Seasonal migration and micro-credit in the lean period : evidence from northwest Bangladesh

This paper investigates the relationship between access to micro-credit and temporary seasonal migration, an issue which is largely ignored in the standard rural-urban migration literature. Seasonal migration due to agricultural downturns is a common phenomenon in developing countries. Using primary data from a cross-sectional household survey from the northwest part of Bangladesh, this study quantifies the factors that influence such migration decisions. Among other results, we find that network effects play a significant role in influencing the migration decision, with the presence of kinsmen at the place of destination having considerable impact. Seasonal migration is a natural choice for individual suffering periodic hardship; however the strict weekly loan repayment rules of Micro-credit Institutes can have an adverse effect on this process, reducing the ability of borrowers to react to a shock. Our result suggests that poor individuals prefer the option of not accessing the micro-credit and opt for temporal seasonal migration during the lean period. The results have numerous potential policy implications, including the design of typical micro-credit schemes.

Diário da Constituinte [gravação de vídeo] : [programa n. 611]

Ainda não há acordo sobre a votação da anistia aos microempresários. Diante disso a votação do tema segue indefinida. O plenário retomou a votação das disposições transitórias, votando temas que já foram acordados entre as lideranças. A votação sobre a anistia aos micros e pequenos empresários urbanos e aos pequenos e médios empresários rurais continua em impasse. O texto prevê o não pagamento da correção monetária dos empréstimos concedidos aos microempresários na época do Plano Cruzado. O governo alega que a anistia prejudicaria os bancos e provocaria o aumento dos impostos. A negociação entre governo e os constituintes já dura mais de uma semana A expectativa é que ocorra um entendimento para que haja justiça aos microempresários prejudicados. Havendo um acordo pode-se mudar radicalmente o previsto na emenda da anistia.

Na 50 Nachlass Arthur Schopenhauer - 'Schopenhauer-Archiv', 611 - Angebot des Vermieters Georg Kayser einer kürzeren Kündigungsfrist der Miete

u.a.: fristgerechte Kündigung der Miete von Schopenhauer;

Ms.Ff.F.Stoltze 3. 611 - Brief von Hermann Stoltze an Laura Stoltze

Heinrich Brisbois, Stoltze: Wohnungen, Familien-Daten, Leopold von Sacher-Masoch

Na 1 Nachlass Max Horkheimer, 611 - Vorlesung: "Geschichte der neueren Philosophie" 4 (p. VIII 7, 2a.15 - VIII 7, 2a.19)

Vorlesungsskript, Typoskript mit eigenhändigen Korrekturen (GS 9, S.11-480);

Benthic foraminiferal communities at DSDP Sites 94-609 to 94-611

Benthic foraminiferal assemblages from northeast Atlantic DSDP Sites 609, 610, and 611 have been interpreted with reference to modern assemblages known to be linked with the overlying bottom-water masses. It is shown that the water masses in the late Miocene to Pleistocene were similar to those of today. The distribution of the water masses changed with time, however. Antarctic Bottom Water ("AABW"), which at present is restricted to the area south of the Azores, reached as far north as the Gibbs Fracture Zone in the early Pliocene. Increased production of North Atlantic Deep Water in the late Pliocene displaced the AABW to the south