Associations villageoises (AV) et crédit rural en zone office de la Haute Vallée du Niger (OHVN)

Au Mali, le monde rural est un système complexe dont le développement implique son appréhension dans sa complexité. Cependant, la réalité malienne montre un manque de formation, d'organisation et une exploitation irrationnelle des ressources entravant les efforts du développement. Dans cette situation, il est difficile au crédit rural de jouer son rôle dans le développement. Les paysans du Mali, et plus précisément ceux dans la zone Office de la Haute Vallée du Niger (OHVN), tirent annuellement de leurs cultures, des revenus assez faibles. Malheureusement ces sommes ne restent pas dans le secteur rural pour faciliter la promotion de l'agriculture. Elles sont, pour la plupart, utilisées pour payer les arriérés de crédit. Ainsi, au cours d'un stage que nous avons eu à effectuer à Bancoumana (un secteur tabacole encadré par l'Office), il a été constaté que les paysans sont confrontés à plusieurs problèmes, qu'ils soient d'origine économique, sociologique ou autre. Entre autres problèmes: la faiblesse des revenus d'où incapacité d'investir et d'épargner; - l'insuffisance de sensibilisation sur le crédit rural; - l'insuffisance de formation en gestion et organisation. Dans cette problématique, nous soulevons des points d'ordre économique et social. En fait, dans la politique de crédit pratiquée par de nombreux organismes de développement (expérience vécue en Madagascar), on ne tient pas compte des habitudes et de la tradition en matière de crédit. Les politiques de crédit restent incomprises et inappliquées par les paysans. L'élaboration de ces politiques ne s'appuie pas solidement sur le vécu des participants et des bénéficiaires-cibles, encore moins sur les valeurs. En se basant sur nos investigations antérieures, nous avons jugé nécessaire de voir comment évolue la politique de crédit dans la zone de l'Office de la Haute Vallée du Niger. La présente étude a pour but de comprendre le fonctionnement du crédit rural dans notre zone d'étude, à l'aide d'une analyse descriptive. Nous proposons des recommandations et des suggestions s'il y a lieu.

La création, le développement et la gestion des coopératives d'épargne et de crédit en milieu rural comme instrument du décollage économique : cas du Zaïre

L'esprit coopératif en Afrique tire son origine de la nature même de l'être africain; celui-ci vit toujours en communauté et partage ses biens avec ses pairs, d'où la solidarité africaine. Bien avant l'époque coloniale, les Africains se regroupaient sous plusieurs formes pré-coopératives. C'est avec l'arrivée des colons européens que ce système a pris de l'ampleur et s'est transformé en véritables coopératives. La République du Zaïre qui fait l'objet de notre travail est un pays qui traverse actuellement une crise économico-financière sans précédent. Toutes les mesures et politiques de redressement de la situation ont été vouées à l'échec. La quasi-totalité des institutions financières sont en situation de faillite. La crise monétaire s'est ajoutée à l'ensemble des problèmes économiques que connaît le pays, avec une dépréciation du taux de change dépassant les 1000% entre 1990-1995. Le système bancaire se trouve donc paralysé et cela a entraîné comme conséquences, entre autres, la méfiance des épargnants. Présentement, le seul moyen de financement qui reste possible au pays est l'endettement externe qui, à son tour, entraîne une totale dépendance de la politique économique zaïroise aux caprices des organismes financiers internationaux comme la Banque mondiale et le Fonds monétaire international. Il est temps pour le Zaïre de savoir rectifier ses tirs. Pour y arriver, il doit d'abord réorganiser ses ressources de financement interne et les orienter vers son développement intégral grâce à un système bien adapté aux réalités de la population tant rurale qu'urbaine. Pour ce faire, nous pensons que les coopératives d'épargne et de crédit devraient être un instrument privilégié pour faire redémarrer l'économie zaïroise.

La coopérative d’épargne et de crédit : une alternative aux systèmes financiers informels dans le monde rural des pays du tiers-monde : contexte et cas

[…] L'objectif visé est de faire une synthèse des connaissances accumulées sur les systèmes financiers informels du monde rural dans les pays du tiers-monde. Nous procéderons en deuxième lieu à l'application du modèle des coopératives d'épargne et de crédit comme alternative aux circuits financiers informels présents dans les économies à faible revenu. Enfin par l'analyse sommaire d'une C.E.C. située en milieu rural haïtien nous tenterons de justifier notre hypothèse de recherche. Dans cette étude, nous posons l'hypothèse que la coopérative d'épargne et de crédit, lorsqu'elle répond à certaines conditions de base, serait une réelle alternative aux systèmes financiers informels dans le monde rural des pays du tiers-monde. Il serait prétentieux de vouloir décrire tous les systèmes financiers informels rencontrés dans le monde rural des pays du tiers-monde. Aussi en vue de circonscrire le champ de notre étude nous nous sommes limités à analyser le cadre général de l’intermédiation financière dans un échantillon de quelques pays en développement appartenant à trois continents soit l'Afrique, l'Asie et l'Amérique Latine, couvrant les secteurs formel et informel en milieu rural. Dans le but d'atténuer le dualisme financier et son incidence sur le développement, nous proposons comme alternative aux systèmes financiers informels, la formule coopérative. Considérant qu'il y a autant de modèle coopératif de développement qu'il y a de contexte culturel, il nous a semblé important de relever les principales conditions de base pouvant assurer le succès d'une telle intégration. Nous avons choisi de tester la faisabilité de notre choix à travers un cas particulier qui est celui d'une C.E.C. située en milieu semi-rural à 104 Km de la Capitale dans le Département du Sud-Est d'Haïti. […]

Les coopératives agricoles et le développement rural au Gabon : situation et perspectives

Le Gabon situé à cheval sur l'Équateur est un pays dont les 3/4 sont recouverts par la grande forêt. Aussi, longtemps ces peuplades ont-elles vécu de pêche, cueillette, de chasse et de quelques menues cultures près des habitations. Cependant, ce Gabon-là ne comptait guère que quelques dizaines de milliers de personnes réparties sur un territoire encore non délimité et parfaitement adaptés, intégrés dans leur milieu. Ce Gabon-là ne connut point l'insuffisance alimentaire. Cependant avec la colonisation de ces territoires commencent à naître de nouvelles formes d'organisation nécessitant une production plus constante et consistante. Dès lors, les diverses peuplades sent regroupées afin d'être mises à contribution. Mais voilà, le Gabon est "dominé" par la forêt dense et surtout possède un sous-sol riche en matières premières. Et, les Français, colons d'alors, n'y virent aussitôt qu'une simple source o combien importante, au demeurant, d'enrichissement économique aisé…

Le double fardeau épidémiologique chez les personnes âgées en milieu rural africain : tendances de mortalité et causes de décès à Nouna (Burkina Faso)

This study aims to quantify the phenomenon of the double epidemiological burden in Burkin-Faso. Data from Nouna Health and Demographic Surveillance System (HDSS) were used with a total of 4427 deaths among those aged 50 and over, between 1993 and 2012 (including 2323 for which a cause is clearly diagnosed). The share of deaths due to communicable diseases did not significantly decline over time (-13%; p-value=0.158) while the proportion of deaths from non-communicable causes increased significantly (+178%; p-value<0.001). This resulted primarily from a rise in mortality rates from cardiovascular disease, especially among men. The rise of cardiovascular diseases led to a reduction in the life expectancy at age 50 (-2.65 years) between 1997-2004 and 2005-2012. Mortality from cardiovascular diseases contributes to the double epidemiological burden among the elderly in Burkina Faso.

Structures familiales, encadrement communautaire et survie des enfants. Une recherche en milieu rural malien

The influence of the family environment on child survival is difficult to study using retrospective data, especially in contexts where family structures are complex and where children are mobile. Data from a follow-up survey in rural Mali (1976-2009) are used here to address this question. Several indicators are constructed to test the effect of family structures on child mortality: morphology of the domestic group, availability of family resources, the child's place in the family and the presence of his or her parents. Bivariate and multivariate analyses find no difference in child mortality across different family environments. This finding suggests that the family and social networks still play a powerful role in regulating and managing risks of unequal treatment and care of children

Caregiving experience and its influencing factors : rural versus urban adult-child caregivers caring for parents with dementia in China

Background: It is predicted that China will have the largest number of cases of dementia in the world by 2025 (Ferri et al., 2005). Research has demonstrated that caring for family members with dementia can be a long-term, burdensome activity resulting in physical and emotional distress and impairment (Pinquart & Sorensen, 2003b). The establishment of family caregiver supportive services in China can be considered urgent; and the knowledge of the caregiving experience and related influencing factors is necessary to inform such services. Nevertheless, in the context of rapid demographic and socioeconomic change, the impact of caregiving for rural and urban Chinese adult-child caregivers may be different, and different needs in supportive services may therefore be expected. Objectives: The aims of this research were 1) to examine the potential differences existing in the caregiving experience between rural and urban adult-child caregivers caring for parents with dementia in China; and 2) to examine the potential differences existing in the influencing factors of the caregiving experience for rural as compared with urban adult-child caregivers caring for parents with dementia in China. Based on the literature review and Kramer.s (1997) caregiver adaptation model, six concepts and their relationships of caregiving experience were studied: severity of the care receivers. dementia, caregivers. appraisal of role strain and role gain, negative and positive well-being outcomes, and health related quality of life. Furthermore, four influencing factors (i.e., filial piety, social support, resilience, and personal mastery) were studied respectively. Methods: A cross-sectional, comparative design was used to achieve the aims of the study. A questionnaire, which was designed based on the literature review and on Kramer.s (1997) caregiver adaptation model, was completed by 401 adult-child caregivers caring for their parents with dementia from the mental health outpatient departments in five hospitals in the Yunnan province, P.R. China. Structural equation modelling (SEM) was employed as the main statistical technique for data analyses. Other statistical techniques (e.g., t-tests and Chi-Square tests) were also conducted to compare the demographic characteristics and the measured variables between rural and urban groups. Results: For the first research aim, the results indicated that urban adult-child caregivers in China experienced significantly greater strain and negative well-being outcomes than their rural peers; whereas, the difference on the appraisal of role gain and positive outcomes was nonsignificant between the two groups. The results also indicated that the amounts of severity of care receivers. dementia and caregivers. health related quality of life do not have the same meanings between the two groups. Thus, the levels of these two concepts were not comparable between the rural and urban groups in this study. Moreover, the results also demonstrated that the negative direct effect of gain on negative outcomes in urban caregivers was stronger than that in rural caregivers, suggesting that the urban caregivers tended to use appraisal of role gain to protect themselves from negative well-being outcomes to a greater extent. In addition, the unexplained variance in strain in the urban group was significantly more than that in the rural group, suggesting that there were other unmeasured variables besides the severity of care receivers. dementia which would predict strain in urban caregivers compared with their rural peers. For the second research aim, the results demonstrated that rural adult-child caregivers reported a significantly higher level of filial piety and more social support than their urban counterparts, although the two groups did not significantly differ on the levels of their resilience and personal mastery. Furthermore, although the mediation effects of these four influencing factors on both positive and negative aspects remained constant across rural and urban adult-child caregivers, urban caregivers tended to be more effective in using personal mastery to protect themselves from role strain than rural caregivers, which in turn protects them more from the negative well-being outcomes than was the case with their rural peers. Conclusions: The study extends the application of Kramer.s caregiving adaptation process model (Kramer, 1997) to a sample of adult-child caregivers in China by demonstrating that both positive and negative aspects of caregiving may impact on the caregiver.s health related quality of life, suggesting that both aspects should be targeted in supportive interventions for Chinese family caregivers. Moreover, by demonstrating partial mediation effects, the study provides four influencing factors (i.e., filial piety, social support, resilience, and personal mastery) as specific targets for clinical interventions. Furthermore, the study found evidence that urban adult-child caregivers had more negative but similar positive experience compared to their rural peers, suggesting that the establishment of supportive services for urban caregivers may be more urgent at present stage in China. Additionally, since urban caregivers tended to use appraisal of role gain and personal mastery to protect themselves from negative well-being outcomes than rural caregivers to a greater extend, interventions targeting utility of gain or/and personal mastery to decrease negative outcomes might be more effective in urban caregivers than in rural caregivers. On the other hand, as cultural expectations and expression of filial piety tend to be more traditional in rural areas, interventions targeting filial piety could be more effective among rural caregivers. Last but not least, as rural adult-child caregivers have more existing natural social support than their urban counterparts, mobilising existing natural social support resources may be more beneficial for rural caregivers, whereas, formal supports (e.g., counselling services, support groups and adult day care centres) should be enhanced for urban caregivers.

Safeguarding rural Australia : addressing masculinity and violence in rural settings : framework and scope for secondary data analysis in a rural Australia context

This report is an update of an earlier version produced in January 2010 (see Carrington et al. 2010) which remains as an ePrint through the project’s home page. The report provides an introduction to our analyses of extant secondary data with respect to violent acts and incidents relating to males living in rural settings in Australia using data which were available in public data bases at the time of production. It clarifies important aspects of our overall approach primarily by concentrating on three elements that required early scoping and resolution.

Safeguarding rural Australia : addressing masculinity and violence in rural settings : suicide and other violent self-harm in an Australian rural context : analysis of secondary data

This report is an update of an earlier one produced in September 2009 (see Carrington et al. 2009) which remains as an ePrint through the project’s home page. The report focuses on our examination of extant data which have been sourced with respect to self-harm and suicide among males living in regional and remote Australia and which were available in public data bases at production time. Moreover, specific areas of concern regarding elevated rates of suicide for rural males and data anomalies which emerged during our examination of these data are discussed.

Safeguarding rural Australia: addressing masculinity and violence in rural settings : intentional violent harm to others in an Australian rural context: analysis of secondary data analysis

This report is an update of an earlier one produced in January 2010 (see Carrington et al. 2010) which remains as an ePrint through the project’s home page. This report focuses on our examination of extant data which have been sourced with respect to intentional violence perpetrated or experienced by males living in regional and remote Australia . and which were available in public data bases at production. The nature of intentional violent acts can be physical, sexual or psychological or involve deprivation or neglect.

Safeguarding rural Australia: addressing masculinity and violence in rural settings : unintentional violent harm including injuries in an Australian rural context : analysis of secondary data analysis

This report is an update of an earlier one produced in January 2010 (see Carrington et al. 2010) which remains as an ePrint through the project’s home page. This report focuses on our examination of extant data which have been sourced with respect to unintentional serious and violent harm, including injuries, to males living in regional and remote Australia . and which were available in public data bases at production. Such harm typically might be caused by, for example, transport accidents, occupational exposures and hazards, burns and so on. Thus unintentional violent harm can cause physical trauma the consequences of which can lead to chronic conditions including psychological harm or substance abuse.

Safeguarding rural Australia : addressing masculinity and violence in rural settings : risky behaviour in a rural Australian context : analysis of secondary data analysis

This report is an update of an earlier one produced in January 2010 (see Carrington et al. 2010) which remains as an ePrint through the project’s home page. The report focus on our examination of extant data which have been sourced with respect to personally and socially risky behaviour associated with males living in regional and remote Australia and which were available in public data bases at production.

Safeguarding rural Australia : addressing masculinity and violence in rural settings : consequences of violent harm in a rural Australian context : analysis of secondary data analysis

This report is an update of an earlier one produced in January 2010 (see Carrington et al. 2010) which remains as an ePrint through the project’s home page. The report considers extant data which have been sourced with respect to some of the consequences of violent acts, incidents, harms and risky behaviour involving males living in regional and remote Australia and which were available in public data bases at production.

H. pylori-infection and antibody immune response in a rural Tanzanian population

Abstract Background: Helicobacter pylori (H. pylori) infection is ubiquitous in sub-Saharan Africa, but paradoxically gastric cancer is rare. Methods: Sera collected during a household-based survey in rural Tanzania in 1985 were tested for anti-H. pylori IgG and IgG subclass antibodies by enzyme immunoassay. Odds ratios (OR) and confidence intervals (CI) of association of seropositivity with demographic variables were computed by logistic regression models. Results: Of 788 participants, 513 were aged ≤17 years. H. pylori seropositivity increased from 76% at 0–4 years to 99% by ≥18 years of age. Seropositivity was associated with age (OR 11.5, 95% CI 4.2–31.4 for 10–17 vs. 0–4 years), higher birth-order (11.1; 3.6–34.1 for ≥3rd vs. 1st born), and having a seropositive next-older sibling (2.7; 0.9–8.3). Median values of IgG subclass were 7.2 for IgG1 and 2.0 for IgG2. The median IgG1/IgG2 ratio was 3.1 (IQR: 1.7–5.6), consistent with a Th2- dominant immune profile. Th2-dominant response was more frequent in children than adults (OR 2.4, 95% CI 1.3–4.4). Conclusion: H. pylori seropositivity was highly prevalent in Tanzania and the immunological response was Th2-dominant. Th2-dominant immune response, possibly caused by concurrent bacterial or parasitic infections, could explain, in part, the lower risk of H. pylori-associated gastric cancer in Africa.

Postpartum care for Aboriginal and non-Aboriginal women with Gestational Diabetes Mellitus across urban, rural and remote locations : a protocol for a cohort linkage study

Background: Gestational diabetes mellitus (GDM) is increasing, along with obesity and type 2 diabetes (T2DM), with Aboriginal and Torres Strait Islander people* in Australia particularly affected. GDM causes serious complications in pregnancy, birth, and the longer term, for both women and their infants. Women diagnosed with GDM have an eightfold risk of developing T2DM after pregnancy, compared with women who have not had GDM. Indigenous women have an even higher risk, at a younger age, and progress more quickly from GDM to T2DM, compared to non-Indigenous women. If left undetected and untreated, T2DM can lead to heart disease, stroke, renal disease, kidney failure, amputations and blindness. A GDM diagnosis offers a ‘window of opportunity’ for diabetes health interventions and it is vital that acceptable and effective prevention, treatment, and post-pregnancy care are provided. Low rates of post-pregnancy screening for T2DM are reported among non-Aboriginal women in Australia and among Indigenous women in other countries, however data for Aboriginal women are scarce. Breastfeeding, a healthy diet, and exercise can also help to prevent T2DM, and together with T2DM screening are recommended elements of ‘post-pregnancy care’ for women with GDM, This paper describes methods for a data linkage study to investigate rates of post-pregnancy care among women with GDM. Methods/Design: This retrospective cohort includes all women who gave birth at Cairns Base Hospital in Far North Queensland, Australia, from 2004 to 2010, coded as having GDM in the Cairns Base Hospital Clinical Coding system. Data linkage is being conducted with the Queensland Perinatal Data Collection, and three laboratories. Hospital medical records are being reviewed to validate the accuracy of GDM case ascertainment, and gather information on breastfeeding and provision of dietary advice. Multiple logistic regression is being used to compare post-pregnancy care between Aboriginal and non-Aboriginal women, while adjusting for other factors may impact on post-pregnancy care. Survival analysis is being used to estimate the rates of progression from GDM to T2DM. Discussion: There are challenges to collecting post-pregnancy data for women with GDM. However, research is urgently needed to ensure adequate post-pregnancy care is provided for women with GDM in Australia.