Ichthyoplankton and station data for California Cooperative Oceanic Fisheries Investigations survey cruises in ...

no.112 (1988)

Ichthyoplankton and station data for California Cooperative Oceanic Fisheries Investigations survey cruises in ...

no.99 (1988:Jan.)

The distribution of debt across euro area countries : The role of individual characteristics, institutions and credit conditions. National Bank of Belgium Working Paper No. 252, December 2013

The aim of this paper is twofold. First, we present an up-to-date assessment of the differences across euro area countries in the distributions of various measures of debt conditional on household characteristics. We consider three different outcomes: the probability of holding debt, the amount of debt held and, in the case of secured debt, the interest rate paid on the main mortgage. Second, we examine the role of legal and economic institutions in accounting for these differences. We use data from the first wave of a new survey of household finances, the Household Finance and Consumption Survey, to achieve these aims. We find that the patterns of secured and unsecured debt outcomes vary markedly across countries. Among all the institutions considered, the length of asset repossession periods best accounts for the features of the distribution of secured debt. In countries with longer repossession periods, the fraction of people who borrow is smaller, the youngest group of households borrow lower amounts (conditional on borrowing), and the mortgage interest rates paid by low-income households are higher. Regulatory loan-to-value ratios, the taxation of mortgages and the prevalence of interest-only or fixed-rate mortgages deliver less robust results.

Macroeconomics, economic crisis and electoral outcomes: A national European pool

An abundance of comparative survey research argues the presence of economic voting as an individual force in European elections, thereby refuting a possible ecological fallacy. But the hypothesis of economic voting at the aggregate level, with macroeconomics influencing overall electoral outcomes, seems less sure. Indeed, there might be a micrological fallacy at work, with the supposed individual economic vote effect not adding up to a national electoral effect after all. Certainly that would account for the spotty evidence linking macroeconomics and national election outcomes. We examine the possibility of a micrological fallacy through rigorous analysis of a large time-series cross-sectional dataset of European nations. From these results, it becomes clear that the macroeconomy strongly moves national election outcomes, with hard times punishing governing parties, and good times rewarding them. Further, this economy-election connection appears asymmetric, altering under economic crisis. Indeed, we show that economic crisis, defined as negative growth, has much greater electoral effects than positive economic growth. Hard times clearly make governments more accountable to their electorates.

Searching for solutions: a policy discussion series. Nationwide Personal Transportation Survey Symposium. Proceedings.

Federal Highway Administration, Office of Highway Policy Information, Washington, D.C.

The urban noise survey /

Mode of access: Internet.

1993-94 schools and staffing survey : sample design and estimation /

"NCES 96-089."

NELS:88 survey item evaluation report /

"NCES 97-052."

Water quality indices : a survey of indices used in the United States /

Includes bibliographical references.

Survey of solidification/stabilization technology for hazardous industrial wastes /

Mode of access: Internet.

Water quality in the middle Great Lakes : results of the 1985 USEPA survey of Lakes Erie, Huron, and Michigan /

Mode of access: Internet.

Evaluation of occupational hazards from industrial radiation : a survey of selected states /

"NIOSH technical information."

A cross-sectional epidemiologic survey of vinyl chloride workers /

Mode of access: Internet.

Linkage of the 1999-2008 National Health and Nutrition Examination Surveys to traffic indicators from the National Highway Planning Network /

Mode of access: Internet.

Stratigraphy of the unsaturated zone and uppermost part of the Snake River Plain aquifer at Test Area North, Idaho National Engineering Laboratory, Idaho /

Mode of access: Internet.