Studies on upwelling and sinking in the seas around india

Of the several physical processes occurring in the sea, vertical motions have special significance because of their marked effects on the oceanic environment. upwelling is the process in the sea whereby subsurface layers move up towards the surface. The reverse process of surface water sinking to subsurface depths is called sinking. Upwelling is a very conspicuous feature along the west coasts of continents and equatorial regions, though upwelling also occurs along certain east coasts of continents and other regions, The Thesis is an outcome of some investigations carried out by the author on upwelling and sinking off the west and east coasts of India. The aim of the study is to find out the actual period and duration of upwelling and sinking, their driving mechanism, various associated features and the factors that affect these processes. It is achieved by analysing the temperature and density fields off the west and east coasts of India, and further conclusions are drawn from the divergence field of surface currents, wind stress and sea level variations.

‘Driving Forces of Investment Decisions in Mutual Funds’

Unfortunately, in India it is a fact that most of the investors are not interested in mutual funds. Those who are investing, they are investing only very small amounts. But what is important to be noted here is that when compared to other financial instruments, investments in mutual funds are safer and also yields more returns on the investment portfolio. Moreover as an investment avenue mutual fund is available for those investors who are not willing to take any exposure directly in the security market. It also helps such investors to build their wealth over a period of time. At the retail level, investors are unique and are highly heterogeneous, and the mutual fund schemes' selection will also differ depends on their expectations. Hence, investors’ expectation is a very important factor in this regard that needs to be analysed by all the investment houses. Hence, the factors that drive the investment decisions of individual investors to meet their expectations by investing money in mutual funds need an in-depth analysis. These driving forces include the preference of investors on mutual fund compared to various available avenues of financial investments, risk attitude of investors, influence of characteristics of instruments of mutual funds on investors, the investment specific attitudes of investors, and influence of qualities of fund management on investors. The success of any mutual fund, a popular means of investment, depends on how effectively an Asset Management Company has been able to understand the level of influence of these factors on the decision of investors to invest in mutual funds. For a substantial growth in the mutual fund market, there must be a high level precision in the design and marketing of the products of mutual funds taking into account these driving forces by the Asset Management Companies. Therefore, there is a need to conduct a detailed study on investments in mutual funds in this direction. A review of available literature also revealed that no detailed study on mutual funds has so far been attempted in this direction; hence the present study on Driving Forces of Investment Decisions in Mutual Funds is undertaken.