Micro-insurance through corporate-NGO partnerships in West Bengal : opportunities and constraints

This Practical Note examines the nascent micro-insurance sector in West Bengal, paying particular attention to the corporate- NGO partnership model for micro-insurance distribution,which has been enabled by India's unique regulatory framework. We challenge the popularconstruction of this model as a 'win - win' for all parties by analysing conflicting understandings of micro-insurance schemes and their purposes by insurance companies, NGOs, and poorvillagers. The article also considers the role of the specific political context of West Bengal inconstricting corporate- NGO micro-insurance

Triassic pelagic deposits of Timor: palaeogeographic and sea-level implications

In West Timer, Triassic deposits are found in the Parautochthonous Complex, as well as in the Allochthonous series of Sonnebait. A detailed biostratigraphic investigation integrating field observations and facies analysis, allowed the reconstruction of a synthetic lithostratigraphic succession for the Upper Triassic, a stratigraphic transition from Carnian shales to Upper Norian-Rhaetian limestones is also shown by this study. The fossil content predominantly originates from an open marine environment; lithostratigraphic Units A-E are dated on the basis of radiolaria and palynomorphs, and Unit H, on ammonites and conodonts. The presence of pelagic bioclasts, together with normal grading, horizontal laminations, and current ripples, is indicative of a distal slope to basin environment. The ammonite rich condensed limestone of Unit H was deposited on a `pelagic carbonate plateau' exposed to storms and currents. The organic facies have been used as criteria for biostratigraphy, palaeoenvironmental interpretation, and sequence stratigraphy. The palaeontological analysis of the Triassic succession of West Timer is based on the investigation of radiolaria and palynomorphs, in the marls and limestones of Units A-E, and also on ammonites and conodonts in the condensed limestone of Unit H. Units A and B are Carnian (Cordevolian) in age, based on the occurrence of the palynomorph Camerosporites secatus, associated with `Lueckisporites' cf. singhii, Vallasporites ignacii, Patinosporites densus and Partitisporites novimundanus. Unit C is considered as Norian, on the basis of a relatively high percentage of Gliscopollis meyeriana and Granuloperculatipollis rudis. Unit D contains significant palynomorphs and radiolaria; the organic facies, characterized by marine elements, is dominated by the Norian dinocysts Heibergella salebrosacea and Heibergella aculeata; the radiolaria confirm the Norian age. They range from the lowermost Norian to the lower Upper Norian. Unit E also contains radiolaria, associated in the upper part with the well-known marker of the Upper Norian, Monotis salinaria. For Unit E, the radiolaria attest to a Lower to Upper Norian age based on the occurrence of Capnodoce and abundant Capnuchosphaera; the upper part is Upper Norian to Rhaetian based on the presence of Livarella valida. Finally, the blocks of condensed limestone with ammonites and conodonts of Unit H allowed the reconstruction of a synthetic stratigraphic succession of Upper Carnian to Upper Norian age. Our stratigraphic data lead to the suggestion that the Allochthonous complex, classically interpreted as a tectonic melange of the accretionary prism of the island Arc of Banda. is a tectonically dismembered part of a Triassic lithostratigraphic succession. (C) 2000 Elsevier Science B.V. All rights reserved.

Development of a New Process for Determining Design Year Traffic Demands, TR-528, 2007

Researchers should continuously ask how to improve the models we rely on to make financial decisions in terms of the planning, design, construction, and maintenance of roadways. This project presents an alternative tool that will supplement local decision making but maintain a full appreciation of the complexity and sophistication of today’s regional model and local traffic impact study methodologies. This alternative method is tailored to the desires of local agencies, which requested a better, faster, and easier way to evaluate land uses and their impact on future traffic demands at the sub-area or project corridor levels. A particular emphasis was placed on scenario planning for currently undeveloped areas. The scenario planning tool was developed using actual land use and roadway information for the communities of Johnston and West Des Moines, Iowa. Both communities used the output from this process to make regular decisions regarding infrastructure investment, design, and land use planning. The City of Johnston case study included forecasting future traffic for the western portion of the city within a 2,600-acre area, which included 42 intersections. The City of West Des Moines case study included forecasting future traffic for the city’s western growth area covering over 30,000 acres and 331 intersections. Both studies included forecasting a.m. and p.m. peak-hour traffic volumes based upon a variety of different land use scenarios. The tool developed took goegraphic information system (GIS)-based parcel and roadway information, converted the data into a graphical spreadsheet tool, allowed the user to conduct trip generation, distribution, and assignment, and then to automatically convert the data into a Synchro roadway network which allows for capacity analysis and visualization. The operational delay outputs were converted back into a GIS thematic format for contrast and further scenario planning. This project has laid the groundwork for improving both planning and civil transportation decision making at the sub-regional, super-project level.

Public health assessment : Railroad Avenue groundwater contamination, West Des Moines, Polk County, Iowa EPA facility ID: IA0001610963 (2004)

The Railroad Avenue groundwater contamination site (the site) is in West Des Moines, Polk County, Iowa. Located on approximately 120 acres. The site comprises mixed residential, industrial and commercial properties. Underneath the site, chlorinated volatile organic compounds (VOCs) have contaminatcd the shallow (i.e., 30-50 feet deep) groundwater. These compounds have compromised several shallow wells within the West Des Moines water works system. A contamination source, however, has not yet been identified. In 1993, routine water analysis by the City of West Des Moines identified 1, 2 cis-dichlorocthylcne (1, 2 cis-DCE) at a concentration of 1.2 μg/L (micrograms) per liter of water) in the water supply. Subsequently. several shallow municipal wells were found to be contaminated by VOCs, including 1. 2 cis-DCE, trichloroethylene (TCE), tetrachloroethylene (PCE) and benzene. Five of these wells have been taken out of service. Because of the impact on the West Des Moines water supply, the U.S. Environmental Protection Agency (USEPA) has assigned the site to the National Priorities List. Surface water und sediment at the site have not been impacted by the VOCs. Testing for VOCs in surface soils has not revealed any significant VOC contamination. Subsurface soils -- generally 8 feet or greater in depth -- are contaminated with VOCs, but at levels which should not present a health hazard. The past, present, and future health hazard category chosen for this site is no apparent public health hazard. This category is used when exposure to toxins might be occurring or might have occurrcd in the past, but at levels below any known health hazard. Analysis of available environmental data has not revealed that residental or commercial water customers are or have been exposed to VOCs at concentrations that might cause any adverse health effects.

La repressió dels eclesiàstics absolutistes lleidatans al Trienni Liberal: el cas del bisbe Renteria

El bisbe Simón Renteria y Reyes va ocupar la Mitra de la diòcesi de Lleida durant el període 1819-1824. Al Trienni Liberal Renteria va esdevenir un eix molt important de l’absolutisme a la ciutat de Lleida ja que va oposar-se notablement a les reformes legislatives liberals, defensant una clara tendència al conservadorisme i al tradicionalisme dins de l’àmbit del pensament polític. Per aquest motiu va protestar contra les noves lleis i Decrets del govern liberal i va enviar tot un seguit de cartes i oficis amb l’objectiu de capgirar la política de les Corts Constitucionals. Fruit d’aquesta oposició al règim liberal les autoritats lleidatanes el van expulsar de la ciutat. També altres membres de l’Església van patir, en diferent grau, la repressió del poder liberal. Amb el retorn un altre cop de l’absolutisme a finals de l’any 1823 els religiosos que s’havien mantingut fidels al tradicionalisme van rebre diverses recompenses.

Nutrient loss in composting of agroindustrial residues

The management of composting may influence the characteristics of the produced compounds. The experiment used three frequencies of plowing, combined with the conditions: with and without coverage of the composting patio, with and without the use of commercial inoculant, resulting in 12 furrows, installed on the Experimental Center of Agricultural Engineering (NEEA), of the STATE UNIVERSITY OF WEST PARANÁ (UNIOESTE), Campus of Cascavel city - state of Paraná (PR), in Brazil. The waste and quantities used in kg were: corn cob (7.5); hatchery residue (5); floater sludge (31); ash (1); wheat cleaning residue (120); wheat pre-cleaning residue (120); corn peel (7.5); solid fraction of wash trucks used to transport chickens (2); solid fraction of pig manure (1) and coal (5), totaling 300kg of natural matter. The aim of this study was to evaluate the influence of plowings, patio coverage and inoculation in losses of N, P, K, Ca, Mg, Na, Cu, Zn, Mn, Fe. The furrows plowed three times a week in the first month showed significant higher losses of N (p<0.05). The coverage of the composting patio influenced significantly the losses of N, K, Mg and Na (p<0.05). The produced compounds had a high agronomic value in relation to macro and micronutrients. It is recommended the use of patio coverage and plowing twice a week in the first month and once a week in the subsequent months for a compound with higher concentrations of nutrients.

Detection and quantification of Duffy antigen on bovine red blood cell membranes using a polyclonal antibody

Babesiosis is one of the most important diseases affecting livestock agriculture worldwide. Animals from the subspecies Bos taurus indicus are more resistant to babesiosis than those from Bos taurus taurus. The genera Babesia and Plasmodium are Apicomplexa hemoparasites and share features such as invasion of red blood cells (RBC). The glycoprotein Duffy is the only human erythrocyte receptor for Pasmodium vivax and a mutation which abolishes expression of this glycoprotein on erythrocyte surfaces is responsible for making the majority of people originating from the indigenous populations of West Africa resistant to P. vivax. The current work detected and quantified the Duffy antigen on Bos taurus indicus and Bos taurus taurus erythrocyte surfaces using a polyclonal antibody in order to investigate if differences in susceptibility to Babesia are due to different levels of Duffy antigen expression on the RBCs of these animals, as is known to be the case in human beings for interactions of Plasmodium vivax-Duffy antigen. ELISA tests showed that the antibody that was raised against Duffy antigens detected the presence of Duffy antigen in both subspecies and that the amount of this antigen on those erythrocyte membranes was similar. These results indicate that the greater resistance of B. taurus indicus to babesiosis cannot be explained by the absence or lower expression of Duffy antigen on RBC surfaces.

Antiphonarium Dominicanum (C.ö.I.9)

A somewhat fragmentary copy of a catholic antiphonary, prepared by several scribes, possibly during a longer period of time, in the reformation period. Owned and probably used by several priests in the sixteenth and seventeenth centuries, the book found its way finaly to Tammela church, from where it was removed to Helsinki in 1882.

Missale (MS C.ö.IV.7, "Oripään missale I")

Complete critical and codicological description of the book and its contents available in the Codices Fennici -database.

National energy policies of the Federal Republic of Germany and Canada in the 1970s and 1980s: are economic and/or environmental concerns responsible for change?

The thesis presents a comparison of the national energy policies of the Federal Republic of Germany and Canada from 1973 until the late 1980s. The purpose of this paper is to analyze whether economic and/or environmental concerns were responsible for changes in the· West-German and Canadian national energy policies. Furthermore, the feasibility of implementing a soft energy path in West-Germany and Canada is examined. For better comprehension of the policy-making process and implemented changes in the national energy policies of the two states, the West-German and Canadian parliamentary systems and the political cultures were compared. For the analysis, several events with international impact were taken as guidelines. Furthermore, based on statistical data, the West-German and Canadian energy production and consumption were analyzed. With reference to these results the degree of the de facto changes in the national energy policies were analyzed. In addition, the thesis discusses the possibilities which a soft energy path offers to both national governments to renounce themselves from the dependencies on a few energy resources. The thesis reveals that changes in the West-German and Canadian national energy policies, in their energy production and consumption are correlated to various world events. In particular, governmental reponses security of energy supply by the two international oil crises of 1973 and 1979/1980 demonstrate that changes in the West-German and Canadian national energy policies were implemented in reaction to economic concerns than environmental ones. With the policies "away from oil" and "off oil", the West-German and Canadian government implemented the i i substitution of oil through various diverse energy supply resources. However, energy savings concepts and policies were initiated through the first oil crisis in 1973. The world recessions in 1975 and 1982 had no 'profound impacts on the agenda of West-German and Canadian energy policies. As a consequence of the stagnation or the negative growth of the world economic market, changes in their energy production and consumption can be perceived. However, the West-German and Canadian energy production and consumption intensified with the augmentation of the world economy. During the period of study, environmental concerns were taken into account in the energy policy agendas of the Federal Republic of Germany and Canada but they were not of primary concern. wi thin the decade of. the 1980s notably more environmental considerations were taken into account in the energy policies of the two states. The two nuclear reactor accidents in 1979 and 1986 sharpened to various degrees West-German and Canadian public discourse of present energy supply mix and attitude towards energy production and consumption. The statistical data reflects yet no changes in the energy policies in regard to the position of nuclear power. However, in the next several years possible changes can be observed through statistical data, because the planning, the construction and possible phase out of nuclear power requires several years. Finally, the thesis reveals that the implementation of a soft energy path requires profound changes in the consumer behaviour. As several studies indicate, a soft energy path is technological and economically feasible for the Federal Republic of Germany and Canada, its implementation remains to be a political decision.

Hesperian College, showing south view of the building remodeled 1881-1882

Hesperian College with students and faculty, showing south view of the building remodeled 1881-1882. [Chapman University was founded by members of the Christian Church (Disciples of Christ) as Hesperian College in Woodland, Calif., on March 4, 1861. In 1920, the assets of Hesperian College were absorbed by California Christian College, which held classes in downtown Los Angeles. In 1934, the school was renamed after the chairman of its board of trustees (and primary benefactor), C.C. Chapman.]

Chapman College Chapel, Orange, California

Chapman College Chapel, once Trinity Episcopal Church, Orange, California, The wooden-shingled church, constructed in 1909, is located on the northeast corner of East Maple Avenue and North Grand Street. Chapman College (now Chapman University) purchased the church for their chapel when the congregation moved to a new church on Canal Street.

Chapman College Chapel, Orange, California

Chapman College Chapel, once Trinity Episcopal Church, Orange, California, The wooden-shingled church, constructed in 1909, is located on the northeast corner of East Maple Avenue and North Grand Street. Chapman College (now Chapman University) purchased the church for their chapel when the congregation moved to a new church on Canal Street.

Whitsunday inside Chapman College Chapel, Orange, California

Whitsunday service inside Chapman College Chapel, Orange, California. The wooden-shingled church, constructed in 1909 for the congregation of Trinity Episcopal Church, is located on the northeast corner of East Maple Avenue and North Grand Street. Chapman College (now Chapman University) purchased the church for their chapel when the congregation moved to a new church on Canal Street.

Sign, Chapman College Chapel, Orange, California

Four people posing by the sign board for Chapman College Chapel, Orange, California. A Catholic mass is scheduled. The wooden-shingled church, constructed in 1909 for the congregation of Trinity Episcopal Church, is located on the northeast corner of East Maple Avenue and North Grand Street. Chapman College (now Chapman University) purchased the church for their chapel when the congregation moved to a new church on Canal Street.