Audit report on the Iowa Federal Family Education Loan Program Division, a Division of the Iowa College Student Aid Commission, for the year ended June 30, 2006

Audit report on the Iowa Federal Family Education Loan Program Division, a Division of the Iowa College Student Aid Commission, for the year ended June 30, 2006

Report on a special investigation of Three Rivers Independent Living Corporation for the period July 1, 2005 through May 26, 2006

Report on a special investigation of Three Rivers Independent Living Corporation for the period July 1, 2005 through May 26, 2006

Os Ichneumonidae (Hymenoptera) da Estação Ecológica da Universidade Federal de Minas Gerais, Belo Horizonte, com ênfase nas espécies de Pimplinae

The Ichneumonidae (Hymenoptera) of the Estação Ecológica of the Universidade Federal de Minas Gerais, Belo Horizonte, with emphasis on the Pimplinae species. In one annual cycle 83,712 insects were captured, of which 2,339 were Ichneumonidae, belonging to 17 subfamilies; they were collected by a Malaise trap placed in a montane semidecidual seasonal forest, inside the campus. Among the collected ichneumonids there were 13 genera and 30 species of Pimplinae, of which Pimpla croceiventris was the most frequent species. The species richness of Pimplinae was greater in the ecological station in Belo Horizonte, MG than in other localities studied.

From severance pay to self-insurance: Effects of severance payments savings accounts in Colombia

In 1990 Colombia replaced its traditional system of severance paymentswith a new system of severance payments savings accounts (SPSAs). Althoughseverance payments often are justified on the grounds that they provideinsurance against earnings loss, they also increase costs for employersand distort employment decisions. The impact of severance payments dependslargely on how much of the costs to employers can be shifted to workers.The theoretical analysis in this paper shows that, in contrast to atraditional system of severance payments, the system of SPSAs facilitatesthe shifting of severance payments costs to workers in the form of lowerwages. Empirical results using the Colombian National Household Surveysindicate that the introduction of SPSAs shifted around 80% of the totalseverance payments contributions to wages and had a positive effect onweekly hours. Results using the 1997 Colombian Living Standards MeasurementSurvey suggest that, although SPSAs in part replaced employer insurancewith self-insurance, SPSAs continue to play a consumption smoothing rolefor the non-employed.

Isolamento e Caracterização Fenotípica e Molecular de Parasitos Leishmania sp. de Pacientes com Leishmaniose Tegumentar Americana (LTA) Atendidos no Hospital Universitário Lauro Wanderley da Universidade Federal da Paraíba

As leishmanioses são um complexo de doenças infecto-parasitárias endêmicas em 88 países que constituem um grave problema de saúde pública. Diversas espécies do gênero Leishmania são os agentes causadores da doença, dentre elas a espécie L. (V.) braziliensis associada a diferentes quadros clínicos da Leishmaniose Tegumentar Americana. No presente trabalho foram obtidos nove isolados de Leishmania sp. oriundos de LTA, sendo sete isolados (87%) oriundos de pacientes residentes no município de Pilões, um (13%) da cidade de João Pessoa, ambas regiões, do estado da Paraíba. Todos os nove isolados foram identificados como sendo da espécie L. (V.) braziliensis através de PCR específica. As análises de caracterização molecular pela técnica de RAPD-PCR mostraram que esses isolados compartilharam 62,63% revelando diferenças genotípicas entre elas. Contudo, os isolados AF e JSL, ambos provenientes de lesões disseminadas, tiveram o maior percentual de bandas compartilhadas dentre os isolados. Outra técnica molecular utilizada foi o SSR-PCR com o iniciador K7 que também foi capaz de demontrar polimorfismo entre os isolados. Nas análises de PCR-RLFP das regiões ITS1, foram encontradas perfis diferentes entre os isolados, onde MRSS, JMTS, AF, JCTS, JRL apresentaram o mesmo perfil de bandas e os isolados JSL, JCNS, MFTS e JAS tiveram, cada um, perfis de bandas distintos. Na análise de PCR-RLFP da região do gene hsp70, JSL, AF, JCTS, JRL, MFTS apresentaram o mesmo perfil de bandas e os isolados, MRSS, JMTS, JCNS e JAS perfis de bandas distintos. Adicionalmente foram também observadas diferenças fenotípicas entre estes isolados, visto que em dado momento de cultivo, todos apresentaram comportamento diferenciado, além de demonstrarem diferenças quanto à sensibilidade às drogas utilizadas na terapêutica das leishmanioses. Portanto estes estudos revelam que os isolados de L. (V.) braziliensis obtidos no estado da Paraíba demonstraram um significativo polimorfismo genético, revelando um alto nível de variação intraespecífica.

Report on Ratna Corporation (Plaza Pantry) for the period January 1, 2006 through December 31, 2006

Report on Ratna Corporation (Plaza Pantry) for the period January 1, 2006 through December 31, 2006

Review of Iowa Student Loan Liquidity Corporation for the year ended June 30, 2007

Review of Iowa Student Loan Liquidity Corporation for the year ended June 30, 2007

Stroke initial severity and outcome relative to insurance status in a universal health care system in Switzerland.

BACKGROUND:  Socioeconomic status is thought to have a significant influence on stroke incidence, risk factors and outcome. Its influence on acute stroke severity, stroke mechanisms, and acute recanalisation treatment is less known. METHODS:  Over a 4-year period, all ischaemic stroke patients admitted within 24 h were entered prospectively in a stroke registry. Data included insurance status, demographics, risk factors, time to hospital arrival, initial stroke severity (NIHSS), etiology, use of acute treatments, short-term outcome (modified Rankin Scale, mRS). Private insured patients (PI) were compared with basic insured patients (BI). RESULTS:  Of 1062 consecutive acute ischaemic stroke patients, 203 had PI and 859 had BI. They were 585 men and 477 women. Both populations were similar in age, cardiovascular risk factors and preventive medications. The onset to admission time, thrombolysis rate, and stroke etiology according to TOAST classification were not different between PI and BI. Mean NIHSS at admission was significantly higher for BI. Good outcome (mRS ≤ 2) at 7 days and 3 months was more frequent in PI than in BI. CONCLUSION:  We found better outcome and lesser stroke severity on admission in patients with higher socioeconomic status in an acute stroke population. The reason for milder strokes in patients with better socioeconomic status in a universal health care system needs to be explained.

As borboletas (Lepidoptera, Papilionoidea) do Distrito Federal, Brasil

Neste estudo é apresentada uma listagem atualizada com 504 espécies e 506 subespécies de borboletas (Papilionoidea) observadas no Distrito Federal nas últimas quatro décadas, onde foram reunidos dados da bibliografia, de coletas pessoais e de várias coleções entomológicas; espécies com ocorrência apenas presumida não foram incluídas. Alguns aspectos relacionados à ocorrência de espécies ameaçadas e à conservação da fauna de borboletas no Distrito Federal são também discutidos.

Understanding Insurance Company Financial Stability Ratings, January 2007

Choosing a financially strong insurance company is important when buying health insurance. You want the company to still be in business when you have claims, which can be 20 to 30 years from now. Insurance companies selling insurance in Iowa have met the minimum legal standards to be licensed by the State of Iowa Insurance Division. This licensure doesn’t mean the company has a high financial stability rating. Several independent rating agencies evaluate the financial stability of insurance companies. The rating for an individual insurance company is an opinion as to its financial strength and ability to pay claims in the future. When evaluating a company, a rating agency may consider a company's balance sheet strength, operating performance and business management and strategies.

Getting Ready to Retire: Health Insurance Issues, December 2006

Before making the decision to retire, understand the health insurance options available to you (and your spouse if you are married). Which questions you need to ask depends on: • how old you are. • how old your spouse is. • whether you or your spouse is eligible for Medicare. • whether you or your spouse will continue to be employed. • how many employees the employer has.

Events That Guarantee Your Right To Buy Medicare Supplement Insurance, March 2007

You have a six-month open enrollment period when you are enrolled in Medicare Part B for the first time at age 65 or older. The six-month period begins the date your Medicare Part B begins. During your open enrollment period: • You cannot be turned down for any plan (A-L) being sold in Iowa. • You cannot be charged a higher premium based on your health. • You will not have a waiting period before benefits are paid for pre-existing health conditions IF you had previous health insurance coverage, AND you apply within 63 days of the end of previous health insurance, AND you were covered for at least 6 months under that health plan.

Medicare and Other Insurance for People with Disabilities, March 2007

When you are entitled to Social Security disability benefits for 24 months, you are eligible for Medicare beginning the 25th month. An exception applies if you have been diagnosed with Amyotrophic Lateral Sclerosis (ALS) also known as Lou Gehrig’s Disease. If you have ALS, Medicare begins the first month you are entitled to Social Security disability benefits.

COBRA: Continuation of Employer Group Health Insurance, March 2007

COBRA stands for Consolidated Omnibus Budget Reconciliation Act *COBRA is not insurance; it is the law, since 1985. COBRA allows employees and their dependents to continue employer group health insurance for several months when that insurance would usually end. *Insurance plans under COBRA are private health plans, not plans sold by the government. *The U.S. Departments of Labor and Treasury enforce COBRA.