Microinsurance: income risk, social security and the demand for private onsurance by low-income families

Insurance provision against uncertainties is present in several dimensions of peoples´s lives, such as the provisions related to, inter alia, unemployment, diseases, accidents, robbery and death. Microinsurance improves the ability of low-income individuals to cope with these risks. Brazil has a fairly developed financial system but still not geared towards the poor, especially in what concerns the insurance industry. The evaluation of the microinsurance effects on well-being, and the demand for different types of microinsurance require an analysis of the dynamics of the individual income process and an assessment of substitutes and complementary institutions that condition their respective financial behavior. The evaluation of the microinsurance effects on well-being, and the demand for different types of microinsurance require an analysis of the dynamics of the individual income process and an assessment of substitutes and complementary institutions that condition their respective financial behavior. The Brazilian government provides a relatively developed social security system considering other countries of similar income level which crowds-out the demand for insurance and savings. On the other hand, this same public infrastructure may help to foster microfinance products supply. The objective of this paper is to analyze the demand for different types of private insurance by the low-income population using microdata from a National Expenditure Survey (POF/IBGE). The final objective is to help to understand the trade-offs faced for the development of an emerging industry of microinsurance in Brazil.

Organizational Frames for Professional Claims: Private Military Corporations and the Rise of the Military Paraprofessional

Corporations, nongovernmental organizations, and other organizational forms are major players in the sodal world. Recently, sociological scholarship on organizations has converged with research on the professions to discuss the ways in which professions are shaped or influenced by different organizational forms. In this article, I borrows from the notion of framing within social movement research to argue that organizational forms frame the bids of aspiring professionals. More specifically, I argue that certain organizational forms-such as that of the modern corporation-can aid would-be professionals in making their claims for professional recognition. Organizations do this, I argue, by providing aspiring professionals with a ready-made setting, rationale, and guarantees that make the newcomers more easily recognizable as professionals to outside audiences. I explore this argument by examining how the corporate form has facilitated private military contractors in their attempts to legitimate and develop this highly controversial new industry. The data are drawn from my interviews with private military contractors, state officials, and other interested parties surrounding private military corporations, as well as from archival data that detail the rise of the private military industry.

Military Capabilities: From Pooling & Sharing to a Permanent and Structured Approach. Security Policy Brief No. 37, September 2012

In 2013 the European Council for the first time since long will deal with European defence. An excellent opportunity: to move key Pooling & Sharing projects to the implementation stage in the short term, and to launch a permanent and structured approach to the development of European military capabilities for the long term.

And what will Europe do? The European Council and military strategy. Security Policy Brief No. 46, May 2013

Important decisions on Europe’s military capabilities are expected from the December 2013 European Council. But why? What do Europeans actually want to do with their capabilities? The answer to that question would be the crowning piece of the European Council’s decisions.

The implementation of the Gender Perspective in the EU civilian and military missions: Leadership wanted. Security Policy Brief No. 67, October 2015

Fifteen years have passed since the adoption of Security Council Resolution 1325 on Women, Peace and Security, through which time the EU has grown as a security actor. The keys to produce a change in implementing gender mainstreaming in the Common Security and Defence Policy (CSDP) are well known by member states; the EU and external implementation reports1 are repeated again and again, but real change requires real willingness on the part of member states, and leadership.

An examination of the report of the House Select Committee on U.S. National Security and Military/Commercial Concerns with the People's Republic of China : hearing before the International Security, Proliferation, and Federal Services Subcommittee of the Committee on Governmental Affairs, United States Senate, One Hundred Sixth Congress, first session, May 26, 1999.

Shipping list no.: 2000-0165-P.

Military confidence- and security-building measures in Europe : strengthening stability through openness.

"April 1989."

Twelve years' military adventure in three quarters of the globe; or, Memoirs of an officer who served in the armies of His Majesty and of the East India Company, between the years 1802 and 1814, in which are contained the campaigns of the Duke of Wellington in India, and his last in Spain and the south of France.

Mode of access: Internet.

A company guide to effective stockholder relations, with sections on The role of the security analyst and The impact of Federal law.

Mode of access: Internet.

History of the Army of the Cumberland : its organization, campaigns and battles, written at the request of Major-General George H. Thomas chiefly from his private military journal and official and other documents furnished by him /

Includes index.

A treatise on the police of the metropolis : containing a detail of the various crimes and misdemeanors by which public and private property and security are, at present, injured and endangered : and suggesting remedies for their prevention /

Mode of access: Internet.

Military history (Michigan boys) Company "D", 66th Illinois : Birge's Western Sharpshooters in the Civil War, 1861-1865 /

"Ren" Barker, historian, served in Company "D".

English and French furniture & decorations : paintings, Georgian & other silver, English & other old ceramics, Chinese art & oriental rugs : property of the estate of the late Mrs. Lee Delafield : New York by order of City Bank Farmers Trust Company and W.E. Williams, executors : a valuable collection of table linens & laces from a California private collector together with property of Mrs. Guy Fairfax Cary, Mrs. Serge Landeau, other owners : public auction sale, January 26, 27 and 28 at 2 pm.

Cover title: English & French furniture and decorative objects.