Septic systems : a homeowner's guide

"Writers: Irene Miles, Doug Peterson" -- pg. 21.

Homeowner's guide to solar energy.

Cover title varies slightly.

Illinois homeowner's guide to reduction of indoor radon : final report /

Prepared for Illinois Dept. of Energy and and Natural Resources, Office of Research and Planning; principal investigators: Patricia Szczepanik Van Leeuwen, William H. Hallenbeck.

Managing the Japanese beetle : a homeowner's handbook.

Shipping list no.: 97-0322-P.

Housing in metropolitan areas, homeowner financial characteristics.

Mode of access: Internet.

A Lender's Vorpal Sword: Expungement Affidavits & Their Power to Void Sheriff's Sales & Revert Mortgages Back to the Homeowner

Like many Americans across the country, Michigan residents have faced a staggering number of foreclosures in the last few years.2 In 2009, Laura Buttazzoni was one of the many Michigan homeowners facing the dire reality that she was going to lose her home.3 After Buttazzoni’s failed attempt to sell her home, her bank initiated a sheriff’s sale in late 2009.4 After the statutory redemption period expired,5 Fannie Mae evicted Buttazzoni and relisted the home in 2011.6 Even though Buttazzoni’s home was foreclosed, sold at a sale, and relisted on the market—she was not done with the property. In June 2012, nearly three years after Buttazzoni’s eviction, Fannie Mae executed an “expungement affidavit,” which voided the 2009 sheriff’s sale and reverted the mortgage back to Buttazzoni’s name.

The dawn of the age of the drones:An Australian privacy law perspective

Suppose a homeowner habitually enjoys sunbathing in his or her backyard, protected by a high fence from prying eyes, including those of an adolescent neighbour. In times past such homeowners could be assured that they might go about their activities without a threat to their privacy. However, recent years have seen technological advances in the development of unmanned aerial vehicles (‘UAVs’), also known colloquially as drones, that have allowed them to become more reduced in size, complexity and price. UAVs today include models retailing to the public for less than $350 and with an ease of operation that enables them to serve as mobile platforms for miniature cameras. These machines now mean that for individuals like the posited homeowner’s adolescent neighbour, barriers such as high fences no longer constitute insuperable obstacles to their voyeuristic endeavours. Moreover, ease of access to the internet and video sharing websites provides a ready means of sharing any recordings made with such cameras with a wide audience. Persons in the homeowner’s position might understandably seek some form of redress for such egregious invasions of their privacy. Other than some kind of self-help, what alternative measures may be available?

Control of Variable Watermilfoil in Bashan Lake, CT with 2,4-D: Monitoring of Lake and Well Water.

Variable watermilfoil (Myriophyllum heterophyllum Michx.) has recently become a problem in Bashan Lake, East Haddam, CT, USA. By 1998, approximately 4 ha of the 110 ha lake was covered with variable watermilfoil. In 1999, the milfoil was spot treated with Aquacide®, an 18% active ingredient of the sodium salt of 2,4-D [(2,4-dichlorophenoxy) acetic acid], applied at a rate of 114 kg/ha. Aquacide® was used because labeling regarding domestic water intakes and irrigation limitations prevented the use of Navigate® or AquaKleen®, a 19% active ingredient of the butoxyethyl ester of 2,4-D. Variable watermilfoil was partially controlled in shallow protected coves but little control occurred in deeper more exposed locations. 2,4-D levels in the treatment sites were lower than desired and offsite dilution was rapid. In 2000, the United States Environmental Protection Agency (USEPA) issued a special local need (SLN) registration to allow the use of Navigate ® or AquaKleen® in lakes with potable and irrigation water intakes. Navigate® was applied at a rate of 227 kg/ha to the same areas as treated in 1999. An additional 2 ha of variable watermilfoil was treated with Navigate® in 2001, and 0.4 ha was treated in mid-September. Dilution of the 2,4-D ester formulation to untreated areas was slower than with the salt formulation. Concentrations of 2,4-D exceeded 1000 μg/ L in several lake water samples in 2000 but not 2001. Nearly all of the treated variable watermilfoil was controlled in both years. The mid-September treatment appeared as effective as the spring and early summer treatments. Testing of homeowner wells in all 3 years found no detectable levels of 2,4-D.(PDF contains 8 pages.)

Residential Docks and Piers: Inventory of laws, regulations, and policies for the Southeastern United States

While the homes threatened by erosion and the developer illegally filling in marshlands are the projects that make the headlines, for many state regulatory programs, it’s the residential docks and piers that take up the most time. When is a dock too long? What about crossing extended property lines? And at what point does a creek have too many docks? There are no easy answers to any of the dock and pier related questions. Each state has to craft the laws and policies that are best for its natural resources and its political and legal environment. At the same time, mistakes in judgment can be costly for the organization, the homeowner, and the natural resources. At the request of the Georgia Coastal Management Program, the National Oceanic and Atmospheric Administration (NOAA) Coastal Services Center compiled an inventory of dock information for four states—Georgia, Florida, North Carolina, and South Carolina. Federal laws, state laws and regulations, permitting policies, and contact information are included in a tabular format that is easy to use. (PDF contaions 18 pages)

Conhecimento comum e perceção do risco na gestão territorial costeira

As zonas costeiras, pelas suas características naturais, disponibilizam à sociedade múltiplas oportunidades e serviços, o que favorece uma ocupação desmedida deste território e a ocorrência de transformações relevantes provocadas pela intervenção humana. A simultaneidade da influência das atividades e intervenções humanas e da ocorrência das funções naturais deste território, revestidas de um forte caráter dinâmico, encontra-se na base do desenvolvimento quer de conflitos do tipo socioambiental, quer de situações de risco costeiro. A contribuir para esta situação, surge também a problemática das alterações climáticas, com impactos em domínios diversos, como por exemplo biodiversidade, pesca ou turismo, com um registo de aumento e intensidade de acidentes naturais associados a fenómenos meteorológicos. Apesar da existência de um conjunto de instrumentos de preservação dos recursos naturais e de ordenamento e gestão territorial, a degradação do sistema natural costeiro é muito visível, com impactos negativos de complexa recuperação. Refira-se, também, o caráter de exceção dos planos de ordenamento da orla costeira, em particular em frentes urbanas consolidadas ou em consolidação, permitindo o contínuo aumento da urbanização na orla costeira. A atuação das entidades responsáveis pela gestão do território costeiro tem sido desenvolvida com um baixo nível de envolvimento da população e maioritariamente no sentido de dar resposta às situações de perigo que vão surgindo, com a implementação de estruturas de defesa costeira, suportadas pelo erário público, cujos impactos se traduzem num agravamento do estado da zona costeira portuguesa, em geral. A região de Aveiro é um exemplo da problemática exposta, onde se registam frequentemente episódios de perigo costeiro, considerando-se urgente a tomada de medidas que contribuam para a sustentabilidade deste território, associada a uma visão de longo prazo, e que deverão passar pela integração do risco na gestão territorial costeira. Esta investigação, com a qual se pretende aumentar o conhecimento científico, desenvolver uma abordagem integrada de diversos domínios disciplinares, demonstrar a relevância da valorização do conhecimento comum e da perceção social na gestão do território, bem como desenvolver uma ferramenta de suporte à gestão territorial da zona costeira, tem como propósito contribuir para a preservação do sistema natural costeiro e para o aumento dos níveis de segurança humana face ao risco costeiro. Nesse sentido, desenvolveu-se um estudo de perceção social em aglomerados urbanos costeiros da região de Aveiro, para avaliação da perceção do risco costeiro e da gestão do território e recolha de conhecimento comum sobre a dinâmica costeira. Concebeu-se, também, um sistema de informação geográfica que permite às entidades de gestão do território costeiro uma atuação facilitada, articulada e de caráter preventivo, suportada na integração de conhecimentos científico, técnico e comum, de perceções e aspirações, de limites, propostas e condicionantes de planos de ordenamento e gestão do território existentes, entre outra informação, e com potencialidade para evoluir simultaneamente para um sistema de aviso de acidentes. Como resultados do estudo empírico destacam-se a forte ligação da população ao mar, de caráter afetivo ou pela pretensão de utilização da praia, a desvalorização do risco costeiro, apesar do reconhecimento do recuo da linha de costa, a valorização das estruturas de defesa costeira, a escassa disponibilização de informação à população acerca do risco costeiro a que está exposta, e a importância atribuída à participação da população no processo de gestão territorial costeira. O sistema de informação geográfica foi validado para o caso da Praia de Esmoriz, permitindo identificar, por exemplo, para cada proprietário de habitação localizada em área de risco, a disponibilidade para participar no processo de gestão territorial costeira ou a abertura para aderir a um processo de relocalização da habitação. Face à pertinência do tema e à expectativa do mesmo ser considerado uma prioridade da política da atualidade, considera-se a necessidade de desenvolvimentos futuros de aprofundamento de conhecimentos em paralelo com uma aproximação ao sistema institucional de gestão territorial costeira, no sentido da minimização dos conflitos entre dinâmica costeira e uso do território e da prevenção do risco costeiro, particularmente risco de inundação e de erosão.

Renewable Energies and Community Associations: Providing Homeowners with Renewable Energy Options

As energy costs increase in Colorado more homeowners will need renewable energies to provide electricity, heating and cooling for their homes. Renewable energy technology and energy efficient measures have been available for decades but Homeowner Associations (HOA) has not permitted this technology into communities primarily because of aesthetics. In April 2008, House Bill 1270 was signed into law that gives homeowners the right to make their homes more energy efficient and install renewable energy generation devices. The purpose of this capstone is to enable HOAs with information on available technology and design guideline options that can be integrated into communities and thus encourage, instead of hinder, the use of renewable energy and energy efficient measures.

Planning for the Future: Gray Water Supply as a Conservation Measure for a Key Water Provider in Douglas County, Colorado

Diminishing water in the Denver Basin aquifers requires Parker Water and Sanitation District plan for the future to ensure availability of supply. Water conservation is one approach to prolonging the life of the aquifers. Homeowner installed gray water systems will help conserve 25 percent of the water needed and reduce the need to pump ground water for irrigation. Non-potable water through gray water systems will reduce the demand on the supplier. Gray water use will prolong a potable supply to Parker for years ahead. For this plan to be effective, Colorado regulations must change to allow gray water use. This goal will be achieved as the mind-set about water conservation shifts and water suppliers and consumers demand modification to policies.

Homeowners insurance premium comparison : results of a survey /

"October 1989."

Personal lines premiums in Illinois : results of a survey of private passenger automobile and homeowners insurers.

"November 1991."

Status of homeowners insurance in Illinois.

"August 1994."