RP979-56 Long-Term Installment Land Contracts

The installment land contract is both an instrument of transfer and a method of financing sales of land. If properly drawn, it can have a number of advantages for both the buyer and seller. Both parties should contact their attorneys to be sure that the terms of the contract are clearly stated and understood. This research publication discusses how long-term installment land contracts are used in the agricultural community.

Military dictionary (advance installment).

At head of title: TM 30-254.

Military dictionary (advance installment) Part 1. English-Russian. : Part 2. Russian-English. Prepared under the direction of the Chief of Staff.

Mode of access: Internet.

Methods of selling on the installment plan in Boston : evils resulting and remedies proposed /

Signed by: Mabel Parton.

Consumer durables and installment debt: a study of American households,

Mode of access: Internet.

Retail Installment Sales Act.

Mode of access: Internet.

Sales Finance Agency Act, Motor Vehicle Retail Installment Sales Act, Retail Installment Sales Act; Rules and regulations governing the execution and enforcement of the Illinois Finance Agency Act, effective ...

Mode of access: Internet.

Perfil dos servidores da Universidade Federal do Espírito Santo com empréstimo consignado

O crédito consignado é uma modalidade de empréstimo cujo valor da parcela incide sobre o salário do devedor. Com alto índice de adesão nos últimos anos, é o meio de acesso ao crédito mais comum entre os servidores públicos, pelas baixas taxas de juros, entre outros atrativos, o que contribui para expor a risco seus vencimentos com dívidas. Buscando atender ao objetivo principal de identificar se características do perfil demográfico dos servidores ativos da Universidade Federal do Espírito Santo (UFES) estão relacionadas ao comprometimento de seus rendimentos com empréstimos consignados, foi realizada uma pesquisa de abordagem quantitativa, utilizando dados cadastrais e financeiros do ano de 2013 destes servidores, obtidos no banco de dados institucional e através da aplicação de questionários, dos quais totalizaram 210 tidos como válidos. Todas as informações foram tratadas por meio de recursos estatísticos, como análise descritiva dos dados, tabelas de contingências com interpretação do valor do qui-quadrado e regressão logística. Os resultados indicam que as variáveis escolaridade, renda, número de dependentes e gênero estão associadas ao comprometimento da renda com empréstimos consignados e que os homens, apesar de aparecerem em maior número entre os que aderem a esse tipo de empréstimo, comprometem menos seus rendimentos com ele, quando comparados às mulheres. Indivíduos do gênero feminino, com menor nível de escolaridade e renda mais baixa foram os mais propensos a adquirirem empréstimos descontados em folha. Por fim, apesar das análises apontarem que apenas a ausência de educação financeira não explica o alto comprometimento da renda com consignado, muitos dos entrevistados afirmaram não dominar o tema e se sentirem despreparados para administrarem suas finanças pessoais. Nesse sentido, o plano de intervenção proposto no objetivo e descrito ao final da pesquisa, sugere que a instituição invista na educação financeira dos servidores; preste apoio psicológico aos sobreendividados e proíba o estímulo ao consumo no ambiente de trabalho.

Observations sedimentologiques sur les depots du Neogene post-nappe dans la region de Moulay Yacoub (NW de Fes- Maroc)

Proceedings of the I" R.C.A.N.S. Congress, Lisboa, October 1992

Variation in the hatching response of Ochlerotatus albifasciatus egg batches (Diptera: Culicidae) in temperate Argentina

Egg hatching of winter-collected Ochlerotatus albifasciatus was studied for six months. Batches of eggs were divided into two groups, one of them was stored in the laboratory at 23°C and 12:12 photoperiod, and the other in the field under dead leaves. Every month, from July to December, eggs from the two groups were flooded under both laboratory and field conditions. Unhatched eggs were returned to the original condition and flooded two more times separated by ten-day intervals. Results show that egg diapause is expressed in different intensities, not only on eggs exposed to different conditions but also in those exposed to the same condition, even when they were laid by the same female. Successive inundations yielded incomplete hatches of eggs, and favored the hatching response in the next flooding. Low environmental temperatures before and during the flooding depressed hatching response. This shows that eggs need a warm period before flooding as well as warm temperatures during flooding, to hatch. As drought period was longer hatching response increased, but this was also accompanied by warmer environmental conditions. The experiment performed in laboratory did not show that increment. Field studies showed that a layer of dead leaves protected eggs from extreme temperatures.

Long-term storage and viability of Ochlerotatus albifasciatus (Diptera: Culicidae)

The viability of Ochlerotatus albifasciatus (Macquart) eggs stored at room temperature and at 5ºC was studied over 31 months. After 12, 18 and 31 months of storage, eggs were acclimatized at 22ºC for ten days, and then inundated twice every seven days. The effect of the storage period on the percentage of hatching was analyzed by one way ANOVA. Differences on the hatching response between the first and second flooding were analyzed by paired t-test. Differences on the hatching response between the two storage conditions were analyzed by Mann-Whitney rank test. Results showed that (1) Oc. albifasciatus eggs were able to survive and hatch over 31 months; (2) the percent hatching of eggs stored at 5ºC was higher than that of eggs stored at room temperature; and (3) low temperatures and long periods without water favor installment hatching.