Eventuales manifestaciones del abuso de la posición dominante en el amparo de infidelidad de la póliza global bancaria

En este trabajo se estudian las generalidades del contrato de seguro, las cláusulas abusivas en el contrato de adhesión y particularmente el Amparo de Infidelidad de la Póliza Global Bancaria con el objeto de establecer la posibilidad de que en dicho amparo se presenten conductas abusivas.

Incidencia de la política "desarrollo pacífico" en las relaciones de china y la ASEAN. Una aproximación desde la soberanía de las islas Spratly, 2004 – 2012

El interés de este trabajo es el de analizar la Política Exterior de la Republica Popular China, más específicamente la conocida como Desarrollo Pacífico, y su incidencia en las disputas territoriales del Sudeste Asiático. El trabajo se dividirá en 3 partes, donde cada una tratara distintos aspectos del Desarrollo Pacífico, y través del mismo se explicará como por medio de distintos conceptos se pueden entender las múltiples posiciones chinas, así como las preocupaciones de los países que conforman el bloque ASEAN. El propósito de este documento será demostrar que a pesar de que dicha política ha ayudado de forma sustancial a mejorar las relaciones entre ambos bandos y ha traído bastantes beneficios políticos, no ha sido suficiente para eliminar la tensión en la zona y dar una solución a las disputas que se viven.

Educació ambiental: un enfocament metodològic en formació inicial del professorat d'Educació Primària

Aquesta tesi se situa en una perspectiva de l'Educació Ambiental adreçada a la Sostenibilitat i com a nucli catalitzador d'una Educació per al Canvi. Amb la investigació que es presenta es pretén, a més, contribuir a reduir el buit existent entre el marc teòric de l'Educació Ambiental i la seva transposició didàctica en la formació inicial del professorat, i al mateix temps poder fer aportacions significatives en el camp dels enfocaments pedagògics i estratègies metodològiques d'aquest àmbit de l'educació. En primer lloc, es presenta una anàlisi del marc teòric que ha informat el desenvolupament de l'Educació Ambiental, la seva reorientació i reconceptualització en la dècada dels anys noranta, i s'exposen el debat i les tendències actuals. A continuació es presenta l'anàlisi del nivell d'incorporació de l'Educació Ambiental, així com dels factors que en limiten o dificulten una plena integració, tant a nivell de l'etapa d'educació primària, com en la formació inicial del professorat. Es porta també a terme una revisió i una anàlisi exhaustiva de l'estat actual de la investigació en Educació Ambiental, a nivell nacional i internacional, i a partir d'ella es revela el dèficit que existeix, particularment, en la investigació educativa en Educació Ambiental en la formació inicial del professorat, i sobretot en el camp dels enfocaments pedagògics i estratègies metodològiques. El propòsit concret de la investigació se centra en: (i) analitzar l'impacte d'un enfocament metodològic (metodologia triaxial) aplicat en un curs d'Educació Ambiental en formació inicial del professorat; (ii) explorar el procés de formació en Educació Ambiental des del propi pensament dels estudiants. Aquest propòsit general ha portat la definició dels objectius d'investigació següents: (a) dissenyar i aplicar un enfocament metodològic triaxial en la formació en Educació Ambiental del professorat; (b) dissenyar i aplicar els instruments que promouen el procés de reflexió, individual i col·lectiu, en els estudiants; (c) explorar el procés de formació en Educació Ambiental des del pensament dels estudiants i a través dels instruments utilitzats per a la reflexió; (d) valorar la metodologia triaxial en la formació en Educació Ambiental de futurs i futures mestres d'Educació Primària. Cal destacar que la metodologia triaxial elaborada i aplicada es basa en la integració de tres eixos processals: procés d'investigació, procés de reflexió i procés de treball cooperatiu, i és consistent amb el model teòric que s'exposa i es defensa en la investigació (el capítol 5 tracta, concretament, del disseny, estructuració i desenvolupament del curs fonamentat en aquesta metodologia) La investigació se situa en el paradigma interpretatiu d'investigació educativa i en una metodologia d'anàlisi qualitativa. La mostra l'ha constituïda un grup classe, 42 estudiants, del 3r curs dels estudis de Magisteri, curs 1998/99, de la Universitat de Girona. Els instruments d'anàlisi han estat els instruments de reflexió, individual i col·lectiva, utilitzats en el curs. Destaquem l'ús d'un diari de grup, especialment dissenyat i estructurat per a promoure la reflexió col·lectiva, com l'aportació més rellevant en relació als instruments per a la reflexió. El diari de grup ha estat l'instrument vertebrador de la metodologia d'anàlisi qualitativa, i, tal com s'ha aplicat en aquesta investigació, s'ha validat com a un instrument nuclear i eficaç per a la reflexió de grup, i per explorar i analitzar el procés de formació en Educació Ambiental i de la formació professional general del grup d'estudiants. La resta d'instruments han estat, bàsicament, qüestionaris individuals, en diferents moments del curs; els documents produïts pels estudiants (propostes didàctiques en Educació Ambiental) i la memòria de la investigadora. La triangulació s'ha realitzat a través de tots els instruments. En la investigació es presenta, de manera detallada, com s'ha dut a terme el procés d'anàlisi de cadascun dels instruments i els resultats extrets. L'anàlisi dels resultats ha permès dibuixar l'evolució del pensament dels estudiants al llarg del curs i realitzar una anàlisi holística i multidimensional del seu procés de formació en Educació Ambiental. S'ha produït un canvi substancial en relació a la comprensió i assumpció dels components de l'Educació Ambiental: rellevància, holisme, educació crítica, educació en valors, capacitat de responsabilitat, d'acció i d'atendre diferents punts de vista i perspectives. Al llarg del curs i del procés hi ha una clara potenciació de qualitats dinàmiques. Al mateix temps, l'anàlisi revela la interdependència real i efectiva dels tres processos que configuren la metodologia triaxial i la seva clara influència en la formació en Educació Ambiental del grup d'estudiants i en la construcció dels seus models didàctics. En la investigació es conclou, entre altres aspectes, que l'enfocament metodològic, basat en un procés triaxial, aplicat en la formació inicial del grup de futurs i futures mestres, ha resultat de gran eficàcia i rellevància en la seva formació en Educació Ambiental i, també, en la seva formació com a professionals investigadors, crítico- reflexius, amb capacitat d'innovació i amb un grau més alt d' "empowerment". Cal dir que la metodologia triaxial es revela amb altes possibilitats de transferència i adaptabilitat a altres estudis. La transferibilitat d'aquesta metodologia serà objecte de seguiment investigatiu amb el propòsit de trobar les orientacions pedagògiques més adequades a cada àmbit i situació, ja que pot oferir aportacions valuoses en el camp de l'Ambientalització Curricular dels estudis universitaris.

Las Guyanas holandesas en América Latina (1600-1814) [Estudios]

This article starts by considering the fact that the Guyanas can be understood as an atypical region in the Latin-American context. The lapse of analysis of this study is from 1600 to 1814, period of development of Dutch Guyanas, which was the base of the Surinam Republic and the Co-operative Republic of Guyana. These are highlighted for being the unique Latin-American entities that were not colonized by the Catholics Monarchies, for the absence of missionary activities until 1735, and also for the absence of private action. These colonies offer an interesting study field about comparative development with other South American regions.

The population dynamical consequences of density-dependence in fungal plant pathogens

Almost all stages of a plant pathogen life cycle are potentially density dependent. At small scales and short time spans appropriate to a single-pathogen individual, density dependence can be extremely strong, mediated both by simple resource use, changes in the host due to defence reactions and signals between fungal individuals. In most cases, the consequences are a rise in reproductive rate as the pathogen becomes rarer, and consequently stabilisation of the population dynamics; however, at very low density reproduction may become inefficient, either because it is co-operative or because heterothallic fungi do not form sexual spores. The consequence will be historically determined distributions. On a medium scale, appropriate for example to several generations of a host plant, the factors already mentioned remain important but specialist natural enemies may also start to affect the dynamics detectably. This could in theory lead to complex (e.g. chaotic) dynamics, but in practice heterogeneity of habitat and host is likely to smooth the extreme relationships and make for more stable, though still very variable, dynamics. On longer temporal and longer spatial scales evolutionary responses by both host and pathogen are likely to become important, producing patterns which ultimately depend on the strength of interactions at smaller scales.

m-aminobenzoic acid inserted beta-turn in acyclic tripeptides: a peptidomimetic design

X-ray diffraction studies show that peptides Boc-Leu-Aib-m-ABA-OMe (I) (Aib, alpha-aminoisobutyric acid; m-ABA, meta-aminobenzoic acid) and Boc-Phe-Aib-m-ABA-OMe, (II) adopt a type-II beta-turn conformation, solely stabilized by co-operative steric interactions amongst the amino acid residues. This type of U-turn without any intramolecular hydrogen bonding is generally referred to as an open turn. Although there are some examples of constrained cyclic peptides in which o-substituted benzenes have been inserted to mimic the turn region of the neurotrophin, a nerve growth factor, peptides I and II present novel two examples where m-aminobenzoic acid has been incorporated in the beta-turn of acyclic tripeptides. The result also demonstrates the first crystallographic evidence of a beta-turn structure containing an inserted m-aminobenzoic acid, which can be considered as a rigid gamma-aminobutyric acid with an all-trans extended configuration. (c) 2005 Elsevier Ltd. All rights reserved.

Pil and Galia Kollectiv: solo exhibition at Te Tuhi Art Centre, Auckland, New Zealand.

The exhibition presents the full Future Trilogy which was completed in 2009. The trilogy is based on the opening of a new IKEA store in Edmonton, London in November 2005. IKEA celebrated with a twenty-four hour launch accompanied by significant price reductions on leather sofas. But when six thousand people arrived to compete for the discount a riot ensued which injured sixteen shoppers and required the store to be closed after just thirty minutes. The Future Trilogy takes this event as the starting point to speculate on a future where the popular fascination with modern designer furniture has morphed into state religions underpinned by the ideals of the early twentieth century avant-garde. The exhibition also presents their 2010 work Co-Operative Explanatory Capabilities in Organizational Design and Personnel Management which narrates a fictional story of a company that adopts highly experimental approaches to achieving worker productivity. The project investigates the place of creativity in efficiency management and the operation of bureaucratic systems in a post-industrial work environment. The Kollectiv's pseudo documentary creates a careful blend of fact and fiction through the combination of a distinctive BBC narrator's voice with imagery sourced from an online photographic archive for an early computing company. The story becomes increasingly provocative as more and more of the bizarre antics of the company employees are revealed, leading to the members of the company eventually forming a religious cult.

A Real-time, Predictive Architecture for Distributed Virtual Reality

User interaction within a virtual environment may take various forms: a teleconferencing application will require users to speak to each other (Geak, 1993), with computer supported co-operative working; an Engineer may wish to pass an object to another user for examination; in a battle field simulation (McDonough, 1992), users might exchange fire. In all cases it is necessary for the actions of one user to be presented to the others sufficiently quickly to allow realistic interaction. In this paper we take a fresh look at the approach of virtual reality operating systems by tackling the underlying issues of creating real-time multi-user environments.

Formal theory building for the avalanche game: explaining counter-intuitive behaviour of a complex system using geometrical and human behavioural/physiological effects

In 'Avalanche', an object is lowered, players staying in contact throughout. Normally the task is easily accomplished. However, with larger groups counter-intuitive behaviours appear. The paper proposes a formal theory for the underlying causal mechanisms. The aim is to not only provide an explicit, testable hypothesis for the source of the observed modes of behaviour-but also to exemplify the contribution that formal theory building can make to understanding complex social phenomena. Mapping reveals the importance of geometry to the Avalanche game; each player has a pair of balancing loops, one involved in lowering the object, the other ensuring contact. For more players, sets of balancing loops interact and these can allow dominance by reinforcing loops, causing the system to chase upwards towards an ever-increasing goal. However, a series of other effects concerning human physiology and behaviour (HPB) is posited as playing a role. The hypothesis is therefore rigorously tested using simulation. For simplicity a 'One Degree of Freedom' case is examined, allowing all of the effects to be included whilst rendering the analysis more transparent. Formulation and experimentation with the model gives insight into the behaviours. Multi-dimensional rate/level analysis indicates that there is only a narrow region in which the system is able to move downwards. Model runs reproduce the single 'desired' mode of behaviour and all three of the observed 'problematic' ones. Sensitivity analysis gives further insight into the system's modes and their causes. Behaviour is seen to arise only when the geometric effects apply (number of players greater than degrees of freedom of object) in combination with a range of HPB effects. An analogy exists between the co-operative behaviour required here and various examples: conflicting strategic objectives in organizations; Prisoners' Dilemma and integrated bargaining situations. Additionally, the game may be relatable in more direct algebraic terms to situations involving companies in which the resulting behaviours are mediated by market regulations. Finally, comment is offered on the inadequacy of some forms of theory building and the case is made for formal theory building involving the use of models, analysis and plausible explanations to create deep understanding of social phenomena.

Beekeepers in the global 'fair trade' market: a case from Tabora Region, Tanzania

The article examines the production of Tanzanian honey and beeswax for European fair trade markets. It presents a case study of the Tabora Beekeepers Co-operative Society.

Selected wheat seed defense proteins exhibit competitive binding to model microbial lipid interfaces

Puroindolines (Pins) and purothionins (Pths) are basic, amphiphilic, cysteine-rich wheat proteins that play a role in plant defense against microbial pathogens. We have examined the co-adsorption and sequential addition of Pins (Pin-a, Pin-b and a mutant form of Pin-b with Trp-44 to Arg-44 substitution) and β-purothionin (β-Pth) model anionic lipid layers, using a combination of surface pressure measurements, external reflection FTIR spectroscopy and neutron reflectometry. Results highlighted differences in the protein binding mechanisms, and in the competitive binding and penetration of lipid layers between respective Pins and β-Pth. Pin-a formed a blanket-like layer of protein below the lipid surface that resulted in the reduction or inhibition of β-Pth penetration of the lipid layer. Wild-type Pin-b participated in co-operative binding with β-Pth, whereas the mutant Pin-b did not bind to the lipid layer in the presence of β-Pth. The results provide further insight into the role of hydrophobic and cationic amino acid residues in antimicrobial activity.

Motion of the dayside polar cap boundary during substorm cycles: II. Generation of poleward-moving events and polar cap patches by pulses in the magnetopause reconnection rate

Using data from the EISCAT (European Incoherent Scatter) VHF and CUTLASS (Co-operative UK Twin- Located Auroral Sounding System) HF radars, we study the formation of ionospheric polar cap patches and their relationship to the magnetopause reconnection pulses identified in the companion paper by Lockwood et al. (2005). It is shown that the poleward-moving, high-concentration plasma patches observed in the ionosphere by EISCAT on 23 November 1999, as reported by Davies et al. (2002), were often associated with corresponding reconnection rate pulses. However, not all such pulses generated a patch and only within a limited MLT range (11:00–12:00 MLT) did a patch result from a reconnection pulse. Three proposed mechanisms for the production of patches, and of the concentration minima that separate them, are analysed and evaluated: (1) concentration enhancement within the patches by cusp/cleft precipitation; (2) plasma depletion in the minima between the patches by fast plasma flows; and (3) intermittent injection of photoionisation-enhanced plasma into the polar cap. We devise a test to distinguish between the effects of these mechanisms. Some of the events repeat too frequently to apply the test. Others have sufficiently long repeat periods and mechanism (3) is shown to be the only explanation of three of the longer-lived patches seen on this day. However, effect (2) also appears to contribute to some events. We conclude that plasma concentration gradients on the edges of the larger patches arise mainly from local time variations in the subauroral plasma, via the mechanism proposed by Lockwood et al. (2000).

Plasma structure within poleward-moving cusp/cleft auroral transients: EISCAT Svalbard radar observations and an explanation in terms of large local time extent of events

We report high-resolution observations of the southward-IMF cusp/cleft ionosphere made on December 16th 1998 by the EISCAT (European incoherent scatter) Svalbard radar (ESR), and compare them with observations of dayside auroral luminosity, as seen at a wavelength of 630 nm by a meridian scanning photometer at Ny Alesund, and of plasma flows, as seen by the CUTLASS (co-operative UK twin location auroral sounding system) Finland HF radar. The optical data reveal a series of poleward-moving transient red-line (630 nm) enhancements, events that have been associated with bursts in the rate of magnetopause reconnection generating new open flux. The combined observations at this time have strong similarities to predictions of the effects of soft electron precipitation modulated by pulsed reconnection, as made by Davis and Lockwood (1996); however, the effects of rapid zonal flow in the ionosphere, caused by the magnetic curvature force on the newly opened field lines, are found to be a significant additional factor. In particular, it is shown how enhanced plasma loss rates induced by the rapid convection can explain two outstanding anomalies of the 630 nm transients, namely how minima in luminosity form between the poleward-moving events and how events can re-brighten as they move poleward. The observations show how cusp/cleft aurora and transient poleward-moving auroral forms appear in the ESR data and the conditions which cause enhanced 630 nm emission in the transients: they are an important first step in enabling the ESR to identify these features away from the winter solstice when supporting auroral observations are not available.

Módulo experimental para determinação da octanagem de combústiveis

Este trabalho tem como objetivo principal demonstrar uma nova metodologia que utilizará um motor automotivo adaptado a um módulo experimental onde será possível realizar-se medições da intensidade de detonação, e a partir desses valores determinar a octanagem dos combustíveis ensaiados, sendo este um método que oferece uma nova alternativa de baixo custo se comparado aos métodos tradicionais que utilizam motores CFR (Co-operative Fuel Research) fabricados pela Waukesha para determinação da octanagem dos combustíveis. O módulo experimental é composto por um motor automotivo acoplado a um freio eletromagnético e por sensores instalados em pontos estratégicos do motor que informam, em tempo real, os valores dos parâmetros de funcionamento do mesmo. A octanagem, para ser medida, a exemplo do que ocorre nos motores CFR, depende da ocorrência de detonação que é provocada durante a realização dos ensaios para que o valor de sua intensidade e o valor dos demais parâmetros de funcionamento do motor neste instante possam ser registrados. Para que pudesse ocorrer detonação em baixa rotação fez-se necessário à alteração do volume da câmera de combustão do motor utilizado, a fim de aumentar sua taxa de compressão e favorecer o aparecimento do fenômeno Durante a realização dos ensaios, no módulo experimental, utilizaram-se dois computadores para monitorar os parâmetros de funcionamento do motor e armazenar as informações adquiridas a partir da placa de aquisição de dados que transforma os sinais analógicos dos sensores em informações digitais, as quais serão utilizadas nos cálculos e na construção de gráficos para análise dos resultados do experimento. Após realizar-se os ensaios utilizando-se combustíveis de referência com diferentes valores de octanagem, foi possível determinar a exatidão dos resultados obtidos pelo método proposto comparando-os com os valores obtidos no motor CFR, sendo que o módulo experimental permitiu medir os valores de octanagens com uma incerteza de ± 1,66 octanas em um intervalo de confiança de 95,45%.

Empresários nanicos, garantias e acesso à crédito

Visamos contribuir para o desenvolvimento do crédito produtivo popular no Brasil. Um passo nesta direção é diminuir a assimetria de informações existentes entre os gestores de políticas públicas e o seu público-alvo. O presente trabalho se beneficia da melhor oportunidade disponível de explorar informações sobre os negócios nanicos, a pesquisa sobre Economia Informal Urbana – ECINF, realizada pelo IBGE em 1997, onde foram entrevistados quase 50000 conta-próprias e empregadores até cinco empregados. Descrevemos a partir da ECINF as formas de acesso ao crédito destes estabelecimentos. O mercado de microcrédito se revela incipiente nas áreas urbanas do país, apenas 7% dos negócios nanicos obtiveram acesso a crédito nos três meses anteriores a pesquisa. Descrevemos o padrão de correlações do uso do crédito produtivo popular com outras variáveis, em particular àquelas ligadas a posse de garantias reais ou colaterais sociais nas áreas urbanas brasileiras. A ligação a alguns elementos do capital social está correlacionada à obtenção do crédito, onde a vantagem aumenta em 33% para quem está associado a algum sindicato, associação ou cooperativa em relação aos que não possuem ligação com estes. A questão da legalidade também apresenta correlação forte para conseguir o acesso a crédito: quem possui constituição jurídica possui uma vantagem de 55% maior em relação aos que não possuem. Destaca-se a variável indicativa da posse de equipamentos, é nesta variável que observamos um dos maiores valores na estimativa, onde a vantagem de quem utiliza é aproximadamente duas vezes maior em relação a quem não utiliza. O fato de estar numa região metropolitana influi pouco na obtenção do crédito, a vantagem é apenas 10% maior do que as pessoas que encontram-se nas demais áreas urbanas. De maneira geral os resultados são consistentes com a importância atribuída na literatura por garantias reais e alternativas na obtenção de crédito.