Crecimiento y transformación de la economía vasca: las Cajas de Ahorros del País Vasco, 1980-2011.

[ES]En estos últimos años, en cualquier medio de comunicación hemos podido ver o escuchar la situación de las cajas de ahorros españolas, las cuales han desarrollado un cambio radical. Por una parte, a causa de la crisis que comenzó el 2008 muchas entidades financieras, sobre todo las cajas de ahorros, tuvieron problemas muy graves de solvencia. Consecuentemente se llevó a cabo un proceso de reestructuración donde estas entidades o transfirieron el negocio financiero a un banco o se fusionaron para crear uno nuevo. Así, las necesidades de capital que tenían bastantes cajas para alcanzar los ratios de solvencia exigidas por los reguladores ha hecho que el peso de esas cajas pertenecientes a los ahora bancos se haya reducido llegando a desaparecer la naturaleza de estas instituciones. Por ello voy a realizar un estudio sobre los problemas de este sector, más enfocado a lo que se refiere al País Vasco y el estado de una de las tres cajas vascas, concretamente la BBK, para determinar si el modelo de este tipo de entidades que tantas veces ha sido criticada puede ser adecuado o es cierto que este cambio era inminente.

The lay of the trilobite: rereading May Kendall

The impact of Darwin's theory of evolution by natural selection on the culture of late Victorian England and on the development of Western thought at large is at once widely acknowledged and hotly contested. In this essay, I revisit the question of what difference an understanding of Darwin's ideas, their reception and their afterlife within evolutionary biology makes to how we read Victorian poetry. I suggest that there are three distinct ways of approaching poetry after Darwin. The first is to examine poems in their own cultural context, considering how they respond to the scientific discourses of their time in the light of internal and external evidence as to the specific sources of each poet's knowledge of those discourses. The second is to ground an interpretative framework in Darwinism's insights into human biology itself. The third is to explore how a given poem's responses to the philosophical issues raised by Darwin's thinking, including questions of ethics and theology, give its readers a possible model for their own responses to the same concerns today. I suggest too that the limitations of each approach may be best overcome by bringing them together. I go on to explore the potential of the first and third approaches through a reading of May Kendall's poem 'The Lay of the Trilobite' in a series of different contexts, from its first appearance in 'Punch', through her first collection Dreams to Sell, to her essays on Christian ethics from the 1880s and 1890s

Upgrading humans via implants - why not?

In his forum paper, Prof. Kevin Warwick considers four different examples of how the use of implant technology is opening up the possibility of upgrading human abilities, particularly in terms of mental cognition. The main thrust is an overview of Prof. Warwick's own research, which led to him receiving a neural implant linking his nervous system bi-directionally with the internet. With this implant in place, neural signals were transmitted to various technological devices to directly control them, in some cases via the internet, and feedback to the brain was obtained from such stimuli as the fingertips of a robot hand, ultrasonic (extra-) sensory input and neural signals directly from another human's nervous system. A view is taken as to the prospects for the future, both in the short-term as a therapeutic device and in the long-term as a form of enhancement, including the realistic potential, in the near future, for thought communication – thereby opening up tremendous commercial potential. The therapy/enhancement dichotomy is considered here, as well as military and medical issues. Clearly though, an individual whose brain is part human/part machine can have abilities that far surpass those who remain with a human brain alone. Will such an individual exhibit different moral and ethical values to those of a human? If so, what effects might this have on society?

Toward the atomistic simulation of T cell epitopes automated construction of MHC:peptide structures for free energy calculations

Epitopes mediated by T cells lie at the heart of the adaptive immune response and form the essential nucleus of anti-tumour peptide or epitope-based vaccines. Antigenic T cell epitopes are mediated by major histocompatibility complex (MHC) molecules, which present them to T cell receptors. Calculating the affinity between a given MHC molecule and an antigenic peptide using experimental approaches is both difficult and time consuming, thus various computational methods have been developed for this purpose. A server has been developed to allow a structural approach to the problem by generating specific MHC:peptide complex structures and providing configuration files to run molecular modelling simulations upon them. A system has been produced which allows the automated construction of MHC:peptide structure files and the corresponding configuration files required to execute a molecular dynamics simulation using NAMD. The system has been made available through a web-based front end and stand-alone scripts. Previous attempts at structural prediction of MHC:peptide affinity have been limited due to the paucity of structures and the computational expense in running large scale molecular dynamics simulations. The MHCsim server (http://igrid-ext.cryst.bbk.ac.uk/MHCsim) allows the user to rapidly generate any desired MHC:peptide complex and will facilitate molecular modelling simulation of MHC complexes on an unprecedented scale.

Crisis, educación y precariedad-afluencia. El rol de la educación en las condiciones de vida de la población española

El objeto de este artículo es estudiar la influencia del nivel educativo (capital cultural) en los procesos de precariedad-afluencia de la población española entre los años posteriores a la crisis de inicio de la década de 1990 y los años más duros de la crisis de 2007. A partir de los datos de las encuestas PHOGUE y ECV del Instituto Nacional de Estadística (INE) se han construido cuatro indicadores para medir la precariedad laboral, de ingresos, de salud y de vivienda y su distribución según distintas variables demográficas. Se pretende contrastar la hipótesis de que más educación significa más protección frente a la precariedad, estudiando diferentes condiciones de las condiciones de vida y existencia en momentos tanto de crecimiento como de crisis económica. Mediante un análisis multivariable se intenta determinar el nivel de impacto del capital cultural, alcance, evolución y, sobre todo, si sus efectos positivos o negativos están en proceso de expansión o desaceleración. El resultado tiene una doble aportación: de un lado, metodológica, consistente en la construcción de los indicadores; de otro lado, los resultados, con los que se puede reevaluar algunas generalizaciones sobre la pérdida de importancia del rol de la educación en las sociedades contemporáneas.