at the First National Bank, Bay City, Mich.

verso: attached to letter, W. B. Mershon to C. S. Osborn Dec. 24, 1909

Harbor scene Frankfort, Mich.

written on verso: Frankfort, MI Riverboat, c. 1900

Visitors at Eden Springs Zoo House of David, Benton Harbor, Mich.

image: Miniature Bird House

Birds eye view showing court house and river Cheboygan, Mich.

on image: copr. [copyright] J. R. Johnson

Loading train on railway ferry "Chief Wawatum" Mackinaw, Mich.

on image: #3 copr. [copyright] by Clyde Johnson