Learning From Cross Country Experiences In Housing: A Micro Finance Approach For Inclusive Housing In India

Housing is one of the primary human needs. It is second only to the need for food and clothing. From a macro perspective, housing is an industry that can prove itself to be a growth engine for a nation, particularly a developing nation like India. Housing has been one of the top priorities for the various governments in India since the seventies. The need for housing has been increasing at a phenomenal pace in India and so also the need for housing finance. Since the growth in supply of housing could not keep pace with the growth in its demand, housing shortage has been on the rise over the years. Housing finance industry which was relatively dormant till the early nineties underwent sweeping changes ever since the initiation of financial sector deregulation measures. Financial deregulation measures brought about several changes in this industry, the first and foremost being the fast growth rate in the industry coupled with cutthroat competition among the industry players. This trend has been quite prominent since the entry of commercial banks into this arena. Accordingly, there has been a surge in the growth of retail (personal) loans segment, particularly in respect of housing loans. This is evident from the fact that housing loans disbursed by banks as a percentage of their total loans has increased from just 2.79% as of end-March 1997 to as high as 12.52% as of end-March 2007. Thus, there has been an unprecedented growth rate in the disbursement of housing loans by banks, and as of 31 March 2007 the outstanding balance of housing loans by all banks in India stands at Rs.230689 Crore, as against just Rs.7946 Crore as of 31 March 1997, the growth rate being 35.82 %CAGR (for the eleven years’ period, FY 1997-‘2007). However, in spite of the impressive growth in housing finance over the years, there are growing apprehensions regarding its inclusiveness, i.e. accessibility to the common man, the underprivileged sections of the society to housing finance etc. Of late, it is widely recognized that formal housing finance system, particularly the commercial banks (CBs) – most dominant among the players – is fast becoming exclusive in operations, with nearly 90% of the total housing credit going to the rich and upper middle income group, primarily the salaried class. The case of housing finance companies (HFCs) is quite similar in this regard. The poor and other marginalized sections are often deprived of adequate credit facilities for housing purpose. Studies have revealed that urban housing poverty is much more acute than the rural probably because of the very fast process of urbanization coupled with constant rural to urban migration

Shifting cultivation and forest resources in Nagaland, N.-E. India

Die vorliegende Studie befasst sich mit der Ressourcennachhaltigkeit der traditionellen, auf Wanderfeldbau beruhenden Subsistenzwirtschaft in zwei Dörfern (Hongphoy und Minyakshu) in Nagaland im Nordosten Indiens. Hierbei werden die Cerealien Produktion, der Feuerholz Konsum und auch die Folgen der intensivierten Bewirtschaftung (Forstdegradation und Bodenverarmung) im Hinblick auf das Bevölkerungswachstum diskutiert. Während das traditionelle System des Wanderfeldbaus (Jhum) seit Jahrzehnten die Bedürfnisse der ehemals kopfjagenden Stämme Nagalands erfüllte, ergab unsere Studie durch Interviews und Feldaufnahmen in 2004 und 2005, dass die steigende Nachfrage einer wachsenden Bevölkerung nach Cerealien und Feuerholz als wichtigste Ressourcen der Subsistenzwirtschaft zu einer verkürzten Brachezeit und letztlich der Degradation von Naturressourcen geführt hat: Pro Hektar Ernten sind reduziert und der Zuwachs der Holzvorräte auf den Feldern kann durch die verkürzten Bracheperioden nicht mehr die Feuerholz Nachfrage decken. Eine Nahrungsmittelknappheit wurde durch die Gegenüberstellung des Energiebedarfs einer Person und die jährlichen pro-Kopf Erntemengen und unter Berücksichtigung des Zukaufs von Reis reflektiert: In Hongphoy ergab dies ein Defizit auf Dorfebene von 130 Tonnen Reis, in Minyakshu von 480 Tonnen, die nicht durch Ernten gedeckt werden konnten. Diese Nahrungsmittelknappheit erweist sich vor allem vor dem Hintergrund eines Bevölkerungswachstums von 6.7% und marginalen Einkünften als problematisch. Für fünf verschiedene Waldformationen (zwei Brachewälder, zwei Dorfwälder und ein Naturwald) wurden die unterschiedliche Artenzusammensetzung (Diversität) und Bestandesvolumina durch Forstinventuren beschrieben. Der dem Bestandesvolumen der Brachewälder gegenübergestellte pro-Kopf Feuerholz Bedarf ergab ein jährliches Defizit von 1,81m³ in Hongphoy und 0.05m³ in Minyakshu. Der Unterschied dieses Defizits zwischen beiden Dörfern wurde in einer abweichenden Bestandesstruktur (Dominanz der N2 fixierenden Baumart Alnus nepalensis in den Brachewäldern Minyakshus) begründet. Über den erhobenen Feuerholzbedarf wurde ein theoretischer pro-Kopf Flächenbedarf an Brachewald errechnet, der nötig wäre um den gesamten Feuerholz Bedarf innerhalb des Wanderfeldbau Systems zu decken. Das daraus resultierende Defizit wurde mit den Feuerholzvolumina der Dorfwälder und des verbliebenen Naturwalds gegenüber gestellt. Hieraus ergibt sich die Bedeutung der Feuerholzernte und des Wanderfeldbau als Ursache für die fortschreitende Entwaldung und Forstdegradation in Nagaland. Mit Hilfe dieser Informationen und aktuellen Angaben zum Bevölkerungswachstum werden die Ergebnisse anhand einschlägiger Literatur diskutiert und letztendlich die Nachhaltigkeit und Tragfähigkeit des Wanderfeldbau Systems in dieser Region bestimmt. Mögliche Verbesserungsstrategien um der zunehmenden Ressourcendegradation zu begegnen, werden andiskutiert.

Clay pot irrigation for tomato (Lycopersicon esculentum Mill) production in the north east semiarid region of Ethiopia

Water shortage is one of the major constraints for production of horticultural crops in arid and semiarid regions. A field experiment was conducted to determine irrigation water and fertilizer use efficiency, growth and yield of tomato under clay pot irrigation at the experimental site of Sekota Dryland Agricultural Research Center, Lalibela, Ethiopia in 2009/10. The experiment comprised of five treatments including furrow irrigated control and clay pot irrigation with different plant population and fertilization methods, which were arranged in Randomized Complete Block Design with three replications. The highest total and marketable fruit yields were obtained from clay pot irrigation combined with application of nitrogen fertilizer with irrigation water irrespective of difference in plant population. The clay pot irrigation had seasonal water use of up to 143.71 mm, which resulted in significantly higher water use efficiency (33.62 kg m^-3) as compared to the furrow irrigation, which had a seasonal water use of 485.50 mm, and a water use efficiency of 6.67 kg m^-3. Application of nitrogen fertilizer with irrigation water in clay pots improved fertilizer use efficiency of tomato by up to 52% than band application with furrow or clay pot irrigation. Thus, clay pot irrigation with 33,333 plants ha^-1 and nitrogen fertilizer application with irrigation water in clay pots was the best method for increasing the yield of tomato while economizing the use of water and nitrogen fertilizer in a semiarid environment.

"Schwarzer Untertan versus schwarzer Bruder". Bernhard Dernburgs Reformen in den Kolonien Deutsch-Ostafrika, Deutsch-Südwestafrika, Togo und Kamerun

Nachdem sich in der Kolonialkrise von 1906 das Scheitern der ersten Periode deutscher Kolonialherrschaft (1885-1906) offenbarte, wurde Bernhard Dernburg die grundlegende Reorganisation der Kolonialpolitik anvertraut. Als Mann aus der Welt der Banken und Finanzen sollte er die stagnierende Entwicklung der Kolonien mit Hilfe von administrativen und wirtschaftlichen Reformmaßnahmen vorantreiben und gleichzeitig der indigenen Bevölkerung eine humane Behandlung zu garantieren. Um diese Ziele zu erreichen, verabschiedete er Reformen, die eine Rationalisierung und Humanisierung der Arbeiterpolitik vorsahen. Sowohl in der zeitgenössischen Literatur als auch in der aktuellen wissenschaftlichen Forschung wird der Amtsantritt Bernhard Dernburgs zum Leiter der Kolonialabteilung im Jahre 1906 als der „Beginn einer neuen humanen Ära“ deutscher Kolonialpolitik oder als „Wandel zum Besseren“ bezeichnet. Die Dissertation „Schwarzer Untertan versus Schwarzer Bruder. Bernhard Dernburgs Reformen in den Kolonien Deutsch-Ostafrika, Deutsch-Südwestafrika, Togo und Kamerun“ untersucht die Intention, Akzeptanz, Umsetzung und Auswirkung der reformatorischen Eingeborenenpolitik und klärt, ob die Beurteilung der Ära Dernburg (1906-1910) in der zeitgenössischen und aktuellen Forschung eine Berechtigung hat. Obwohl zumindest in der Theorie sein Konzept einer rationalen und humanen Kolonialpolitik sicherlich eine Abkehr von der bisher betriebenen Kolonialpolitik bedeutete, zeigt sich jedoch bei der Umsetzung der Reformen eine deutliche Diskrepanz zwischen Intention und Realität. Auch wenn zumindest die Bestrebung Dernburgs zur Verrechtlichung der indigenen Arbeitsverhältnisse gewürdigt werden sollte, so muss doch konstatiert werden, dass es in der „Ära Dernburg“ definitiv nicht zu einer grundlegenden Verbesserung der indigenen Lebenssituation in den deutschen Kolonien kam. Im Gegenteil, die Dernburgsche Reformpolitik beschleunigte vielmehr den Verelendungsprozess der indigenen Bevölkerung. In allen afrikanischen Kolonien verschlechterten sich mit der Intensivierung der Verwaltung die sozialen und menschlichen Beziehungen zwischen Afrikanern und Europäern. Vieles von dem, was Dernburg in seinem Programm propagierte, konnte nicht erreicht werden. Zwar führte Dernburg in Deutsch-Ostafrika, Deutsch-Südwestafrika und in Kamerun eine rechtlich bindende Arbeiterverordnung ein, jedoch unterschieden sich die Bestimmungen zum Teil erheblich voneinander, so dass von einer einheitlichen Modernisierung des kolonialen Arbeitsrechts nicht die Rede sein kann. Viele arbeitsrechtliche Bereiche, wie z.B. die Arbeiteranwerbung, Lohnzahlung, Minderjährigenschutz, Vertragsdauer, Arbeitszeit, Verpflegung und Unterkunft wurden nur unzureichend geregelt. Ähnlich negativ muss auch die Reformierung der Strafrechtspflege bewertet werden. Die Kodifizierung eines Eingeborenenstrafrechts scheiterte sowohl am Widerstand der lokalen Verwaltung als auch am Grundkonsens der Rechtmäßigkeit einer Rassenjustiz. Kolonialpolitik war auch in der „Ära Dernburg“ nichts anderes als „rohe Ausbeutungspolitik“, die zur Lösung der Arbeiterfrage beitragen sollte. Aber gerade hier, bei der Mobilisierung von afrikanischen Lohnarbeitern, war der Kolonialstaatssekretär nicht etwa mit einer „Arbeiterfürsorgepolitik“, sondern mit der Fortführung der Enteignungs- und Zwangsmaßnahmen erfolgreich gewesen. Insgesamt ist ein deutlicher Anstieg an afrikanischen Arbeitern in europäischen Unternehmen zu verzeichnen, was darauf schließen lässt, dass Dernburgs Verordnungen einen günstigen Einfluss auf die Arbeiterfrage ausgeübt haben. Obwohl nicht von einem grundlegenden Neuanfang der Kolonialpolitik gesprochen werden kann, sollte ebenso wenig bezweifelt werden, dass sich die deutsche Kolonialpolitik nicht unter Dernburg veränderte. Größere indigene Aufstände und Unruhen blieben aus, so dass während seiner Amtszeit eine systematische wirtschaftliche Erschließung der Kolonien beginnen konnte.

Strategies for coping with feed scarcity among urban and peri-urban livestock farmers in Kampala, Uganda

Livestock keeping is increasingly becoming more popular in Kampala, the capital city of Uganda. However, lack of feed is a real challenge. Inadequate feed supply in urban areas is due to many interacting factors, which include among others land shortage, high cost of feeds, climate risks and poor quality of feeds. The objective of this study was to identify and examine the effectiveness of the strategies adopted by livestock farmers in urban and peri-urban areas of Kampala, Uganda to cope with feed scarcity. A total of 120 livestock farmers from Kampala were interviewed using a structured questionnaire. Dairy cattle (48.3%) and chickens (37.5%) were the most common species, followed by pigs (34.2%), goats (26.7%) and sheep (3.3%). Farm size was generally small both in terms of herd size and total landholding. Cattle and pig farmers in urban and peri-urban areas of Kampala ranked feed scarcity as their first major constraint, while chicken farmers had high cost of feeds. These farmers have adopted several strategies for coping with feed scarcity. Among the major coping strategies adopted were: changing of feed resources based on availability and cost (37.5%), purchasing of feed ingredients in bulk (29.7%), using crop/food wastes (26.6%), harvesting of forages growing naturally in open access lands (23.4%) and reducing herd size (17.2%). However, most of the coping strategies adopted were largely aimed at dealing with the perennial challenge of feed scarcity on a day-by-day basis rather than dealing with it using sustainable and long-term strategies.

The prediction of seasonal and inter-annual climate variations and their impacts on the water resources in the eastern seaboard of Thailand

The research of this thesis dissertation covers developments and applications of short-and long-term climate predictions. The short-term prediction emphasizes monthly and seasonal climate, i.e. forecasting from up to the next month over a season to up to a year or so. The long-term predictions pertain to the analysis of inter-annual- and decadal climate variations over the whole 21st century. These two climate prediction methods are validated and applied in the study area, namely, Khlong Yai (KY) water basin located in the eastern seaboard of Thailand which is a major industrial zone of the country and which has been suffering from severe drought and water shortage in recent years. Since water resources are essential for the further industrial development in this region, a thorough analysis of the potential climate change with its subsequent impact on the water supply in the area is at the heart of this thesis research. The short-term forecast of the next-season climate, such as temperatures and rainfall, offers a potential general guideline for water management and reservoir operation. To that avail, statistical models based on autoregressive techniques, i.e., AR-, ARIMA- and ARIMAex-, which includes additional external regressors, and multiple linear regression- (MLR) models, are developed and applied in the study region. Teleconnections between ocean states and the local climate are investigated and used as extra external predictors in the ARIMAex- and the MLR-model and shown to enhance the accuracy of the short-term predictions significantly. However, as the ocean state – local climate teleconnective relationships provide only a one- to four-month ahead lead time, the ocean state indices can support only a one-season-ahead forecast. Hence, GCM- climate predictors are also suggested as an additional predictor-set for a more reliable and somewhat longer short-term forecast. For the preparation of “pre-warning” information for up-coming possible future climate change with potential adverse hydrological impacts in the study region, the long-term climate prediction methodology is applied. The latter is based on the downscaling of climate predictions from several single- and multi-domain GCMs, using the two well-known downscaling methods SDSM and LARS-WG and a newly developed MLR-downscaling technique that allows the incorporation of a multitude of monthly or daily climate predictors from one- or several (multi-domain) parent GCMs. The numerous downscaling experiments indicate that the MLR- method is more accurate than SDSM and LARS-WG in predicting the recent past 20th-century (1971-2000) long-term monthly climate in the region. The MLR-model is, consequently, then employed to downscale 21st-century GCM- climate predictions under SRES-scenarios A1B, A2 and B1. However, since the hydrological watershed model requires daily-scale climate input data, a new stochastic daily climate generator is developed to rescale monthly observed or predicted climate series to daily series, while adhering to the statistical and geospatial distributional attributes of observed (past) daily climate series in the calibration phase. Employing this daily climate generator, 30 realizations of future daily climate series from downscaled monthly GCM-climate predictor sets are produced and used as input in the SWAT- distributed watershed model, to simulate future streamflow and other hydrological water budget components in the study region in a multi-realization manner. In addition to a general examination of the future changes of the hydrological regime in the KY-basin, potential future changes of the water budgets of three main reservoirs in the basin are analysed, as these are a major source of water supply in the study region. The results of the long-term 21st-century downscaled climate predictions provide evidence that, compared with the past 20th-reference period, the future climate in the study area will be more extreme, particularly, for SRES A1B. Thus, the temperatures will be higher and exhibit larger fluctuations. Although the future intensity of the rainfall is nearly constant, its spatial distribution across the region is partially changing. There is further evidence that the sequential rainfall occurrence will be decreased, so that short periods of high intensities will be followed by longer dry spells. This change in the sequential rainfall pattern will also lead to seasonal reductions of the streamflow and seasonal changes (decreases) of the water storage in the reservoirs. In any case, these predicted future climate changes with their hydrological impacts should encourage water planner and policy makers to develop adaptation strategies to properly handle the future water supply in this area, following the guidelines suggested in this study.

Interrelatedness of grazing livestock with vegetation parameters and farmers’ livelihoods in the Mahafaly region, southwestern Madagascar

The study aims to get deeper insight into the highly extensive system of animal husbandry in the Mahafaly region of southwestern Madagascar. It tries to understand the major drivers for pastoral dynamics, land and resource use along a gradient in altitude and vegetation to consider the area’s high spatial and temporal heterogeneity. The study also analyzes the reproductive performance of local livestock as well as the owners’ culling strategies to determine herd dynamics, opportunities for economic growth, and future potential for rural development. Across seasons, plateau herds from both livestock species covered longer distances (cattle 13.6±3.02 km, goats 12.3±3.48 km) and were found further away from the settlements (cattle 3.1±0.96 km, goats 2.8±0.98 km) than those from the coastal plain (walking_dist: cattle 9.5±3.25 km, goats 9.2±2.57 km; max_dist: cattle 2.6±1.28 km, goats 1.8±0.61 km). Transhumant cattle were detected more vulnerable through limited access to pasture land and water resources compared to local herds. Seasonal water shortage has been confirmed as a key constraint on the plateau while livestock keeping along the coast is more limited by dry season forage availability. However, recent security issues and land use conflicts with local crop farmers are gaining importance and force livestock owners to adapt their traditional grazing management, resulting in spatio-temporal variation of livestock numbers and in the impending risk of local overgrazing and degradation of rangelands. Among the 133 plant species consumed by livestock, 13 were determined of major importance for the animals’ nutrition. The nutritive value and digestibility of the natural forage, as well as its abundance in the coastal zone, substantially decreased over the course of the dry season and emphasized the importance of supplementary forage plants, in particular Euphorbia stenoclada. At the same time, an unsustainable utilization and overexploitation of its wild stocks may raise the pressure on the vegetation and pasture resources within the nearby Tsimanampetsotsa National Park. Age at first parturition was 40.5±0.59 months for cattle and 21.3±0.63 months for goats. Both species showed long parturition intervals (cattle 24.2±0.48 months, goats 12.4±0.30 months), mostly due to the maintenance of poorly performing breeding females within the herds. Reported offspring mortality, however, was low with 2.5% of cattle and 18.8% of goats dying before reaching maturity. The analysis of economic information revealed higher than expected market dynamics, especially for zebus, resulting in annual contribution margins of 33 € per cattle unit and 11 € per goat unit. The application of the PRY Herd Life model to simulate herd development for present management and two alternate scenarios confirmed the economic profitability of the current livestock system and showed potential for further productive and economic development. However, this might be clearly limited by the region’s restricted carrying capacity. Summarizing, this study illustrates the highly extensive and resources-driven character of the livestock system in the Mahafaly region, with herd mobility being a central element to cope with seasonal shortages in forage and water. But additional key drivers and external factors are gaining importance and increasingly affect migration decisions and grazing management. This leads to an increased risk of local overgrazing and overexploitation of natural pasture resources and intensifies the tension between pastoral and conservation interests. At the same time, it hampers the region’s agronomic development, which has not yet been fully exploited. The situation therefore demonstrates the need for practical improvement suggestions and implication measures, such as the systematic forestation of supplemental forage plant species in the coastal zone or a stronger integration of animal husbandry and crop production, to sustain the traditional livestock system without compromising peoples’ livelihoods while at the same time minimizing the pastoral impact on the area’s unique nature and environment.

Factors influencing the use of selected inputs in yam production in Nigeria and Ghana

In West Africa, yam can be an important crop to reduce poverty and hunger if Research and Development measures identify and properly engage its key production factors for enhanced outputs and better income. Data from 1400 households in Ghana and Nigeria were collected in a multistage random sampling survey (and complementary data from 76 farm family fields) with a structured questionnaire and qualitative interview questions. The results showed that yam is produced mainly with crude inputs/technologies to reduce high dependence on labour, seed production and control of pests and diseases. Yam is produced widely with purchased inputs including seed yam and hired labour; chemical fertiliser, herbicide and pesticides are less often used. Analyses of determinants of use of purchased inputs reveal three serious impediments to expansion in yam production: the increasing scarcity and high cost of hired labour, shortage of suitable land and poor farm roads. As employment opportunities for unskilled labour in urban centres are presently expanding, increased yam production will be hard to achieve without labour-saving inputs for at least some of the production tasks, especially seedbed preparation and weeding, and without improvement in infrastructure.

Definición de una estrategia de servicio para los adultos mayores en la modalidad de club: Club para Adultos Mayores de Bogotá "Porque tienes más de 60 razones para empezar a disfrutar"

El desarrollo de este trabajo busca la definición y presentación de la mejor estrategia de servicio en la modalidad de club exclusivo y de esparcimiento para a adultos mayores de la ciudad de Bogotá y potencialmente la de todo el país. Con el propósito de definir la mejor estrategia para logar un proyecto exitoso, y de esta manera cumplir con el objetivo propuesto, el trabajo fue estructurado de la siguiente manera: primero definió, conceptualizo y caracterizo la población objetivo; segundo, formuló una estrategia de servicio para esta población en orden de brindar una solución al problema de: “escasez de instituciones integrales y diferentes a casas u hogares geriátricos y que cumplan con los parámetros legales e instituidos para el cuidado y la distracción de los adultos mayores” guiada por la teoría de la estrategia competitiva, enfoque y posición estratégica de Michael Porter, tercero intentó validar dicha estrategia a través de la aplicación de dos herramientas: panorama competitivo y análisis de fuerzas del mercado pertenecientes a la teoría de análisis estructurales de sectores estratégicos, cuarto presentó y evaluó como posible barrera de entrada un marco legal para el proyecto, y por ultimo realizo una proyección financiera para el mismo, mostrando su viabilidad y reafirmando que la estrategia presentada realmente puede hacer de este proyecto una empresa perdurable y rentable.

INFO2009 2012-13 Resource Group 1 video Digital Futures

Our country is heading for a crisis. IT and computing are growing larger every day. With this comes an increasing skills shortage, so we need you to be the future of IT. Look ahead of you is an educational video, designed to teach you about the future of computing and why you should be a part of it.

Sustainable Development and the Right to Water in Colombia

Water, considered as an environmental resource and as an economic and social good, should be part of the Colombian public agenda, not only not only in terms of the use and preservation of hydro resources, but also in terms of the social implications of its possession and use. The world wide preoccupation with the diminution of natural resources, species extinction and water shortage has its origins in the seventies. One of the results was the establishment of international conventions and agreements to achieve responsible management of natural resources. Regarding water as a resource, it is intrinsically bound to the Earth’s natural processes and ecosystems. As regards the Colombian case, the “right to water in Colombia” is analyzed taking into account: water as an integral part of sustainable development, the right to water as a global debate and, finally, the right to water in the Colombian context within the explanatory framework of the Water Referendum.

La EPOC: concepto de los usuarios y médicos tratantes respecto al manejo y plan de atención

Objetivo. Analizar el concepto del usuario con EPOC y de los médicos en un hospital público de Bogotá respecto a educación, tratamiento farmacológico y no farmacológico, de acuerdo con la GOLD. Método. Estudio descriptivo cualitativo, exploratorio, desarrollado mediante entrevistas semiestructuradas a 8 médicos y 61 pacientes de consulta externa. Resultados. El 72% de los pacientes no ha recibido explicación acerca del tratamiento, recomendaciones de manejo, ni ha sido interrogado sobre aspectos personales, sociales, o nutricionales. El 70% manifiesta dificultades para acceder a citas médicas y obtener medicamentos. El 90% de los médicos conoce la GOLD; refieren que el tiempo, el volumen de consulta, la disponibilidad de recursos institucionales, el bajo nivel sociocultural, económico y de compromiso de los pacientes dificulta su aplicación. Conclusiones. Existen desventajas en la atención del paciente, ya sea por escasez de recursos, infraestructura, ausencia de programas de prevención, promoción y educación, características del Sistema de Seguridad Social, personales y del entorno.  

Advances and limitations in the attention to the problems of housing and urban land in Mexico. An approach from the legal-institutional frame

In this work we analyze the reforms carried out by the Mexican state in the nineties of the 20th century, in the items concerning the policies of housing and urban land, based on an exhaustive review of the main actions, programs and changes in the legal and institutional frame that applies for each of these fields. The nineties represent a "breaking point" in the way the State considers the satisfaction of the right to the housing and attends the offer of urbanized land for a tidy and sustainable urban development. In this period of time, the approach of direct intervention in developing and financing housing and creation of land reserves has changed into another one, ruled by the logic of the market. The balance to the first decade of the 21st century is ambiguous, as neither the housing policy has solved the housing shortage for low-income population, nor the land policy has eliminated the illegal urban growth.

Geopolítica y petróleo. La nueva dependencia energética

Este artículo, sobre geopolítica y petróleo, busca analizar la actual geopolítica internacional en función de la variable petrolera. Con el alza del precio del crudo a casi US $150 el barril, el “oro negro” se ha convertido más que nunca en un instrumento de poder global. Por otra parte, la demanda cada vez más apremiante de petróleo, por China e India, está empujando no solamente el precio de los hidrocarburos, sino también la pugna por el control de los yacimientos a nivel mundial o por lo menos tener gobiernos aliados en el poder.Es dentro de esta lógica que China ha iniciado una ofensiva de penetración en el continente africano y es esto lo que explica el crecimiento espectacular del continente negro. Finalmente, el trabajo también demuestra que los datos catastróficos sobre un inminente agotamiento del petróleo no corresponden a la realidad. En 1987 se planteaba la existencia de petróleo por 40 años. Hoy tenemos más petróleo que hace 20 años.-----This article about geopolitics and oil seeks to analyze the current international geopolitics in function of the oil variable. With the rise of the crude oil price up to almost 150 US dollars per barrel, the “black gold” has become an instrument for global power more than ever before. Furthermore, the increasingly urging demand for oil by China and India is pushing not only the hydrocarbon price but also the struggle for controlling the oil reservoirs around the world or at least having allied governments in power.Thus, under this logic, China has started an offensive to penetrate the African continent and this explains the amazing growth of the black continent. Last, this paper also shows that the catastrophic data on an impending shortage of the oil does not correspond with reality. In 1987, oil existence was forecasted for 40 years. Today, we have more oil than 20 years ago. 

Geopolítica del agua en América del Norte. Conflicto y cooperación en las cuencas entre Canadá y Estados Unidos

Canadá y Estados Unidos comparten en su frontera más de 150 ríos y lagos que han sido objeto de diferentes controversias. Por tal motivo, se han establecido mecanismos de cooperación, tales como la Comisión Mixta Internacional, con el fin de regular y armonizar los temas concernientes a estas cuencas compartidas. Sin embargo, esos instrumentos en la actualidad ya no son suficientes para preservar la seguridad ambiental de la zona y dar el manejo adecuado a las problemáticas ecológicas que se presentan. Las dinámicas de la hidropolítica que involucran a un país como Estados Unidos, caracterizado por una escasez hídrica importante, ocupan un lugar relevante en las agendas de estos dos gobiernos y que con mayor ahínco, comprometen la soberanía de ambos, al generar relaciones de tensión y una carencia de instrumentos institucionales internacionales que les permitan dirimir de manera efectiva estas nuevas controversias.-----Canada and the United States share more than 150 rivers and lakes along their borders, which have been subject to different conflicts. For such reason, cooperation mechanisms have been established, such as the International Joint Commission, with the aim of regulating and reconciling the topics concerning such shared basins. However, today those instruments are not sufficient anymore for the preservation of the environmental security and for providing proper management of the ecologic issues that arise. The hydropolitics dynamics involving such a country as the United States, which features a major water shortage, hold a relevant place in the agendas of these two governments, and compromise harder both countries sovereignty by creating tense relations and a lack of international institutional instruments which enable them to resolve these new conflicts on an effective way.