Analysis of the claims data of a life insurance portfolio

Mestrado em Ciências Actuariais

A novel concept-level approach for ultra-concise opinion summarization

The Web 2.0 has resulted in a shift as to how users consume and interact with the information, and has introduced a wide range of new textual genres, such as reviews or microblogs, through which users communicate, exchange, and share opinions. The exploitation of all this user-generated content is of great value both for users and companies, in order to assist them in their decision-making processes. Given this context, the analysis and development of automatic methods that can help manage online information in a quicker manner are needed. Therefore, this article proposes and evaluates a novel concept-level approach for ultra-concise opinion abstractive summarization. Our approach is characterized by the integration of syntactic sentence simplification, sentence regeneration and internal concept representation into the summarization process, thus being able to generate abstractive summaries, which is one the most challenging issues for this task. In order to be able to analyze different settings for our approach, the use of the sentence regeneration module was made optional, leading to two different versions of the system (one with sentence regeneration and one without). For testing them, a corpus of 400 English texts, gathered from reviews and tweets belonging to two different domains, was used. Although both versions were shown to be reliable methods for generating this type of summaries, the results obtained indicate that the version without sentence regeneration yielded to better results, improving the results of a number of state-of-the-art systems by 9%, whereas the version with sentence regeneration proved to be more robust to noisy data.

Switching Patterns and Steady-State Analysis of Grid-Connected and Stand-Alone Single-Stage Boost-Inverters for PV Applications

Renewable or sustainable energy (SE) sources have attracted the attention of many countries because the power generated is environmentally friendly, and the sources are not subject to the instability of price and availability. This dissertation presents new trends in the DC-AC converters (inverters) used in renewable energy sources, particularly for photovoltaic (PV) energy systems. A review of the existing technologies is performed for both single-phase and three-phase systems, and the pros and cons of the best candidates are investigated. In many modern energy conversion systems, a DC voltage, which is provided from a SE source or energy storage device, must be boosted and converted to an AC voltage with a fixed amplitude and frequency. A novel switching pattern based on the concept of the conventional space-vector pulse-width-modulated (SVPWM) technique is developed for single-stage, boost-inverters using the topology of current source inverters (CSI). The six main switching states, and two zeros, with three switches conducting at any given instant in conventional SVPWM techniques are modified herein into three charging states and six discharging states with only two switches conducting at any given instant. The charging states are necessary in order to boost the DC input voltage. It is demonstrated that the CSI topology in conjunction with the developed switching pattern is capable of providing the required residential AC voltage from a low DC voltage of one PV panel at its rated power for both linear and nonlinear loads. In a micro-grid, the active and reactive power control and consequently voltage regulation is one of the main requirements. Therefore, the capability of the single-stage boost-inverter in controlling the active power and providing the reactive power is investigated. It is demonstrated that the injected active and reactive power can be independently controlled through two modulation indices introduced in the proposed switching algorithm. The system is capable of injecting a desirable level of reactive power, while the maximum power point tracking (MPPT) dictates the desirable active power. The developed switching pattern is experimentally verified through a laboratory scaled three-phase 200W boost-inverter for both grid-connected and stand-alone cases and the results are presented.

Neuroscience and Hindu Aesthetics: A Critical Analysis of V.S. Ramachandran’s “Science of Art”

Neuroaesthetics is the study of the brain’s response to artistic stimuli. The neuroscientist V.S. Ramachandran contends that art is primarily “caricature” or “exaggeration.” Exaggerated forms hyperactivate neurons in viewers’ brains, which in turn produce specific, “universal” responses. Ramachandran identifies a precursor for his theory in the concept of rasa (literally “juice”) from classical Hindu aesthetics, which he associates with “exaggeration.” The canonical Sanskrit texts of Bharata Muni’s Natya Shastra and Abhinavagupta’s Abhinavabharati, however, do not support Ramachandran’s conclusions. They present audiences as dynamic co-creators, not passive recipients. I believe we could more accurately model the neurology of Hindu aesthetic experiences if we took indigenous rasa theory more seriously as qualitative data that could inform future research.

Sex-Positive Curricula: An Investigation of the Relationship Between Physical Fitness, Self-Concept and Sexual Functioning

Despite the well-recognized benefits of exercise, Americans are gaining weight in astounding proportions and levels of physical activity are on the decline. The purpose of this study was to investigate a relationship between physical fitness, self-concept and sexual health. There is a dearth of knowledge on this relationship specifically in the context of sex-negative curricula, which is the dominate discourse in the United States. One hundred and thirty-three participants between the ages of 18 - 50 volunteered for fitness testing and data collection. Physical fitness was assessed through body fat, resting metabolic rate, cardiovascular endurance, muscular strength, muscular endurance and flexibility. Self-reported exercise was measured using the International Physical Activity Questionnaire. Self-concept was measured by the Six Factor Self-Concept Scale, which presented a total self-concept score and as six individual concepts of self (likability, morality, task accomplishment, giftedness, power and vulnerability). Additionally, sexual function was measured by Derogatis Interview for Sexual Functioning and presented as both an aggregate score and five separate constructs of sexual functioning (fantasy/cognition, arousal, orgasm, behavior/experience, and drive/desire). Questions pertaining to sexual partners, sex education, and demographic information were also included. The results of the General Linear Model indicated significant relationships between physical fitness, self-concept and total sexual functioning. The sexual behavior/experience of men was predicted by body fat percentage and flexibility. In women, behavior/experience was predicted by body fat percentage and arousal was predicted by cardiovascular endurance. Total self-concept was related to muscular endurance. When men were isolated in the analysis, likability was positively related to sexual behavior/experience, and task accomplishment was inversely related to sexual behavior/experience. In women, giftedness was related to cognition/fantasy, arousal, orgasm and total sexual functioning. No relationships were found between physical fitness and the number of sexual partners in men; however, both muscular strength and the power self-concept were significantly related to number of sexual partners in women. As a result of these findings, women may be inclined to exercise to improve arousal and sexual functioning. Furthermore, educators should note the findings of a positive relationship between physical and psychological health and sexual well-being because they provide support for the development and adoption of sex-positive curricula that incorporate potential benefits of sexual activity.

Retaining formal volunteers in volunteer based organizations

Abstract Problem Formal Volunteers in volunteer based organizations drop out at a fast pace due to many reasons like lack of interest what they are doing, conflict among volunteers, lack of motivation, job dissatisfaction due to prolonged volunteering etc.  which is causing to improper functioning of these organizations and reaches a point where these volunteer based organizations find it difficult to function properly. The author in this study tries to address this particular issue of this drop out of formal volunteers. Purpose The purpose of this study is to explore the factors which helps in the retention of formal volunteers in a volunteer based organization for a longer period. Method The research in this paper is done in a qualitative way with primary data collected in the form of participant observation and open interview in two voluntary organizations. The collected data is analyzed in content analysis. The secondary data is collected in the form of necessary documents provided by the participating organizations. Results Many factors were found to influence retention of volunteers namely Job satisfaction, Motivation, Public Service Motivation, Organizational Commitment, Mission Attachment, Work load, Relationship with Coworkers, Justice of Organization, Flexible Timing, Training & Orientation.  Conclusions Recommendations to improve retention is mentioned and a future model is also proposed. The result obtained from this research can be generalized to other form of small scale volunteer organizations where the major employees are formal volunteers.

Shopper Centric Category Management in Convenience Stores: a Qualitative Study

The literature shows that category management is an important concept and tool for retailers and suppliers, but that there is a trend to move to a more shopper-centric category management approach, linked to the shoppermarketing approach. However, the knowledge on this issue is scarce on some retailing sectors, like convenience stores. The present study is focused on convenience stores, with the main purpose of finding out to what extent non-major food retailers successfully adopt a shopper-centric category management. The study is relevant in order to evaluate if a more shopper-centric approach is adequate to smaller companies/stores. To accomplish that goal, an exploratory qualitative study was conducted among convenience store retailers and suppliers. Six semistructured face-to-face interviews were conducted with Commercial Directors and Trade Marketing Managers. This data was complemented with thirteen interviews with shopper marketing experts. The data was analyzed using thematic content analysis technique, identifying themes, categories, subcategories, units of meaning and relations. The results revealed that convenience store retailers use some of the principles and techniques of the shopper-marketing and shopper-centric category management approaches, which they do in a non-standardized and non-formal approach or process. Their suppliers (the manufacturers) do it in a more formal and structured manner, probably as a result of previous interaction with major supermarkets chains. Both direct and indirect evidences of a shopper-centric approach were found, which, however, were slight, discrete and not formal.

Zeitgeist or chameleon? A quantitative analysis of CSR definitions.

Despite its increasing relevance, corporate social responsibility (CSR) remains hobbled by problems, variously charged as being chameleon, vacuous or an utterly meaningless concept. One reason is the absence of an agreed upon normative basis underpinning CSR. This is in large part due to the concept lacking a universally accepted definition. This paper explores how the concept of CSR has evolved over time drawing from 110 definitions of the construct. Using co-word analysis of definitions from 1953 to 2014, the study maps how the structure of the definitions has evolved during the field's historical development. The research uncovers the key terms underpinning the phenomenon, the centrality of these terms as well as mapping their interrelationships and evolution. The findings suggest that, despite the profusion and definitional heterogeneity over the six decades of the development of the field, there are six recurrent, enduring dimensions that underpin the CSR concept. These dimensions are economic, social, ethical, stakeholders, sustainability and voluntary. This paper makes several contributions to the academic literature. The systematic, quantitative analysis of definitions brings an objectivity that previous qualitative bibliometric analyses of CSR have lacked. The time period selected is substantially longer than previous analyses and captures the complete historical evolution of the concept. Moreover, the analysis provides the basis for the development of a new, comprehensive, yet concise, definition of CSR that captures all six of the recurring dimensions underpinning the concept.

A concept for the viticulture of 'tropical wines'.

At worldwide level, the classical viticulture produces wines is almost all places in different climate types, where it is possible to obtain only one harvest per year. In these conditions, bud burst in vines occurs as a result of temperature raising at the end of the winter?beginning of spring. With the development of the vegetative cycle, grapes arrive to maturity/harvest period at the end of the summer?beginning of the fall season. After the fall of the leaves, vines undergo a dormant period with a vegetative repose (condition found also in some intertropical producer regions). A lot of grapes are produced for a long-time in the intertropical zone, but only a little part is used to winemaking. Considered a challenge in the past, to produce quality wines in the tropics became reality. The present industry of fine wines began about 30 years ago. Today, there are many commercial wineries in several countries in Occident and Orient in the tropical zone of the globe, like in Brazil, India, Thailand and Venezuela, producing some million liters of fine wines per year - called ?tropical wines?. This article analysis these climates, in relation to the particular viticulture adapted and developed, where it is possible to have more than one cycle per year, with one or more harvests per year. Based on the particularities of this viticulture, a characterization is proposed for the viticulture of ?tropical wines?. Some examples showing different tropical climates are presented.

Che cosa significa emancipazione? Organizzazione sociale, norme giuridiche e potere paterno dalla Rivoluzione francese agli anni Quaranta dell'Ottocento

La tesi presenta un’analisi storico-concettuale del concetto di emancipazione in Francia tra la Rivoluzione francese e gli anni Quaranta dell’Ottocento a partire dalla centralità delle donne nel processo rivoluzionario e dal problema del potere paterno e dell’ordine della famiglia. Da questa prospettiva viene ricostruito il momento di affermazione del significato moderno del concetto: prima con l’Illuminismo e poi con la Rivoluzione francese si determina un progressivo allargamento semantico che farà posto a significati politico-sociali inediti e a una serie di soggetti imprevisti. La Rivoluzione presenta infatti sulla scena un soggetto collettivo, già maturo, che dà forma all’emancipazione rivoluzionaria. Quest’ultima richiede una specifica scienza in grado di arginare i suoi effetti politici più pericolosi senza tradirne le premesse formali. A questo risponde l’Idéologie come scienza sociale sul finire della Rivoluzione. Se le donne in questi anni si mobilitano a partire dall’emancipazione rivoluzionaria, esse rappresentano al tempo stesso un problema fondamentale per l’ordine rivoluzionario come mostra il dibattito sul potere paterno che fa luce sul passaggio, fondamentale per il concetto di emancipazione, dal potere di emancipare del padre a quello dello Stato emancipatore. Gli esiti di questo dibattito si trovano nel Codice civile e nella sua emancipazione codificata, che definisce i confini giuridici e formali dell’emancipazione rivoluzionaria e le sue gerarchie. In seguito, la tesi ricostruisce le trasformazioni del concetto all’indomani della Rivoluzione nella dottrina di Saint-Simon e dei suoi allievi. Questa sarà all’origine del discorso che si sviluppa in Francia tra gli anni Trenta e Quaranta sul problema dell’emancipazione della donna che trova espressione negli scritti delle donne saint-simoniane. La tesi si ferma alle porte degli anni Quaranta quando l’emancipazione nel suo significato moderno si stabilizza e diventa un vero e proprio concetto di movimento, espressione di processi di emancipazione che si erano preparati negli anni precedenti.

Investigating interpreter-mediated interaction in the Chinese bilingual courtroom: Analysis based on a multimodal corpus

This research project is based on the Multimodal Corpus of Chinese Court Interpreting (MUCCCI [mutʃɪ]), a small-scale multimodal corpus on the basis of eight authentic court hearings with Chinese-English interpreting in Mainland China. The corpus has approximately 92,500 word tokens in total. Besides the transcription of linguistic and para-linguistic features, utilizing the facial expression classification rules suggested by Black and Yacoob (1995), MUCCCI also includes approximately 1,200 annotations of facial expressions linked to the six basic types of human emotions, namely, anger, disgust, happiness, surprise, sadness, and fear (Black & Yacoob, 1995). This thesis is an example of conducting qualitative analysis on interpreter-mediated courtroom interactions through a multimodal corpus. In particular, miscommunication events (MEs) and the reasons behind them were investigated in detail. During the analysis, although queries were conducted based on non-verbal annotations when searching for MEs, both verbal and non-verbal features were considered indispensable parts contributing to the entire context. This thesis also includes a detailed description of the compilation process of MUCCCI utilizing ELAN, from data collection to transcription, POS tagging and non-verbal annotation. The research aims at assessing the possibility and feasibility of conducting qualitative analysis through a multimodal corpus of court interpreting. The concept of integrating both verbal and non-verbal features to contribute to the entire context is emphasized. The qualitative analysis focusing on MEs can provide an inspiration for improving court interpreters’ performances. All the constraints and difficulties presented can be regarded as a reference for similar research in the future.

Data analysis with merge trees

Today’s data are increasingly complex and classical statistical techniques need growingly more refined mathematical tools to be able to model and investigate them. Paradigmatic situations are represented by data which need to be considered up to some kind of trans- formation and all those circumstances in which the analyst finds himself in the need of defining a general concept of shape. Topological Data Analysis (TDA) is a field which is fundamentally contributing to such challenges by extracting topological information from data with a plethora of interpretable and computationally accessible pipelines. We con- tribute to this field by developing a series of novel tools, techniques and applications to work with a particular topological summary called merge tree. To analyze sets of merge trees we introduce a novel metric structure along with an algorithm to compute it, define a framework to compare different functions defined on merge trees and investigate the metric space obtained with the aforementioned metric. Different geometric and topolog- ical properties of the space of merge trees are established, with the aim of obtaining a deeper understanding of such trees. To showcase the effectiveness of the proposed metric, we develop an application in the field of Functional Data Analysis, working with functions up to homeomorphic reparametrization, and in the field of radiomics, where each patient is represented via a clustering dendrogram.

Mainstreaming of Nature-Based Solutions for the mitigation of hydro-meteorological hazard: governance analysis of a socio- technical change

The Nature-Based Solutions (NBS) concept and approach were developed to simultaneously face challenges such as risk mitigation and biodiversity conservation and restoration. NBSs have been endorsed by major International Organizations such as the EU, the FAO and World Bank that are pushing to enable a mainstreaming process. However, a shift from traditional engineering “grey” solutions to wider and standard adoption of NBS encounters technical, social, cultural, and normative barriers that have been identified with a qualitative content analysis of policy documents, reports and expert interviews. The case of the region Emilia-Romagna was studied by developing an analytical framework that brought together the social-ecological context, the governance system and the characteristics of specific NBSs.

Study of the calorimetric performance of a liquid Argon detector based on a novel optical imaging concept

DUNE is a next-generation long-baseline neutrino oscillation experiment. It aims to measure the still unknown $ \delta_{CP} $ violation phase and the sign of $ \Delta m_{13}^2 $, which defines the neutrino mass ordering. DUNE will exploit a Far Detector composed of four multi-kiloton LArTPCs, and a Near Detector (ND) complex located close to the neutrino source at Fermilab. The SAND detector at the ND complex is designed to perform on-axis beam monitoring, constrain uncertainties in the oscillation analysis and perform precision neutrino physics measurements. SAND includes a 0.6 T super-conductive magnet, an electromagnetic calorimeter, a 1-ton liquid Argon detector - GRAIN - and a modular, low-density straw tube target tracker system. GRAIN is an innovative LAr detector where neutrino interactions can be reconstructed using only the LAr scintillation light imaged by an optical system based on Coded Aperture masks and lenses - a novel approach never used before in particle physics applications. In this thesis, a first evaluation of GRAIN track reconstruction and calorimetric capabilities was obtained with an optical system based on Coded Aperture cameras. A simulation of $\nu_\mu + Ar$ interactions with the energy spectrum expected at the future Fermilab Long Baseline Neutrino Facility (LBNF) was performed. The performance of SAND was evaluated, combining the information provided by all its sub-detectors, on the selection of $ \nu_\mu + Ar \to \mu^- + p + X $ sample and on the neutrino energy reconstruction.