Changes in the demand for private medical insurance following a shift in tax incentives

The 1998 Spanish reform of the Personal Income Tax eliminated the 15% deduction for private medical expenditures including payments on private health insurance (PHI) policies. To avoid an undesirable increase in the demand for publicly funded health care, tax incentives to buy PHI were not completely removed but basically shifted from individual to group employer-paid policies. In a unique fiscal experiment, at the same time that the tax relief for individually purchased policies was abolished, the government provided for tax allowances on policies taken out through employment. Using a bivariate probit model on data from National Health Surveys, we estimate the impact of said reform on the demand for PHI and the changes occurred within it. Our findings suggest that the total probability of buying PHI was not significantly affected. Indeed, the fall in the demand for individual policies (by 10% between 1997 and 2001) was offset by an increase in the demand for group employer-paid ones, so that the overall size of the market remained virtually unchanged. We also briefly discuss the welfare effects on the state budget, the industry and society at large.

Economic development and changes in car ownership patterns

The contributions of this paper are twofold: On the one hand, the paper analyses the factors determining the growth in car ownership in Spain over the last two decades, and, on the other, the paper provides empirical evidence for a controversial methodological issue. From a methodological point of view, the paper compares the two alternative decision mechanisms used for modelling car ownership: ordered-response versus unordered-response mechanisms. A discrete choice model is estimated at three points in time: 1980, 1990 and 2000. The study concludes that on the basis of forecasting performance, the multinomial logit model and the ordered probit model are almost undistinguishable. As for the empirical results, it can be emphasised that income elasticity is not constant and declines as car ownership increases. Besides, households living in rural areas are less sensitive than those living in urban areas. Car ownership is also sensitive to the quality of public transport for those living in the largest cities. The results also confirmed the existence of a generation effect, which will vanish around the year 2020, a weak life-cycle effect, and a positive effect of employment on the number of cars per household. Finally, the change in the estimated coefficients over time reflects an increase in mobility needs and, consequently, an increase in car ownership.

L'oferta cultural en les polítiques de màrqueting de les ciutats

Estudi realitzat a partir d’una estada a la Université René Descarte - Sorbonne Paric V, França, des d’agost fins desembre del 2006. Les diferents activitats culturals de caràcter temporal s’utilitzen, cada cop més, com una eina clau en la promoció turística, econòmica o social de les ciutats. Sovint, aquests ús es fa sense tenir uns objectius clars ni unes eines d’avaluació reals dels resultats obtinguts, fet que condiciona l’efectivitat de les polítiques. S’ha analitzat quins tipus de polítiques s’utilitzen a nivell europeu i valorar-ne la seva efectivitat. Concretament, s’ha establert contacte amb una cinquantena d’establiments culturals –alguns d’ells dels més importants del món -, que han mostrat la seva experiència en el camp. Així mateix s’ha pogut parlar amb responsables de grans esdeveniments culturals. Tot i l’augment de la preocupació per part dels diferents equipaments culturals per la imatge que projecten, aquest fet no es tradueix en canvis destacables en les seves polítiques. Actualment, únicament els grans museus nacionals disposen dels instruments financers i de personal necessaris per portar a terme actuacions que influeixin en la imatge que projecten. Tot i així hi ha una preocupació generalitzada del conjunt d’equipaments per la seva imatge, preocupació que es tradueix en algunes iniciatives innovadores, portades a terme amb pocs mitjans, però amb uns resultats molt satisfactoris.

Apport de Mustio à la représentation de la femme antique

This essay analyses the complex interactions of medical, social and cultural discourse in Mustio's Gynaecia. In the light of recent work on the history of classical medicine informed by gender studies, notably by H. King, L. Dean-Jones and R. Flemming, it highlights the original contribution of Mustio's Sorani Gynaeciorum uetus translatio Latina to a history of medicine that takes its social and cultural dimensions into consideration. Mustio's way of representing women in this treatise, notably his understanding of the female body through various physical states and specific illnesses, indeed reveals significant changes and developments that took place in the medical art as well as in ancient society at large.

The added value from adopting a CGE approach to analyse changes in environmental trade balances

The application of multi-region environmental input-output (IO) analysis to the problem of accounting for emissions generation (and/or resource use) under different accounting principles has become increasingly common in the ecological and environmental economics literature in particular, with applications at the international and interregional subnational level. However, while environmental IO analysis is invaluable in accounting for pollution flows in the single time period that the accounts relate to, it is limited when the focus is on modelling the impacts of any marginal change in activity. This is because a conventional demand-driven IO model assumes an entirely passive supply-side in the economy (i.e. all supply is infinitely elastic) and is further restricted by the assumption of universal Leontief (fixed proportions) technology implied by the use of the A and multiplier matrices. Where analysis of marginal changes in activity is required, extension from an IO accounting framework to a more flexible interregional computable general equilibrium (CGE) approach, where behavioural relationships can be modelled in a more realistic and theory-consistent manner, is appropriate. Our argument is illustrated by comparing the results of introducing a positive demand stimulus in the UK economy using IO and CGE interregional models of Scotland and the rest of the UK. In the case of the latter, we demonstrate how more theory consistent modelling of both demand and supply side behaviour at the regional and national levels effect model results, including the impact on the interregional CO2 ‘trade balance’.

Contacte cultural a la Sicilia Occidental (s. VIII-VI): fenicis, grecs i elimis

Projecte de recerca elaborat a partir d’una estada a la Stanford University entre abril i juliol del 2007. L’anàlisi de les dinàmiques socials i culturals establertes en els espais de poder de les comunitats locals sicilianes, les acròpolis, és el marc de treball que en l’actualitat s’està desenvolupant per a una futura tesi doctoral. Un estudi que intenta ometre les tradicionals lectures colonials i la perspectiva de l’hel•lenització que habitualment envolten els estudis centrats en les poblacions locals que entren en contacte amb les colònies gregues. En aquest cas, partint de la materialització del discurs de l’elit es vol analitzar com les comunitats sicilianes actuen en una complexa situació d’encontre cultural que caracteritzarà Sicília al llarg de quasi tot el Ir. M. a.C.