A personal data framework for exchanging knowledge about users in new financial services

Personal data is a key asset for many companies, since this is the essence in providing personalized services. Not all companies, and specifically new entrants to the markets, have the opportunity to access the data they need to run their business. In this paper, we describe a comprehensive personal data framework that allows service providers to share and exchange personal data and knowledge about users, while facilitating users to decide who can access which data and why. We analyze the challenges related to personal data collection, integration, retrieval, and identity and privacy management, and present the framework architecture that addresses them. We also include the validation of the framework in a banking scenario, where social and financial data is collected and properly combined to generate new socio-economic knowledge about users that is then used by a personal lending service.

Short nomenclator or vocabular in English and Hebrew: composed alphabetically for the use and benefit of my pupils in particular and for the advantage of those who are desirous to obtain the knowledge of the Hebrew tongue in general, which may be that great help to understand not only ye sacred oracles in their original, but even any Jewish author (so far as concern owns) as also it may give great insight in ye tongue to those, as to compose it, a work altogether new, [ca. 1735]

Headed on the first page with the words "Nomenclatura hebraica," this handwritten volume is a vocabulary with the Hebrew word in the left column, and the English translation on the right. While the book is arranged in sections by letter, individual entries do not appear in strict alphabetical order. The small vocabulary varies greatly and includes entries like enigma, excommunication, and martyr, as well as cucumber and maggot. There are translations of the astrological signs at the end of the volume. Poem written at the bottom of the last page in different hand: "Women when good the best of saints/ that bright seraphick lovely/ she, who nothing of an angel/ wants but truth & immortality./ Verse 2: Who silken limbs & charming/ face. Keeps nature warm."

The Century dictionary and cyclopedia; a work of universal reference in all departments of knowledge with a new atlas of the world.

v. 1-8. The Century dictionary ... prepared under the superintendence of William Dwight Whitney.--v. 9. The Century cyclopedia of names ... ed. by Benjamin E. Smith.--v. 10. The Century atlas of the world, prepared under the superintendence of Benjamin E. Smith.

The new Schaff-herzog encyclopedia of religious knowledge, embracing Biblical, historical, doctrinal, and practical theology, and Biblical, theological, and Biblical, theological, and ecclesiastical biography from the earliest times to the present day; based on the 3d ed. of the Realencyklopädie founded by J. J. Herzog,

Mode of access: Internet.

Twentieth century encyclopedia of religious knowledge. An extension of The new Schaff-Herzog encyclopedia of religious knowledge.

Includes bibliographies.

The new metal worker pattern book; a complete course of instruction in the modern methods of developing and cutting the patterns for sheet metal work, giving the principles underlying practically every problem that is likely to come up in practice and explaining the selection and use of drawing tools and linear and geometrical drawing so clearly that one, who has had no previous knowledge of arithmetic or drawing, may understand these essentials and apply them in using the 253 problems in the development of patterns by the parallel line, conical or flaring, and triangulation systems.

Mode of access: Internet.

The Century dictionary and cyclopedia : a work of universal reference in all departments of knowledge with a new atlas of the world.

Originally published in two sets with titles: The Century dictionary, and The Century cyclopedia of names; includes original title pages.

A preliminary report upon the state of our knowledge of the waters in and around New York Harbor /

Mode of access: Internet.

The New American cyclopaedia : a popular dictionary of general knowledge /

Later editions have title: The American cyclopædia.

New century encyclopedia and dictionary; a summary of universal knowledge with pronunciation of every subject title for teachers, pupils, and families.

Mode of access: Internet.

The new Cratylus : or, contributions towards a more accurate knowledge of the Greek language /

Includes index.

The new American cyclopaedia: a popular dictionary of general knowledge;

Mode of access: Internet.

The Century dictionary and cyclopedia, with a new atlas of the world; a work of general reference in all departments of knowledge ...

v. 1-10. The Century dictionary ... prepared under the superintendence of William Dwight Whitney ... rev. & enl. under the superintendence of Benjamin E. Smith.--v. 11. The Century cyclopedia of name ... ed. by Benjamin E. Smith.--v. 12. The Century atlas of the world, prepared under the superintendence of Benjamin E. Smith.

Atlantic journal, and friend of knowledge. In eight numbers. Containing about 160 original articles and tracts on natural and historical sciences, the description of about 150 new plants, and 100 new animals or fossils. Many vocabularies of languages, historical and geological facts, &c.

Caption title: nos. 1-4, Atlantic journal, and firend of knowledge; a cyclopedic journal and review of universal science and knowledge: historical, natural, and medical arts and sciences. -- nos. 5-8, Atlantic journal and friend of knowledge; a quarterly journal of historical and natural sciences, useful knowledge, &c.