South Carolina’s employment situation-March 2014

The South Carolina Department of Employment and Workforce publishes news releases with monthly statistics about the employment situation of the state, including unemployment rate, employment by industry, and local area unemployment by county and MSA.

South Carolina’s employment situation-April 2014

The South Carolina Department of Employment and Workforce publishes news releases with monthly statistics about the employment situation of the state, including unemployment rate, employment by industry, and local area unemployment by county and MSA.

AGREED-UPON PROCEDURES REPORT ON CONTRACT FOR PURCHASE OF NURSING CARE SERVICES WITH STATE OF SOUTH CAROLINA DEPARTMENT OF HEALTH AND HUMAN SERVICES

The Medicaid Audits Section of the South Carolina Office of the State Auditor performs audits and reviews of cost reports filed by institutional providers of Medicaid services. These cost reports are used by the Health and Human Services Finance Commission to establish amounts to be paid to these providers for services provided to qualified Medicaid recipients. This report deals with A. Sam Karesh Long Term Care Nursing Facility in North Augusta, S.C.

South Carolina's employment situation-December 2014

The South Carolina Department of Employment and Workforce publishes news releases with monthly statistics about the employment situation of the state, including unemployment rate, employment by industry, and local area unemployment by county and MSA.

South Carolina's employment situation-January 2015

The South Carolina Department of Employment and Workforce publishes news releases with monthly statistics about the employment situation of the state, including unemployment rate, employment by industry, and local area unemployment by county and MSA.

South Carolina's employment situation-May 2015

The South Carolina Department of Employment and Workforce publishes news releases with monthly statistics about the employment situation of the state, including unemployment rate, employment by industry, and local area unemployment by county and MSA.

South Carolina's employment situation-June 2015

The South Carolina Department of Employment and Workforce publishes news releases with monthly statistics about the employment situation of the state, including unemployment rate, employment by industry, and local area unemployment by county and MSA.

Understanding what drives the purchase decision in pension and investment products

The aims of this paper are to first seek an understanding of consumer decision-making when purchasing pension and investment products, and second to ascertain how this decision-making affects the consumer's choice of distribution route. The study employed both focus groups and postal questionnaire survey methods based on the framework of a classical decision-making model that investigated problem recognition, information search, evaluation tools used and post-purchase. The findings show that the decision-making process experience differed to a lesser or greater degree depending on the distribution route. The majority of respondents had recognised the need to make a purchase decision long before seeking information. Younger respondents on all incomes believed that they must make some pension provision for themselves as opposed to relying on the government's retirement provision. Many changed channels for information searches, but tended to settle with the Independent Financial Adviser (IFA). The two main evaluation tools for pension and investment were found to be the ‘charges’ and ‘historic fund performance’. The vast majority of respondents reiterated their worry that the outcomes would not be known until retirement. In terms of analysis by the level of ‘financial literacy’, respondents who scored in the upper quartile were more inclined to be on a higher income, less inclined to evaluate on charges and more proactive in discussing the investment strategy of their pension fund. Respondents who scored in the lower quartile had opposite results. One of the implications of these findings is that the younger respondents’ recognition of pension savings favours the government's intention to reverse the existing balance of pension distribution. The other main implication is that the findings will be of help to managers in appreciating the dominance of the IFA channel by providing an explanation of why consumers choose this route, and, additionally, can assist direct marketing managers in identifying customers who will be more likely to use multichannel or single-channel shoppers. It can also help the marketing manager increase the usage of different channels by addressing the factors driving the purchase decision and distribution choice.

Understanding the Effect of Television Advertising on Women's Attitudes and Purchase Intentions Towards Beer: A Study of Three Major Brands.

Abstract Purpose of Paper: The market for beer in the UK is now mature and sales have been stable at around £16bn for about ten years (Mintel 2014). More recently, there have been changes in the market as consumers have switched from bigger mainstream brands to a growing number of smaller craft beers. However, in order to grow further significantly, the industry needs to explore new market segments and find new consumers for beer. So far, it is estimated that only 1.3m women in the UK drink beer (O'Reilly, 2014; Mail Online, 2015). Women are therefore an underexplored segment and present the main growth opportunity for beer drinking in the UK. However, most beer television advertising has traditionally been aimed at the male audience and there have been suggestions that some of this advertising has been seen as unpopular with or even insulting to women (Jackson, 2013; Zwarun et al., 2006). The Chief Executive of major brewer SAB Miller, which owns the Foster's brand, has recently written that, 'We have to acknowledge that core lager advertising, for many years, was either dismissive of, or insulting to, women.' (Shubber, 2015). If women are to be the new consumers and the future target for beer advertising, there is therefore a significant gap in the knowledge and literature concerned with how women differ from men in responding to the television advertising produced by beer brands and it is important that this gap in knowledge is addressed. The purpose of this paper is therefore to explore the effect of the television advertising of the three top selling UK beer brands on women's attitudes and purchase intentions towards those brands. More specifically, the objectives are: 1) To gain an understanding of how female consumers respond to existing beer television advertising, specifically in terms of the ‘likeability’ of the content of TV commercials produced by the three leading UK beer brands among female consumers. 2) To examine the effect of the rational and emotional content, including the use of humour, in television commercials produced by the three leading UK beer brands on the attitudes of female consumers towards those brands. 3) To explore in-depth female consumer attitudes towards the content (message cues and symbolism) of the television commercials produced by the three leading beer brands in the UK and their effect on subsequent purchase intentions for each brand.

Europa nach 1945 – zur situation nach dem zweiten weltkrieg

Bevor man „Europa― als politisches Konzept in zahlreichen theoretischen Texten erörterte, ist in der deutschen Literatur der Gedanke eines vereinten Europas schon seit dem 16. Jahrhundert thematisiert worden. Im folgenden Aufsatz sollen Texte der Essayisten Ernst Jünger, Frank Thiess, Werner Bergengruen und Klaus Mann (20. Jahrhundert), in denen ihr Standpunkt bezüglich des Europa-Gedanken, d.h. ein vereintes Europa zur Zeit nach dem Zweiten Weltkrieg zum Ausdruck gebracht wird. Dabei sind hauptsächlich Gemeinsamkeiten und Differenzen zwischen den Autoren unter geistigen und historischen Gesichtspunkten zu ziehen.

Desenvolvimento de ferramenta de apoio ao dimensionamento de sistemas de autoconsumo fotovoltaico em ambiente doméstico

Nos últimos anos, tem-se assistido a uma maior preocupação com o meio ambiente, a atual conjuntura mundial está cada vez mais direcionada para a eficiência energética e para a utilização de fontes de energias renováveis. Os principais governos mundiais, incluindo o português, já perceberam a necessidade de enveredar por esse caminho e nesse sentido aplicam medidas que direcionam e consciencializam a população para a eficiência energética e para as energias renováveis. Em Portugal, o setor das energias renováveis assume atualmente uma posição de extrema importância, resultante da expressão que governo português tem vindo a implementar no panorama energético nacional, da qual resulta uma importante contribuição para o desenvolvimento económico, na criação de riqueza e geração de emprego. Neste contexto, e no caso particular da energia fotovoltaica têm sido implementadas medidas que incentivam a aposta nesta tecnologia, prova disso é o Decreto-Lei n.º 153/2014 aprovado em conselho de ministros em Setembro de 2014, que promove essencialmente o autoconsumo. O autoconsumo consiste na utilização de painéis fotovoltaicos para produção de energia elétrica para consumo próprio com ou sem recurso a equipamentos de acumulação. Em termos práticos, este sistema permite que os consumidores produzam a sua própria energia através de uma fonte renovável ao invés de adquirir essa energia na rede elétrica de serviço público. As políticas de incentivo ao autoconsumo proporcionam uma oportunidade para os consumidores interessados em investir na produção da própria energia elétrica, neste sentido e de forma a ajudar no dimensionamento de unidades de produção de autoconsumo foi desenvolvida, no âmbito desta tese, uma ferramenta de apoio ao dimensionamento de sistemas de autoconsumo fotovoltaico sem acumulação em ambiente doméstico, com o objetivo de estimar as necessidades de potência fotovoltaica a instalar em habitações de baixa tensão normal. Na base da construção desta ferramenta estiveram essencialmente os perfis de consumo, aprovados pela Entidade Reguladora dos Serviços Energéticos, de todos os clientes finais que não dispõem de equipamento de medição com registo de consumos e também a estimativa de produção fotovoltaica desenvolvida pelo Centro Comum de Investigação da Comissão Europeia. A aplicação desenvolvida tem como principal funcionalidade proporcionar ao utilizador o dimensionamento de unidades de produção de autoconsumo fotovoltaico, mediante a introdução de alguns dados tais como o distrito, a potência contratada, a tarifa e o consumo energético anual. Esta aplicação apresenta resultados relativos ao dimensionamento do sistema, como é o caso da potência a instalar e da estimativa de produção fotovoltaica anual, e resultados relativos à análise económica do sistema como é o caso do valor atual líquido, da taxa interna de rentabilidade e do payback do investimento.

Young adult Brazilian beauty consumers perception of Lancôme and the effectiveness of social media relationhips with local celebrities on their purchase intention

The aim of this research is to evaluate if a premium beauty brand, in this case, Lancôme, can influence positively the purchase intention from Brazilian young adults, between 18 and 29 years old, consumers of beauty products, by initiating a relationship with a local celebrity or “it” girl on social media. This hypothesis has not been tested, and this research is a first attempt of evaluating it. Additionally, the consumer behavior, brand preferences and social media activeness of this age segment in Brazil are further studied as important insights for beauty brands to conquer these consumers. Results did not confirm the positive influence of local celebrities on this age segment’s purchase intention but several suggestions are made for future research to revisit this topic. Furthermore, there is a significant brand love for M.A.C., an international Lancôme competitor, amongst this target, as well as a probable price sensitivity facing premium beauty brands.

The alcohol purchase task in young men from the general population.

BACKGROUND: The alcohol purchase task (APT), which presents a scenario and asks participants how many drinks they would purchase and consume at different prices, has been used among students and small clinical samples to obtain measures of alcohol demand but not in large, general population samples. METHODS: We administered the APT to a large sample of young men from the general population (Cohort Study on Substance Use Risk Factors). Participants who reported drinking in the past year (n=4790), reported on past 12 months alcohol use, on DSM-5 alcohol use disorder (AUD) criteria and on alcohol related consequences were included. RESULTS: Among the APT's demand parameters, intensity was 8.7 (SD=6.5) indicating that, when drinks are free, participants report a planned consumption of almost 9 drinks. The maximum alcohol expenditure (Omax) was over 35CHF (1CHF=1.1USD) and the demand became elastic (Pmax) at 8.4CHF (SD=5.6). The mean price at which the consumption was suppressed was 15.6CHF (SD=5.4). Exponential equation provided a satisfactory fit to individual responses (mean R(2): 0.8, median: 0.8). Demand intensity was correlated with alcohol use, number of AUD criteria and number of consequences (all r≥0.3, p<0.0001). Omax was correlated with alcohol use (p<0.0001). The elasticity parameter was weakly correlated with alcohol use in the expected direction. CONCLUSION: The APT measures are useful in characterizing demand for alcohol in young men in the general population. Demand may provide a clinically useful index of strength of motivation for alcohol use in general population samples.