Mortgage Lending in Chicago and Los Angeles: A Paired Testing Study of the Pre-Application Process

This paper analyzes data from a recently completed study of discrimination against African-American and Hispanic homebuyers when they visit mortgage lending institutions in two major metropolitan markets to make pre-application inquiries. It represents the first application of paired testing to rigorously measure discrimination in the mortgage lending process. The paired tests isolated significant levels of differential treatment on the basis of race and ethnicity in Chicago with African Americans and Hispanics receiving less information and assistance than comparable whites. Adverse treatment of African-Americans and Hispanics is also observed in Los Angeles for specific treatments, but the overall pattern of treatment observed did not differ statistically from equal treatment. Multivariate analyses for Chicago indicate that large lenders treat minorities more favorably than small lenders and that lenders with substantial numbers of applications from African-Americans treat African Americans more favorably than lenders with predominantly white application pools.

"Ripple Effects" and Forecasting Home Prices in Los Angeles, Las Vegas, and Phoenix

We examine the time-series relationship between housing prices in Los Angeles, Las Vegas, and Phoenix. First, temporal Granger causality tests reveal that Los Angeles housing prices cause housing prices in Las Vegas (directly) and Phoenix (indirectly). In addition, Las Vegas housing prices cause housing prices in Phoenix. Los Angeles housing prices prove exogenous in a temporal sense and Phoenix housing prices do not cause prices in the other two markets. Second, we calculate out-of-sample forecasts in each market, using various vector autoregessive (VAR) and vector error-correction (VEC) models, as well as Bayesian, spatial, and causality versions of these models with various priors. Different specifications provide superior forecasts in the different cities. Finally, we consider the ability of theses time-series models to provide accurate out-of-sample predictions of turning points in housing prices that occurred in 2006:Q4. Recursive forecasts, where the sample is updated each quarter, provide reasonably good forecasts of turning points.

THE DEVELOPMENT OF COMMUNITY COMPETENCE THROUGH A NEIGHBORHOOD ORGANIZATION (LOS ANGELES, MEXICAN-AMERICAN)

This investigation focused on how people cope with the demands of their environment in a competent manner. It sought to assess the effects of learning competent coping behaviors on self-reported well-being. The study chose a community-evolved, organized effort on the part of a group of neighborhoods to build competence in the Mexican-American community of East Los Angeles. This network was a citizen-action organization called the United Neighborhoods Organization. UNO was selected because it concentrated on developing community leaders by using spiritual beliefs and family values as shared community resources. Neighborhood leaders were encouraged to engage in risk-taking and confrontation maneuvers. They were also taught problem-solving skills and provided with social support.^ A survey instrument was developed to assess sociodemographic characteristics, acculturation history and status, willingness to engage in risk-taking and confrontation and self-perceived general well-being. The study relied on eight months of daily participant-observation of the organization, the East Los Angeles environment and the interaction between the two. At the end of the observation period, a sample of 150 UNO participants were given the survey questionnaire as was a matched group of 150 non-UNO participants who were ELA residents.^ The study sample was mostly women, in their middle age years who had lived in the area from 5 to more than 30 years. Significantly more single persons were found in the UNO group. The sample was almost equally divided into English and Spanish speaking respondents. Acculturatively almost all the sample fell in the Very Mexican and Mostly Mexican types. The survey found a trend of association between participating in UNO and reporting feeling well. A statistically significant association was found among UNO participants between taking risks and reporting feeling well, regardless of a tendency for all the sample to minimize risk. A trend was seen for married UNO participants to report feeling well. Slightly more UNO participants were willing to engage in confrontation and a substantial proportion of the participants who were confronters reported feeling well in comparison to their counterparts. Ethnic pride was positively associated with participation in UNO and showed a trend in the expected direction with reported self-perceived well-being. ^

Can Public Child Welfare Help to Prevent Child Maltreatment? Promising Findings from Los Angeles

This article describes promising findings from the Los Angeles County Prevention Initiative Demonstration Project, a systems change approach to developing relationships between public child welfare, allied public agencies, and community-based networks that offer family-centered services, economic assistance and capacity building to support all kinds of families. It describes the conceptual underpinnings and unique structure of the initiative, the evaluation methods used to assess results, and a pattern of promising results.

La muerte de la muerta, y publicacion de la escondida : Oracion funebre en las exequias de ... Sor Maria de los Angeles, Religiosa ... de Recoletas Franciscanas de Rusafa, Reforma de Santa Coleta, celebradas dia 11 de setiembre [sic] de 1790 en ... Valencia

Sign. : [A]-N4, O3

Espacios del agua en el territorio urbanizado. Los Angeles, California

Los Ángeles, en California, muestra de forma excepcional la hidrología de las grandes metrópolis en zonas de paisaje árido, basadas en grandes obras de ingeniería civil que concentran en la ciudad el agua de ámbitos geográficos muy extensos mediante aportes elevados de energía, al tiempo que canalizan la evacuación como residuo de los recursos locales. La desertización creciente derivada de este modelo sugiere la necesidad de alternativas de baja energía, basadas en la operatividad de la forma y de los sistemas vivos, para devolver al espacio y al territorio competencias de depuración, almacenaje y control de inundaciones. La construcción del suelo como infraestructura extensiva de captación, filtrado y reutilización modifica el funcionamiento hidrológico de la ciudad, reduciendo deslizamiento y escorrentía para conservar el valioso patrimonio de lluvia local y convierte la fábrica urbana en un gran sistema polivalente de gestión hidráulica. La recuperación de las cuencas locales de menor escala devuelve al agua y sus espacios su papel principal como articuladores de la forma urbana, marcando la localización de áreas húmedas y verdes. La naturaleza urbana se aleja del referente decorativo de pradera inglesa a favor de una concepción más utilitarista, entendida como una máquina orgánica integrada que resuelve la depuración, contribuye a la construcción de suelo y a la climatización a nivel metropolitano.

Nos D. Francisco Fabian y Fuero... Obispo de la Puebla de los Angeles... a nuestro regente de estudios, rector de nuestros colegios, catedraticos, colegiales de nuestro... colegio de San Pablo, colegiales y estudiantes de nuestros.

Fecha : "a dos días del mes de agosto de mil setecientos y sesenta y nueve años", tomado de final de texto

Relacion de la Doctrina Christiana en la que se explica la Creacion de el Mundo, el pecado de los Angeles y del Hombre : quarta parte

Pie de imp. consta en colofón

Historia de la sagrada imagen de Ntra. Sra. de los Angeles venerada en la Villa de San Mateo

Marca tip. en cub. y en port

Nueuo y curioso romance en que se declara un portentoso milagro, que ha obrado Nuestra Señora de los Angeles con dos devotos suyos : con todo lo demas ... año 1746 : de doña Isabel de Escalera

Lugar de imp. consta en col

Segunda parte, en la qual se describe la maravillosa aparicion de la milagrosisima imagen Maria Santisima de los reyes, manifestada por los angeles al santo rey don Fernando y de las victorias que por esta celestial princesa consiguio de los moros, hasta la toma de Sevilla

Sign.: []2

Carta Pastoral del... señor Don Francisco Fabian y Fuero, Obispo de la Puebla de los Angeles.. [Texto impreso]

Carta otorgada el 28 de octubre de 1767