Affordable Housing in Iowa: Meeting New Challenges, 2007

Iowa faces a signifi cant challenge over the next decade. In the words of a recent report, “The state faces the danger of worker and skill gaps that could undermine its businesses, erode the earning power of its workers, and slow its economic growth.” (Iowa Works Campaign, 2006) Iowa’s economic and demographic stability depends on attracting new immigrants and slowing the departure of residents. Eroding housing affordability and quality will make this more difficult. Housing alone cannot solve the problem, but it must be part of the solution. This study examines trends in the state’s major housing markets, analyzes the achievements of housing programs in the recent past, and incorporates input from more than 80 housing experts across the state. The second part of this study (included on the attached CD) analyzes housing’s impact on the economy. We developed three major policy recommendations.

Bank integration and co-movements across housing markets

This paper investigates whether bank integration measured by cross-border bank flows can capture the co-movements across housing markets in developed countries by using a spatial dynamic panel model. The transmission can occur through a global banking channel in which global banks intermediate wholesale funding to local banks. Changes in financial conditions are passed across borders through the banks’ balance-sheet exposure to credit, currency, maturity, and funding risks resulting in house price spillovers. While controlling for country-level and global factors, we find significant co-movement across housing markets of countries with proportionally high bank integration. Bank integration can better capture house price co-movements than other measures of economic integration. Once we account for bank exposure, other spatial linkages traditionally used to account for return co-movements across region – such as trade, foreign direct investment, portfolio investment, geographic proximity, etc. – become insignificant. Moreover, we find that the co-movement across housing markets decreases for countries with less developed mortgage markets characterized by fixed mortgage rate contracts, low limits of loan-to-value ratios and no mortgage equity withdrawal.

Housing codes : the key to housing conservation /

Cover title.

Summaries of slum clearance and public housing decisions.

Mode of access: Internet.

The impact of BART on economics and finance - interpretive summary of the final report.

Transportation Department, Washington, D.C.

60 books on housing and community planning.

"Revision of Selected readings for housing interns, June 1960"

P H A low-rent housing bulletin

Vol. numbers assigned by General LIbrary, University of California, Berkeley.

Impact of inflation and related government actions on the housing industry [microform] : hearing before the Select Committee on Small Business, United States Senate, Ninety-sixth Congress, second session, on impact of inflation and related government actions on the housing industry, March 26, 1980.

CIS Microfiche Accession Numbers: CIS 81 S721-2

Payment of interest on public demand deposits : hearings before the Committee on Banking, Housing and Urban Affairs, United States Senate, Ninety-fourth Congress, second session, on S. 3163 ... H.R. 3035 ... July 20 and 21, 1976.

Mode of access: Internet.

Housing statistics /

Description based on: Vol. 2, no. 11 (Nov. 1949); title from cover.

Patterns of living and housing of middle-aged and older people : proceedings of Research conference on patterns of living and housing of the middle-aged and older people, March 21-24, 1965, Washington, D.C.

"The conference was initiated by the Housing and Home Finance Agency."

Our nonwhite population and its housing: the changes between 1950 and 1960.

Mode of access: Internet.

2008 application guidelines : Community Development Assistance Program : competitive housing rehabilitation.

The following activities are specifically identified as ineligible. 1. Construction of buildings, or portions thereof, used predominantly for the general conduct of government (e.g., city halls, courthouses, jails, police stations). 2. General government expenses. 3. Costs of operating and maintaining public facilities and services (e.g., mowing parks, replacing street light bulbs). 4. Servicing or refinancing of existing debt.

2009 application guidelines : Community Development Assistance Program : competitive housing rehabilitation.

The following activities are specifically identified as ineligible. 1. Construction of buildings, or portions thereof, used predominantly for the general conduct of government (e.g., city halls, courthouses, jails, police stations). 2. General government expenses. 3. Costs of operating and maintaining public facilities and services (e.g., mowing parks, replacing street light bulbs). 4. Servicing or refinancing of existing debt.