International Development Policy: Religion and Development, de Carbonnier, G. (ed.)

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Health care network formation and policyholders' welfare

We develop a model in which two insurers and two health care providers compete for a fixed mass of policyholders. Insurers compete in premium and offer coverage against financial consequences of health risk. They have the possibility to sign agreements with providers to establish a health care network. Providers, partially altruistic, are horizontally differentiated with respect to their physical address. They choose the health care quality and compete in price. First, we show that policyholders are better off under a competition between conventional insurance rather than under a competition between integrated insurers (Managed Care Organizations). Second, we reveal that the competition between a conventional insurer and a Managed Care Organization (MCO) leads to a similar equilibrium than the competition between two MCOs characterized by a different objective i.e. private versus mutual. Third, we point out that the ex ante providers’ horizontal differentiation leads to an exclusionary equilibrium in which both insurers select one distinct provider. This result is in sharp contrast with frameworks that introduce the concept of option value to model the (ex post) horizontal differentiation between providers.

The language of children : evolution and development of secondary consciousness and language.

Proporciona una introducción sobre como los niños adquieren y utilizan el lenguaje. Hace hincapié en la explicación psicológica del desarrollo del lenguaje, pero, sin olvidar, los aspectos cognitivo, biológico y social en el desarrollo de éste, y también, considera la influencia de la escolaridad y la experiencia social.

Teachers in action : tasks for in-service language teacher education and development.

Ofrece un marco flexible para alentar a los profesores de lengua en la investigación de temas que son relevantes para su propio desarrollo profesional. Contiene una serie de recursos diseñados específicamente para ayudarles a desarrollar sus habilidades, conocimientos y actitudes. Estos recursos son extensas tareas presentadas en hojas de trabajo, que pueden fotocopiarse y que sirven para la formación continua del profesor y para el desarrollo de programas.