Statutory requirements relating to insurance in the United States and Canada

Mode of access: Internet.

Fire insurance cases: being a collection of all the reported cases on fire insurance, in England, Ireland, Scotland, and America, from the earliest period to the present time, chronologically arranged ... with notes and references.

v. 1. 1729-1839.--v. 2. 1840-1848.--v. 3. 1849-1854.--v. 4. 1855-1864.--v. 5. 1865-1875.

Relatório de estágio na Axa Portugal

The present report has the goal of enunciating and exposing some of the main judicial subjects that were developed during the period of internship, coming forth in the form of answers to questions properly reformulated as not to injure the confidentiality of data available while in the process of making said report, they deal with different branches of the law, although with a special focus on the field of Insurance Law. It being an academic piece, it was of the utmost importance to focus more sharply on a specific theme, in casu, medical-civil responsibility, causing the interest in this matter due to the curricular internship and a case law research on the subject. The last chapter of this paper focuses mainly on the problematic of seizure by insurance intermediary’s commissions, credits from occupational accidents and illnesses and Retirement and Education Savings Plans (PPR/Es), this being one problematic with which I dealt directly in the early stages of the internship.

Relatório de estágio na AXA Portugal

The present report has the goal of enunciating and exposing some of the main judicial subjects that were developed during the period of internship, coming forth in the form of answers to questions properly reformulated as not to injure the confidentiality of data available while in the process of making said report, they deal with different branches of the law, although with a special focus on the field of Insurance Law. It being an academic piece, it was of the utmost importance to focus more sharply on a specific theme, in casu, medical-civil responsibility, causing the interest in this matter due to the curricular internship and a case law research on the subject. The last chapter of this paper focuses mainly on the problematic of seizure by insurance intermediary’s commissions, credits from occupational accidents and illnesses and Retirement and Education Savings Plans (PPR/Es), this being one problematic with which I dealt directly in the early stages of the internship.

Integrated care organizations in Switzerland.

INTRODUCTION: The Swiss health care system is characterized by its decentralized structure and high degree of local autonomy. Ambulatory care is provided by physicians working mainly independently in individual private practices. However, a growing part of primary care is provided by networks of physicians and health maintenance organizations (HMOs) acting on the principles of gatekeeping. TOWARDS INTEGRATED CARE IN SWITZERLAND: The share of insured choosing an alternative (managed care) type of basic health insurance and therefore restrict their choice of doctors in return for lower premiums increased continuously since 1990. To date, an average of one out of eight insured person in Switzerland, and one out of three in the regions in north-eastern Switzerland, opted for the provision of care by general practitioners in one of the 86 physician networks or HMOs. About 50% of all general practitioners and more than 400 other specialists have joined a physician networks. Seventy-three of the 86 networks (84%) have contracts with the healthcare insurance companies in which they agree to assume budgetary co-responsibility, i.e., to adhere to set cost targets for particular groups of patients. Within and outside the physician networks, at regional and/or cantonal levels, several initiatives targeting chronic diseases have been developed, such as clinical pathways for heart failure and breast cancer patients or chronic disease management programs for patients with diabetes. CONCLUSION AND IMPLICATIONS: Swiss physician networks and HMOs were all established solely by initiatives of physicians and health insurance companies on the sole basis of a healthcare legislation (Swiss Health Insurance Law, KVG) which allows for such initiatives and developments. The relevance of these developments towards more integration of healthcare as well as their implications for the future are discussed.

Sijoituspalveluita tarjoavan tiedonantovelvollisuus vakuutussopimuslain ja arvopaperimarkkinalain mukaan. Case: Blomqvist

Tämän lainopillisen tutkimuksen aiheena on sijoituspalveluita tarjoavan tahon tiedonantovelvollisuus ei-ammattimaista asiakasta kohtaan. Tiedonantovelvollisuutta käsitellään sekä vakuutussopimuslain että arvopaperimarkkinalain kannalta. Viime vuosikymmenien aikana tiedonantovelvollisuuksiin liittyvä sääntely on lisääntynyt suuresti pankkisektorilla. Tiedonantovelvollisuuden tarkoituksena on antaa asiakkaalle riittävät tiedot perutellun päätöksen tekemiseksi. Riittävä tiedonannon taso vaihtelee tapauksesta ja asiakkaasta riippuen. Joissakin sijoituspalvelutyypeissä yleinen tiedonanto riittää, kun taas toisissa vaaditaan tuote- ja asiakaskohtaista erityistä tietoa. Yleisesti ottaen ei-ammattimaiset asiakkaat tarvitsevat enemmän tietoa kuin ammattimaiset asiakkaat. Yleisenä sääntönä voidaan kuitenkin esittää, että mitä suurempi taloudellinen merkitys palvelulla on asiakkaalle, sitä kattavampi tulisi tiedonantovelvollisuuden olla.

La réclamation en dommages punitifs et son effet sur l’assurance responsabilité : analyse de la faute intentionnelle et de l’atteinte illicite et intentionnelle

Les réclamations pour dommages punitifs en vertu de la Charte des droits et libertés de la personne se multiplient depuis plusieurs années devant les tribunaux. Pour être accueillie, cette réclamation implique la démonstration d’une atteinte illicite et intentionnelle à un droit ou une liberté protégé par cette charte. Les recours en responsabilité peuvent faire l’objet d’une couverture d’assurance. Or, le Code civil du Québec prévoit spécifiquement que l’assureur n’est pas tenu de couvrir la faute intentionnelle de l’assuré. Est-ce à dire que l’assureur n’a pas d’obligation envers son assuré lorsque des dommages punitifs sont réclamés? Il s’agit donc de déterminer si le concept de faute intentionnelle et celui d’atteinte illicite et intentionnelle sont des concepts qui s’équivalent ou qu’il est nécessaire de distinguer. Pour cette analyse, ces deux concepts seront abordés en profondeur. Il sera question de l’origine de ces deux notions, de leurs fondements et de leur interprétation pour finalement définir ces termes le plus précisément possible. Ces définitions permettront d’opposer ces deux notions et de déterminer au final qu’il existe plusieurs éléments qui différencient ces concepts, notamment à l’égard de l’intention requise, faisant en sorte qu’ils ne peuvent être assimilés. Cette conclusion aura un impact certain sur les obligations de l’assureur de défendre l’assuré et d’indemniser la victime pour ses dommages compensatoires lorsqu’il existe une réclamation en dommages punitifs et, par conséquent, l’assureur ne pourra faire reposer son refus de défendre ou d’indemniser sur la seule base de la preuve d’une atteinte illicite et intentionnelle.

Estudio acerca de la interrupción de la prescripción de las acciones derivadas del contrato de seguro

Conforme el desarrollo globalizado de la economía va ampliando su radio de cobertura la compleja institución jurídica del contrato de seguro ha ido adquiriendo mayor importancia, no solo frente a empresarios y comerciantes especializados sino también frente a ciudadanos del común.

Eventuales manifestaciones del abuso de la posición dominante en el amparo de infidelidad de la póliza global bancaria

En este trabajo se estudian las generalidades del contrato de seguro, las cláusulas abusivas en el contrato de adhesión y particularmente el Amparo de Infidelidad de la Póliza Global Bancaria con el objeto de establecer la posibilidad de que en dicho amparo se presenten conductas abusivas.

Supplement, 1951.

Mode of access: Internet.

Preussisches Archiv : Sammlung der Gesetze und der das Rechtswesen betreffenden Verordnungen und Verfügungen Preussens und des Reiches /

Subtitle varies slightly.

Colorado workmen's compensation and industrial commission laws, passed by the twentieth general assembly of the state of Colorado, 1915 : as amended by the twenty-first general assembly, 1917.

Mode of access: Internet.

Report of the ... transmitted to the Legislature. April 27, 1939.

Includes Appendixes and minority report.

Reports of cases under the Workmen's compensation acts.

"Including all cases relating thereto decided in the Court of Appeal (England), Court of Session (Scotland), Court of Appeal (Ireland) and on appeal therefrom to the House of Lords."