964 resultados para Savings and Loan Bailout, 1989-1995.


Relevância:

100.00% 100.00%

Publicador:

Resumo:

Diplomityön tavoitteena oli tutkia biohiilen teknillisiä ja taloudellisia käyttömahdollisuuksia meesauunien polttoaineena. Suomessa meesauunit käyttävät polttoaineinaan yleensä maakaasua ja polttoöljyä. Näiden polttoaineiden käytön korvaamisessa ja vähentämisessä halvemmilla biopolttoaineilla on saatavilla suuret säästöt ja päästöjen vähennykset. Työssä keskityttiin erityisesti tutkimaan biohiilen mahdollisia polttotapoja, biohiilen polton tuottamien vierasaineiden määrää ja biohiilen käytön taloudellista kannattavuutta meesauunien polttoaineena. Työn pohjalta voidaan sanoa, että biohiilen käyttö meesauunien polttoaineena on mahdollista ja kannattavaa. Biohiiltä voidaan käyttää polttoaineena meesauuneissa samoilla polttotavoilla, mitä on käytetty sellu- ja sementtiteollisuudessa polttamaan biohiilen kaltaisia polttoaineita. Biohiilen polton tuottamien vierasaineiden määrä on samaa suuruusluokkaa kuin puun pölypolton tuottamien vierasaineiden määrä. Vierasaineiden pitoisuuksia voidaan hallita avaamalla kemikaalikiertoa. Biohiilen kanssa kilpaileviin puun pölypolttoon ja kaasutukseen nähden biohiilelle löydettiin etuja.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

Digital business ecosystems (DBE) are becoming an increasingly popular concept for modelling and building distributed systems in heterogeneous, decentralized and open environments. Information- and communication technology (ICT) enabled business solutions have created an opportunity for automated business relations and transactions. The deployment of ICT in business-to-business (B2B) integration seeks to improve competitiveness by establishing real-time information and offering better information visibility to business ecosystem actors. The products, components and raw material flows in supply chains are traditionally studied in logistics research. In this study, we expand the research to cover the processes parallel to the service and information flows as information logistics integration. In this thesis, we show how better integration and automation of information flows enhance the speed of processes and, thus, provide cost savings and other benefits for organizations. Investments in DBE are intended to add value through business automation and are key decisions in building up information logistics integration. Business solutions that build on automation are important sources of value in networks that promote and support business relations and transactions. Value is created through improved productivity and effectiveness when new, more efficient collaboration methods are discovered and integrated into DBE. Organizations, business networks and collaborations, even with competitors, form DBE in which information logistics integration has a significant role as a value driver. However, traditional economic and computing theories do not focus on digital business ecosystems as a separate form of organization, and they do not provide conceptual frameworks that can be used to explore digital business ecosystems as value drivers—combined internal management and external coordination mechanisms for information logistics integration are not the current practice of a company’s strategic process. In this thesis, we have developed and tested a framework to explore the digital business ecosystems developed and a coordination model for digital business ecosystem integration; moreover, we have analysed the value of information logistics integration. The research is based on a case study and on mixed methods, in which we use the Delphi method and Internetbased tools for idea generation and development. We conducted many interviews with key experts, which we recoded, transcribed and coded to find success factors. Qualitative analyses were based on a Monte Carlo simulation, which sought cost savings, and Real Option Valuation, which sought an optimal investment program for the ecosystem level. This study provides valuable knowledge regarding information logistics integration by utilizing a suitable business process information model for collaboration. An information model is based on the business process scenarios and on detailed transactions for the mapping and automation of product, service and information flows. The research results illustrate the current cap of understanding information logistics integration in a digital business ecosystem. Based on success factors, we were able to illustrate how specific coordination mechanisms related to network management and orchestration could be designed. We also pointed out the potential of information logistics integration in value creation. With the help of global standardization experts, we utilized the design of the core information model for B2B integration. We built this quantitative analysis by using the Monte Carlo-based simulation model and the Real Option Value model. This research covers relevant new research disciplines, such as information logistics integration and digital business ecosystems, in which the current literature needs to be improved. This research was executed by high-level experts and managers responsible for global business network B2B integration. However, the research was dominated by one industry domain, and therefore a more comprehensive exploration should be undertaken to cover a larger population of business sectors. Based on this research, the new quantitative survey could provide new possibilities to examine information logistics integration in digital business ecosystems. The value activities indicate that further studies should continue, especially with regard to the collaboration issues on integration, focusing on a user-centric approach. We should better understand how real-time information supports customer value creation by imbedding the information into the lifetime value of products and services. The aim of this research was to build competitive advantage through B2B integration to support a real-time economy. For practitioners, this research created several tools and concepts to improve value activities, information logistics integration design and management and orchestration models. Based on the results, the companies were able to better understand the formulation of the digital business ecosystem and the importance of joint efforts in collaboration. However, the challenge of incorporating this new knowledge into strategic processes in a multi-stakeholder environment remains. This challenge has been noted, and new projects have been established in pursuit of a real-time economy.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

Methicillin-resistant Staphylococcus aureus (MRSA) has been the cause of major outbreaks and epidemics among hospitalized patients, with high mortality and morbidity rates. We studied the genomic diversity of MRSA strains isolated from patients with nosocomial infection in a University Hospital from 1991 to 2001. The study consisted of two periods: period I, from 1991 to 1993 and period II from 1995 to 2001. DNA was typed by pulsed-field gel electrophoresis and the similarity among the MRSA strains was determined by cluster analysis. During period I, 73 strains presented five distinctive DNA profiles: A, B, C, D, and E. Profile A was the most frequent DNA pattern and was identified in 55 (75.3%) strains; three closely related and four possibly related profiles were also identified. During period II, 80 (68.8%) of 117 strains showed the same endemic profile A identified during period I, 18 (13.7%) closely related profiles and 18 (13.7%) possibly related profiles and, only one strain presented an unrelated profile. Cluster analysis showed a 96% coefficient of similarity between profile A from period I and profile A from period II, which were considered to be from the same clone. The molecular monitoring of MRSA strains permitted the determination of the clonal dissemination and the maintenance of a dominant endemic strain during a 10-year period and the presence of closely and possibly related patterns for endemic profile A. However, further studies are necessary to improve the understanding of the dissemination of the endemic profile in this hospital.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

Tämän tutkielman tavoitteena oli selvittää, mitä mahdollisuuksia ja haasteita sähköinen taloushallinto tuo tilitoimistoille ja miten ne vaikuttavat työskentelyyn. Vaikka sähköisiä taloushallinnon järjestelmiä on tutkittu paljon jo aiemmin, vielä ei kovin laajasti ole tarkasteltu sitä, miten ne käytännössä vaikuttavat tilitoimistoihin. Tutkielma on luonteeltaan kvalitatiivinen ja se on toteutettu case-tutkimuksena lappeenrantalaisesta tilitoimistosta. Tutkimuksen teoria rakentuu aihetta käsittelevän kirjallisuuden perusteella ja empiria on kerätty puolistrukturoiduilla teemahaastatteluilla. Haastatteluista saatuja tuloksia on verrattu kirjallisuudessa esitettyihin näkemyksiin sähköisen taloushallinnon mahdollisuuksista ja haasteista sekä sähköisen taloushallinnon vaikutuksista työskentelyyn. Tutkimuksessa selvisi, että kirjallisuudessa ja käytännössä sähköisen taloushallinnon tarjoamat mahdollisuudet ja haasteet sekä niiden vaikutukset työskentelyyn eroavat toisistaan. Suurimpia mahdollisuuksia olivat työskentelyn parantunut tehokkuus, kustannussäästöt sekä saadun informaation parempi laatu. Teoriassa haasteiksi koettiin koulutuksen puute ja työntekijöiden sekä asiakkaiden muutosvastarinta. Käytännössä suurimman haasteen sähköisen taloushallinnon käytettävyydelle kuitenkin aiheuttavat ohjelmistot ja niiden mukanaan tuomat ongelmat. Sähköistymisen myötä kirjanpitäjistä tulee teoriassa enemmänkin konsultteja ja tilitoimistoissakin työskentelee erikseen esimerkiksi reskontranhoitajia. Tosiasiassa roolien muuttuminen ei kuitenkaan ole aivan itsestään selvää ja sähköisiin järjestelmiin siirtymisen odotetaan kestävän vielä kauan.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

In the industry of the case company, transportation and warehousing costs account for more than 10% of the total cost which is more than on average. A Finnish company has an understanding that by sending larger shipments in parcels, they could save tens of thousands of euros annually in freight costs in Finland’s domestic shipments. To achieve these savings and optimize total logistics cost, company’s interest is to find out which is the cost efficient way of shipping road shipments of certain volumes; in parcel boxes or on pallets, and what should be the split volume determining the shipment type. Distribution center (DC) costs affect this decision and therefore they need to be also evaluated to determine the total logistics cost savings. Main results were achieved by executing activity-based costing-calculations including DC and road freight costs to determine the ideal split volume with which the total logistics cost is optimal. Calculations were done for Finland’s DC, separately for two main road freight destinations, Finland and Sweden, which cover 50% of road shipment spend. Data for calculations was collected both manually and automatically from various internal and external sources, such as the company ERP system and logistics service providers’ (LSP) reporting. DC processes were studied in practice and compared to model processes. Currently used freight rates were compared to existing pricing models and freight service tendering process was evaluated by participating in the process and comparing it to the models based on literature. The results show that the potential savings are not as significant as the company hoped for, mainly because of packing work increasing DC labor cost. Annual savings by setting ideal split volume per country would account for 0,4 % of the warehousing and transportation costs of shipments in scope of this thesis. Split volume should be set separately for each route, mainly because the pricing model for road freight is different in each country. For some routes bigger parcels should be sent but for some routes pallets should be used more. Next step is to do these calculations for remaining routes to determine total savings potential. Other findings show that the processes in the DC are designed well and the company could achieve savings by executing tenders more efficiently. Company should also pay more attention to parcel pricing and packing the shipments accordingly.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

This paper aims at studying Malaysia's national development strategy in the last three decades. Firstly, we will give emphasis to the country's economic planning development, its medium-term and long-term plans, as well as Mahathir's political influence. Secondly, we will try to identify key elements in the Malaysian growth process, such as its exchange rate and current account policies, the participation of the government in the whole process and matters related to domestic savings and foreign direct investment. We will also talk about the 1997 financial crisis.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

China: stability and economic growth. China experienced an extraordinary economic growth since 1978, while keeping inflation low. Which are the main determinants for this performance and to what point has macroeconomic policy been responsible? Obviously, many factors have been important although none of them may be appointed as the sole determinant. The paper also argues whether China would be able to keep this pace of growth or will slow down, like many other Asian countries. It is argued that China will maintain her average rate of growth in the near future.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

Structuralist development macroeconomics. This paper presents some basic ideas and models of a structuralist development macroeconomics (the tendencies to the overvaluation of the exchange rate and the tendency of wages to grow below productivity, the critique of growth with foreign savings, and a new model of the Dutch disease) that complement and actualize the thought of the Latin-American structuralist school that developed around ECLAC from the late 1940s to the 1960s. On the other hand, it suggests that a new national development strategy based on the experience of fast growing Asian countries is emerging; and argues that only the countries that adopt such strategy based on growth with domestic savings, fiscal and foreign trade responsibility and a competitive exchange rate will be able to catch up.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

The conventional argument favoring capital controls elimination is based on the predictions from the neoclassical model: free international capital mobility would allow capital flows from country where capital is abundant to countries where capital is scarce and the outcome in a global perspective is efficient allocation of savings and income convergence. Within this perspective, financial integration would be particularly beneficial for developing countries resulting in external savings import, temporary increase in per-capita GDP growth rate and a permanent increase in the per-capita GDP level. Using data for a sample of 105 countries from 1980 to 2004 the evidences show that capitals flows from developing to developed countries and that international financial integration and external savings do not increase the conditional convergence rate.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

Tämä kandidaatintutkielma tarkastelee, mitkä tekijät vaikuttavat teollisuusyrityksen varastonhallinnan ja materiaalinohjauksen kokonaiskustannuksiin. Kokonaistavoitteena on tunnistaa kohdeyritykselle sopivat varaston- ja materiaalinohjauksen menetelmät sekä tunnistaa kehityskohteita tulevaisuuden kehittämistä varten. Tutkielman teoriaosassa käsitellään varastoinnin motiiveja, kustannustekijöitä ja erilaisia täydennysmenetelmiä sekä esitetään materiaalitarvelaskennan perusteita. Tältä pohjalta tutkielman empiirisessä osiossa tutkitaan kolmen eri raaka-ainetoimittajan osalta tilattavien nimikkeiden vuosikustannusten komponentit erilaisilla vuositilauslukumäärillä ja tilauseräko’oilla. Tuloksena kustannuskomponenttien tarkastelusta saadaan suuntaa antavat vuosikustannukset eri tilausmäärillä tai tilausväleillä. Tulokset pohjautuvat kuitenkin hyvin yksinkertaistettuihin taustaoletuksiin, joten suoraan tulosten pohjalta ei tule toimintatapoja muodostaa. Tutkielman perusteella voidaan todeta, että varastonhallinnan tekijät ovat keskenään ristiriitaisia, mutta oikein valituilla menetelmillä voidaan saavuttaa taloudellisia säästöjä ja kehittää toimintaa sujuvammaksi. Erityisesti materiaalitarvelaskentaan siirtyminen materiaalinhallinnassa ja ajantasainen varastokirjanpito tunnistettiin tärkeiksi jatkokehityskohteiksi.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

The issue of energy efficiency is attracting more and more attention of academia, business and policy makers worldwide due to increasing environmental concerns, depletion of non-renewable energy resources and unstable energy prices. The significant importance of energy efficiency within gold mining industry is justified by considerable energy intensity of this industry as well as by the high share of energy costs in the total operational costs. In the context of increasing industrial energy consumption energy efficiency improvement may provide significant energy savings and reduction of CO2 emission that is highly important in order to contribute to the global goal of sustainability. The purpose of this research is to identify the ways of energy efficiency improvement relevant for a gold mining company. The study implements single holistic case study research strategy focused on a Russian gold mining company. The research involves comprehensive analysis of company’s energy performance including analysis of energy efficiency and energy management practices. This study provides following theoretical and managerial contributions. Firstly, it proposes a methodology for comparative analysis of energy performance of Russian and foreign gold mining companies. Secondly, this study provides comprehensive analysis of main energy efficiency challenges relevant for a Russian gold mining company. Finally, in order to overcome identified challenges this research conceives a guidance for a gold mining company for implementation of energy management system based on the ISO standard.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

Estelle Cuffe Hawley (1894-1995) was an educator, businesswoman and politician, who became the first woman alderman on the St. Catharines City Council. She began her career as a teacher in Peterborough in 1913, and later taught in St. Catharines at Connaught School and St. Paul’s Ward School, where she served as Principal for six years. In 1928-29, she worked as an exchange teacher in Edmonton, Alberta. This would be Estelle’s last year in the teaching profession. She moved back to St. Catharines in 1930 and began a career in business, as an employee of Sun Life Assurance Co. She remained in this profession until around 1952. It was during this period that she became very active in the community and local politics. In 1934 she was elected to the St. Catharines Board of Education, where she advocated for the improvement of teachers’ salaries, the introduction of nursing services in schools, and the inclusion of music in the curriculum. She served as a member of the school board until 1937. The following year, she became the first woman elected to the St. Catharines City Council. As an alderman, she worked to improve the community's social welfare services, serving consecutively as chairman of all committees. She established comprehensive health services (including medical, dental and nursing), in the public, separate and secondary schools of St. Catharines, the first program of its kind in Canada. She was also instrumental in establishing minimum housing standards and engaging the public in local government by arranging a series of lectures by city officials. She remained a member of City Council until 1943. The following year she campaigned unsuccessfully for the mayoralty. In 1953 she married Hubert Hawley and moved to Orillia. She continued to remain active in the community, serving as President of the Ontario Recreation Association from 1950-1953, and editor of their Bulletin from 1955-1961. During the 1960s, she worked with various groups, including the Voice of Women, the Mental Health Association and the Freedom from Hunger Campaign. In addition to this work, Estelle wrote poetry and short stories, some of which were published in the Peterborough Review, the Globe and Mail and the Canadian Churchman. Some of her short stories (often about her childhood experiences) were broadcast on the CBC, as well as her experiences as a Town Councillor (under the pseudonym Rebecca Johnson in 1961). She also broadcast a segment that was part of a series called “Winning the Peace” in April 1944. Estelle was a sought-after public speaker, speaking on topics such as peace, democracy, citizenship, education, and women’s rights. In 1976, Brock University conferred an honorary Doctor of Law degree to Estelle for her leadership as an educator, businesswoman and a stateswoman. Her husband Hubert died that same year, and Estelle subsequently moved to Mississauga. With the assistance of an Ontario Heritage Foundation grant, she began work on her memoir. She later moved back to Orillia and died there in 1995, at the age of 101.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

In this paper we propose exact likelihood-based mean-variance efficiency tests of the market portfolio in the context of Capital Asset Pricing Model (CAPM), allowing for a wide class of error distributions which include normality as a special case. These tests are developed in the frame-work of multivariate linear regressions (MLR). It is well known however that despite their simple statistical structure, standard asymptotically justified MLR-based tests are unreliable. In financial econometrics, exact tests have been proposed for a few specific hypotheses [Jobson and Korkie (Journal of Financial Economics, 1982), MacKinlay (Journal of Financial Economics, 1987), Gib-bons, Ross and Shanken (Econometrica, 1989), Zhou (Journal of Finance 1993)], most of which depend on normality. For the gaussian model, our tests correspond to Gibbons, Ross and Shanken’s mean-variance efficiency tests. In non-gaussian contexts, we reconsider mean-variance efficiency tests allowing for multivariate Student-t and gaussian mixture errors. Our framework allows to cast more evidence on whether the normality assumption is too restrictive when testing the CAPM. We also propose exact multivariate diagnostic checks (including tests for multivariate GARCH and mul-tivariate generalization of the well known variance ratio tests) and goodness of fit tests as well as a set estimate for the intervening nuisance parameters. Our results [over five-year subperiods] show the following: (i) multivariate normality is rejected in most subperiods, (ii) residual checks reveal no significant departures from the multivariate i.i.d. assumption, and (iii) mean-variance efficiency tests of the market portfolio is not rejected as frequently once it is allowed for the possibility of non-normal errors.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

Depuis qu’en 1977, en quatrième de couverture de Fils, Serge Doubrovsky employa le mot « autofiction » pour décrire son roman, les études doubrovskiennes ont eu tendance à se focaliser sur les questions génériques que sous-tendait ce néologisme. Ainsi on a écarté un autre aspect, tout aussi important, de l’œuvre de l’auteur : celui du lien avec le lecteur qui, en plus d’être mis en scène dans chacune des autofictions doubrovskiennes, est associé dès Fils au rapport complexe, inextricable et conflictuel entre les sexes. « J’écris mâle, me lis femelle », dit le narrateur-écrivain ‘Serge Doubrovsky’ – lui qui vivra sous nos yeux une série d’histoires passionnelles avec des compagnes qui sont également ses lectrices. Repris d’épisode en épisode, le rapport entre le héros doubrovskien et sa compagne du moment rappelle les hypothèses de Doubrovsky dans Corneille ou la dialectique du héros (1963), inspirées de la dialectique hégélienne du Maître et de l’Esclave. Cette thèse s’attache donc à analyser la relation dialectique auteur-lectrice telle que mise en scène et approfondie dans l’ensemble de l’édifice autofictionnel. Après présentation et étude des mécanismes dont se sert l’auteur pour construire son Lecteur Modèle (Première partie), les trois autres sections principales de la thèse sont consacrées à l’analyse de Fils et Un amour de soi (1977 et 1982 ; Deuxième partie) ; du Livre brisé et de l’Après-vivre (1989 et 1994 ; Troisième partie) ; et enfin de Laissé pour conte (1999 ; Quatrième partie). Il s’agira enfin de montrer la portée non seulement littéraire, mais également sociale (la réflexion s’élargit à chaque épisode pour aborder les questions de la réception contemporaine de l’œuvre littéraire) et historique (le motif Maître-Esclave s’inscrit dans l’Histoire de l’Europe du XXe siècle, plus précisément la Seconde Guerre mondiale et la Shoah) du thème dialectique doubrovskien.

Relevância:

100.00% 100.00%

Publicador:

Resumo:

L’objectif à moyen terme de ce travail est d’explorer quelques formulations des problèmes d’identification de forme et de reconnaissance de surface à partir de mesures ponctuelles. Ces problèmes ont plusieurs applications importantes dans les domaines de l’imagerie médicale, de la biométrie, de la sécurité des accès automatiques et dans l’identification de structures cohérentes lagrangiennes en mécanique des fluides. Par exemple, le problème d’identification des différentes caractéristiques de la main droite ou du visage d’une population à l’autre ou le suivi d’une chirurgie à partir des données générées par un numériseur. L’objectif de ce mémoire est de préparer le terrain en passant en revue les différents outils mathématiques disponibles pour appréhender la géométrie comme variable d’optimisation ou d’identification. Pour l’identification des surfaces, on explore l’utilisation de fonctions distance ou distance orientée, et d’ensembles de niveau comme chez S. Osher et R. Fedkiw ; pour la comparaison de surfaces, on présente les constructions des métriques de Courant par A. M. Micheletti en 1972 et le point de vue de R. Azencott et A. Trouvé en 1995 qui consistent à générer des déformations d’une surface de référence via une famille de difféomorphismes. L’accent est mis sur les fondations mathématiques sous-jacentes que l’on a essayé de clarifier lorsque nécessaire, et, le cas échéant, sur l’exploration d’autres avenues.