Internet Banking and Customer Acceptance: The Indian Scenario

Indian economy is witnessing stellar growth over the last few years. There have been rapid developments in infrastructural and business front during the growth period.Internet adoption among Indians has been increasing over the last one decade.Indian banks have also risen to the occasion by offering new channels of delivery to their customers.Internet banking is one such new channel which has become available to Indian customers.Customer acceptance for internet banking has been good so far.In this study the researcher tried to conduct a qualitative and quantitative investigation of internet banking customer acceptance among Indians. The researcher tried to identify important factors that affect customer's behavioral intention for internet banking .The researcher also proposes a research model which has extended from Technology Acceptance Model for predicting internet banking acceptance.The findings of the study would be useful for Indian banks in planning and upgrading their internet banking service.Banks could increase internet banking adoption by making their customer awareness about the usefulness of the service.It is seen that from the study that the variable perceived usefulness has a positive influence on internet banking use,therefore internet banking acceptance would increase when customers find it more usefulness.Banks should plan their marketing campaigns taking into consideration this factor.Proper marketing communications which would increase consumer awareness would result in better acceptance of internet banking.The variable perceived ease of use had a positive influence on internet banking use.That means customers would increase internet banking usage when they find it easier to use.Banks should therefore try to develop their internet banking site and interface easier to use.Banks could also consider providing practical training sessions for customers at their branches on usage of internet banking interface.

Spin filtering through ferromagnetic BiMnO3 tunnel barriers

We report on experiments of spin filtering through ultrathin single-crystal layers of the insulating and ferromagnetic oxide BiMnO3 (BMO). The spin polarization of the electrons tunneling from a gold electrode through BMO is analyzed with a counterelectrode of the half-metallic oxide La2/3Sr1/3MnO3 (LSMO). At 3 K we find a 50% change of the tunnel resistances according to whether the magnetizations of BMO and LSMO are parallel or opposite. This effect corresponds to a spin-filtering efficiency of up to 22%. Our results thus show the potential of complex ferromagnetic insulating oxides for spin filtering and injection.

Median filtering: structure analysis and application

Median filtering is a simple digital non—linear signal smoothing operation in which median of the samples in a sliding window replaces the sample at the middle of the window. The resulting filtered sequence tends to follow polynomial trends in the original sample sequence. Median filter preserves signal edges while filtering out impulses. Due to this property, median filtering is finding applications in many areas of image and speech processing. Though median filtering is simple to realise digitally, its properties are not easily analysed with standard analysis techniques,

FEATURE SELECTION AND COMPARISON OF TWO NAÏVE BAYES CLASSIFICATION METHODS IN THE CONTEXT OF SPAM FILTERING

Treating e-mail filtering as a binary text classification problem, researchers have applied several statistical learning algorithms to email corpora with promising results. This paper examines the performance of a Naive Bayes classifier using different approaches to feature selection and tokenization on different email corpora

Ultrasound Image Despeckling using Local Binary Pattern Weighted Linear Filtering

Speckle noise formed as a result of the coherent nature of ultrasound imaging affects the lesion detectability. We have proposed a new weighted linear filtering approach using Local Binary Patterns (LBP) for reducing the speckle noise in ultrasound images. The new filter achieves good results in reducing the noise without affecting the image content. The performance of the proposed filter has been compared with some of the commonly used denoising filters. The proposed filter outperforms the existing filters in terms of quantitative analysis and in edge preservation. The experimental analysis is done using various ultrasound images

Morphological filtering on hypergraphs

The focus of this article is to develop computationally efficient mathematical morphology operators on hypergraphs. To this aim we consider lattice structures on hypergraphs on which we build morphological operators. We develop a pair of dual adjunctions between the vertex set and the hyper edge set of a hypergraph H, by defining a vertex-hyperedge correspondence. This allows us to recover the classical notion of a dilation/erosion of a subset of vertices and to extend it to subhypergraphs of H. Afterward, we propose several new openings, closings, granulometries and alternate sequential filters acting (i) on the subsets of the vertex and hyperedge set of H and (ii) on the subhypergraphs of a hypergraph

Automatic Segmentation Framework for Primary Tumors From Brain MRIs Using Morphological Filtering Techniques

This paper describes a novel framework for automatic segmentation of primary tumors and its boundary from brain MRIs using morphological filtering techniques. This method uses T2 weighted and T1 FLAIR images. This approach is very simple, more accurate and less time consuming than existing methods. This method is tested by fifty patients of different tumor types, shapes, image intensities, sizes and produced better results. The results were validated with ground truth images by the radiologist. Segmentation of the tumor and boundary detection is important because it can be used for surgical planning, treatment planning, textural analysis, 3-Dimensional modeling and volumetric analysis

Das Internet und die Leugnung des Holocaust

Der Nationalsozialismus und damit auch der Holocaust gilt als die am besten erforschte Periode der deutschen Geschichte. Unzählige Berichte und Dokumente belegen den Völkermord an den europäischen Juden und ermöglichen so ein genaues und detailliertes Bild der Vorgänge. Trotz der sehr guten Quellenlage behaupten Holocaustleugner, dass es sich bei der Shoah um eine Inszenierung handele oder dass die geschätzten Opferzahlen als maßlose Übertreibung zurückzuweisen seien. Die vorliegende Studie untersucht, wie Holocaustleugner argumentieren und mit welchen Manipulationstechniken sie historische Tatsachen verfälschen. Im Zentrum stehen dabei propagandistische Texte im Internet, dem Medium, welches gegenwärtig als häufigster Verbreitungskanal für holocaustleugnende Propaganda genutzt wird. Um aktuelle Tendenzen deutlich zu machen und um Brüche und Kontinuitäten herauszuarbeiten, werden jüngste Internet-Publikationen mit Printmedien aus den 1970er und 1980er Jahren verglichen. Die Analyse macht dabei deutlich, dass sich holocaustleugnende Argumentationsmuster mit der „digitalen Revolution“ gewandelt haben und die Protagonisten der Szene sich auf neue Zielgruppen einstellen. Während frühe Printmedien vor allem für einen begrenzten Kreis einschlägig Interessierter publiziert wurden, haben Holocaustleugner heute die Gesamtheit der Internet-Nutzer als Zielgruppe erkannt. Vor diesem Hintergrund wandeln sich die Verschleierungstaktiken und Täuschungsmanöver, auch aber der Habitus der Texte. Argumentierten die Autoren in früheren Veröffentlichungen oftmals offensiv und radikal, konzentrieren sie sich gegenwärtig auf moderatere Argumentationsmuster, die darauf abzielen, die Shoah zu trivialisieren und zu minimieren. Derartige Propagandaformen sind kompatibler mit dem politischem Mainstream, weil sie weniger verschwörungstheoretisch angelegt sind und ihr antisemitisches Motiv besser verbergen können. Radikale Holocaustleugnung, die behauptet, der gesamte wissenschaftliche Erkenntnisbestand zur Shoah sei ein Phantasiegebilde, findet sich seltener im Internet. Häufiger wird eine „Nadelstich-Taktik“ verfolgt, die einzelne Detailaspekte aufgreift, in Frage stellt oder zu widerlegen vorgibt. Diese Angriffe sollen ihre Wirkung nicht für sich entfalten, sondern in der Summe suggerieren, dass die Tatsachenbasis des Holocaust durchaus hinterfragenswert sei.

Gone with the internet - How the old education was lost

Despite its young history, Computer Science Education has seen a number of "revolutions". Being a veteran in the field, the author reflects on the many changes he has seen in computing and its teaching. The intent of this personal collection is to point out that most revolutions came unforeseen and that many of the new learning initiatives, despite high financial input, ultimately failed. The author then considers the current revolution (MOOC, inverted lectures, peer instruction, game design) and, based on the lessons learned earlier, argues why video recording is so successful. Given the fact that this is the decade we lost print (papers, printed books, book shops, libraries), the author then conjectures that the impact of the Internet will make this revolution different from previous ones in that most of the changes are irreversible. As a consequence he warns against storming ahead blindly and suggests to conserve - while it is still possible - valuable components of what might soon be called the antebellum age of education.

Informática e internet : herramientas útiles en un aula de Primaria.

Se presenta memoria final de proyecto educativo que propone la organización de un rincón de informática en un aula de primaria para su uso en diversas áreas de conocimiento y en actividades con el hogar del pensionista. Se realiza en el CEIP Reina de los Ángeles en Jimena de la Frontera, Cádiz. Los objetivos son: potenciar la relación existente entre la práctica docente y las nuevas tecnologías; mejorar los materiales informáticos existentes en el aula; utilizar prácticamente las tecnologías de la comunicación como recurso educativo; propiciar un aprendizaje interactivo; utilizar las NNTT como herramienta y recurso en el proceso de enseñanza-aprendizaje; introducción al alumnado en el mundo de la red de redes e iniciarlos en su utilización; dar respuesta a distintas situaciones de aprendizaje que se producen en el aula; potenciar la pro-acción como elemento colaborador de la práctica docente; poner en marcha mecanismos que colaboren con la atención a la diversidad desarrollada en el aula; desarrollar el espíritu de cooperación entre el alumnado; interrelacionar al alumnado con el de otros centros; aproximar el mundo de las personas de la tercera edad al del alumnado para transmitir conocimientos y experiencias; conseguir un aprendizaje autónomo del alumnado a base de plantear trabajos de enseñanza a las personas de la tercera edad; trasladar al aula el aprendizaje que se pueda obtener de las experiencias de las personas adultas utilizando algunas herramientas informáticas.

Compartir y mantener información a través de Internet como recurso para la resolución de problemas tecnológicos.

El proyecto pretende aplicar los contenidos de informática a la Tecnología, creando una base de datos que estaría disponible en Internet, con la información necesaria para resolver proyectos tecnológicos: materiales, estructura, electricidad, dibujo, etc. y ejemplos de proyectos terminados.

Informática e internet aplicados al aula.

Se trata de un proyecto que se enmarca en el PLAN REDAULA y pretenden optimizar el uso de la dotación informática recibida; tratan de incorporarse, de la forma más efectiva, al uso de las TICs y de incorporarlas al currículum buscando mejorar la práctica educativa del centro.

Evaluación continua para alumnos enfermos por medio de internet.

Facilitar la escolarización de un alumno enfermo, que no puede asistir al centro educativo desde primero de ESO, mediante asistencia educativa virtual, desarrollando materiales en soporte digital, estableciendo la comunicación virtual alumno-profesorado y alumno-compañeros y compañeras del grupo de referencia y de otros de niveles superiores, a través de la red, mediante webcam y además haciendo intervenciones domiciliarias.

Periódico Digital y Radio Sacapuntas en Internet.

Utilización de las TICs en las distintas áreas de conocimiento y edición de un periódico escolar digital, así como la conexión de la emisora escolar para su escucha a través de internet incluida dentro de su página web.