12 resultados para SECTOR FINANCIERO

em Portal de Revistas Científicas Complutenses - Espanha


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Este trabajo revisa la evolución y estado actual de la automoción eléctrica; analiza las ventajas ambientales, de eficiencia energética y de costes del motor eléctrico frente al de combustión interna; y presenta como limitaciones para el uso del vehículo eléctrico, el desarrollo actual de las baterías recargables y la lenta implantación de electrolineras. Con el objetivo de contribuir al desarrollo de una actividad económica respetuosa con el medio ambiente y basada en nuevas tecnologías, se proyecta, a partir de experiencias previas, una instalación de puntos de recarga para una ciudad de 50.000 habitantes con un parque de 100 vehículos eléctricos que dispone de dos plazas de recarga rápida (poste trifásico 400V CA), siete plazas de recarga lenta (postes monofásicos 230V CA) y de 50 módulos fotovoltaicos que producen diariamente la energía equivalente a la recarga lenta de un vehículo en los meses fríos y de dos en los meses cálidos.

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Tras estudiar los pastizales de ambientes semitiridos de Almería, creemos que es conveniente designar una nueva asociación: Spergulo fallacis-Plantaginetum ovatae, que se presenta sobre suelos nitriticados y limosos de ombroclimna semiárido en el piso termomediterráneo.La comunidad se encuadra dentro de la alianza Stipion retortae Br.-BI. ex O. Bolós 1956 (Trachynietalia distachyae Rivas-Martínez 1978; Thero-Brachypodietea Br-BI. ex A. De Bolòs y Vayreda 1950) y se distingue de las demás por la presencia constante deSpergula fallax, taxon distribuido por zonas áridas desde el Norte de Africa hasta el centro de Asia, cuyas únicas poblaciones europeas se dan en la provincia de Almería.

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Se realiza una propuesta de división en subsectores del sector Setabense (Provincia biogeográfica Catalano- Valenciano-Provenzal). Las unidades reconocidas son: 1 subsector Valenciano;2 subseetor Enguerina-Cofrentino; 3 subsector Ayorano-Villenense; 4 subsector Alcoyano-Diánico. Para cada uno de ellos se aporta una breve descripción y caracterización de su flora, vegetación, paisaje vegetal, suelos, bioclimatología, usos del territorio, etc. Además se proponen dos nuevas combinaciones taxonómicas: Asperula paui Font Quer subsp. dianensis (Font Quer) de la Torre, Alcaraz & Crespo y Linaria depauperata Leresehe ex Lange subsp. hegelmaieri (Lange) de la Torre, Alcaraz & Crespo, y se valida la combinación Arctostaphyllos uva-ursi (L.) Sprengel subsp. crassifol¡a (Br.-Bl.) Rivas-Martínez ex de la Torre, Alcaraz & Crespo.

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Se analiza el comportamiento fitosociológico de las comunidades vegetales caracterizadas por la presencia de los taxones Cheilanthes tinaei Todaro y Ch. hispanica Mett. en el Sector Orensano-Sanabriense (Provincia Carpetano-lbérico-Leonesa), proponiendo para ellas la asociación Linario glabrescentis-Cheilanthetum tinaei y las subasociaciones: Linario glabrescentis-Cheilanthetum tinaei cheilanthetosum hispanicae nova y Linario glabrescentis-Cheilanthetum tinaei cheilanthetosum guanchicae nova.Comentamos brevemente la asociación Phagnalo saxatile-Rumicetum indurati Rivas-Martínez inéd, que contacta topográficamente con la asociación anteriormente propuesta.Se aportan datos sobre el comportamiento fitosociológico de Cheilanthes pteridioides (Reichard) C. Chr.

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Se describe una nueva asociación (Rhamno myrtifoli-Juniperetum phoeniceae) de la alianza Rhamno-Quercion cocciferae distribuida en el sector Malacitano-Almijarense (provincia corológica Bética).

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Los autores presentan un ensayo de síntesis corológica del sector Murciano (provincia corológica Murciano-Almeriense) dentro del que reconocen dos subsectores y once distritos. Para ilustrar la diversidad de esta unidad corológica se presentan los cortes fitotopográficos de cinco macizos (Sierras de Orihuela, Carrascoy, Espuña, El Carche y Pajares) pertenecienes a otros tantos distritos.

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Se ha realizado un estudio fitosociológico de los enebrales rastreros oromediterráneos del Sistema Ibérico septentrional (Demanda, Neila, Urbión y Cebollera), en el que se comentan también aspectos relacionados con su ecologia y conservación. Se describen dos nuevas subasociaciones: Vaccinio-myrtilli-Juniperetum nanae minuartietosum recurvae y Vaccinio myrtilli-Juniperetum nanae vaccinietosum uliginosi.

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The current global environment and the general increase in the spread and use of Information Technology and Communication (ICT) by companies and consumers, make the use of these technologies as essential to confront the growing competition in the market. Focused on this sector, in this research we analyze the use of electronic commerce, as through websites as through electronic markets, and the use of social networking tools as enablers of business. For this aim, we conducted a comparative analysis between the Andalusian olive oil cooperatives and other legal forms which are present in the sector.

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Transparency in nonprofit sector and foundations, as an element to enhance the confidence of stakeholders in the organization, is a fact shown by several studies in recent decades. Transparency can be considered in various fields and through different channels. In our study we focused on the analysis of the organizational and economic transparency of foundations, shown through the voluntary information on their Website. We review the theoretical previous studies published to put to the foundations within the framework of the social economy. This theoretical framework has focused on accountability that make foundations in relation to its social function and its management, especially since the most recent focus of information transparency across the Website.In this theoretical framework was made an index to quantify the voluntary information which is shown on its website. This index has been developed ad hoc for this study and applied to a group of large corporate foundations.With the application of these data are obtained two kind of results, to a descriptive level and to a inferential level.We analyzed the statistical correlation between economic transparency and organizational transparency offered in the Website through quantified variables by a multiple linear regression. This empirical analysis allows us to draw conclusions about the level of transparency offered by these organizations in relation to their organizational and financial information, as well as explain the relation between them.

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The Chilean Cooperative Sector (SCCh) can be explained as a human activity system of high complexity, which seeks to maintain an independent existence, in example, be viable. From this perspective, the Viable System Model (MSV) as conceptual reference presents a real opportunity to study the organization of the cooperative sector in Chile.The central objective of the work refers to study the feasibility of SCCh in a context of sectorial organization, considering the social, legal and economic fabric of the country today.To do this, supported by a systemic methodology were performed: a characterization of the problem situation of the sector -identifying some relevant factors in the areas of market structure, legal regulations and inter cooperation-an organizational diagnosis and proposed a set guidelines for its development.From the above it is concluded that there is relevance between the characteristics of the case study theoretical and methodological approach. The methodology takes tested in other organizational practices such as VIPLAN tools, and applies the SCCh. Its contribution in the field of study is oriented around a holistic view of the organization and promotion of their viability, thereby generating an approach that delivers specific sectorial development strategies, surpassing the approximation of descriptive characterization. Thus, we provide a diagnostic model of the Chilean Cooperative Sector and propose guidelines to support their organizational development.

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Las cooperativas son entidades con una gran presencia económica y social en España, y tienen una gran influencia en la economía rural de las zonas donde están ubicadas. El principal objetivo del presente trabajo es el análisis del uso de las nuevas tecnologías por parte de las cooperativas agroalimentarias, centrándose en las productoras de aceite de oliva para determinar los principales factores que condicionan su comportamiento en la Red. En el presente estudio se analizan sus sitios web y se determina qué tipo de información aporta, tanto datos generales como datos de comercialización. A partir de los resultados obtenidos, se busca la relación que pueda existir entre el tamaño de la cooperativa, su actividad exportadora o la actividad de comercio electrónico con la presencia online, mediante una regresión logística. De esta manera podremos conocer si realmente la implantación de nuevas tecnologías en las cooperativas permite desarrollar una óptima actividad económica.

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This research arises due to the current restructuring process in which is immersed the Spanish banking sector. The above mentioned process is carried out to try to reduce the doubts on the viability of the bank companies to average and long term and to be able to return again the confidence in the sector. Though the economic and financial crisis has concerned the whole banking sector, the subsector of the Spanish savings banks is the one that has experienced a major number of integrations (articulated by means of mergers, absorptions and across Institutional Protection Schemes -IPSs-), and the one that has met submitted to the bancarization process. Considering what has been said, the present paper analyses Spanish saving banks to try to discern whether thanks to that process the objectives pursued by the bank rearrangement have been fulfilled. To do this, the evolution of some important financial variables will be studied over a long period of time (1999-2012). The results suggest that not all the savings banks have seen improved their ratios of efficiency, solvency, financial gap and social work, which indicates that there is still much to be done in order to rectify the problems affecting the studied sector.