990 resultados para Spanish Americans.
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This paper presents a theoretical and empirical analysis of strategic competition in retail banking when some of the financial firms are non-profit organisations that invest in social activities. Banking literature about competition is fairly large, but the strategic interaction between profit maximizing and non profit maximizers has not been extensively analysed except for Purroy and Salas (1999). In this paper, a completely different approach is taken. An adaptation of Hotelling’s two stage model of spatial competition is developed to take into account consumer perceptions respect to the two different types of financial institutions. The empirical analysis confirms that consumers take into account other features different from the price, such as social contribution or closer service to make a deposit or mortgage decision. These conclusions are of interest in the debate about a firm’s social or ethical activities. It is shown that if consumers value social activities, firms can improv
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In 2000 the European Statistical Office published the guidelines for developing the Harmonized European Time Use Surveys system. Under such a unified framework, the first Time Use Survey of national scope was conducted in Spain during 2002– 03. The aim of these surveys is to understand human behavior and the lifestyle of people. Time allocation data are of compositional nature in origin, that is, they are subject to non-negativity and constant-sum constraints. Thus, standard multivariate techniques cannot be directly applied to analyze them. The goal of this work is to identify homogeneous Spanish Autonomous Communities with regard to the typical activity pattern of their respective populations. To this end, fuzzy clustering approach is followed. Rather than the hard partitioning of classical clustering, where objects are allocated to only a single group, fuzzy method identify overlapping groups of objects by allowing them to belong to more than one group. Concretely, the probabilistic fuzzy c-means algorithm is conveniently adapted to deal with the Spanish Time Use Survey microdata. As a result, a map distinguishing Autonomous Communities with similar activity pattern is drawn. Key words: Time use data, Fuzzy clustering; FCM; simplex space; Aitchison distance
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One area which has been largely neglected when studying the acquisition of addiction to smoking with the transtheoretical model is whether the individual had previously experimented with smoking. The importance of including the experimentation variable was supported by this research
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En este trabajo se describe la naturaleza y secuencia de adquisición de las preguntas interrogativas parciales en niños de habla catalana y/o castellana dentro de un marco de análisis según el cual la adquisición de las estructuras lingüísticas se construye gradualmente desde estructuras concretas hasta estructuras más abstractas. La muestra utilizada se compone de 10 niños y niñas procedentes de corpus longitudinales cuyas edades van de los 17 meses a los 3 años. El análisis se ha realizado atendiendo a la estructura sintáctica de la oración, los errores, los pronombres y adverbios interrogativos, y la tipología verbal. Los resultados muestran que la secuencia de adquisición pasa por un momento inicial caracterizado por producciones estereotipadas o fórmulas, durante el cual sólo aparecen algunas partículas interrogativas en estructuras muy concretas. Posteriormente la interrogación aparece con otros pronombres y adverbios y se diversifica a otros verbos, además, no se observan errores en la construcción sintáctica. Estos resultados suponen un hecho diferencial respecto de estudios previos en lengua inglesa
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