862 resultados para State Mutual Life Assurance Company (Worcester, Mass.)


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This article considers how corporate behaviour in relation to climate change might be reconfigured and the role that indirect investors might play in this reconfiguring. The article suggests that the consequences of climate change are serious enough that indirect investors might be prevailed upon, using a model of behaviour suggested by the work of Hans Jonas, to pressure institutional investors into demanding changes in corporate policy towards climate change. Jonas' work represents a plea for the recognition and acceptance of responsibility in the face of nature's vulnerability and humanity's power over technology. The article suggests that this ethic can be operationalised in relation to corporate governance by building on the changes in the pattern of investment holdings that have taken place in large public companies in the preceding two decades or so. The idea is to appeal to individuals who may perceive themselves as currently being outsiders – or at least only distant stakeholders in relation to the corporation – to realise the responsibility vested in them as beneficiaries through their interest in pension funds, life assurance policies, annuities and other arm's-length financial arrangements with corporations. The hope is that these individuals may, through the influence of a model of responsibility, become active investors and beneficiaries interested in corporate practices that impact on climate change and, encourage others to do likewise.

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Trabalho de Projeto de Mestrado apresentado ao Instituto Superior de Contabilidade e Administração do Porto para a obtenção do grau de Mestre em Empreendedorismo e Internacionalização sob orientação da Doutora Celsa Maria Carvalho Machado

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Estelle Cuffe Hawley (1894-1995) was an educator, businesswoman and politician, who became the first woman alderman on the St. Catharines City Council. She began her career as a teacher in Peterborough in 1913, and later taught in St. Catharines at Connaught School and St. Paul’s Ward School, where she served as Principal for six years. In 1928-29, she worked as an exchange teacher in Edmonton, Alberta. This would be Estelle’s last year in the teaching profession. She moved back to St. Catharines in 1930 and began a career in business, as an employee of Sun Life Assurance Co. She remained in this profession until around 1952. It was during this period that she became very active in the community and local politics. In 1934 she was elected to the St. Catharines Board of Education, where she advocated for the improvement of teachers’ salaries, the introduction of nursing services in schools, and the inclusion of music in the curriculum. She served as a member of the school board until 1937. The following year, she became the first woman elected to the St. Catharines City Council. As an alderman, she worked to improve the community's social welfare services, serving consecutively as chairman of all committees. She established comprehensive health services (including medical, dental and nursing), in the public, separate and secondary schools of St. Catharines, the first program of its kind in Canada. She was also instrumental in establishing minimum housing standards and engaging the public in local government by arranging a series of lectures by city officials. She remained a member of City Council until 1943. The following year she campaigned unsuccessfully for the mayoralty. In 1953 she married Hubert Hawley and moved to Orillia. She continued to remain active in the community, serving as President of the Ontario Recreation Association from 1950-1953, and editor of their Bulletin from 1955-1961. During the 1960s, she worked with various groups, including the Voice of Women, the Mental Health Association and the Freedom from Hunger Campaign. In addition to this work, Estelle wrote poetry and short stories, some of which were published in the Peterborough Review, the Globe and Mail and the Canadian Churchman. Some of her short stories (often about her childhood experiences) were broadcast on the CBC, as well as her experiences as a Town Councillor (under the pseudonym Rebecca Johnson in 1961). She also broadcast a segment that was part of a series called “Winning the Peace” in April 1944. Estelle was a sought-after public speaker, speaking on topics such as peace, democracy, citizenship, education, and women’s rights. In 1976, Brock University conferred an honorary Doctor of Law degree to Estelle for her leadership as an educator, businesswoman and a stateswoman. Her husband Hubert died that same year, and Estelle subsequently moved to Mississauga. With the assistance of an Ontario Heritage Foundation grant, she began work on her memoir. She later moved back to Orillia and died there in 1995, at the age of 101.

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Associée à d'autres techniques observationnelles, la polarimétrie dans le visible ou dans le proche infrarouge permet d'étudier la morphologie des champs magnétiques à la périphérie de nombreuses régions de formation stellaire. A l'intérieur des nuages molécualires la morphologie des champs est connue par polarimétrie submillimétrique, mais rarement pour les mêmes régions. Habituellement, il manque une échelle spatiale intermédiaire pour pouvoir comparer correctement la morphologie du champ magnétique galactique avec celle située à l'intérieur des nuages moléculaires. -- Cette thèse propose les moyens nécessaires pour réaliser ce type d'analyse multi-échelle afin de mieux comprendre le rôle que peuvent jouer les champs magnétiques dans les processus de formation stellaire. La première analyse traite de la région GF 9. Vient ensuite une étude de la morphologie du champ magnétique dans les filaments OMC-2 et OMC-3 suivie d'une analyse multi-échelle dans le complexe de nuages moléculaires Orion A dont OMC-2 et OMC-3 font partie. -- La synthèse des résultats couvrant GF 9 et Orion A est la suivante. Les approches statistiques employées montrent qu'aux grandes échelles spatiales la morphologie des champs magnétiques est poloïdale dans la région GF 9, et probablement hélicoïdale dans la région Orion A. A l'échelle spatiale des enveloppes des nuages moléculaires, les champs magnétiques apparaissent alignés avec les champs situés à leur périphérie. A l'échelle spatiale des coeurs, le champ magnétique poloïdal environnant la région GF 9 est apparemment entraîné par le coeur en rotation, et la diffusion ambipolaire n'y semble pas effective actuellement. Dans Orion A, la morphologie des champs est difficilement détectable dans les sites actifs de formation d'OMC-2, ou bien très fortement contrainte par les effets de la gravité dans OMC-1. Des effets probables de la turbulence ne seont détectés dans aucune des régions observées. -- Les analyses multi-échelles suggèrent donc qu'indépendamment du stade évolutif et de la gamme de masse des régions de formation stellaires, le champ magnétique galactique subit des modifications de sa morphologie aux échelles spatiales comparables à celles des coeurs protostellaires, de la même façon que les propriétés structurelles des nuages moléculaires suivent des lois d'autosimilarité jusqu'à des échelles comparables à celles des coeurs.

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The main benefit of Jeevan Saathi policy is that, it is a joint life policy which covers the life of both husband and wife under a single policy. And they also get double benefit if any one of them dies during the term of the policy. The Jeevan Mitra policy is a single life policy, the main advantage of which is that the dependents get double benefit in case of normal death and triple benefit in case of accidental death during the term of policy. so both the policies have their own attractions but when compared with the annual sales of other policies, the additional increase in the sales of these policies are decreasing. It is a fact finding study concerned with market performance of these two policies by conducting a survey among the Jeevan Saathi and Jeevan Mitra policy holders, and a thorough analysis of the various information or data collected from them. This study is an attempt to present an integrated picture of the main features of the policy holders who have bought these policies, the major factors responsible for making them purchase these policies, the various difficulties faced by them at present and further modification needed in the plans of these policies according to the opinion of policy holders. For increasing accuracy of the conclusions, information is also collected from Agents and Development Officers by using interview schedule. The main purpose of this study is to draw attention of LIC to introduce new plans of policies taking into consideration the drawbacks or defects of the existing policies and present needs of policy holders. It will also help to make new plans in order to suit the needs of more people who want to buy life insurance policies

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Analizar el fenómeno de la responsabilidad del Estado causada por los hechos del legislador ha sido un trabajo desarrollado tanto por la doctrina como por la jurisprudencia internacional a mediados del siglo xx. En Francia, por ejemplo, se presentó el primer antecedente jurisprudencial en el año de 1934. En España, su estudio empezó a gestionarse con la promulgación de la Constitución de 1978, dándose el primer fallo judicial en elaño de 1993. Para el caso colombiano, la Constitución de 1991 introdujo en su artículo 90 el fundamento constitucional de la responsabilidad patrimonial del Estado, sin que esto significase que la jurisprudencia del Consejo de Estado encontrase las bases de esta responsabilidad en diferentes disposiciones de la Constitución de 1886, tales como los artículos 2º, 16 y 30, que consagró el principio de legalidad del Estado para proteger la vida, honra y bienes de los ciudadanos, y garantizar la propiedad privada y los demás derechos adquiridos con el título de derecho. Sin embargo, los primeros fallos relacionados con este título de imputación en Colombia fueron emitidos por el máximo Tribunal de lo Contencioso Administrativo colombiano en el año de 1998 y por la Corte Constitucional a través de la Sentencia C-038 de 2006, providencia judicial que estableció algunas de las características que posee esta figura jurídica.

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A presente pesquisa apresenta uma análise da interferência do Estado na esfera pública de seis áreas localizadas na Região Metropolitana do Grande Recife. Através da implementação de um conjunto de ações que envolveram nove secretarias estaduais, o Governo do Estado implantou uma metodologia de interlocução com as lideranças nas comunidades assistidas. A partir do estudo desta metodologia, com a aplicação da estrutura definida por Jürgen Habermas, que confere ao Estado função similar a das mídias, de informar a sociedade, e um debate teórico entre as teorias contemporâneas da gestão pública de viés gerencialista e da gestão pública societal, complementado com uma breve descrição da evolução da participação popular no Brasil e em Pernambuco, a partir dos anos 1930. A dissertação passa, em seguida, à descrição das informações socioeconômicas das áreas incluídas na pesquisa e mediante a realização de entrevistas semi-estruturadas em uma amostra de 53 lideranças comunitárias, conclui o estudo de caso afirmando que, apesar de estar cumprindo com a função de informar à esfera pública o resultado das ações governamentais, este programa ainda não correspondeu às expectativas de promover melhorias na esfera pública local.

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Analysis of the elements of the Constitutional Order of the letter 1988 politics, with emphasis in the principles of this, a study on the intervention of the State in the private initiative by means of the Law of Recovery of Companies and Bankruptcies (law 11.101/05). New enterprise vision is admitted, over all in the interdependence between economic and social factors. Study on the globalization and the interdependence of economic and legal sciences in the construction of a legal optics in the search for the economic and social development, with the recognition of the interference of the Economy in the Right and its uneven importance. Still, we delineate the state intervention in the economic scope, of company and in the judicial recovery, as well as the consequences of such intervention in the involved credits in the judicial recovery and patrimony of the debtor in recovery. For such task, the elements of the Judicial Recovery, its principles and adequacy of these to the related ones in the chapter had been analyzed that turns on the national economic Order, describing the formal procedure for concession of the benefit of the Judicial Recovery and the principles in existing them. The forms of intervention of the State in the private economy were not disrespected, relating its direct and indirect performance as half of preservation of interests writings in the constitutional scope as public interest and preservation of the National economic Order. The regulating agencies as of direct state intervention were half not disrespected of the study for the relevance of the subject. It is revised national bibliography with incursions in French, Portuguese and North American comparative jurisprudence. One contributes in the aspect of the paper of the Judiciary Power in the protection of the companies in crisis and the social and economic impacts, over all in relation to the rights of the worked ones, credit and enterprise

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To estimate realistic cross sections in ultra peripheral heavy ion collisions we must remove effects of strong absorption. One method to eliminate these effects make use of a Glauber model calculation, where the nucleon-nucleon energy dependent cross sections at small impact parameter are suppressed. In another method we impose a geometrical cut on the minimal impact parameter of the nuclear collision ((b)min > R-1 + R-2, where R-i is the radius of ion 'i'). In this last case the effect of a possible nuclear radius dependence with the energy has not been considered in detail up to now. Here we introduce this effect showing that for final states with small invariant mass the effect is negligible. However when the final state has a relatively large invariant mass, e.g., an intermediate mass Higgs boson, the cross section can decrease up to 50%. (C) 2003 Published by Elsevier B.V.

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The first studies with constructed wetlands undertaken in Brazil were the result of observations made from the Amazon flood plains. The first attempt to use this capacity to change the quality of the water, in the sense of purification performed in Brazil using constructed wetland systems, was made by Salati et al. After that, new technologies were developed in a focused attempt to increase the efficiency of the system and reduce investments. Over these 18 years, persuading the Brazilian scientific community as well as the environmental control agencies to give due attention to this kind of research has required endless efforts. Only in recent years have major institutions responsible for sewage treatment and potable water supply been concerned with this type of technology for solving real problems. These institutions are as follows: SABESP (Basic Sanitation Company of Sao Paulo State), SANEPAR (Sanitation Company of Parana State) and CESP (Electric Company of Sao Paulo State). One of the private institutions that has systematically worked in the design and projects of constructed wetlands is the Institute of Applied Ecology. This institution has enhanced and developed a water depuration system based on the purifying capacity of the soil. The wetlands with filtering soils are systems formed by overlapping layers of crushed stone, gravel and soil planted with rice. This technology has been used in sewage treatment and also in water supply systems.

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We discuss the possible influence of gravity in the neutronization process p+e-→νe, which is particularly important as a cooling mechanism of neutron stars. Our approach is semiclassical in the sense that leptonic fields are quantized on a classical background spacetime, while neutrons and protons are treated as excited and unexcited nucleon states, respectively. We expect gravity to have some influence wherever the energy content carried by the in state is barely above the neutron mass. In this case the emitted neutrinos would be soft enough to have a wavelength of the same order as the space curvature radius. ©2000 The American Physical Society.

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The objective of this work was to analyze the consumption, electric energy cost, and economic results of irrigated citrus (Citrus sinensis). The treatments consisted of a dripping irrigation system with one and two lateral distribution lines, a micro sprinkler irrigation system and a treatment without irrigation. For each irrigation system, three water depths were used: 100%, 75% and 50% of Etc (citrus evapotranspiration). The electric energy cost for two tariff groups, Group A and Group B, was studied. For Group A, the expenses with energy were determined for the Conventional Binomial Structure tariff, the Hour-seasonal tariff (green and blue) and the special tariff for nocturnal irrigation. The kWh cost for the tariff systems were obtained from the website of CPFL (São Paulo State Power and Light Company, Brazil). The best relation between the electric energy consumption (kWh.ha -1) and productivity (t.ha -1) occurred in the treatment irrigated with 50% of the Etc. The irrigated treatments increased productivity. The biggest productivity was observed in the irrigation treatments with 50% of the Etc when compared to the ones with 100% of the Etc. The blue and green Hour-seasonal tariff system of Group A (nocturnal irrigation) was the best option. A biggest economic turnover occurred in the treatments irrigated with 50% of the Etc.

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Includes bibliography

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We solve the three-body bound-state problem in three dimensions for mass imbalanced systems of two identical bosons and a third particle in the universal limit where the interactions are assumed to be of zero range. The system displays the Efimov effect and we use the momentum-space wave equation to derive formulas for the scaling factor of the Efimov spectrum for any mass ratio assuming either that two or three of the two-body subsystems have a bound state at zero energy. We consider the single-particle momentum distribution analytically and numerically and analyze the tail of the momentum distribution to obtain the three-body contact parameter. Our findings demonstrate that the functional form of the three-body contact term depends on the mass ratio, and we obtain an analytic expression for this behavior. To exemplify our results, we consider mixtures of lithium with either two caesium or rubidium atoms which are systems of current experimental interest. © 2013 American Physical Society.