The Crowding-out Effect of Mandatory Labour Market Pension Schemes on Private Savings. Evidence from renters in Denmark. CEPS Working Document No. 389, February 2014

This paper aims to estimate the crowding-out effect of the Danish mandatory labour market pension reforms begun in 1993 on the level of total household savings for renters. The effect is identified via a large panel of individual administrative records utilising the differences in speed, timing and sectoral coverage of the implementation of the reform in the period 1997 to 2005. Little substitutability was found between current mandatory labour market pension savings and private voluntary savings. Each euro paid into mandatory labour market pension accounts results in a reduction in private savings of approximately 0 to 30 cents, depending on age. This low rate of substitution is only, to a minor extent, explained by liquidity constraints. The results point to mandatory pension savings having a large effect on total household savings. Thus, pension reforms that introduce mandatory savings have macroeconomic implications.

Discrimination against minorities and women in pensions and health, life, and disability insurance.

Includes bibliographical references.

Early retirement provisions of pension plans, 1971 /

Cover title.

Medical Advisory Committee report and recommendations on the administration of the OASI disability freeze provision : preservation of rights of individuals with extended total disability, Social security amendments of l954.

"July 1955."

California disability insurance program.

Mode of access: Internet.

Selected data on initial operations under the disability freeze provision of the Social Security Amendments of 1954.

Mode of access: Internet.

Social Security Act amendments of 1949 : hearings before the Committee on Ways and Means, House of Representatives, Eighty-first Congress, first session, on H.R. 2892, a bill to amend the Social Security Act to enable states to establish more adequate public-welfare programs, and for other purposes, and other bills [and] H.R. 2893, a bill to extend and improve the old-age and survivors insurance system, to add protection against disability, and for other purposes, and other bills.

Considers legislation to extend and improve the Old-Age and Survivors Insurance system, and to add disability protection. Includes H. Rpt. 80-2168, "Social Security Act Amendments, 1948," on H.R. 6777, June 2, 1948 (p. 1096-1158), pt.2.

Health, welfare and pension programs under wage stabilization : report to the Wage Stabilization Board.

Mode of access: Internet.

The operation of the welfare and pension plans disclosure act, January 1, 1959-June 30, 1960.

Reproduced from typewritten copy.