966 resultados para Banks and banking, Central


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"Mémoire présenté à la Faculté des études supérieures En vue de l'obtention du grade de Maître en droit (LL.M.)"

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Proponents of the capabilities approach claim that it should be used to give guidance for the implementation of good constitutional laws. This suggests that it also gives us grounds to support attempts to create or protect constitutions based on something like the capabilities approach. The Turkish Republic claims that in order to protect secularism and the equal status of women, it needs to keep certain Islamic practices away from the public domain. The wearing of the headscarf has been singled out as such a practice, and the Turkish Republic has therefore legislated against headscarf wearing in schools, universities, and government buildings. In consequence many women are forced to choose between religion over education and politics in a way that curtails central human capabilities. Nussbaum claims that the best way to help states resolve the dilemma presented by the conflict between religious choice and other central capabilities is to refer to principles embodied in to the US Religious Freedom Restoration Act 1993, which states that a law can burden a person's exercise of religion only when the burden is a furtherance of a compelling state interest. In this paper I consider how this advice partly vindicates the Turkish case and how the solution it yields is in many ways more satisfactory than that of more traditional approaches in political philosophy.

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Parmi les indicateurs de la mondialisation, le secret bancaire est au centre d'un débat animé en ce moment historique, caractérisé par la globalisation de l'économie, les exigences de sécurité croissantes, l'urgence de la lutte contre le blanchiment des capitaux provenant d’activités criminelles et l’internationalisation expansive des réseaux bancaires. La tendance vers le renforcement de la coopération internationale, met en discussion la forte sauvegarde du secret bancaire de plusieurs pays. La question dirimante est plutôt claire. Il s'agit, effectivement, de savoir jusqu'à quel point le secret, dans sa conception la plus inextensible et inflexible, devient par contre un instrument décisif pour contourner les règles communes,faire une concurrence déloyale sur les marchés et assurer des véritables crimes, par exemple de type terroriste. Pour faire évoluer les situations jugées problématiques, la démarche parallèle des trois organismes BÂLE, l’OCDE puis le GAFI est d’autant plus significative, qu’elle a été inspirée par les préoccupations exprimées au sein du G7 sur les dangers que présenteraient pour l’économie internationale certaines activités financières accomplies sur et à partir de ces territoires. L’ordre public justifie aussi la mise en place de mesures particulières en vue d’enrayer le blanchiment des capitaux provenant du trafic des stupéfiants. Selon les pays, des systèmes plus ou moins ingénieux tentent de concilier la nécessaire information des autorités publiques et le droit au secret bancaire, élément avancé de la protection de la vie privée dont le corollaire est, entre autres, l’article 7 et 8 de la Charte canadienne des droits et libertés et l’article 8 de la Convention européenne de sauvegarde des droits de l’homme et des libertés fondamentales du citoyen, et donc de l’atteinte à ces libertés. Nous le verrons, les prérogatives exorbitantes dont bénéficient l’État, l’administration ou certains tiers, par l’exercice d’un droit de communication et d’échange d’information, constituent une véritable atteinte au principe sacré de la vie privée et du droit à la confidentialité. Cette pénétration de l’État ou de l’administration au coeur des relations privilégiées entre la banque et son client trouve certainement une justification irréfutable lorsque la protection est celle de l’intérêt public, de la recherche d’une solution juridique et judiciaire. Mais cela crée inévitablement des pressions internes et des polémiques constantes,indépendamment de l’abus de droit que l’on peut malheureusement constater dans l’usage et l’exercice de certaines prérogatives.

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Thèse diffusée initialement dans le cadre d'un projet pilote des Presses de l'Université de Montréal/Centre d'édition numérique UdeM (1997-2008) avec l'autorisation de l'auteur.

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In the present thesis the petrographic, geochemical and digenetic variability of the sediments in the islands of Kavaratti and Minicoy has been investigated .The beach profile studies show that in the Kavaratti lagoon beach, the slope is steeper in the southern and south central part than in the northern end’s marginal deposition is taking place in the northern end of the Kavaratti island, whereas a marginal erosion is observed at the southern end. In Minicoy the slope of the lagoon beach is gentle in the south and is slightly steeper at the northern part of the beach. The southern and northern beach sections show a marginal deposition. Based on the mineralogical and geochemical studies it is concluded that the main digenetic changes observed is the transformation of aragonite to LMC.The transformation takes place mainly in the vadose zone and is caused by the abundance of fresh water infiltration.

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Neuronal dopamine and serotonin receptors are widely distributed in the central and the peripheral nervous systems at different levels. Dopaminergic and serotonergic systems have crucial role in aldehyde dehydrogenase regulation Stimulation of autonomic nervous system during ethanol treatment is suggested to be an important factor in regulating the ALDH function. The ALDH enzyme activity was increased in plasma, cerebral cortex, and liver but decreased in cerebellum. The ALDH enzyme affinity was decreased in plasma, brainstem and liver and increased in cerebral cortex and cerebellum. Dopamine and serotonin content decreased in liver and brain regions - cerebral cortex, corpus striatum of ethanol treated rats with an increased HVA/DA, 5-HIAA/5-HT tumover rate. Dopamine content decreased in brainstem with an increased HVA/DA turnover rate and serotonin content decreased with an increased 5-HIAA/5-HT turnover rate in the brainstem of ethanol treated rats compared to control. Serotonin content increased in hypothalamus with a decreased 5-HIAA/5—HT turnover rate where as dopamine content decreased in hypothalamus with an increased HVA/DA tumover rate of ethanol treated rats compared to control.alterations of DA D2 and 5-HTQA receptor function and gene expression in the cerebellum, hypothalamus, corpus striatum, cerebral cortex play an important role in the sympathetic regulation of ALDH enzyme in ethanol addiction. There is a serotonergic and dopaminergic functional regulation of ALDH activity in the brain regions and liver of ethanol treated rats. Gene expression studies of DA D2 and 5'HT2A studies confirm these observations. Perfusion studies using DA, 5-HT and glucose showed ALDH regulatory function. Brain activity measeurement using EEG showed a prominentfrontal brain wave difference. This will have immense clinical significance in the management of ethanol addiction.

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The main objective of the study is primarily to determine the magnitude of selected trace elements, the concentrations of which would possibly accelerate growth resulting in larger biomass and sustained period of exponential phase for economically viable harvest. The study on the effect of three trace elements namely Cu, Mn and Zn on two species of algae,ISOChrySiS galbana Parke and Synechocystib salina Wislouch under different conditions of salinity, PH and temperature involves several combinations for each metal, from which the relative set of conditions has been adduced. The scheme of the experiments was statistically designed for interpretation of data and factors were assessed and graded according to relative importance. The methodology adopted for data interpretation is analysis of variance by split-plot design method. The thesis has been divided into five chapters. The introductory chapter explains the relevance of the research work undertaken. Chapter 11 gives a review on the work pertaining to the above mentioned three trace elements in relation to nutrition as well as on the toxic aspects about which there is an abundance of literature. Chapter Ill presents a detailed description of the material and specialised methods followed for the study. The results and conclusions of the various experiments on effect of metals on growth and other physiological activities are discussed in Chapters IV and V.

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This paper presents the design and development of a frame based approach for speech to sign language machine translation system in the domain of railways and banking. This work aims to utilize the capability of Artificial intelligence for the improvement of physically challenged, deaf-mute people. Our work concentrates on the sign language used by the deaf community of Indian subcontinent which is called Indian Sign Language (ISL). Input to the system is the clerk’s speech and the output of this system is a 3D virtual human character playing the signs for the uttered phrases. The system builds up 3D animation from pre-recorded motion capture data. Our work proposes to build a Malayalam to ISL

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Worldwide, Micro, Small and Medium Enterprises (MSMEs) have been accepted as an engine of economic growth and for promoting equitable development. In developing countries including India, Micro, Small and Medium Enterprises sector constitute an important part in its development. In spite of this importance, this sector face number of constraints like absence of adequate and timely supply of bank finance, difficulties in procuring raw materials, marketing and distribution challenges and non availability of suitable technology. Review of literature found that there exists problem in accessing finance from banks and financial institutions and this problem may differ from region to region, between sectors, or between individual enterprises within a sector. This paper tries to identify the various barriers faced by these units in raising finance and also try to identify the various sources of finance other than banks. The study is based upon the primary data collected from the 200 MSMEs owners in Kozhikode District of Kerala. The data has been analysed with the help of percentage. The study attempts to submit some recommendations to enhance the overall credit accessibility to MSMEs sector

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In fish processing plants, there is huge amount of skin that is left as the waste. When this skin is taken and processed into fish collagen, it will save large amount of money that is used for extraction of collagen from other animal s.Fish collagen can be used as an alternative to replace mammalian collagen, especially collagen extracted from bovine, when we consider the outbreak of bovine spongiform encephalopathy (BSE), transmissible spongiform encephalopathy (TSE) and the foot - and-mouth disease (FMD) issues. BSE and TSE are progressive neurological disorders affecting cattles caused by proteinacious infectious particles called prions.The study aims in producing collagen that has been extracted from fish skin to replace other animal collagen so as to overcome the problem of other animal collagen issues. Also the study utilized the abandoned fish waste produced by fish processing industry since bone, skin, fin and scales of fish can be a useful source of collagen.

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The Japanese economy entered a long recession in spring 1997. Its economic growth has been much lower than in the US and the EU despite large fiscal stimulus packages, a monetary policy which has brought interest rates to zero since 1999, injections of public money to recapitalize banks, and programs of liberalization and deregulation. How could all these policies have failed to bring the Japanese economy back on a sustainable growth path? This paper argues that the failure of Japan's efforts to restore a sound economic environment is the result of having deliberately chosen inappropriate and inadequate monetary and fiscal instruments to tackle the macroeconomic and structural problems that have burdened the Japanese economy since the burst of the financial bubble at the beginning of the 90s. These choices were deliberate, since the "right" policies (in primis the resolution of the banking crisis) presented unbearable political costs, not only for the ruling parties, but also for the bureaucratic and business elites. The misfortunes of the Japanese economy during the long recession not only allow us to draw important economic policy lessons, but also stimulate reflections on the disruptive role on economic policies caused by powerful vested interests when an economy needs broad and deep structural changes. The final part of the paper focuses on ways to tackle Japan's banking crisis. In particular, it explores the Scandinavian solution, which, mutatis mutandis, might serve Japanese policy-makers well.

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En este trabajo se construye un modelo de Equilibrio General Dinámico Estocástico (DSGE) con sector informal y rigideces en precios, usando como marco de análisis la teoría de búsqueda y emparejamiento del mercado de trabajo. El objetivo principal es analizar el efecto de los diferentes tipos de choques económicos sobre las principales variables del mercado laboral, en una economía con presencia importante del sector informal. Igualmente se estudia el efecto de la política monetaria, ya que la presencia de este sector afecta la dinámica del ciclo económico, y por ende los mecanismos de transmisión de la política monetaria. En particular, se analiza la dinámica del modelo bajo diferentes reglas de política monetaria y se compara el bienestar agente representativo generado por cada una de estas reglas.

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En este trabajo se proponen dos tipos de contratos para los préstamos interbancarios con el fin de que los bancos suavicen sus choques de liquidez a través del mercado interbancario. En particular, se estudia la situación en la que los bancos con faltantes de liquidez que tienen bajo riesgo de crédito abandonan el mercado debido a que la tasa de interés es alta en relación a su fuente alterna de financiamiento. La asimetría en la información acerca del riesgo de crédito impide que los bancos con excedentes de liquidez ajusten la tasa de interés considerando el riesgo de su contraparte. Dado lo anterior, se diseñan dos contratos para los créditos interbancarios que se diferencian en las tasas de interés cobradas. Así, siempre que un banco constituya un depósito podrá obtener liquidez a bajas tasas de interés; en la situación contraria la tasa será más elevada.

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Al estudiar la historia del BC colombiano, se puede intuir que el objetivo central de política ha variado a lo largo del tiempo, y que las herramientas utilizadas en su consecución también lo han hecho. Por ejemplo, mientras que en los primeros años

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El interés de la presente monografía es evaluar las implicaciones geopolíticas que ha tenido la política exterior energética China dentro la región de Asia Central. De esta manera, se analiza el papel de los recursos energéticos en las dinámicas geopolíticas que se están dando en la región centroasiática, al igual que la influencia de grandes potencias en esta zona. Así, teniendo en cuenta la teoría geopolítica de Saúl Bernard Cohen se sostiene que el acercamiento de China, a través de su política exterior energética, ha ayudado a transformar a Asia Central en un shatterbelt debido a su intención de ejercer influencia y control sobre los recursos de la región.