Business strateBusiness strategies under conditions of uncertainty: The rise of mutual life insurers in colonial Australiagies under conditions of uncertainty

The early development of Australian life insurance was marked by the failure of stock companies to successfully establish a market presence. Mutual insurers emerged in the mid-nineteenth century in response to this gap in supply. The underlying rationale behind their establishment differed but the business model adopted proved remarkably successful. Mutual life insurers dominated the market for life insurance for nearly a century. This chapter investigates mutualism as a business strategy that addressed particular problems associated with doing business in a small and underdeveloped economy. Business and social networks were important facilitators of new business. In addition, most mutual life insurers had a social/philanthropic charter and they were able to utilize this to build business. An outcome of this mix was the emergence of a particular type of entrepreneurship that fostered innovative product development and cemented the role of mutual insurers as market leaders.. The Variety, Choice, Governance, and Regulation of Organizational Forms 2.

Insecurity, a challenge to America; a study of social insurance in the United States and abroad,

Mode of access: Internet.

British offices life annuity tables, 1893.

Mode of access: Internet.

Agents' record.

Description based on surrogate of Vol. 8, no. 3 (Mar. 1913); title from cover.

Field notes.

Latest issue consulted: Vol. 80, no. 6 (July-Aug. 1981).

Report of the Superintendent of Insurance for Canada. : Rapport du Surintendant des assurances du Canada.

English title only, 1945-1954.

Business insurance; insured business continuation plans for proprietorships, partnerships, and close corporations.

Mode of access: Internet.

Selling accident and health insurance,

Mode of access: Internet.

A report in support of proposed amendments to article 5, section 81, of the New York Insurance Law : submitted to the Joint Legislative Committee on Insurance rates and regulation of the State of New York /

Mode of access: Internet.

Rates and values, Modified life, preferred, select, endowment at age 60, 65, 70, preferred, select, ordinary, special; corresponding premiums for disability and double indemnity.

Mode of access: Internet.

A chronological list of books and pamphlets, relating to the doctrine of chances and the rate of mortality, annuities, reversions, marine and fire insurances, and life-assurance; with the titles of the several parliamentary reports connected with friendly societies, and of publications relating to particular life-assurance offices.

Published also in the author's A familiar explanation of the nature, advantages, and importance of assurance upon lives ... London, 1842. 19 1/2 cm. p. 183-221.

Best's insurance reports.

"Upon all legal reserve companies, assessment associations and fraternal societies transacting business in the United States."

Report of audit and investigation ... and memorandum in re Nevada Industrial Insurance Act : Reviewing the operation of the Act for a period of thirty months, July 1, 1913 to December 31, 1915.

Chiefly tables.

Survey of the Washington industrial insurance law : January, 1919 /

Mode of access: Internet.

The Insurance year book...

Until 1891 the Insurance year book was published in 1 vol. From 1891 to 1922 it was published in 2 vols., one devoted to "Life and miscellaneous" (1905-1922 "Life, casualty and miscellaneous") and the other to "Fire and marine." 1923- published in 3 vols., the first devoted to "Life insurance," the second to "Casualty and miscellaneous" and the third to "Fire and marine."