleading conclusions. In conclusion, the results presented in the thesis suggest that the uneven distribution of social capital observed between the two language groups in Finland are of importance when trying to further understand health inequalities that exist between Swedish- and Finnish-speakers in Finland. Although social capital seemed to be relevant to the understanding of health among the oldest old, the meaning of social capital is probably different compared to a less vulnerable age group. This should be noticed in future empirical research. In the present thesis, it was shown that the relationship between social capital and health is complex and multidimensional. Different aspects of social capital seem to be important for different aspects of health. This reduces the possibility to generalize the results and to recommend general policy implementations in this area. An increased methodological awareness regarding social capital as well as health are called for in order to further understand the cfomplex association between them. However, based on the present data and findings social capital is associated with health. To understand individual health one must also consider social aspects of the individuals’ environment such as social capital.

Neural correlates of language learning in adults

The human language-learning ability persists throughout life, indicating considerable flexibility at the cognitive and neural level. This ability spans from expanding the vocabulary in the mother tongue to acquisition of a new language with its lexicon and grammar. The present thesis consists of five studies that tap both of these aspects of adult language learning by using magnetoencephalography (MEG) and functional magnetic resonance imaging (fMRI) during language processing and language learning tasks. The thesis shows that learning novel phonological word forms, either in the native tongue or when exposed to a foreign phonology, activates the brain in similar ways. The results also show that novel native words readily become integrated in the mental lexicon. Several studies in the thesis highlight the left temporal cortex as an important brain region in learning and accessing phonological forms. Incidental learning of foreign phonological word forms was reflected in functionally distinct temporal lobe areas that, respectively, reflected short-term memory processes and more stable learning that persisted to the next day. In a study where explicitly trained items were tracked for ten months, it was found that enhanced naming-related temporal and frontal activation one week after learning was predictive of good long-term memory. The results suggest that memory maintenance is an active process that depends on mechanisms of reconsolidation, and that these process vary considerably between individuals. The thesis put special emphasis on studying language learning in the context of language production. The neural foundation of language production has been studied considerably less than that of perceptive language, especially on the sentence level. A well-known paradigm in language production studies is picture naming, also used as a clinical tool in neuropsychology. This thesis shows that accessing the meaning and phonological form of a depicted object are subserved by different neural implementations. Moreover, a comparison between action and object naming from identical images indicated that the grammatical class of the retrieved word (verb, noun) is less important than the visual content of the image. In the present thesis, the picture naming was further modified into a novel paradigm in order to probe sentence-level speech production in a newly learned miniature language. Neural activity related to grammatical processing did not differ between the novel language and the mother tongue, but stronger neural activation for the novel language was observed during the planning of the upcoming output, likely related to more demanding lexical retrieval and short-term memory. In sum, the thesis aimed at examining language learning by combining different linguistic domains, such as phonology, semantics, and grammar, in a dynamic description of language processing in the human brain.

Applications of graph transformation in tools for domain-specific modeling languages

The use of domain-specific languages (DSLs) has been proposed as an approach to cost-e ectively develop families of software systems in a restricted application domain. Domain-specific languages in combination with the accumulated knowledge and experience of previous implementations, can in turn be used to generate new applications with unique sets of requirements. For this reason, DSLs are considered to be an important approach for software reuse. However, the toolset supporting a particular domain-specific language is also domain-specific and is per definition not reusable. Therefore, creating and maintaining a DSL requires additional resources that could be even larger than the savings associated with using them. As a solution, di erent tool frameworks have been proposed to simplify and reduce the cost of developments of DSLs. Developers of tool support for DSLs need to instantiate, customize or configure the framework for a particular DSL. There are di erent approaches for this. An approach is to use an application programming interface (API) and to extend the basic framework using an imperative programming language. An example of a tools which is based on this approach is Eclipse GEF. Another approach is to configure the framework using declarative languages that are independent of the underlying framework implementation. We believe this second approach can bring important benefits as this brings focus to specifying what should the tool be like instead of writing a program specifying how the tool achieves this functionality. In this thesis we explore this second approach. We use graph transformation as the basic approach to customize a domain-specific modeling (DSM) tool framework. The contributions of this thesis includes a comparison of di erent approaches for defining, representing and interchanging software modeling languages and models and a tool architecture for an open domain-specific modeling framework that e ciently integrates several model transformation components and visual editors. We also present several specific algorithms and tool components for DSM framework. These include an approach for graph query based on region operators and the star operator and an approach for reconciling models and diagrams after executing model transformation programs. We exemplify our approach with two case studies MICAS and EFCO. In these studies we show how our experimental modeling tool framework has been used to define tool environments for domain-specific languages.

When to Utilize Software as a Service

Cloud computing enables on-demand network access to shared resources (e.g., computation, networks, servers, storage, applications, and services) that can be rapidly provisioned and released with minimal management effort. Cloud computing refers to both the applications delivered as services over the Internet and the hardware and system software in the data centers. Software as a service (SaaS) is part of cloud computing. It is one of the cloud service models. SaaS is software deployed as a hosted service and accessed over the Internet. In SaaS, the consumer uses the provider‘s applications running in the cloud. SaaS separates the possession and ownership of software from its use. The applications can be accessed from any device through a thin client interface. A typical SaaS application is used with a web browser based on monthly pricing. In this thesis, the characteristics of cloud computing and SaaS are presented. Also, a few implementation platforms for SaaS are discussed. Then, four different SaaS implementation cases and one transformation case are deliberated. The pros and cons of SaaS are studied. This is done based on literature references and analysis of the SaaS implementations and the transformation case. The analysis is done both from the customer‘s and service provider‘s point of view. In addition, the pros and cons of on-premises software are listed. The purpose of this thesis is to find when SaaS should be utilized and when it is better to choose a traditional on-premises software. The qualities of SaaS bring many benefits both for the customer as well as the provider. A customer should utilize SaaS when it provides cost savings, ease, and scalability over on-premises software. SaaS is reasonable when the customer does not need tailoring, but he only needs a simple, general-purpose service, and the application supports customer‘s core business. A provider should utilize SaaS when it offers cost savings, scalability, faster development, and wider customer base over on-premises software. It is wise to choose SaaS when the application is cheap, aimed at mass market, needs frequent updating, needs high performance computing, needs storing large amounts of data, or there is some other direct value from the cloud infrastructure.

Solving Challenging Real-World Scheduling Problems

This work contains a series of studies on the optimization of three real-world scheduling problems, school timetabling, sports scheduling and staff scheduling. These challenging problems are solved to customer satisfaction using the proposed PEAST algorithm. The customer satisfaction refers to the fact that implementations of the algorithm are in industry use. The PEAST algorithm is a product of long-term research and development. The first version of it was introduced in 1998. This thesis is a result of a five-year development of the algorithm. One of the most valuable characteristics of the algorithm has proven to be the ability to solve a wide range of scheduling problems. It is likely that it can be tuned to tackle also a range of other combinatorial problems. The algorithm uses features from numerous different metaheuristics which is the main reason for its success. In addition, the implementation of the algorithm is fast enough for real-world use.

Application of artificial neural networks as an alternative to volumetric water balance in drip irrigation management in watermelon crop

Precision irrigation seeks to establish strategies which achieve an efficient ratio between the volume of water used (reduction in input) and the productivity obtained (increase in production). There are several studies in the literature on strategies for achieving this efficiency, such as those dealing with the method of volumetric water balance (VWB). However, it is also of great practical and economic interest to set up versatile implementations of irrigation strategies that: (i) maintain the performance obtained with other implementations, (ii) rely on few computational resources, (iii) adapt well to field conditions, and (iv) allow easy modification of the irrigation strategy. In this study, such characteristics are achieved when using an Artificial Neural Network (ANN) to determine the period of irrigation for a watermelon crop in the Irrigation Perimeter of the Lower Acaraú, in the state of Ceará, Brazil. The Volumetric Water Balance was taken as the standard for comparing the management carried out with the proposed implementation of ANN. The statistical analysis demonstrates the effectiveness of the proposed management, which is able to replace VWB as a strategy in automation.

Building object-oriented software with the D-Bus messaging system

Object-oriented programming is a widely adopted paradigm for desktop software development. This paradigm partitions software into separate entities, objects, which consist of data and related procedures used to modify and inspect it. The paradigm has evolved during the last few decades to emphasize decoupling between object implementations, via means such as explicit interface inheritance and event-based implicit invocation. Inter-process communication (IPC) technologies allow applications to interact with each other. This enables making software distributed across multiple processes, resulting in a modular architecture with benefits in resource sharing, robustness, code reuse and security. The support for object-oriented programming concepts varies between IPC systems. This thesis is focused on the D-Bus system, which has recently gained a lot of users, but is still scantily researched. D-Bus has support for asynchronous remote procedure calls with return values and a content-based publish/subscribe event delivery mechanism. In this thesis, several patterns for method invocation in D-Bus and similar systems are compared. The patterns that simulate synchronous local calls are shown to be dangerous. Later, we present a state-caching proxy construct, which avoids the complexity of properly asynchronous calls for object inspection. The proxy and certain supplementary constructs are presented conceptually as generic object-oriented design patterns. The e ect of these patterns on non-functional qualities of software, such as complexity, performance and power consumption, is reasoned about based on the properties of the D-Bus system. The use of the patterns reduces complexity, but maintains the other qualities at a good level. Finally, we present currently existing means of specifying D-Bus object interfaces for the purposes of code and documentation generation. The interface description language used by the Telepathy modular IM/VoIP framework is found to be an useful extension of the basic D-Bus introspection format.

On Dynamic Monitoring Methods for Networks-on-Chip

Rapid ongoing evolution of multiprocessors will lead to systems with hundreds of processing cores integrated in a single chip. An emerging challenge is the implementation of reliable and efficient interconnection between these cores as well as other components in the systems. Network-on-Chip is an interconnection approach which is intended to solve the performance bottleneck caused by traditional, poorly scalable communication structures such as buses. However, a large on-chip network involves issues related to congestion problems and system control, for instance. Additionally, faults can cause problems in multiprocessor systems. These faults can be transient faults, permanent manufacturing faults, or they can appear due to aging. To solve the emerging traffic management, controllability issues and to maintain system operation regardless of faults a monitoring system is needed. The monitoring system should be dynamically applicable to various purposes and it should fully cover the system under observation. In a large multiprocessor the distances between components can be relatively long. Therefore, the system should be designed so that the amount of energy-inefficient long-distance communication is minimized. This thesis presents a dynamically clustered distributed monitoring structure. The monitoring is distributed so that no centralized control is required for basic tasks such as traffic management and task mapping. To enable extensive analysis of different Network-on-Chip architectures, an in-house SystemC based simulation environment was implemented. It allows transaction level analysis without time consuming circuit level implementations during early design phases of novel architectures and features. The presented analysis shows that the dynamically clustered monitoring structure can be efficiently utilized for traffic management in faulty and congested Network-on-Chip-based multiprocessor systems. The monitoring structure can be also successfully applied for task mapping purposes. Furthermore, the analysis shows that the presented in-house simulation environment is flexible and practical tool for extensive Network-on-Chip architecture analysis.