856 resultados para Low-income families
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The risk of disease, disability, and mortality as well as access to health services are unfairly distributed among the population, with certain groups bearing an unequally larger burden of ill health and poorer access to care due to gender, sexual identity/orientation, ethnic background, or class. According to the WHO Commission on Social Determinants of Health (CSDH), these health inequalities emanate from socioeconomic and political factors (governance, cultural values, macroeconomic policies), which generate a set of socioeconomic positions in society according to which populations are stratified based on gender, ethnicity, education, income, or other factors. These societal inequalities influence people’s material and psychosocial circumstances as well as behavioral and biological factors, which in turn impact on health inequalities. Tackling gender, race/ethnic, and socioeconomic inequalities in society is thus recognized as the most powerful action to cope with unequal health risks distribution, and social innovations focusing on these ‘root causes’ are needed in order to prevent and stop endemic social inequalities and social exclusion in health within low-income as well as high-income countries. Increasing existing knowledge and making visible the health status of the most vulnerable and invisible groups are critical in order to contribute to this imperative challenge.
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O crescimento espraiado e periférico das cidades nos países dependentes, tal qual o Brasil, tem reproduzido um movimento de segregação socioespacial das classes de baixos rendimentos, as quais são relegadas a condições ambientais insalubres. Nos países centrais do capitalismo, sob formas distintas, se observa também desde os anos 1960 discussões com respeito à expansão urbana para áreas cada vez maiores, seja por fenômenos como o urban sprawl anglo-saxão, ou a urbanização difusa, dos países da Europa latina. Diante desse quadro, com a publicação do Livro Verde sobre o Ambiente Urbano, documento elaborado em 1990 pela Comissão das Comunidades Européias para fornecer subsídios à elaboração das políticas urbano-ambientais, tem se propagado a ideia de que a promoção de “cidades compactas” seria uma solução adequada para reverter o atual estágio de expansão urbana para novas áreas, aumentando as densidades demográficas em áreas infraestruturadas, sobretudo por meio da reabilitação de edificações e terrenos ociosos localizados nos centros tradicionais, os quais tem passado por processos de abandono, perda de população e deterioração física do patrimônio edificado. Tendo isso em vista, na presente comunicação temos por objetivo analisar como a temática ambiental tem se inserido no contexto das discussões sobre a requalificação de centros antigos com foco na promoção de habitações para as classes populares. Para tal realizamos revisão da literatura sobre o tema proposto bem como procuramos identificar os princípios que tem regido tais políticas com relação ao tema ambiental. A relevância do tema encontra-se na necessidade de buscar caminhos alternativos a política habitacional e urbana brasileira, a qual tem reproduzido um modelo predatório de reprodução do espaço urbano.
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• Data from 135 countries covering five decades suggests that creditless recoveries, in which the stock of real credit does not return to the pre-crisis level for three years after the GDP trough, are not rare and are characterised by remarkable real GDP growth rates: 4.7 percent per year in middle-income countries and 3.2 percent per year in high-income countries. • However, the implications of these historical episodes for the current European situation are limited, for two main reasons: • First, creditless recoveries are much less common in high-income countries, than in low-income countries which are financially undeveloped. European economies heavily depend on bank loans and research suggests that loan supply played a major role in the recent weak credit performance of Europe. There are reasons to believe that, despite various efforts, normal lending has not yet been restored.Limited loan supply could be disruptive for the European economic recovery andthere has been only a minor substitution of bank loans with debt securities. • Second, creditless recoveries were associated with significant real exchange rate depreciation, which has hardly occurred so far in most of Europe. This stylised fact suggests that it might be difficult to re-establish economic growth in the absence of sizeable real exchange rate depreciation, if credit growth does not return.
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Trabalho Final do Curso de Mestrado Integrado em Medicina, Faculdade de Medicina, Universidade de Lisboa, 2014
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The aim of this paper is twofold. First, we present an up-to-date assessment of the differences across euro area countries in the distributions of various measures of debt conditional on household characteristics. We consider three different outcomes: the probability of holding debt, the amount of debt held and, in the case of secured debt, the interest rate paid on the main mortgage. Second, we examine the role of legal and economic institutions in accounting for these differences. We use data from the first wave of a new survey of household finances, the Household Finance and Consumption Survey, to achieve these aims. We find that the patterns of secured and unsecured debt outcomes vary markedly across countries. Among all the institutions considered, the length of asset repossession periods best accounts for the features of the distribution of secured debt. In countries with longer repossession periods, the fraction of people who borrow is smaller, the youngest group of households borrow lower amounts (conditional on borrowing), and the mortgage interest rates paid by low-income households are higher. Regulatory loan-to-value ratios, the taxation of mortgages and the prevalence of interest-only or fixed-rate mortgages deliver less robust results.
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European-wide data concerning both companies and households indicate that the credit rationing phenomenon, which has been predicted by theory, does in fact occur to a significant degree in the European credit market. Among SMEs, micro companies are most vulnerable and the current economic crisis has only made these concerns more pressing. Top-down use of the monetary transmission mechanism alone is insufficient to counter the problem. The other solution consists of a bottom-up, microeconomic stimulation of lending transactions, by focusing on collateral and guarantees. The data confirm the high importance that lenders – especially individual households and micro companies – attach to collateral and guarantees when making their lending decisions. As a consequence, we would argue that those parts of the law governing security interests and guarantees should be one of the primary targets for government policy aimed at improving credit flows, especially in avoiding a conflict between consumer protection measures and laws on surety and guarantees. This policy brief firstly aims to give an overview of the problem of credit rationing and to show that low-income households and SMEs are most concerned by the phenomenon. Focusing solely on loans as a way of financing and on the issues related to access to finance by micro and small companies as well households, it then sketches possible solutions focused on guarantees. This paper brings together data from the Eurosystem Household Finance and Consumption survey (HFCS), Eurostat, and both the latest wave of the extended biennial EC/ECB Survey on the access to finance of SMEs (EC/ECB SAFE 2013) and the latest wave of the smaller semi-annual ECB SAFE Survey, covering the period between October 2012 and March 2013.
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"This report to the Administrator reviews existing data on the distribution of environmental exposures and risks across population groups. It also summarizes the Workgroup's review of EPA programs with respect to racial minority and low-income populations."--Introduction.
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Vols. 2-3 published by Blakiston Division, McGraw-Hill.
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Prepared with grant from Community Services Administration, part of U.S. Dept. of Agriculture inquiry into Structure of American agriculture.
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Abstract: A guide for health providers who work in perinatal health care systems provides a variety of ideas and successful approaches for promoting breastfeeding among low-income women, based on the premise that breastfeeding is the best method for feeding infants in the early months of life. The material is organized into 4 principal sections covering background information on various aspects of breastfeeding, specifically for low-income women; approaches to breast-feeding education at each of the 4 distinct phases of the prenatal and postpartum periods; sample lesson plans that may be used by health professionals or paraprofessionals in individual or group sessions; and a tabulation of references and resources for the use of health professionals in breastfeeding promotion efforts. (wz).
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"Home Energy Costs and Assistance in Illinois, 2001 Annual Report, is a product of the Low Income Energy Assessment Project, an ongoing process within the Department of Natural Resources' Office of Realty and Environmental Planning, Division of Energy and Environmental Assessment. Annual reports on the costs of home energy and the effect of low-income residential energy assistance programs have been published under this initiative since the passage of the Energy Assistance Act of 1989."--P. [3].
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Each issue also has a distinctive title.
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Plan year ends Dec. 31.
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Each issue also has a distinctive title.
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The Community Services Block Grant (CSBG) Program was created by the federal Omnibus Budget Reconciliation Act of 1981. The CSBG Program provides a range of services which assist low-income people to attain the skills, knowledge and motivation necessary to achieve self-sufficiency. The program also may offer low-income people immediate life necessities such as food, shelter, medication, etc.