Financial Inclusion of Fisher Households in Coastal Kerala-Role of Micro Finance

Dept.of Applied Economics,Cochin University of Science and Technology

MQFD: A Model for Synergizing TPM and QFD

This thesis presents the methodology of linking Total Productive Maintenance (TPM) and Quality Function Deployment (QFD). The Synergic power ofTPM and QFD led to the formation of a new maintenance model named Maintenance Quality Function Deployment (MQFD). This model was found so powerful that, it could overcome the drawbacks of TPM, by taking care of customer voices. Those voices of customers are used to develop the house of quality. The outputs of house of quality, which are in the form of technical languages, are submitted to the top management for making strategic decisions. The technical languages, which are concerned with enhancing maintenance quality, are strategically directed by the top management towards their adoption of eight TPM pillars. The TPM characteristics developed through the development of eight pillars are fed into the production system, where their implementation is focused towards increasing the values of the maintenance quality parameters, namely overall equipment efficiency (GEE), mean time between failures (MTBF), mean time to repair (MTIR), performance quality, availability and mean down time (MDT). The outputs from production system are required to be reflected in the form of business values namely improved maintenance quality, increased profit, upgraded core competence, and enhanced goodwill. A unique feature of the MQFD model is that it is not necessary to change or dismantle the existing process ofdeveloping house ofquality and TPM projects, which may already be under practice in the company concerned. Thus, the MQFD model enables the tactical marriage between QFD and TPM.First, the literature was reviewed. The results of this review indicated that no activities had so far been reported on integrating QFD in TPM and vice versa. During the second phase, a survey was conducted in six companies in which TPM had been implemented. The objective of this survey was to locate any traces of QFD implementation in TPM programme being implemented in these companies. This survey results indicated that no effort on integrating QFD in TPM had been made in these companies. After completing these two phases of activities, the MQFD model was designed. The details of this work are presented in this research work. Followed by this, the explorative studies on implementing this MQFD model in real time environments were conducted. In addition to that, an empirical study was carried out to examine the receptivity of MQFD model among the practitioners and multifarious organizational cultures. Finally, a sensitivity analysis was conducted to find the hierarchy of various factors influencing MQFD in a company. Throughout the research work, the theory and practice of MQFD were juxtaposed by presenting and publishing papers among scholarly communities and conducting case studies in real time scenario.

Human Resources Development in Higher Education in Kerala

The study is entitled “HUMAN RESOURCES DEVELOPMENT IN HIGHER EDUCATION IN KERALA”. The concept “Human Resource Development” is of high value in business and industry and has been used and applied since years. In industry and business the ‘human’ element is considred as a resource and hence its development and protection is very essential and inevitable. Of all the factors of production, human resource is the only factor having rational faculty and therefore, it must be handled with utmost care. Right recruitment, right training and right induction followed by faultless monitoring and welfare measures are but decisive factors in business and industiy. Altogether there is a constant attention up on human factor there. But this is not a practice at all in education. So far there has not been any such measure of care and close watch and performance analysis of human resource on education front. This may be the main reason for lack of accountability in the sphere of education. The present study reveals the importance of introducing HRD practices in higher educational institutions in Kerala. In order to promise human capital formation through education, it is basic requirement. The higher educational institutions must follow the method of industry and commerce because education can be treated as an industry in service sector. There also we can follow the methods of right recruitment, right training and promotion, delegation, performance analysis and accountability checking of human resource. HRD is a powerful idea of transformation of human being into highly productive and contributing factor The HRD of students is the sum total of HRD of teachers. Reminding the primordial usage ‘Yatha Raja Thadha Praja’ the quality of faculty resembles in students. The quality of administrative staff in colleges also affects the quality of higher education. Hence, it is high time to introduce the managerial method of HRD with all its paraphernalia in higher educational institutions so as to assure proper human capital formation in higher education in India.

Macrobenthosof the cotinental margin(200-1000 m) of South Eastern Arabian Sea with special reference to Polychaetes

This thesis Entitled macrobenthos of the continental margin (200-1000m) of south eastern arabian sea with special reference to polychaetes. The continental margins are geologically complex and hydrodynamically active regions of the ocean, where vital biogeochemical processes take place from a global perspective. The Eastern Arabian Sea is one of the most productive regions of the world, and as a result, vast amount of organic matter is supplied to the sub surface waters and sea bed of the Arabian Sea. In this study, data on faunal abundance, standing crop and faunal composition, together with sedimentary and environmental parameters were collected from three depths (200m, 500m & 1000m) in nine bathymetric transects along the South Eastern Arabian Sea (from Cape Comorin to Karwar) during three surveys. In the present study, five textural classes of sediments were identified from the SEAS margin, viz. sand, silty sand, sandy silt, clayey silt and admixture of sand, silt and clay. The composition of sand was higher in the southern region and decreased progressively towards the north. On the shelf edge and upper slope regions in the south (Cape to Kollam) in particular, sandy sediments dominated .

Studies on the Biology, Ecology and Fishery of the sea cucumber Holathuria (hetriatyla) scabra (Jaeger) from southeast coast of India

The distribution of the holothurian H. KH.) scabra indicated its availability all along coastal areas on Palk Bay from Rameswavam to Mallipattinam and along the Gulf of Hannah coast from Pamban to Ervadi and Tuticmhin,'at 4~2O m depth.The major fishing for holmthurians was done by skin diving at all the centres. The tallu valai was operated at Tuticorin and Vedalai and trawlevs were operated at Rameswaram.The fmod of H. KN.) scabra consists of ovganic matter which contains mud, sand, shell debris, bivalves and algae. Obsehvatinns indicated the species seems to be a n0n—se1ective feeder. The assimilation efficiency from sediment to faeces indicated that the faecal pellets of H. KH.) scabra are semidigested.A multiple relationship was fitted between total length, total weight, gutted weight, gonad weight and maturity stages were found significant.The fishing season for holothurians commences from October to March along Gulf of Manner coast and from March to October along Palk Bay coast.The percentage of catches recorded by skin diving, trawlere and tallu valai were 80.04%, 10.27% and 9.69% respectively. Skin diving contributes to maximum catch.The holothurians landed all along the Gulf of Manner and Palk Bay coasts constitute 25.6% and 74.4% respectively. This showed that Palk Bay coast is more productive.

Biology of Decapod crustaceans in different environmental conditions

This thesis Entitled Biology of Decapod crustaceans in different Environmental conditions. Prawn culture is practiced in Kerala in two types of fields namely seasonal and perennial; In seasonal fields paddy is grown during the monsoon period and prawns are cultured during the rest of the year. when compared to seasonal fields; perennial fields are subjected to much fluctuations in its environmental characteristics. The perennial fields were found more productive than seasonal fields. The benthic production in perronial fields were almost double that of seasonal fields. But in the matter of species diversity both fields were equal. Seasonal changes were observéd in the species abundance of benthic organisms in both the seasonal and perennial fields. Both isometric and allometric growth were noticed in P. indicus .But during most of the months the growth was near to isometric. The condition of the prawn also fluctuated between better and poor.During most of the months the prawn in perennial fields wore in good condition while in the seasonal fields the condition changed from year to year. This indicates that the perennial field provides a better habitat for P. indicus.

Development Planning at the State Level in India - A Case Study with Reference to Kerala, 1957-'84

This thesis entitled “Development planning at the state level in india a case study with reference to kerala1957-84.Planning in India is a concurrent subject with the Centre and the States having well-defined domains of jurisdiction with regard to planning functions and sources of resource mobilisation.The genesis of the lack of academic interest in state level planning is in the widely held belief that in the extent scheme of Centre-State economic relations, the states have little scope for initiative in planning.Both at the theoretical and empirical levels, Kerala has attached very great importance to planning.It has been the localeof wide and deep discussions on the various dimensions of planning.In Kerala's development process, the leading sector consists of social services such as education and public healthOne point that needs special emphasis in this regard is that the high demand for education in Kerala cannot be attributed to the Keralites' ‘unique urge‘ for education. Rather, it is related to the very high level of unemployment in the state (Kerala has the highest level of unemployment in the country.In resource allocation under the Five Year Plans, Kerala attached the highest weightage to power generation, hydro-electric projects being the major source of power in the state. Nearly one-fourth of the plan resources has been claimed by hydro-electric projects.In the agricultural sector, Kera1a's level of productive use of electric power is one of the lowest.As is evident.from above, planning in Kerala has not enabled us to solve the basic problems of the state. More 'scientific' planning in the sense of applying mre sophisticated planning techniques is obviously not the answer. It, on the contrary, consists of more fundamental changes some of which can be brought about through an effective use of measures well within the power of the State Government.

Studies on the effect of toxic heavy metal mercury on the physiology and biochemistry of an estuarine crab Scylla serrata (Forskal)

This thesis Entitled studies on the effect of toxic heavy metal mercury on the physiology and biochemistry of an estuarine crab scylla serrata (Forskal). Evaluate the toxicity of three sub lethal concentrations of mercury, viz., 0.009 mg/l, 0.02 mg/1, and 0.04 mg/l on the mud crab, Scylla serrata through bioaccumulation, and depuration studies. To characterize the biochemical responses to the sub-lethal stress of mercury in chelate muscles, abdominal muscles, hepatopancreas and gills. To study the activity pattern of acid and alkaline phosphatases in mercury-exposed crabs. To evaluate the induced changes in these tissues through histopathological studies,The Cochin backwaters is one of the most productive and biologically active backwater systems, and is the habitat of varieties of fishes, mollusks, and crustaceans, though this water body also receives tons of effluents from factories located on the banks of the river, Periyar.To study the activity levels of acid and alkaline phosphatases in crabs, at three time periods, exposed to three sub lethal concentration of mercury,

Studies on the Hydrobiology and pollution of the Vembanad Lake and adjacent waters

The Thesis deals with the entire estuarine system in totality on several parameters related to hydrography, ecology of biota, productivity and also the effects of pollution. The objective of this study has been to review the systems physical, chemical and biological features through varying periods of time at locations where human interference is high so that an overall assessment of the changing ecology could be made so as to impress on the scientific community whether remedial measures could be undertaken in sensitive areas. It is also the objective of this study to point out thrust areas where concerted efforts from a larger body of scientists and administrators who can sit together and chalk out programmes for a co-operative endeavor in monitoring the most sensitive areas and also suggest ways and means to exploit the rich and diverse resources at optimum levels with emphasis on conservation and protection from environmental degradation resulting in depletion of resources. Areas also have been identified which are potentially more productive where aquaculture could be intensified

Power Profile of Effective Managers: An Exploration among the Branch Managers of a Commercial Bank in Kerala

Managers are central to any fuction in a complex and developed society. Their talents are reckoned to be cardinal in developed economies and a basic yearning of all developing economies.In order to survive and produce results in a turbulent and transient environment, the task is to understand the nature of factors contributing to managerial effectiveness. This study is an attempt towards this core issue of the present from a different perspective. This study tries to focus attention on a group of managers functioning in the field of banking, a core sector in the country's economy. The gamut of economic activities in Kerala being predominantly service-oriented, importance of commercial banking is almost indisputable. Though economists would argue that the disproportionate development of service sector is anomalous when viewed against the hazy scenarios in the primary and secondary sectors of the state’s economy, the extent and pace of growth in the banking sector has had its dole meted out by ambitious and productive managers fiinctioning in the field. Researcher’s attempt here is to thresh the grain and chaff among bank managers in terms of their effectiveness and to account for the variations in the light of their ability to affect the thoughts and actions of their subordinates. To put it succinctly, the attempt herein is to explain the effectiveness of bank managers in the light of their ‘Power Profile’ taken to be comprising Power Differentials, Power Bases, their Visibility and Credibility in the organisation and, the Power Styles typically used by them for influencing subordinates.

Analysis of resource use efficiency of the spinning mills in Kerala

This thesis discusses the factors which influence the productive and financial performance of the spinning mills in Kerala. The study will also help to assess the effect of ongoing reforms in the industrial sector in India. The main objective of the study is to identify and analyse the factors affecting the efficiency of the spinning mills. The unique feature of the study is that it compares the performance of private sector in relation to its public counterparts and also performance of small sector in relation to medium sector. The study is carried out with reference to the relative performance of differmills in Kerala and to identify the sources of differences in performance. The study covers twenty one spinning mills in Kerala, of which ten are in the private sector, four under NTC, three under co—operat;ive sector and four under KSTC.Measured in terms of firm-size fifteen belong to small size with a spindleage of less than 26,000 and six are in the medium size with a spindleage of 26,000 to 50,0OO.1 The period of study is 1982-83 to 1991-92. Hence, only those companies, of which data of 10 years upto 1991-92 wereavailable, are taken for study.

Impact of land reforms on scheduled castes in kerala - a case study

Perhaps the most characteristic feature of our timesis that economic development has become the goal and ambition of people. The needs which this desire creates are immense they are of course urgent everywhere and they cannot be postponded. Consequently there was a frantic search for formulae of rapid economic development. It was claimed that agrarian reform is the indispensable condition for the development of productive forces and industrialization of the state.A key element in the land reform policy is the provision for ownership of land .Measures taken include redistribution of large estates ,assistance to tenants or labourers to acquire holdings and settlement schemes to establish new farming units on reclaimed or developed lands.In this thesis an attempt is made to evaluate the impact of these reforms on the agrarian structure in general and the scheduled caste in particular.

Alkaline Proteases From Bacteria Isolated From Cochin Estuary

Microorganisms distributed in the marine and brackish environments play an important role in the decomposition of organic matter and mineralisation in the system (Seshadri and lgnacimuthu, 2002). Estuary is one of the most productive ecosystems, at the same time one among the least explored ecosystems on earth, which has immense potential as a source of potent microorganisms that produce valuable compounds particularly, enzymes such as proteases. In this scenario, it is very appropriate to embark on finding novel alkaline protease producers from the estuarine system. The area where the present investigation was carried out is a part of the extensive estuarine system of South India viz. Cochin Estuary. There is meagre knowledge regarding the microbial composition, particularly the protease producers of Cochin Estuary. Hence, the present study has been undertaken with the objective of finding novel alkaline protease producing bacteria from Cochin Estuary

"|mpact of trawling on sea bottom and its living communities along the inshore waters of southwest coast of India'’

Mechanized fishing started in Indian waters in mid —fifties and large-scale operation of trawl fishing began in the mid sixties by the surfeit of individual entrepreneurs. The southwest coast of India especially the coastal waters of Kerala are the most productive area in the subcontinent and the state has been in the forefront in marine fish production (Kurup, 2001a). Though the coastline of Kerala is one tenth of the coastline of India, the state occupies the foremost position in the marine fish production of the country, accounting for more than 30% of the marine fish landings (Thomas, 2000). The coastal waters of Kerala have rich and diversified fishery resources, which are prone to heavy exploitation by a unprecedently high number of fishing gears, among them, mechanized bottom trawlers with a numerical strength of 4550 (Kurup, 2001a) against the permissible number of 1145 (Kalawar, et al., 1985) are the most destructive. Trawling operations during monsoon periods in Kerala has been a subject of controversy between traditional fishermen and trawl fishers on a subject that trawl fishing destroys large amount of juveniles and young ones of fishes since this period is the major breeding season of most of the fish and prawns (John, 1996). Therefore Government of Kerala imposed a ban on bottom trawling activities from 1988 onwards for a period varying from 21-70 days, which usually commences from June 15th. Though many studies revealed that large amount of non-target groups were destroyed in the commercial trawl fishing in the Indian waters, no concerted study has been conducted so far to evaluate the real impact of bottom trawling on the sea bottom and its living communities. The present study was conducted to assess the impact of excessive bottom trawling exerted on the sea bottom habitat and its living communities, which would be useful in impressing up on the seriousness of habitat degradation and biotic devastation, enabling the concerned to adopt relevant conservation and management steps to conserve the resources for sustainable exploitation

Studies on the ecophysiology of periphytic algae in cochin estuary

The estuaries are highly productive ecosystems and characteristically are more productive than the adjacent river or sea. Estuarine producers which include planktonic algae, periphyton, herpobenthos as well as macrophytes are capable of nearly year round photosynthesis. Productivity of an environment is mainly the contribution of various groups of autotrophic flora. Any quantitative estimation excluding any one of these would be an underestimation. Periphyton plays a very important role in the productivity of estuarine and coastal waters. It has been reported that periphytic algae attain high biomass (Moss, 1968; Hansson, 1988a) and may contribute up to 80% of the primary production (Persson gt gtt, 1977); Considerable amount of work has been done on the productivity in Cochin backwaters by different investigators (Qasim, 1973, 1979; Nair gt gtt, 1975; Gopi— nathan gt gtt, 1984). All of them have estimated the primary production based only on phytoplankton of the estuary. Considering the contribution of other autotrophic components of the estuary such as periphyton (haptobenthos), sediment flora (herpebenthos) and macropytes, the productivity estimated by earlier authors were essentially underestimations. The present work is an attempt inter glig to assess the contribution of periphytic flora towards the total organic production in the estuary