Commentary on: "For Safety's Sake: A Case Study of School Security Efforts and Their Impact on Education Reform"

Invited commentary on the article "For Safety’s Sake: A Case Study of School Security Efforts and their Impact on Education Reform" by Rachel Garver and Pedro Noguera.

The Impact of Banking Structural Reform on Household Retail Finance. ECRI Commentary No. 13, 7 October 2014

There are two main objectives behind the EC proposal on banking structural reform: the financial stability objective and the economic efficiency objective. If it is implemented, the reform should reinforce the stability and economic efficiency of household retail activities through lower contagion, better resolvability in the event of failure, more harmonised supervisory practices across the EU and more resilient household demand for retail loans. However, it could also trigger counterproductive effects that could partly undermine the expected benefits. These potential negative effects are not appropriately assessed in the impact study of the proposal published in January 2014 and will require further consideration in the coming months. In particular, the stability of household retail finance could be strengthened by placing more emphasis on bankruptcy risks of retail banks; the transfer of existing systemic activities towards less regulated and supervised markets and reputational risk. A better analysis of the borrowing costs for households (impacted by the potential decreasing diversification of the funding base of banks and scarcer liquidity) and implementation costs could help regulators to achieve the objective of efficient household activities.

Study of consumer expenditures, incomes, and savings; statistical tables: Urban U. S.--1950, tabulated by the Bureau of Labor Statistics, U. S. Dept. of Labor, for the Wharton School of Finance and Commerce, University of Pennsylvania.

Mode of access: Internet.

Juvenile correctional reform in Massachusetts : a preliminary report of the Center for Criminal Justice of the Harvard Law School /

Includes bibliographical references.

How Delaware can finance a state school building program : a plan /

Mode of access: Internet.

Speaker Madigan's report on education reform and school improvement.

Provides brief summaries of school improvement legislation passed by the 85th session of the 84th Illinois General Assembly.

Speaker Madigan's community conferences on education reform and school improvement, 1984.

Cover title.

Tax reform act of 1975 : hearings before the Committee on Finance, United States Senate, Ninety-fourth Congress, second session, on H.R. 10612 ...

Pt. 1. March 17, 18, 19, and 22, 1976 -- pt. 2. March 23, 23, 25, and 26, 1976 -- pt. 3. March 29, 30, and 31, 1976 -- pt. 4. April 1, 2, 5, and 6, 1976 -- pt. 5. April 7, 8, 9, and 13, 1976 -- pt. 6-8. Written testimony.

Small business tax reform : joint hearings before the Select Committee on Small Business and the Subcommittee on Financial Markets of the Committee on Finance, United States Senate, Ninety-fourth Congress, first session.

Hearings held June 17-Nov. 13, 1975.

Tax Reform Act of 1986 : hearings before the Committee on Finance, United States Senate, Ninety-ninth Congress, second session.

"March 4, 1986"--Pt. 5.

National Commission on Social Security Reform recommendations : hearing before the Subcommittee on Social Security and Income Maintenance Programs of the Committee on Finance, United States Senate, Ninety-eighth Congress, first session, February 15, 16, 22, 23, and 24, 1983.

Item 1038-A, 1038-B (microfiche)

Comprehensive health care reform and cost containment : hearings before the Committee on Finance, United States Senate, One Hundred Second Congress, second session.

"June 9, 17, and 18, 1992"--Pt. 2.

Tax reform proposals. hearing before the Committee on Finance, United States Senate, Ninety-ninth Congress, first session, July 10, 1985.

Shipping list no.: 86-283-P.

Tax reform proposals. hearing before the Committee on Finance, United States Senate, Ninety-ninth Congress, first session, July 11, 1985.

Shipping list no.: 86-255-P.