Programas de vivienda e informalidad urbana : Los casos "Mi casa, mi vida" y "Rosario Hábitat"

El aumento de la magnitud de la población que vive en la informalidad y en la precariedad urbana, en un contexto macroeconómico de mayor inequidad que en décadas anteriores, y la imposibilidad de brindar un hábitat adecuado y digno a través de las políticas públicas de vivienda que se implementaban tradicionalmente, ha llevado a que los gobiernos encaren, en especial desde la década del noventa del siglo pasado, políticas tendientes a mejorar la situación urbana de los pobres informales. El tipo de intervención que el Estado adopte para cumplir este objetivo dependerá de la visión que éste tenga de la informalidad urbana y sobre el conjunto de medidas a tomar para contrarrestarla

Programas de vivienda e informalidad urbana : Los casos "Mi casa, mi vida" y "Rosario Hábitat"

El aumento de la magnitud de la población que vive en la informalidad y en la precariedad urbana, en un contexto macroeconómico de mayor inequidad que en décadas anteriores, y la imposibilidad de brindar un hábitat adecuado y digno a través de las políticas públicas de vivienda que se implementaban tradicionalmente, ha llevado a que los gobiernos encaren, en especial desde la década del noventa del siglo pasado, políticas tendientes a mejorar la situación urbana de los pobres informales. El tipo de intervención que el Estado adopte para cumplir este objetivo dependerá de la visión que éste tenga de la informalidad urbana y sobre el conjunto de medidas a tomar para contrarrestarla

Ideologia da casa própria... sem casa própria: o Programa de Arrendamento Residencial na cidade de João Pessoa-PB

Brazilian Housing policy has always promoted homeownership. In 1999, a new form of housing promotion was set up in the country with the PAR (Programa de Arrendamento Residencial, or residential rental programme). This is a sort of leasing, in which a right to buy is granted at the end of contract. Again, with this, the final objective is homeownership. This dissertation aims at further understanding the role of PAR in the wake of the country s housing policies of the post-BNH period, analysing the case of João Pessoa, capital city of Paraíba state. By focusing in the city, it has been possible to analyse also the impact of the programme in the dynamics of the city s urban development. Accordingly, the analysis of PAR seeks to understand the programme s operational aspects as well as its location, urban and architectural aspects. The operational aspects refer to how the programme is operated, considering the differences to the other housing programmes in the country. The urban and architectural aspects refer to location, typology and construction characteristics of housing estates produced under the scheme. This study gives a general view of the country s recent housing policy and programmes and the specific characteristics of PAR, observing also its impacts in the city development

Ideologia da casa própria... sem casa própria: o Programa de Arrendamento Residencial na cidade de João Pessoa-PB

Brazilian Housing policy has always promoted homeownership. In 1999, a new form of housing promotion was set up in the country with the PAR (Programa de Arrendamento Residencial, or residential rental programme). This is a sort of leasing, in which a right to buy is granted at the end of contract. Again, with this, the final objective is homeownership. This dissertation aims at further understanding the role of PAR in the wake of the country s housing policies of the post-BNH period, analysing the case of João Pessoa, capital city of Paraíba state. By focusing in the city, it has been possible to analyse also the impact of the programme in the dynamics of the city s urban development. Accordingly, the analysis of PAR seeks to understand the programme s operational aspects as well as its location, urban and architectural aspects. The operational aspects refer to how the programme is operated, considering the differences to the other housing programmes in the country. The urban and architectural aspects refer to location, typology and construction characteristics of housing estates produced under the scheme. This study gives a general view of the country s recent housing policy and programmes and the specific characteristics of PAR, observing also its impacts in the city development

Ideologia da casa própria... sem casa própria: o Programa de Arrendamento Residencial na cidade de João Pessoa-PB

Brazilian Housing policy has always promoted homeownership. In 1999, a new form of housing promotion was set up in the country with the PAR (Programa de Arrendamento Residencial, or residential rental programme). This is a sort of leasing, in which a right to buy is granted at the end of contract. Again, with this, the final objective is homeownership. This dissertation aims at further understanding the role of PAR in the wake of the country s housing policies of the post-BNH period, analysing the case of João Pessoa, capital city of Paraíba state. By focusing in the city, it has been possible to analyse also the impact of the programme in the dynamics of the city s urban development. Accordingly, the analysis of PAR seeks to understand the programme s operational aspects as well as its location, urban and architectural aspects. The operational aspects refer to how the programme is operated, considering the differences to the other housing programmes in the country. The urban and architectural aspects refer to location, typology and construction characteristics of housing estates produced under the scheme. This study gives a general view of the country s recent housing policy and programmes and the specific characteristics of PAR, observing also its impacts in the city development

Cooperativa habitacional autofinanciável :uma alternativa de mercado à escassez de financiamento

As an example of what happened in Brazil in the 90s, it s noticed in Natal a new system of cooperative housing production which is done by advancing the users resources selffinancing. This system comes as an alternative for the real state market performance since the end of the National Housing Bank (BNH), in 1986. Self-financed housing cooperatives play an important social role by contributing to own housing acquisition by low-income population, without, however, becoming a mechanism of social interest housing production. It is important to consider that Brazil registers a housing deficit of 6.6 million housing units (IBGE 2000/Census), which, compared to 1991, shows an increment of 21.7% to a growth rate of 2.2% a year. This deficit figure has been deepening, mainly with the end of the National Housing Bank (BNH). The self-financed cooperative housing production broadens around the Metropolitan Region of Natal (RMN) and remains as an alternative to the lack of financing in the housing / real state market. In general, the aim of this work is to analyze the role of self-financing housing cooperatives on the housing production in the RMN, in order to identify their role in the real state market, in the own housing promotion and in the housing policy. The Universe of this study is performance of four housing cooperatives - CHAF-RN, COOPHAB-RN, MULTHCOOP e CNH - that work through self-financing. It is considered here an amount of 38 undertakings launched between 1993 and 2002, including 8143 housing units. The methodology adopted consists of bibliographic, documental and field research. As a result, actions like brokerage, marketing, speculation, and the criteria to define places for undertakings and final products, show how close they are to the housing market production. As a matter of fact, this short distance explains why the self-financed cooperative production for social interest housing is still limited. This reinforces the theory that it is necessary to define and implement a subsidized housing policy to serve the low-income Brazilian population

A casa própria: sonho ou realidade? : um olhar sobre os conjuntos habitacionais em Natal

This dissertation is about housing provision under a capitalist system. It aims at analyzing the economic relevance of the Brazilian housing policy, in particular, looking at the housing estates built in Natal city. It also draws on a data-base about living and housing conditions in Natal, produced in the wake of a more comprehensive research of the 50 largest housing estates in the city. Theoretically, the dissertation discusses: the symbolic dimension of housing; housing as a commodity; the alleged social and economic stability of homeownership; and the urban dynamic of housing estates. It also discusses the historic and conceptual references of the Brazilian housing policy and its consequences to Natal city. From the 1960s, polilcy under the BNH privileged the production of large housing estates. Although this was more closely related to economic rather than social objectives, this policy helped expand the urban limits. This was the case for Natal. At the end, this policy was not targeted towards the poorest in society but towards those low income house buyers who could afford to pay for the mortgages on offer

Producción y gestión habitacional de los pobladores : articulación con la política de vivienda y barrio : trayectoria y problemática actual

Esta tesis analiza las acciones de los pobladores en la creación, consolidación y transformación de su hábitat y en su relación con la política pública de vivienda y barrio en Chile. A partir de la observación directa en terreno y de la revisión de material proveniente de diversas fuentes afirmamos que, aunque los pobladores han hecho un trabajo de producción del hábitat de gran magnitud y generalizado, las políticas públicas no han reconocido suficientemente su papel en la construcción de la ciudad, no han incorporado a cabalidad las potencialidades e innovaciones surgidas de sus prácticas y estrategias, y nunca les han abierto un espacio claro en la toma de decisiones y en la puesta en obra de los programas habitacionales. En el contexto latinoamericano, la política habitacional chilena de los últimos 20 años se ha considerado un éxito y un ejemplo a seguir, puesto que ha demostrado ser eficaz en la disminución del déficit habitacional. Sin embargo, ha tenido efectos urbanos y sociales nefastos, como la construcción de extensos bolsones periféricos de pobreza que se degradan aceleradamente, y la desintegración social que genera la expulsión de los sin casa a la periferia, donde pierden sus redes familiares y sociales. Desde una trinchera opuesta, los allegados, los sin casa que viven al alero de otras familias y representan la mayoría de la demanda por vivienda, exigen quedarse en barrios ya consolidados y evitan las periferias, en parte por mantener una red familiar y social que se sustenta en la proximidad física, en parte por los equipamientos y servicios con que cuentan estos barrios y la cercanía a las fuentes de empleo. Al mismo tiempo, los responsables de diseñar la política habitacional no han buscado establecer una forma de colaboración con los pobladores —principales receptores de la política— con el fin ajustar los programas públicos a las necesidades de las familias de bajos ingresos y a las realidades socioculturales de sus barrios. Por el contrario, han privilegiado una alianza con el sector privado, que conoce muy limitadamente las demandas de las familias. Así, en lugar de construir ciudades más justas, la política habitacional ha alimentado un mercado inmobiliario sustentado en la especulación del suelo y fomentado la industria de la construcción. La pregunta que guía esta investigación es cómo incorporar el conocimiento acumulado y los procedimientos probados por los pobladores al diseño y la implementación de programas habitacionales y urbanos que promuevan procesos de regeneración de las poblaciones y mejoren la distribución de la vivienda social en la ciudad. Sostenemos que los pobladores, a lo largo de una trayectoria de más de medio siglo, han adquirido y consolidado todas las competencias para construir vivienda, mejorar sus barrios e incorporarse a la discusión sobre ordenamiento territorial. Así, hoy están capacitados para asumir un papel protagónico en la definición de políticas públicas que apunte a la construcción de ciudades más sostenibles y equitativas. La producción social del hábitat vinculada al derecho a la ciudad y a la participación de los pobladores «desde abajo» está bastante documentada en la literatura latinoamericana. En Chile se han escrito numerosos trabajos y evaluaciones sobre la política habitacional, pero los estudios sobre el movimiento de pobladores, enfocados desde las ciencias sociales o multidisciplinares, tienen un auge primero, durante los años 60 y principios de los 70 y luego, en la segunda mitad de los 80, pero posteriormente dejan de publicarse, a excepción de algunas investigaciones de historia urbana o social. En cuanto a los estudios que abordan las acciones de los pobladores desde una mirada puesta en los resultados de la producción y la gestión habitacional y urbana, estos han sido especialmente escasos y ninguno abarca un período largo. La tesis aborda entonces las acciones específicas que emprenden los pobladores a distintas escalas territoriales —el conjunto, el barrio, la población, la ciudad y el país—, su relación con la política habitacional y su articulación con los demás actores que intervienen en la producción material del hábitat. Lo realizado por los pobladores se estudia a la luz del largo plazo, desde la promulgación de la primera ley de vivienda en 1906 hasta nuestros días, con el énfasis puesto entre los años 1990 y 2010, período de producción masiva y sostenida de vivienda social, financiada por el Estado y construida por el sector privado en la periferia urbana, y más detalladamente entre 2006 y 2010, cuando los pobladores irrumpen con la «gestión vecinal» y la «autogestión» como medios para implementar los programas habitacionales del gobierno. Para ello se recorre toda la trayectoria y se complementa con procesos particulares, a la manera de un lente de acercamiento con el cual se focalizan y amplifican trece casos de estudios, para ilustrar modos de producción y gestión concretos y mostrar cómo estos se inscriben en modos de hacer genéricos de los pobladores. Finalmente, con el lente centrado en el último ciclo de este proceso escribimos el capítulo inédito de los últimos veinte años de esta historia. Primero se realiza la reconstrucción de tres casos de estudio «en profundidad», que incluyen la génesis, la consolidación y las transformaciones del conjunto o barrio. Estos casos de estudio «en profundidad» se ponen en perspectiva reconstruyendo la trayectoria histórica de la producción y gestión realizada por los pobladores. Esta reconstrucción de largo período se profundiza con tres casos de estudio «específicos», de dimensión histórica, que tratan el conflicto del acceso a suelo. Finalmente se analizan las interrogantes que plantean estos procesos hoy en día para la producción y gestión de vivienda y barrio a futuro, a partir de entrevistas a actores claves y de la reconstrucción de siete casos de estudio «específicos» de acceso a suelo ilustrativos del período actual. La tesis sustenta que los pobladores, con las acciones de gestión y autogestión que realizan desde 2006, e interviniendo en la discusión sobre los instrumentos de planificación territorial a partir del mismo año, se sitúan actualmente en una nueva plataforma de acción y negociación desde la cual pueden incorporarse, con todas las competencias necesarias, a la definición de las políticas públicas y así dotarlas de pertinencia y coherencia para contribuir a superar la pobreza con respuestas más acorde a sus realidades. ABSTRACT This thesis analyzes the actions of pobladores in the creation, consolidation and transformation of their habitat and their relationship with Chilean public housing and neighbourhood policy. Through direct observation in the field and the review of material from various sources we can affirm that although the pobladores have undertaken widespread work in the production of their environment, public policies have not sufficiently recognized their role in the construction of the city. Public policy has failed to fully incorporate the potential and innovation arising from practices and strategies employed by social housing recipients and has never opened a clear space for them in decision-making or the commissioning work of the housing programs. Within the Latin America context, the Chilean housing policy of the past 20 years has been considered a success and an example to follow given that it has proven effective in reducing the housing deficit. However it has had disastrous urban and social effects, such as construction of large peripheral pockets of poverty that degrade rapidly, and generates social disintegration through the expulsion of the homeless to the periphery, where they lose their family and social networks. On another front those homeless who live under the roof of relatives and who represent the majority of demand for social housing, request to stay in consolidated neighbourhoods avoiding the periphery, partly to maintain family and social networks based on physical proximity and partly because of the facilities and services available in these neighbourhoods and their adjacency to sources of employment. At the same time, those responsible for designing housing policy have not sought to establish a form of collaboration with the pobladores in order to adjust the public programs to the needs of low-income families and the socio-cultural realities of their neighbourhoods. On the contrary an alliance with the private sector has been favored, a sector which has very limited knowledge of the demands of the recipients. Therefore instead of building more equal cities, housing policy has fueled a housing market which supports land speculation and promotes the construction industry. The question leading this research is how to incorporate the accumulated knowledge and proven procedures of the pobladores in the design and implementation of programs that promote housing and urban regeneration processes and which could improve the distribution of social housing in the city. We maintain that social housing recipients over the course of half a century have acquired and consolidated all the skills to build housing, improve neighborhoods and join the discussion on city planning. These residents are now capable of assuming a leading role in defining public policies that aim to build more sustainable and equitable cities. The social production of the environment linked to the right to the city and resident participation from the «bottom-up» is well documented in Latin American literature. In Chile there are extensive written works and assessments on housing policy with multidisciplinary or social science studies on the movement of the pobladores peaking during the 60’s and early 70’s and then again in the second half of the 80’s but afterwards this stops, with the exception of some research on social or urban history. As for studies that address the actions of the pobladores looking at the results of production and housing and urban management these have been particularly scarce and none of which cover a long period of time. The thesis then addresses the specific actions undertaken by the pobladores at different territorial levels; the housing development, the neighbourhood, the community, the city and State, and their relation to housing policy and its coordination with other actors involved in the production process of the built environment. The accomplishments of the pobladores is studied over the long term, since the enactment of the first housing law in 1906 to the present, with an emphasis between 1990 and 2010, a period of mass production and sustained social housing which was State-funded and built by the private sector in the urban periphery, and in particular between 2006 and 2010, when the pobladores break with the «neighborhood management» and «self-management» as a means to implement the housing programs of the government. To this end the entire process is outlined and is complemented by specific processes which are placed under a lens in order to focus and amplify thirteen case studies illustrating actual ways of production and management and to show how these ways of doing things are generic to the pobladores. Finally, with the lens focused on the last cycle of this process we write the new chapter of the last twenty years of this history. First there is a reconstruction of three case studies «in depth», including their origins, consolidation and the transformation of the sector or neighborhood. These «in depth» case studies are put into perspective reconstructing the historical trajectory of the production and management by the pobladores. This reconstruction over a long period is given great depth by three «specific» case studies, of historical importance, dealing with the conflict of access to land. Finally we analyze the questions raised by these processes for the production and management of housing and neighborhood in the future, based on interviews with key players and the reconstruction of seven case studies specifically regarding access to land and which are illustrative of current practice. The thesis maintains that since 2006 the pobladores through actions of management and selfmanagement and their intervention in the debate on territorial planning has placed them on a new platform for action and negotiation from which they can incorporate themselves, with all the necessary capacities, in the definition of public policy and therefore provide it with a pertinence and coherence to help towards overcoming poverty with answers more according to their realities.