The Crowding-out Effect of Mandatory Labour Market Pension Schemes on Private Savings. Evidence from renters in Denmark. CEPS Working Document No. 389, February 2014

This paper aims to estimate the crowding-out effect of the Danish mandatory labour market pension reforms begun in 1993 on the level of total household savings for renters. The effect is identified via a large panel of individual administrative records utilising the differences in speed, timing and sectoral coverage of the implementation of the reform in the period 1997 to 2005. Little substitutability was found between current mandatory labour market pension savings and private voluntary savings. Each euro paid into mandatory labour market pension accounts results in a reduction in private savings of approximately 0 to 30 cents, depending on age. This low rate of substitution is only, to a minor extent, explained by liquidity constraints. The results point to mandatory pension savings having a large effect on total household savings. Thus, pension reforms that introduce mandatory savings have macroeconomic implications.

Price discrimination in the airline market: the effect of market concentration /

"October 1996."

Amateur fruit growing : A practical guide to the growing of fruit for home use and the market /

Mode of access: Internet.

Poultry for home and market.

"Sources of additional information": p. [469]-471.

Poultry for home and market,

"Sources of additional information": p. [463]-465.

Amateur fruit growing. A practical guide to the growing of fruit for home use and the market. Written with special reference to colder climates.

Mode of access: Internet.

Measuring the effect of the Federal government on the change in the labor market position of Black male workers relative to white male workers : 1966 to 1970 /

Cover title.

An analysis of state laws designed to effect economic control of the market milk industry.

Bibliography: p.60-61.

“There’s No Place Like Home”: An Analysis of Rental Market Conditions and Coping Mechanisms in the Emerald City

This mixed-methods study analyzed quantitative and qualitative data on rental market conditions in the Seattle area, their effects on renters, and coping mechanisms used by renters. Data was collected from 111 individuals using an online survey and face-to-face interviews. While the focus of the study was on low-income renters and other marginalized populations, results show that a majority of renters surveyed are struggling to make ends meet, and that rental market conditions are impacting renters’ residential situations, as well as their life choices in other areas, such as education, their career, and decisions to have children. Future research should investigate these relationships further and in more detail, particularly for renters from marginalized populations, and investigate what types of solutions or improvements renters would like to see.

Introducing international accounting standards to an emerging capital market: relative familiarity and language effect in Egypt

The purpose of this study is to assess the effect of relative familiarity and language accessibility on the International Accounting Standards (IASs) disclosures when IASs are first introduced in an emerging capital market. The study focuses on the annual reports of listed non-financial companies in Egypt when IASs were first introduced. The method used applies a disclosure index measurement to a sample of listed company annual reports and evaluates relative compliance with IASs in relation to corporate characteristics. The results show that for relatively less familiar requirements of IASs, the extent of compliance is related to the type of audit firm used and to the presence of a specific statement of compliance with IASs. A lower degree of compliance with less familiar IASs disclosure is observed consistently across a range of company characteristics. Consideration of agency theory and capital need theory would lead to prior expectation of a distinction in disclosure practices between different categories of companies. The results were, therefore, counterintuitive to expectations where the regulations were unfamiliar or not available in the native language, indicating that new variables have to be considered and additional theoretical explanations have to be found in future disclosure studies on emerging capital markets.