Équipe Olympique [football] association, stade Bergeyre 9/11/19, match Olympique contre [F. C. E.] de Levallois : [photographie de presse] / [Agence Rol]

Référence bibliographique : Rol, 56847

Professor Nils Meinander 12.11.1958

Kirje

Équipe [de] Levallois [football] association, [stade Bergeyre] 9/11/19, match Olympique [de Paris] contre [F. C. E.] de Levallois : [photographie de presse] / [Agence Rol]

Référence bibliographique : Rol, 56848

Tekn.tohtori Veikko Leivo 8/11 1968

Kirje 8.11.1968

Professori Rolf Nevanlinna 5/11 1969

Kirje 5.11.1969

Condiciones oceanográficas frente a la costa norte y centro del Perú. 22 de octubre al 10 de noviembre de 1996. (Operacion MOPFEN 9610-11)

Presenta información oceanográfica que permite conocer la variación que han tenido los parámetros ambientales durante la primavera de 1996 y tener así elementos de juicio, para conocer la tendencia de las condiciones del mar peruano hacia el mes de diciembre de 1996 e inicio de verano de 1997.

Redaktör Viljo Mäkipuro 1.11.1974 Salo

Kirje

Professori Paavo Kastari 27/11 1975

Kirje 27.11.1975

Insurance and safety after September 11, 2001: Coming to grips with the costs and threats of terrorism

This chapter, originally written as a consequence of the terrorist attacksof September 11, 2001, provides an elementary, everyday introduction tothe concepts of risk and insurance. Conceptually, risk has two dimensions:a potential loss, and the chance of that loss being realized. People can,however, transfer risk to insurance companies against the payment ofso-called premiums. In practice, however, one needs accurate assessmentsof both losses and probabilities to judge whether premiums are appropriate.For many risks, this poses little problem (e.g., life insurance); however,it is difficult to assess risks of many other kinds of events such as actsof terrorism. It is emphasized, that through evolution and learning, peopleare able to handle many of the common risks that they face in life. Butwhen people lack experience (e.g., new technologies, threats of terrorism),risk can only be assessed through imagination. Not surprisingly, insurancecompanies demand high prices when risks are poorly understood. In particular,the cost of insurance against possible acts of terrorism soared afterSeptember 11. How should people approach risk after the events of that day?Clearly, the world needs to protect itself from the acts of terrorists andother disturbed individuals. However, it is also important to address the root causes of such antisocial movements. It is, therefore, suggested thatprograms addressed at combatting ignorance, prejudice, and socialinequalities may be more effective premiums for reducing the risk ofterrosrtism than has been recognized to date.