897 resultados para Banks and banking, German.


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The birth of the Modern Consumer Society in Finnish short films 1920-1969 The main subject of this research is Finnish short films in 1920-1969. These short films were produced by film studios for private enterprises, banks, advisory organizations, communities and the state. The evolution of short films on consumer affairs was greatly influenced by a special tax reduction system that was introduced in 1933 and lasted until 1964. The tax reduction system increased the production volumes of educational short films significantly. This study covers 342 Finnish short films, more than any other study in the field before this. The aim of this research is to examine how short films introduced Finns to modern consumer society. The cinemagoers were an excellent target group for different advisory groups as well as advertisers. Short films were used by organizations and private enterprises from very early on. In the 1920's Finns were still living in rural areas and agriculture was the dominant industry. Consumer society was still in its infancy, and the prevalent attitude to industrially produced goods was that of suspicion. From the cultural and ideological point of view the evolution of trust was one of the first steps towards the birth of the consumer society. Short films were an excellent means for helping to transform public attitudes. During the war period short films were an important means of propaganda. Short films were produced in abundance and shown for big audiences. They guided people how to survive shortages caused by the war. Even though the idea of rationalization was presented in short films somewhat in the 1920's and 1930's it became a national virtue during the war period. The idea of rationalization widened from the industry to households expecially in the late 1940's and the 1950's. New household apparati and the way in which daily chores were taken care of were presented not as luxury consumption but as a way of rationalization and saving money and effort. Banks and the advisory organizations guided the public to save their money for a specific target. Short films were use to help the public to acceps industrial goods and the notions of planning and saving. The ideological change from an agrarian society to consumer society was based on old acricultural ideas and self-sufficiency was evolved into rational and economizing consumerism. This made Finnish consumer society to value durable consumer goods and own homes. The public was also encouraged to consider their own decisions in the national context - especially after the second world war Finland laced capital, and personal savings were strongly presented as a way to help the whole nation. Modern hedonistic values were not dominant in Finland in the1950's and 1960's. Initial traces of modern hedonism can be seen in the films, but they were only marginal paths in the bigger.

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Anti-Semitism existed in Finland during the whole period covered by this study. The immoral acts associated with Jews in the articles were mostly regarded as universal habits, qualities and/or modes of action, that is, unconnected with any particular Finnish Jew. Researchers have tried to explain anti-Semitism in several ways. The theory of Jews as outsiders has been a popular explanation as well as xenophobia, chimerical anti-Semitism and the socio-economic models. The main sources of this study have been over 400 Finnish periodicals and magazines, literature and text books published between 1918 and 1944. This vast number of magazines includes those of the army and the civil guard, religion, humour and the papers of the Finnish extreme right. One can see a distinct foreign and especially German influence in the subjects and phraseology of Finnish anti-Semitic writings between 1918 and 1944. Several known Finnish anti-Semitic writers had some kind of link with Germany. Some Finnish organisations and societies were openly anti-Semitic during this period. There had been cycles in the activity of anti-Semitic writing in Finland, obvious peaks appearing in 1918 1919, 1929 1931, 1933 1938 and 1942 1944. The reason for the 1918 1919 activity was the civil rights which were granted to the Jews in Finland, and the Russian Bolshevik revolution. The worldwide depression from 1929 to 1932 seem to be the reason for new anti-Semitic writing activity. The rise of National Socialism in Germany and the influence this phenomenon had in Finland was the reason for the peak during 1933 1938. During the continuation war 1942 1944 National Socialist Germany was fighting side-by-side with Finland and their anti-Semitic propaganda found easier access to Finland. Of the 433 magazines, journals and newspapers which were used in this study, 71 or 16.4 per cent had at least one article that can be identified as anti-Semitic; especially the magazines of national socialists and other extreme right parties were making anti-Semitic annotations. There were about 50 people known to have written anti-Semitic articles. At least half of these known writers had studied at the university, including as many as 10 priests. Over and above these, there was an even larger number of people who wrote under a pseudonym. The material used suggested that anti-Semitism was not very popular in Finland between 1918 and 1944. Anti-Semitic articles appeared mostly in the magazines of the extreme right, but their circulation was not very large. A proof of the slight influence of these extreme right anti-Semitic ideas is that, beside the tightening of policy towards Jewish immigrants in 1938 and the handing over of eight of these refugees to Germany in 1942, the official policy of Finland never became anti-Semitic. As was stated before, despite the cycles in the number of writings, there does not appear to have been any noticeable change in public opinion. One must also remember that most Finns had not at that period actually met a Jew. The material used suggests that between 1918 and 1944 the so-called Jewish question was seemingly unimportant for most Finns and their attitude to Jews and Jewishness can be described as neutral.

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An der Schwedischen Wirtschaftsuniversität in Finnland wurde in einem mehrjährigen Projekt das gesamte deutsche Sprachcurriculum einer grundlegenden Revision unterzogen mit dem Ziel, unter Berücksichtigung der neuesten Forschungsergebnisse der angewandten Sprachwissenschaft ein zeitgemäßes und konsistentes Deutschcurriculum für Studierende der Wirtschaftswissenschaften zu schaffen. Durch das Projekt wurde für die deutsche Sprachausbildung ein deutliches Profil geschaffen, dessen Fokus auf fachkommunikativer Kompetenz und interkultureller Geschäftskommunikation liegt. Die von der Deutschabteilung entwickelten Lehr- und Lernmaterialien sind weitgehend auf der Basis eigener Forschungsergebnisse konzipiert und evaluiert worden und wurden gleichzeitig an den Gemeinsamen europäischen Referenzrahmens für Sprachen (CEFR) angepasst.

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In dem vorliegenden Aufsatz wird eine vergleichende Untersuchung eines Deutschkurses (Tyska V: Interkulturelle Themen) an der Schwedischen Wirtschaftsuniversität Helsinki (Hanken) präsentiert, der im Jahr 2002 vollständig virtuell und im Jahr 2003 mit virtuellen Lernphasen und Kontaktunterricht im Wechsel realisiert wurde, wobei sich das virtuelle Kursmaterial jeweils in der Lernumgebung WebCT befand. In der Untersuchung werden die Leistungen, die Kursevaluationen und die Arbeitsstrategien der Studierenden in den beiden Kurskonzepten analysiert und miteinander verglichen. In Bezug auf die Leistungen der Studierenden hat sich gezeigt, dass die guten Studierenden in beiden Kurskonzepten gleich gute Ergebnisse erzielen. Die Untersuchung zeigt jedoch, dass der Kontaktunterricht des teils-virtuellen Kurskonzeptes gerade für die schwächeren Studierenden eine wichtige Funktion erfüllt – die schwächeren Studierenden erzielen im Kurskonzept mit Kontaktunterricht deutlich bessere Ergebnisse als die schwächeren Studierenden im ganz virtuellen Kurskonzept. Ein Vergleich der Arbeitsstrategien zeigt, dass die schwächeren Studierenden im Unterschied zu den guten Studierenden deutliche Schwierigkeiten mit dem Zeit- und Materialmanagement haben. Für die Weiterentwicklung des Kurskonzeptes sind zum einen die technischen Rahmenbedingungen zu verbessern, und zum anderen muss der Kontaktunterricht neu überdacht werden, da die Einführung des Themas Arbeitsstrategien in der virtuellen Lernumgebung als eigenständiger Themenbereich dringend notwendig erscheint.

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The voluntary associations dealt with in this dissertation were ethnic clubs and societies promoting the interests of German immigrants in Finland and Sweden. The associations were founded at the end of the 19th century as well as at the beginning of the 20th century during a time in which migration was high, the civil society grew rapidly and nationalism flourished. The work includes over 70 different associations in Finland and Sweden with a number of members ranging from ten to at most 2, 500. The largest and most important associations were situated in Helsinki and Stockholm where also most of the German immigrants lived. The main aim of this work is to explore to what extent and how the changes in government in Germany during 1910 to 1950 were reflected in the structures and participants, financial resources and meeting places, networks and activities of the German associations in Finland and Sweden. The study also deals with how a collective German national identity was created within the German associations. The period between 1910 and 1950 has been described by Hobsbawm as the apogee of nationalism. Nationalism and transnationalism are therefore key elements in the work. Additionally the research deals with theories about associations, networking and identity. The analysis is mostly based on minutes of meetings, descriptions of festivities, annual reports and historical outlines about the associations. Archival sources from the German legations, the German Foreign Office, and Finnish and Swedish officials such as the police and the Foreign Offices are also used. The study shows that the collective national identity in the associations during the Weimar Republic mostly went back to the time of the Wilhelmine Empire. It is argued that this fact, the cultural propaganda and the aims of the Weimar Republic to strengthen the contacts between Germany and the German associations abroad, and the role of the German legations and envoys finally helped the small groups of NSDAP to infiltrate, systematically coordinate and finally centralize the German associational life in Finland and Sweden. The Gleichschaltung did not go as smoothly as the party wanted, though. There was a small but consistent opposition that continued to exist in Finland until 1941 and in Sweden until 1945. The collective national identity was displayed much more in Sweden than in Finland, where the associations kept a lower profile. The reasons for the profile differences can be found in the smaller number of German immigrants in Finland and the greater German propaganda in Sweden, but also in the Finnish association act from 1919 and the changes in it during the 1920s and 1930s. Finally, the research shows how the loss of two world wars influenced the associations. It argues that 1918 made the German associations more vulnerable to influence from Germany, whereas 1945 brought the associational life back to where it once started as welfare, recreational and school associations.

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Specification of the centromere location in most eukaryotes is not solely dependent on the DNA sequence. However, the non-genetic determinants of centromere identity are not clearly defined. While multiple mechanisms, individually or in concert, may specify centromeres epigenetically, most studies in this area are focused on a universal factor, a centromere-specific histone H3 variant CENP-A, often considered as the epigenetic determinant of centromere identity. In spite of variable timing of its loading at centromeres across species, a replication coupled early S phase deposition of CENP-A is found in most yeast centromeres. Centromeres are the earliest replicating chromosomal regions in a pathogenic budding yeast Candida albicans. Using a 2-dimensional agarose gel electrophoresis assay, we identify replication origins (ORI7-LI and ORI7-RI) proximal to an early replicating centromere (CEN7) in C. albicans. We show that the replication forks stall at CEN7 in a kinetochore dependent manner and fork stalling is reduced in the absence of the homologous recombination (HR) proteins Rad51 and Rad52. Deletion of ORI7-RI causes a significant reduction in the stalled fork signal and an increased loss rate of the altered chromosome 7. The HR proteins, Rad51 and Rad52, have been shown to play a role in fork restart. Confocal microscopy shows declustered kinetochores in rad51 and rad52 mutants, which are evidence of kinetochore disintegrity. CENP-A(CaCse4) levels at centromeres, as determined by chromatin immunoprecipitation (ChIP) experiments, are reduced in absence of Rad51/Rad52 resulting in disruption of the kinetochore structure. Moreover, western blot analysis reveals that delocalized CENP-A molecules in HR mutants degrade in a similar fashion as in other kinetochore mutants described before. Finally, co-immunoprecipitation assays indicate that Rad51 and Rad52 physically interact with CENP-A(CaCse4) in vivo. Thus, the HR proteins Rad51 and Rad52 epigenetically maintain centromere functioning by regulating CENP-A(CaCse4) levels at the programmed stall sites of early replicating centromeres.

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El sistema nacional de procuración de órganos, tejidos y células para trasplante en la Argentina es impulsado, normatizado, coordinado y fiscalizado por el Incucai (Instituto Nacional Central Único Coordinador de Ablación e Implante). Hoy, el sistema de salud cuenta con más de 4000 profesionales capacitados, 300 centros de trasplante, 50 bancos de tejidos y 30 laboratorios de histocompatibilidad habilitados por el Incucai en todo el país. La conciencia sobre la importancia de la donación ha crecido y actualmente cerca de 2.300.000 personas han manifestado la decisión de donar sus órganos y tejidos y otras 40.000 se han inscripto como donantes de células de la médula ósea. En el presente trabajo se analizarán los siguientes puntos: situación actual, logros y avances; principios de definen la distribución de órganos; retos de la donación y el trasplante en la Argentina.

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Integran este número de la revista ponencias presentadas en Studia Hispanica Medievalia VIII: Actas de las IX Jornadas Internacionales de Literatura Española Medieval, 2008, y de Homenaje al Quinto Centenario de Amadis de Gaula

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This paper re-examines the determinants of mutual fund fees paid by mutual fund shareholders for management costs and other expenses. There are two novelties with respect to previous studies. First, each type of fee is explained separately. Second, the paper employs a new dataset consisting of Spanish mutual funds, making it the second paper to study mutual fund fees outside the US market. Furthermore, the Spanish market has three interesting characteristics: (i) both distribution and management are highly dominated by banks and savings banks, which points towards potential conflicts of interest; (ii) Spanish mutual fund law imposes caps on all types of fees; and (iii) Spain ranks first in terms of average mutual fund fees among similar countries. We find significant differences in mutual fund fees not explained by the fund’s investment objective. For instance, management companies owned by banks and savings banks charge higher management fees and redemption fees to nonguaranteed funds. Also, investors in older non-guaranteed funds and non-guaranteed funds with a lower average investment are more likely to end up paying higher management fees. Moreover, there is clear evidence that some mutual funds enjoy better conditions from custodial institutions than others. In contrast to evidence from the US market, larger funds are not associated with lower fees, but with higher custody fees for guaranteed funds and higher redemption fees for both types of funds. Finally, fee-setting by mutual funds is not related to fund before-fee performance.

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Nearshore 0-group western Baltic cod are frequently caught as bycatch in the commercial pound net fishery. Pound net fishermen from the Danish Isle of Funen and Lolland and the German Isle of Fehmarn have recorded their catches of small cod between September and December 2008. Abundance patterns were analysed, particularly concerning the influence of abiotic factors (hydrography, meteorology) and the differences between sampling sites. Catch per unit effort (CPUE) differed by site and location, whereas CPUE were highest at Lolland. Correlation between catch and wind/currents were generally weak. However, wind directions and current speeds seem to affect the catch rates. Finally an algorithm was developed to calculate a recruitment index for western Baltic cod recruitment success based on previous analyses.

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The ennoblement of human resources has become a prime issue in the philosophy of sustainable aquaculture development in the new millennium.Being the planners, designers, conductors and philosophers of sustainable aquaculture, human beings always demand their further improvement at level best from their current positions to bring supreme success in the sector. As sustainable aquaculture is socio-economic –cum-environmental in concept, its operation and management requires constant interplay of various human knowledge for ensuring its smooth direction and for achieving its goal. So, the arrangement of different types and levels of training and education are the great need for the development of personnel involved in sustainable aquaculture route and also for growing awareness of environmental issues. The modus operandi of training and education has to be changed systematically to answer the calls of the needs of the new millennium. In the developing and developed countries where aquaculture plays a vital role in promoting production of aquatic organisms, alleviating of poverty, ensuring environmental compatibility, replenishing and improving the natural stocks, increasing socio-economic upliftment through integrated development approach, developing and managing the aquatic resources, maintaining gene banks and preserving the diversity of fish stocks, it has been already proved that Human resources development (HRD) is inevitable to bring sustainable aquaculture and plays a great role in the flourishment of the system . Different types and levels of training of personnel required for sustainable aquaculture in the new millennium are brought forward in the study. The importance of human resources development (HRD) through specialized training to the personnel is also depicted.

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A problemática da autoria tem ganhado uma nova roupagem na contemporaneidade. Não se pode mais reconhecer o poder e a influência que o autor outrora exercia sobre suas produções artísticas, pois a sua identidade como tal se confunde com a da "pessoa real". Essa questão da identidade autoral será discutida e problematizada através da figura do duplo. O tema do duplo, tão caro à história da literatura será então empregado como elemento desconstrutor da figura do autor. Esse deixará de ser aquele que carrega consigo uma série de expectativas e juízos de valor com relação ao conjunto de suas produções, dando lugar ao um outro - o duplo -, estranho ao leitor. Assim, cabe a questão do que restará quando a marca do autor for esvaziada, quantas serão as vozes que abrirão caminho ao discurso narrativo e o que irá caracterizar a figura do autor contemporâneo. São estas as questões que impulsionaram a redação da presente dissertação. Neste trabalho será analisada a questão da autoria e da identidade a partir da figura do duplo em dois romances contemporâneos, a saber: Budapeste de Chico Buarque de Hollanda e Vom Dorf de Antje Rávic Strubel. A escolha de um romance brasileiro e de outro alemão visa explicitar que a problemática da autoria é uma questão atual e que encontra expressão em diferentes contextos literários, como o alemão e o brasileiro. A questão é complexa e encontra desdobramentos nas novas formas de comunicação e tem relação direta com o processo de globalização. Iremos fazer um recorte transversal abordando a história do desenvolvimento do duplo na literatura, suas origens, os romances nos quais se manifestam suas diferentes expressões. Em seguida adentraremos o terreno movediço da problemática da identidade sempre tendo como foco a visão diacrônica da questão e em por fim apresentaremos a constituição histórica da figura do autor e suas implicações para a crítica literária. Num outro momento verificaremos como esses elementos são expressos nos romances em questão

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This synthetic article describes the composition and organization of vegetations colonizing the Ebrié lagoon banks and provides original data on the recent evolution of this association consecutively to the accidental introduction of 2 new species of floating macrophytes (Salvinia molesta and Eichhornia crassipes).

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Multibeam sonar mapping techniques provide detailed benthic habitat information that can be combined with the data on species-specific habitat preferences to provide highly accurate calculations of populations in a particular area. The amount of suitable habitat available for the endangered white abalone (Haliotis sorenseni) was quantified to aid in obtaining an accurate estimate of the number of remaining individuals at two offshore banks and one island site off the coast of southern California. Habitat was mapped by using multibeam sonar survey techniques and categorized by using rugosity and topographic position analysis. Abalone densities were evaluated by using a remotely operated vehicle and video transect methods. The total amount of suitable habitat at these three sites was far greater than that previously estimated. Therefore, although present estimates of white abalone densities are several orders of magnitude lower than historic estimates, the total population is likely larger than previously reported because of the additional amount of habitat surveyed in this study.