Quasi-experimental evidence on the drivers of index-based livestock insurance demand in Southern Ethiopia

Microinsurance is widely considered an important tool for sustainable poverty reduction, especially in the face of increasing climate risk. Although index-based microinsurance, which should be free from the classical incentive problems, has attracted considerable attention, uptake rates have generally been weak in low-income rural communities. We explore the purchase patterns of index-based livestock insurance in southern Ethiopia, focusing in particular on the role of accurate product comprehension and price, including the prospective impact of temporary discount coupons on subsequent period demand due to price anchoring effects. We find that randomly distributed learning kits contribute to improving subjects' knowledge of the products; however, we do not find strong evidence that the improved knowledge per se induces greater uptake. We also find that reduced price due to randomly distributed discount coupons has an immediate, positive impact on uptake, without dampening subsequent period demand due to reference-dependence associated with price anchoring effects.

The Revision of the Insurance Mediation Rules at EU Level and its Impact on Consumer Protection

The European Commission has put forward a new proposal for a directive on insurance mediation which should provide for significant changes in practices of selling insurance products and guarantee enhanced level of consumer protection. This proposal accompanies other regulatory initiatives in the insurance sector, all of them pursuing three main objectives: firstly, a strengthened insurance supervision with convergent supervisory standards at EU level; secondly, a better risk management of insurance companies; and thirdly a greater protection of policyholders. All these initiatives contribute to the EU programme on consumer protection and herald a new approach to EU insurance regulation and supervision. However, while the new supervisory rules are a direct response to the financial crisis and shortcomings of crossborder cooperation between national supervisors, the plans for the revision of insurance mediation rules were conceived much earlier due to scandals with mis-selling of insurance products in the United States and some EU Member States. This article will focus entirely on the Commission’s initiative in the consumer mediation area and the aspects of insurance supervision and risk management will be dealt with in separate articles.

Motor carriers: the availability of environmental restoration insurance.

Mode of access: Internet.

A further supplement to an act to incorporate the Phoenix insurance company of Philadelphia : approved the sixth day of February 1844.

Mode of access: Internet.

The insurance industry. Hearings, Eighty-fifth Congress, second session, pursuant to S. Res. 231 .

Continuous paging.

Annual report of the insurance commissioner.

Issued in 2 pt.: Pt. I, Fire and marine insurance; pt. II, Life, casualty and assessment insurance.

The United Kingdom automobile insurance market. Final report.

National Highway Traffic Safety Administration, Office of Research and Development, Washington, D.C.

The national Negro business directory.

Includes national organizations, business leagues, insurance companies, agriculture and home economics agents and Y.M.C.A. branches.

Insurance industry in Colorado, statistical report.

Report year ends June 30.

Report of the Superintendent of Insurance for Canada. : Rapport du Surintendant des assurances du Canada.

English title only, 1945-1954.

Assurance companies' returns.

Title varies slightly.

1992 census of financial, insurance, and real estate industries.

[v. 1] Geographic area series (FC92-A-1) -- [v. 2] Nonemployer statistics series (FC92-N-1) -- [v. 3] Subject series: Establishment and firm size (FC92-S-1) -- [v. 4] Sources of revenue (FC92-S-2) -- [v. 5] Miscellaneous subjects (FC92-S-3).

Health insurance coverage and employment opportunities for minorities and women /

Item 288-A

Annual report of the insurance commissioner.

Title varies slightly.

Changing workforce characteristics of an automated insurance company : a supplementary report to A large life insurance company automates, workforce implications of computer conversion /

June 1964.