Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2007

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2008

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2009

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2010

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2011

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2012

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2013

Agency Performance Report

Iowa Credit Union Division, Strategic Plan, 2012

This report outlines the strategic plan for Credit Union Division including, goals and mission.

Department of Commerce - Credit Union Division Performance Plan, FY 2014

Agency Performance Plan, Department of Commerce - Credit Union Division

Financial reforms and capital flows: Insights from general equilibrium

As a result of debt enforcement problems, many high-productivity firms in emergingeconomies are unable to pledge enough future profits to their creditors and this constrains thefinancing they can raise. Many have argued that, by relaxing these credit constraints, reformsthat strengthen enforcement institutions would increase capital flows to emerging economies. Thisargument is based on a partial equilibrium intuition though, which does not take into account theorigin of any additional resources that flow to high-productivity firms after the reforms. We showthat some of these resources do not come from abroad, but instead from domestic low-productivityfirms that are driven out of business as a result of the reforms. Indeed, the resources released bythese low-productivity firms could exceed those absorbed by high-productivity ones so that capitalflows to emerging economies might actually decrease following successful reforms. This resultprovides a new perspective on some recent patterns of capital flows in industrial and emergingeconomies.

Development of Railroad Highway Grade Crossing Consolidation Rating Formula, 2015

The goal of this project was to provide an objective methodology to support public agencies and railroads in making decisions related to consolidation of at-grade rail-highway crossings. The project team developed a weighted-index method and accompanying Microsoft Excel spreadsheet based tool to help evaluate and prioritize all public highway-rail grade crossings systematically from a possible consolidation impact perspective. Factors identified by stakeholders as critical were traffic volume, heavy-truck traffic volume, proximity to emergency medical services, proximity to schools, road system, and out-of-distance travel. Given the inherent differences between urban and rural locations, factors were considered, and weighted, differently, based on crossing location. Application of a weighted-index method allowed for all factors of interest to be included and for these factors to be ranked independently, as well as weighted according to stakeholder priorities, to create a single index. If priorities change, this approach also allows for factors and weights to be adjusted. The prioritization generated by this approach may be used to convey the need and opportunity for crossing consolidation to decision makers and stakeholders. It may also be used to quickly investigate the feasibility of a possible consolidation. Independently computed crossing risk and relative impact of consolidation may be integrated and compared to develop the most appropriate treatment strategies or alternatives for a highway-rail grade crossing. A crossing with limited- or low-consolidation impact but a high safety risk may be a prime candidate for consolidation. Similarly, a crossing with potentially high-consolidation impact as well as high risk may be an excellent candidate for crossing improvements or grade separation. The results of the highway-rail grade crossing prioritization represent a consistent and quantitative, yet preliminary, assessment. The results may serve as the foundation for more rigorous or detailed analysis and feasibility studies. Other pertinent site-specific factors, such as safety, maintenance costs, economic impacts, and location-specific access and characteristics should be considered.

Iowa Department of Commerce, Iowa Credit Union Division Performance Report, FY 2014

Agency Performance Report

Iowa Department of Commerce, Iowa Credit Union Division Strategic Performance Report, FY2014-2018

Agency Strategic Performance Report

Department of Commerce Credit Union Division Performance Plan, FY2015

Agency Performance Plan, Department of Commerce - Credit Union Division

Iowa Department of Commerce-Division of Credit Unions 2014-2018 Strategic Plan, April 2014

This report outlines the strategic plan for Iowa Division of banking including, goals and mission.