Studies in practical life insurance; an examination of the principles of life insurance as applied in the policies, reports, agency and office methods of the New-York life insurance company,

Mode of access: Internet.

Transactions of the Association of Life Insurance Medical Directors of America, annual meeting.

Index medicus

Life insurance for farm families /

"February 1947."

The grim truth about life insurance.

Mode of access: Internet.

Elementary textbook and abridged manual of information and suggestions for field representatives of the Massuchusetts mutual life insurance company,

Mode of access: Internet.

Taxation on life insurance income. Hearings, Eighty-fifth Congress, second session on H. R. 10021. March 5, 6, 1958.

Mode of access: Internet.

Spectator Handy Guide to Standard and Special Life Insurance Contracts, Non-Forfeiture Values and Actuarial Tables Useful to the Life Underwriter

Mode of access: Internet.

The company behind the contract : the story of the foundation, growth and development of the Union Labor Life Insurance Company.

Mode of access: Internet.

Life insurance taxation,

"An address delivered before the North Dakota tax association, Grand Forks, N.D."

National service life insurance benefits : hearing before a subcommittee of the Committee on Finance, United States Senate, Seventy-seventh Congress, first session on H.R. 6219, an act to extend the provisions of section 602 (a) of the National service life insurance act of 1940 to personnel on active duty in the army, navy, Marine corps, and Coast guard and S. 2136, a bill to grant automatic national service life insurance benefits to dependents of recently deceased members of the armed services of the United States and to extend the time limit for filing application for said insurance. December 16, 1941.

Bennett Champ Clark, chairman of subcommittee.

Final report to the Congress on life insurance company taxation.

Item 925.

State solvency regulation of property-casualty and life insurance companies : a commission report.

Mode of access: Internet.

Solvency risk minimizing guaranteed returns in life insurance

Return guarantee constitutes a key ingredient of classical life insurance premium calculation. In the current low interest rate environment insurers face increasingly strong financial incentives to reduce guaranteed returns embedded in life insurance contracts. However, return guarantee lowering efforts are restrained by associated demand effects, since a higher guaranteed return makes the net price of the insurance cover lower. This tradeoff between possibly higher future insurance obligations and the possibility of a larger demand for life insurance products can theoretically also be considered when determining optimal guaranteed returns. In this paper, optimality of return guarantee levels is analyzed from a solvency point of view. Availability and some other properties of optimal solutions for guaranteed returns are explored and compared in a simple model for two measures of solvency risk (company-level and contract-level VaR). The paper concludes that a solvency risk minimizing optimal guaranteed return may theoretically exist, although its practical availability can be impeded by economic and regulatory constraints.

Immigration and the demand for life insurance: evidence from Canada, 1911

This article analyses the determinants of the demand for life insurance using sample data from the 1911 Census of Canada. We find that immigrants' demand for life insurance was on average around 13 percentage points lower than that of native-born Canadians, with the effect varying by province of settlement. We interpret these findings as evidence suggesting a greater appetite for risk among self-selecting immigrants relative to native-born Canadians. We also uncover evidence of a slow assimilation of immigrants in terms of life insurance holdings, slower indeed than the process of assimilation in terms of earnings.

Do you want some cash-back?: assessing the demand for a no-claim rebate life-insurance product

Diseña e implementa un experimento de campo en el Perú rural, con el fin de examinar la sensibilidad de la demanda de los productos de microseguros de vida con la introducción de las devoluciones, que son reembolsos parciales de la prima del seguro cuando no se produce alguna eventualidad en el asegurado. Se encontró que las devoluciones crean mayores niveles de confianza entre el asegurador y el asegurado, lo que promete aumentar la demanda de seguros. Los resultados sugieren que las devoluciones pueden ser productos de innovación atractivos en los países en desarrollo.