878 resultados para Insurance company


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Grazie all’analisi del dibattito in corso nelle istituzioni europee inerente il tema della neutralità della rete si è avuto modo di capire come le web companies, debbano non solo interagire con il proprio mercato, ma anche con un ambiente in cui vi sono attori che definiscono regole ed influenzano i contesti sociali. Questo ambiente è composto da quei fattori sociali, politici e legali che interagiscono e influenzano dall’esterno i mercati e gli accordi privati. Esso comprende quindi tutte le interazioni economiche che hanno come intermediario un soggetto pubblico, in questo caso le istituzioni europee, e in cui, causa questa presenza, la natura degli accordi non risponde prettamente a logiche economiche ma più a quelle politiche.

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Can the potential availability of unemployment insurance (UI) affect the behavior of employed workers and the duration of their employment spells? After discussing few straightforward reasons why UI may affect employment duration, I apply a regression kink design (RKD) to address this question using linked employer-employee data from the Brazilian labor market. Exploiting the UI schedule, I find that potential benefit level significantly affects the duration of employment spells. This effect is local to low skilled workers and, surprisingly, indicates that a 1\% increase in unemployment benefits increases job duration by around 0.3\%. Such result is driven by the fact that higher UI decreases the probability of job quits, which are not covered by UI in Brazil. These estimates are robust to permutation tests and a number of falsification tests. I develop a reduced-form welfare formula to assess the economic relevance of this result. Based on that, I show that the positive effect on employment duration implies in a higher optimal benefit level. Moreover, the formula shows that the elasticity of employment duration impacts welfare just with the same weight as the well-known elasticity of unemployment duration to benefit level.

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Swiss ambulatory care is characterized by independent, and primarily practice-based, physicians, receiving fee for service reimbursement. This study analyses supply sensitive services using ambulatory care claims data from mandatory health insurance. A first research question was aimed at the hypothesis that physicians with large patient lists decrease their intensity of services and bill less per patient to health insurance, and vice versa: physicians with smaller patient lists compensate for the lack of patients with additional visits and services. A second research question relates to the fact that several cantons are allowing physicians to directly dispense drugs to patients ('self-dispensation') whereas other cantons restrict such direct sales to emergencies only. This second question was based on the assumption that patterns of rescheduling patients for consultations may differ across channels of dispensing prescription drugs and therefore the hypothesis of different consultation costs in this context was investigated.

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