国際協力の罪と罰：買わない日本人

会社でも学校でも結果を問われる時代になった。会社では賃金のうち年功序列的部分が縮小され、業績給部分の割合が増えている。大学生の成績も、以前より明確な基準を用いて、学生の間に明白な差をつけて採点することが要求されるようになってきている。これまでは努力を含めて「何をどれだけ投入したか」が基準として重視されていたのに対して、最近は「何をどれだけ実現したか」という成果が重視されるようになってきている。（以下略）

Quasi-experimental evidence on the drivers of index-based livestock insurance demand in Southern Ethiopia

Microinsurance is widely considered an important tool for sustainable poverty reduction, especially in the face of increasing climate risk. Although index-based microinsurance, which should be free from the classical incentive problems, has attracted considerable attention, uptake rates have generally been weak in low-income rural communities. We explore the purchase patterns of index-based livestock insurance in southern Ethiopia, focusing in particular on the role of accurate product comprehension and price, including the prospective impact of temporary discount coupons on subsequent period demand due to price anchoring effects. We find that randomly distributed learning kits contribute to improving subjects' knowledge of the products; however, we do not find strong evidence that the improved knowledge per se induces greater uptake. We also find that reduced price due to randomly distributed discount coupons has an immediate, positive impact on uptake, without dampening subsequent period demand due to reference-dependence associated with price anchoring effects.