Sistema inteligente para determinação de limite de crédito

A presente dissertação trata da estipulação de limite de crédito para empresas clientes, de modo automático, com o uso de técnicas de Inteligência Computacional, especificamente redes neurais artificiais (RNA). Na análise de crédito as duas situações mais críticas são a liberação do crédito, de acordo com o perfil do cliente, e a manutenção deste limite ao longo do tempo de acordo com o histórico do cliente. O objeto desta dissertação visa a automação da estipulação do limite de crédito, implementando uma RNA que possa aprender com situações já ocorridas com outros clientes de perfil parecido e que seja capaz de tomar decisões baseando-se na política de crédito apreendida com um Analista de Crédito. O objetivo é tornar o sistema de crédito mais seguro para o credor, pois uma análise correta de crédito de um cliente reduz consideravelmente os índices de inadimplência e mantém as vendas num patamar ótimo. Para essa análise, utilizouse a linguagem de programação VB.Net para o sistema de cadastro e se utilizou do MatLab para treinamento das RNAs. A dissertação apresenta um estudo de caso, onde mostra a forma de aplicação deste software para a análise de crédito. Os resultados obtidos aplicando-se as técnicas de RNAs foram satisfatórias indicando um caminho eficiente para a determinação do limite de crédito.

Associação das variáveis socieconômicas, laborais e de saúde relacionadas à insegurança alimentar em trabalhadores dos Restaurantes Populares do município do Rio de Janeiro

Apesar das diversas ações governamentais nas questões relacionadas a alimentação, a insegurança alimentar faz parte da realidade brasileira. Esta pode ocorrer em diversos níveis: primeiramente a preocupação com a oferta de alimentos e a qualidade dos mesmos, em seguida, redução da qualidade e quantidade de alimentos entre os adultos e por fim em um nível mais elevado, a redução ocorre entre as crianças, até mesmo a fome, quando não há nada para comer no domicilio. É direito de todos terem acesso a alimentos seguros e nutritivos, desta forma a alimentação e nutrição é uma condição para proteção da saúde. Trata-se de um estudo seccional, com 273 trabalhadores de sete restaurantes localizados no município do Rio de Janeiro. A avaliação da insegurança alimentar foi realizada utilizando a Escala Brasileira de Insegurança Alimentar (EBIA) classificando a população em segurança alimentar e insegurança alimentar. As análises foram desenvolvidas aplicando-se o teste qui quadrado ou o teste exato de Fisher quando apropriado (p<0,20) e a regressão logística foi efetuada considerando três blocos de variáveis: socioeconômicas, laborais e de saúde. A prevalência de insegurança alimentar foi de 53,7%. A maioria da população estudada era do sexo masculino (57,9%), eram negros ou pardos (81,7%), com nove anos de escolaridade (57,1%), casados (58,2%), com filhos (70,1%), possuíam moradia própria (73,6%), eram ASGs ou copeiras (54,6%), quanto ao tempo gasto do deslocamento de casa para o trabalho, 67,6% dispendem mais de 40 minutos neste trajeto. As variáveis: escolaridade (OR-2,39; IC-95% 1,38 - 4,16), opinião sobre a falta de condições financeiras para manter alimentação saudável (OR-2,24; IC-95% 1,25 4,00), tempo de trabalho em cozinhas <29 meses (OR-2,72; IC-95% 1,44 5,16) e opinião da composição e regularidade da alimentação (OR- 2,01; IC-95% 1,12 3,57) associaram-se significativamente com a insegurança alimentar. Estes trabalhadores mesmo inseridos em um equipamento destinado a ofertar alimentação de qualidade, não tem a percepção da garantia ao acesso de forma satisfatória aos alimentos tanto quantitativamente como qualitativamente.

Census of Active Commercial Fishermen in Puerto Rico: 2008

The implementation of Puerto Rican Regulation No. 6768, which overhauled the existing fishery management framework, generated considerable hostility towards local managers. Among the controversial management measures adopted in 2004 were the assignment of fishing licenses based on fishing income, the establishment of closed seasons, and new minimum size restrictions for commercially valuable species. Though tensions have subsided, considerable opposition to these regulations remains. This paper provides a characterization of the current population of active small-scale fishermen, discusses their perceptions about the biological and socio-economic condition of the fishery, and describes their attitudes towards the new management framework. This study revealed that the number of active fishermen decreased from 1,731 in 1988 to 868 in 2008. Although a declining resource base was one of the main drivers behind these waning participation statistics, rising fuel costs and burdensome regulations exacerbated the rate of attrition. The majority of the fishermen were middleaged men (50 years) with moderate levels of formal education and high levels of fishing dependence which limited their employment opportunities outside the fishery. Most of the vessels were small (20 ft) and outfitted with a single outboard engine (80 hp). Hook and line and SCUBA were dominant gears because of their versatility and cost effectiveness. Fishermen suggested that their opposition to the regulations would continue unless they were afforded greater regulatory flexibility and provided with a larger role in the decision-making process. Fishermen were adamant about the need to reconsider the income reporting requirements to secure a fishing license because of the potential for losing public assistance benefits. They also objected to increasing the minimum size of many deepwater snapper (Lutjanidae) and grouper (Serranidae) species because it forced them to discard dead fish, a practice they consider wasteful since these species do not survive the ascent to the surface once hooked.

Implementação Eletrônica de Sistemas Fuzzy.

Este trabalho investiga a implementação de sistemas fuzzy com circuitos eletrônicos. Tais sistemas têm demonstrado sua capacidade de resolver diversos tipos de problemas em várias aplicações de engenharia, em especial nas relacionadas com controle de processos. Para processos mais complexos, o raciocínio aproximado da lógica fuzzy fornece uma maneira de compreender o comportamento do sistema, permitindo a interpolação aproximada entre situações observadas de entrada e saída. A implementação de um sistema fuzzy pode ser baseada em hardware, em software ou em ambos. Tipicamente, as implementações em software utilizam ambientes de programação integrados com simulação, de modo a facilitar o trabalho do projetista. As implementações em hardware, tradicionais ou evolutivas, podem ser analógicas ou digitais e viabilizam sistemas de maior desempenho. Este trabalho tem por objetivo pesquisar a implementação eletrônica de sistemas fuzzy, a fim de viabilizar a criação de sistemas reais capazes de realizar o mapeamento de entrada e saída adequado. O foco é a utilização de uma plataforma com uma arquitetura analógico-digital baseada em uma tabela de mapeamento armazenada em uma memória de alta capacidade. Memórias do tipo SD (Secure Digital) foram estudadas e utilizadas na construção do protótipo eletrônico da plataforma. Também foram desenvolvidos estudos sobre a quantização, especificamente sobre a possibilidade de redução do número de bits. Com a implementação realizada é possível desenvolver um sistema fuzzy num ambiente simulado (Matlab), configurar a plataforma e executar o sistema fuzzy diretamente na plataforma eletrônica. Os testes com o protótipo construído comprovaram seu bom funcionamento.

Políticas de ação afirmativa e acesso ao ensino superior : os impactos da introdução das leis de reserva de vagas na UERJ

O objetivo desse trabalho de pesquisa foi realizar uma análise sobre o impacto institucional na política de acesso à UERJ, a partir da implementação da Lei n. 3542/2000, que destina 50% das vagas para alunos oriundos da rede pública de ensino e da Lei n. 3708/2001, que prevê 40% das vagas para pretos e pardos, com ênfase maior para afro-descendentes. Por meio dela, tive a intenção de contribuir com o debate sobre a agenda de ações afirmativas para a inclusão da população negra na universidade pública brasileira. De certa maneira, as políticas de ação afirmativa (AA) vieram problematizar o conceito de igualdade de direito, edificado a partir de experiências revolucionárias como nos EUA, França, Inglaterra, Índia, entre outros países. Essas políticas foram concebidas com a intenção de não privilegiar determinados grupos, mas assegurar para todos o mesmo tratamento perante a lei. O espaço da universidade escolhido para desenvolver a pesquisa foi o Conselho Superior de Ensino, Pesquisa e Extensão (Csepe) e o Conselho Universitário (Consun), duas instâncias fundamentais para a gestão da Universidade do Estado do Rio de Janeiro, à medida que definem e deliberam sobre as políticas a serem implementadas pela Universidade. Nesses Conselhos, pude ler e analisar Atas das sessões do Csepe e do Consun realizadas no período de 2000 a 2003, assim como pautas das reuniões de ambos os Conselhos no período de 1990 a 2003. Por meio dessa leitura e análise, pude identificar singularidades do processo de gestão universitária, refletindo sobre o quanto os caminhos trilhados podem contribuir para a construção de alternativas de democratização do ensino superior público no país e como instrumento de combate ao racismo

Resilient livelihoods and food security in coastal aquatic agricultural systems: Investing in transformational change

Aquatic agricultural systems (AAS) are diverse production and livelihood systems where families cultivate a range of crops, raise livestock, farm or catch fish, gather fruits and other tree crops, and harness natural resources such as timber, reeds, and wildlife. Aquatic agricultural systems occur along freshwater floodplains, coastal deltas, and inshore marine waters, and are characterized by dependence on seasonal changes in productivity, driven by seasonal variation in rainfall, river flow, and/or coastal and marine processes. Despite this natural productivity, the farming, fishing, and herding communities who live in these systems are among the poorest and most vulnerable in their countries and regions. This report provides an overview of the scale and scope of development challenges in coastal aquatic agricultural systems, their significance for poor and vulnerable communities, and the opportunities for partnership and investment that support efforts of these communities to secure resilient livelihoods in the face of multiple risks.

O empreendedor e a contribuição do profissional de contabilidade: uma análise empírica sobre o processo decisório das micro e pequenas empresas

O crescente aumento da atividade empreendedora no país, e por consequência o aumento do número de organizações de micro e pequeno porte, fonte geradora de grande parte dos postos de trabalho no país motivaram este estudo que tem como principal objetivo contribuir para o entendimento do papel do profissional de contabilidade no processo decisório das organizações, assim como investigar o entendimento dos empreendedores em relação à contribuição do profissional de contabilidade no processo decisório das organizações de micro e pequeno porte. Buscou-se também identificar as ferramentas de controle gerencial utilizadas no processo decisório. Para isso foram realizadas entrevistas com dez empreendedores. Através de um questionário de pesquisa aplicado, verificou-se que para 9 dos 10 empreendedores entrevistados, os profissionais de contabilidade não os auxiliam no processo decisório. Para eles a contribuição dos profissionais de contabilidade se restringe ao cálculo e geração de guias de impostos, assim como prestar assessoria fiscal e trabalhista. A contabilidade como fonte provedora de informações confiáveis e seguras não é valorizada pelos empreendedores. Apenas um deles citou a utilização de demonstrativos contábeis como prática na organização para fins de tomada de decisão.

High-current adaptive impedance matching in narrowband power-line communication systems

This paper proposes a high current impedance matching method for narrowband power-line communication (NPLC) systems. The impedance of the power-line channel is time and location variant; therefore, coupling circuitry and the channel are not usually matched. This not only results in poor signal integrity at the receiving end, but also leads to a higher transmission power requirement to secure the communication process. To offset this negative effect, a high-current adaptive impedance circuit to enable impedance matching in power-line networks is reported. The approach taken is to match the channel impedance of N-PLC systems is based on the General Impedance Converter (GIC). In order to achieve high current a special coupler in which the inductive impedance can be altered by adjusting a microcontroller controlled digital resistor is demonstrated. It is shown that the coupler works well with heavy load current in power line networks. It works in both low and high transmitting current modes, a current as high as 760 mA has been obtained. Besides, compared with other adaptive impedance couplers, the advantages include higher matching resolution and a simple control interface. Experimental results are presented to demonstrate the operation of the coupler. © 2011 IEEE.

Economic analysis of carp based culture technologies in selected areas of Bangladesh

Six carp based culture technologies such as, carp-pangas, carp polyculture, carp-golda, pangas monoculture, golda monoculture and nursery have been selected to determine the cost and returns of respective technologies in Bangladesh. The sample farmers selected for these technologies were 55, 100, 65, 50, 51 and 55 respectively and thus the total sample size stood at 376. The study covered 7 districts of Bangladesh, namely, Mymensingh, Bogra, Noakhali, Comilla, Jessore, Khulna and Bagerhat. Both primary and secondary data were used for this study. It was found that farmers used a good number of feeds for the selected technologies and they maintained no standard doses for them. Remarkable differences were found among the prices of different feeds and other inputs used for different technologies in different locations. Prices of all inputs were found to be increasing and this increase was more in recent years compared to previous years. Though all the technologies were found to be profitable, the feed situation was not satisfactory. Except rice polish all the local feeds showed deficit in supply to meet the national demand for the country. If this situation persists and no proper measures are taken to secure the local feed supply, the present development of supplementary feed-based aquaculture would be fully dependent on imported feeds and would not be sustainable in future. This study strongly suggests the corresponding authority to handle the matter with proper attention considering its significant livelihood impact on the economy of the country.

Canning of smoked eel

On an average about 5000metric tons of marine eels are landed every year in India. Even though it is a quality fish with high protein content as any other popular species, many fish eaters decline to prefer it to other low quality fish. One way to utilise this fish is to convert it into various products like smoked and canned eel fillets. As this product is likely to secure a foreign market also, investigations were carried out with a view to suggesting a proper method for its preparation. The data collected on this line are presented here, applying which an excellent smoked and canned product from eel can be turned out.

Dynamic technology leadership: The adaptive role of the CTO

OVERVIEW: The importance of the chief technology officer role is widely accepted, particularly in today's turbulent, global conditions. However, not enough is known about the key activities of CTOs or the factors that influence their priorities. Thirty in-depth interviews conducted with the CTOs in global firms identified key activities: aligning technology and corporate strategy and business models, determining technology entry and exit points, and preparing business cases to secure funding for technology development. The research also showed that priority areas for CTOs are related to technology transition points-major contextual and business discontinuities that impact the focus of the CTO. We conclude that the determination of priorities at these technology transition points is highly idiosyncratic and closely related to whether the CTO functions more or less strategically.

Coexistence of high-bit-rate quantum key distribution and data on optical fiber

Quantum key distribution (QKD) uniquely allows distribution of cryptographic keys with security verified by quantum mechanical limits. Both protocol execution and subsequent applications require the assistance of classical data communication channels. While using separate fibers is one option, it is economically more viable if data and quantum signals are simultaneously transmitted through a single fiber. However, noise-photon contamination arising from the intense data signal has severely restricted both the QKD distances and secure key rates. Here, we exploit a novel temporal-filtering effect for noise-photon rejection. This allows high-bit-rate QKD over fibers up to 90 km in length and populated with error-free bidirectional Gb/s data communications. With high-bit rate and range sufficient for important information infrastructures, such as smart cities and 10 Gbit Ethernet, QKD is a significant step closer towards wide-scale deployment in fiber networks.

A power optimised narrowband power-line communication system

Narrowband Power-line Communication (NPLC) technology uses a narrow bandwidth to transmit information. Its major applications include control, smart home systems and security. This paper proposes a power optimised NPLC system to minimise its systemic power consumption without compromising its communication ability. By using the proposed Smart Energy Conservation Layer which reads the signal strength from the PLC channel, a power optimised system is achieved to provide the essential transmitting power to secure the communications. Compared to commercial systems, the potential power saving could be up to 99% in a household environment, as demonstrated by the experimental results. © 2013 IEEE.

Enhanced integrated modelling approach to reconfiguring manufacturing enterprises

Dynamism and uncertainty are real challenges for present day manufacturing enterprises (MEs). Reasons include: an increasing demand for customisation, reduced time to market, shortened product life cycles and globalisation. MEs can reduce competitive pressure by becoming reconfigurable and change-capable. However, modern manufacturing philosophies, including agile and lean, must complement the application of reconfigurable manufacturing paradigms. Choosing and applying the best philosophies and techniques is very difficult as most MEs deploy complex and unique configurations of processes and resource systems, and seek economies of scope and scale in respect of changing and distinctive product flows. It follows that systematic methods of achieving model driven reconfiguration and interoperation of component based manufacturing systems are required to design, engineer and change future MEs. This thesis, titled Enhanced Integrated Modelling Approach to Reconfiguring Manufacturing Enterprises , introduces the development and prototyping a model-driven environment for the design, engineering, optimisation and control of the reconfiguration of MEs with an embedded capability to handle various types of change. The thesis describes a novel systematic approach, namely enhanced integrated modelling approach (EIMA), in which coherent sets of integrated models are created that facilitates the engineering of MEs especially their production planning and control (PPC) systems. The developed environment supports the engineering of common types of strategic, tactical and operational processes found in many MEs. The EIMA is centred on the ISO standardised CIMOSA process modelling approach. Early study led to the development of simulation models during which various CIMOSA shortcomings were observed, especially in its support for aspects of ME dynamism. A need was raised to structure and create semantically enriched models hence forming an enhanced integrated modelling environment. The thesis also presents three industrial case examples: (1) Ford Motor Company; (2) Bradgate Furniture Manufacturing Company; and (3) ACM Bearings Company. In order to understand the system prior to realisation of any PPC strategy, multiple process segments of any target organisation need to be modelled. Coherent multi-perspective case study models are presented that have facilitated process reengineering and associated resource system configuration. Such models have a capability to enable PPC decision making processes in support of the reconfiguration of MEs. During these case studies, capabilities of a number of software tools were exploited such as Arena®, Simul8®, Plant Simulation®, MS Visio®, and MS Excel®. Case study results demonstrated effectiveness of the concepts related to the EIMA. The research has resulted in new contributions to knowledge in terms of new understandings, concepts and methods in following ways: (1) a structured model driven integrated approach to the design, optimisation and control of future reconfiguration of MEs. The EIMA is an enriched and generic process modelling approach with capability to represent both static and dynamic aspects of an ME; and (2) example application cases showing benefits in terms of reduction in lead time, cost and resource load and in terms of improved responsiveness of processes and resource systems with a special focus on PPC; (3) identification and industrial application of a new key performance indicator (KPI) known as P3C the measuring and monitoring of which can aid in enhancing reconfigurability and responsiveness of MEs; and (4) an enriched modelling concept framework (E-MUNE) to capture requirements of static and dynamic aspects of MEs where the conceptual framework has the capability to be extended and modified according to the requirements. The thesis outlines key areas outlining a need for future research into integrated modelling approaches, interoperation and updating mechanisms of partial models in support of the reconfiguration of MEs.

Efficient decoy-state quantum key distribution with quantified security

We analyse the finite-size security of the efficient Bennett-Brassard 1984 protocol implemented with decoy states and apply the results to a gigahertz-clocked quantum key distribution system. Despite the enhanced security level, the obtained secure key rates are the highest reported so far at all fibre distances.