The Falls of Niagara : being a complete guide to all the points of interest around and in the immediate neighbourhood of the great cataract with views taken from sketches by Washington Friend, and from photographs. --

Includes index.

Protecting clean critical points by local disorder correlations

We show that a broad class of quantum critical points can be stable against locally correlated disorder even if they are unstable against uncorrelated disorder. Although this result seemingly contradicts the Harris criterion, it follows naturally from the absence of a random-mass term in the associated order parameter field theory. We illustrate the general concept with explicit calculations for quantum spin-chain models. Instead of the infinite-randomness physics induced by uncorrelated disorder, we find that weak locally correlated disorder is irrelevant. For larger disorder, we find a line of critical points with unusual properties such as an increase of the entanglement entropy with the disorder strength. We also propose experimental realizations in the context of quantum magnetism and cold-atom physics. Copyright (C) EPLA, 2011

Does location matter to explain loan interest rates? evidence from Brazilian highly concentrad local markets

O setor bancário brasileiro é altamente concentrado. Embora concentração não signifique necessariamente que o mercado se comporta de forma não competitiva, o grau de competição é freqüentemente questionado no país. Utilizando uma base de dados extensiva e única do mercado de crédito brasileiro, este trabalho procura avaliar muitos dos fatores que contribuem para a variação nas taxas de juros cobradas pelos bancos nos diferentes mercados locais em duas categorias de empréstimos. A concentração não é significante ou mesmo associada a taxas de juros mais baixas, em parte devido ao papel dos bancos públicos. O prêmio de default é positivo e significante, e há alguma evidência de imperfeição de mercado. Neste trabalho, analisamos também o comportamento de precificação dos bancos em diferentes regiões do país, e encontramos que a localização é importante para explicar as taxas de juros dos empréstimos.

Souvenir of Mills College and seminary illustrating principal points of interest connected with the institution.

Mode of access: Internet.

The steam fitters' computation and price book; consisting of tables giving the cubical contents of rooms of various sizes, tables giving the number of square feet of wall surface, tables giving the number of square feet of window surface. Tables giving radiation required for rooms of any size at various proportions. Also tables showing the cost of radiation ... Tables giving size, price, weight etc., of pipe, fittings, valves, etc. In addition ... some general information on points of interest to steam and hot water fitters.

At foot of t.-p.: Copyrighted 1893 by Mark Dean; on verso of t.-p. copyright date given 1895.

Illustrated Cincinnati; a pictorial hand-book of the Queen city, comprising its architecture, manufacture, trade; its social, literary, scientific, and charitable institutions; its churches, schools and colleges; and all other principal points of interest to the visitor and resident, together with an account of the most attractive suburbs,

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State and federal loan and grant programs which may be of benefit or interest to local government.

Cover title.