901 resultados para Mortgage-backed securities


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The law that justifies the inclusion of people with disability in schools and companies has been in force since the end of the 1980thies. In view of its coercion, people with disabilities have been enrolled at schools and been employed in companies. This research attempts to analyze the inclusion process according to Axel Honneth's Social Recognition Theory. Backed by his three dimension recognition process, we show firstly that inclusion signifies a process of individuation and social inclusion. Then, we study the law in force, its goals and strategies of achievement. We show that recognition's approach allows interpreting the law of inclusion more generously - in a less positivistic way. Finally, we approach the conditions for schools and companies to accomplish the law of inclusion so conceived.

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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)

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This article analyzes the structural crisis of capitalism that began when the speculative home mortgage bubble burst in the United States in 2007, and the repercussions of that phenome- non. The current crisis is the outcome of a series of processes unleashed as a result of the crisis of overaccumulation of capital in the 1970s, which generated, on the one hand, the conditions for financial capital’s dominance and, on the other, a new frontier for the accumulation of cap- ital in East Asia, especially in China. The crisis calls into question the centrality of the North American economy, but that does not necessarily mean the shift of capitalism’s hegemonic cen- ter to Asia. Here we will argue that we are headed toward a multipolar world.

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The Assistive Technology makes the lives of people without disabilities more practical, but for people with disabilities it can make things possible. For these individuals can provide the conditions, making their limitations are not obstacles to their social and personal empowerment, and may contribute to their effective participation in tasks that were previously impossible, such as remaining seated correctly. A segment on which the necessary assistive technology works, is the adaptation of furniture such as chairs, tables, chairs-to-wheels for individuals with disabilities, as well as cerebral palsy. The study aimed to conduct a survey and brief description of theses and dissertations produced in Brazil on furniture adapted for students with cerebral palsy. We made searching in databases of libraries of major universities and federal state national banks, theses and dissertations. Nine studies were selected for description. It was concluded that there is a considerable array of professionals, both in engineering as the field of rehabilitation, to contribute in the adaptation, creation and even the manufacture of furniture for children with cerebral palsy and that the securities most studied are the chairs and their components.

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Hyperactivity has been frequently discussed, researched and monitored, but it is important to investigate the student, the interrelationships that exist in the classroom and everything that happens in that context, what are the difficulties, facilities and behaviors. The intention of this work contribute to the education, seeking answers to the questions about hyperactivity and what happens in the classroom, or that was the object of study: classroom and its dynamics. This is a field study aimed to analyze the educational aspects and inter-personal relationship student-student and studentteacher in an inclusive classroom where there is a student with hyperactivity properly diagnosed. It was proposed to draw a profile of the hyperactive student, since it constitutes a case study. The research subject was a student of 3rd year of elementary school to public school, clinically diagnosed as hyperactive and who is backed by family, school and doctor. For data collection was developed an observation protocol, completed daily. The student was observed for two months on alternate days and times, totaling 18 classes. Interviews were conducted with the teacher and the student's mother in order to profile the student participant. After compiling the data, we can find the answers of the questions that motivated this research, it is possible to identify the unpreparedness of teachers to deal with hyperactive students in the classroom, the spread of behaviors, considering many students as hyperactive, but no diagnosis; need to adapt the content, but properly and not just recreational; lack of dialogue between school and family

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Between December 2007 and June 2009 the United States witnessed 18 months of recession that became known as the subprime crisis. Beginning in the housing market, the crisis moved into the banking and financial markets and spread throughout the entire economy through a domino effect, affecting the majority of other businesses. A major reflection of this was the large rise in unemployment rates due to business slashing jobs in an attempt to preserve cash. Although the crisis has officially ended, the unemployment rate reached over 10% in 2010 in the United States. American's continue to seek new jobs in a very difficult employment market, while attempting to manage the family household budget. American household income, which decreased either by pay cuts, job loss, and the effects of inflation, leads the majority of Americans to declare that the crisis had not yet ended. The crisis has spread to the world in varying degrees. Brazil was one of the countries least affected due to government policies and the large amount of foreign exchange. Although the crisis has affected Brazil only slightly, we will show how it reached this country and how the government solved this problem. This research paper will explain how the subprime crisis began, how it manifested itself in the U.S. economy and throughout the population. Also, it will show the crisis’ effects in Brazil and show some statements from Americans with their respective views and their experiences relative to the crisis

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Nowadays, meditation had become larger than the mystic’s scope, entering the academy through the scientific interest in this topic. Results documented for so many centuries or the experienced monks that practice meditation for a long time are the aims for researches that want, ultimately, establish the real effects of such techniques upon the human body. Research has gone far, and many effects can be evaluated using more precise methods, specially in the medical field and neuroscience, which had greatly backed up new discoveries about the correlation between the mind, emotions, thoughts and the body, making so that mediation can walk the therapeutic ways and complementary health with more certainty and reliable results, as it is happening with acupuncture and yoga. Facing a promising scenario in the correlation between meditation and life’s quality, well being sensation and happiness, there is the possibility of using it in schools, since because of the difficulties and present challenges, those factors are not commonly associated with the acts of teaching and learning, and acupuncture and Yoga have more restrictions because of their own limitations of time and space necessary for their wide application. Therefore, the current study focused on contextualizing the meditation’s fundaments in the scientific perspective, and apply it, even if qualitatively, in two schools of Rio Claro municipality, researching 57 students from Educação de Jovens e Adultos (EJA). Therefore, it was chosen only one meditation tecnique to be applied on the treatment group. As for the control group, it perfomed normal breathing, i.e., without tecniques. The differences were then analyzed through the filmings of all the sessions of the meetings, counting the number of movements and the agitation among the students for the two groups. Another method of analysis was forms filled by both groups and the presence in a meeting at Unesp – Rio Claro. At the end,...

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Some of the factors that help to explain the Israeli success case on promoting high-tech start-ups backed by venture capital funds can be found in the risk-taking culture of the country, the vast technological know-how associated with the huge military development, the high offer of human intellectual capital due to the immigration processes, and finally also the FDI inflows, mainly from the United States. Even though, these factors would not have the same effects in the economy unless the right structures were founded by the public-private sectors partnerships for the high-tech industry development and the adaptation of the investment industry surpasses two of the deepest global financial crisis: the dot-com bubble in the 2000’s and the subprime in 2008

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Pós-graduação em Educação Escolar - FCLAR

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Pós-graduação em Educação Matemática - IGCE

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In this paper we describe the main causes of the recent financial crisis as a result of many theoretical, methodological, and practical shortcomings mostly according to heterodox, but also including some important orthodox economists. At theoretical level, there are problems concerning teaching and using economic models with overly unrealistic assumptions. In the methodological front, we find the unsuspected shadow of Milton Friedman’s ‘unrealisticism of assumptions’ thesis lurking behind the construction of this kind of models and the widespread neglect of methodological issues. Of course, the most evident shortcomings are at the practical level: (i) huge interests of the participants in the financial markets (banks, central bankers, regulators, rating agencies mortgage brokers, politicians, governments, executives, economists, etc. mainly in the US, Canada and Europe, but also in Japan and the rest of the world), (ii) in an almost completely free financial and economic market, that is, one (almost) without any regulation or supervision, (iii) decision-taking upon some not well regarded qualities, like irresponsibility, ignorance, and inertia; and (iv) difficulties to understand the current crisis as well as some biases directing economic rescues by governments. Following many others, we propose that we take this episode as an opportunity to reflect on, and hopefully redirect, economic theory and practice.

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The aim of this study is to investigate and analyze the conceptions of sexuality and female sexual behavior and conduct, formed from the merger of information and securities purchased under the eyes, rules and guidelines established relations with the Holy Office during his visit to Inquisitorial Brazil in the late sixteenth century. It is a survey of historical methodology in which we used as the exploratory research and literature. In the sixteenth century the Church increases the pressure to change the sexual mores that were free in the Middle Ages, a fact which influences the rules and regulations that are adopted by the Holy Office regarding the person's sex life. The first structure was based on Brazilian sexual alliance between Indians and settlers, which led to sugar, by the Portuguese, the customs of the land, which included sexual practices free since the Indians were out of Christian influence. Supported by the absence of white women, the settlers took them wives of the earth, usually more than one, creating conflict with the Jesuits who condemned Indian polygamy. In this context, in 1591, landed on Brazilian soil Heitor Furtado de Mendonca, and with it, the First Visitation of the Holy Office to investigate, arguing, exploring feelings and behaviors, to discover the true facts, finally, to demonstrate the errors Faith and punish them with the rigor of ecclesiastical law. His passing opens us to visualize traces of sexuality in the current "Tropic" a racist, misogynist world where black women and degraded land could be subject to the wishes of the white man, with whom he could mate at will. Alone and forgotten, women have not found the colony margin to denounce or to speak and were stigmatized by the look of travelers and writers have been through here.

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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)

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Coordenação de Aperfeiçoamento de Pessoal de Nível Superior (CAPES)