Southern Hemispheric Features and their Teleconnection with Indian Summer Monsoon

This thesis entitled southern hemispheric features and their Teleconnection with indian summer monsoon.Southern hemisphere is entirely distinct from the northern hemisphere in many aspects, which is well reflected in atmospheric and oceanic properties.The thesis consists of eight chapters, in which the first chapter contains an overview of southern hemisphere. In this chapter, variability in southern hemisphere is described along with Indian summer monsoon and its teleconnection. The different types of data sets used and various methodologies adopted in the present thesis were described in Chapter 2. The period of climate shift and the magnitude of anomalies after the climate shift, which extended from troposphere to stratopause level, were investigated in detail and presented in chapter 3. Chapter 4 depicts the recent trend and variability in southern stratosphere. The higher order variability during various months and the frequency of extremity is included in this chapter.Climatology of divergence and convergence after the documented shift is reported in chapter 5.Southern extratropical connection to Indian summer monsoon through the modulation of SAM is presented in Chapter 6.Chapter 7 deals with the modulation of SAM‐Monsoon link through North Atlantic Oscillation.

A Study of Credit Guarantee Fund Trust for Micro and Small Enterprises with particular reference to Bank of Baroda in state of Kerala

While the quantum of advances from the public sector banks (PSBs) to the MSEs has increased over the years in absolute terms, from Rs.46, 045 crore in March 2000 to Rs.1, 85,208 crore in March 2009, the share of the 7credit to the MSE sector in the Net Bank Credit (NBC) has declined from 12.5 per cent to 10.9 per cent. Similarly, there has been a decline in the share of micro sector as a percentage of Net Bank Credit (NBC) from 7.8 per cent in March 2000 to 4.9% in March 2009. (TKA.Nair, 2010)9.The major reasons for low availability of bank finance to this sector are high risk perception of the banks in lending to MSEs and high transaction costs in processing of loan applications of MSEs. The problem is more serious for micro enterprises requiring small loans and the first generation entrepreneursThe thesis studies the divergence in guidelines by, CGTMSE, RBI & Bank of Baroda on collateral free lending and analyses the awareness of MSE about CGTMSE lending. The researcher tries to assess the problems faced by borrowers in availing advance under CGTMSE from Bank of Baroda, Kerala.

Studies on upwelling and sinking in the seas around india

Of the several physical processes occurring in the sea, vertical motions have special significance because of their marked effects on the oceanic environment. upwelling is the process in the sea whereby subsurface layers move up towards the surface. The reverse process of surface water sinking to subsurface depths is called sinking. Upwelling is a very conspicuous feature along the west coasts of continents and equatorial regions, though upwelling also occurs along certain east coasts of continents and other regions, The Thesis is an outcome of some investigations carried out by the author on upwelling and sinking off the west and east coasts of India. The aim of the study is to find out the actual period and duration of upwelling and sinking, their driving mechanism, various associated features and the factors that affect these processes. It is achieved by analysing the temperature and density fields off the west and east coasts of India, and further conclusions are drawn from the divergence field of surface currents, wind stress and sea level variations.