820 resultados para Instituição financeira


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This work aimed to investigate the possible contributions of the use of digital resources in the teaching and learning process of Commercial and Financial Mathematics concepts to high school students. Its development has included a survey of some researches on the topic as well as an experimental study of a qualitative type, in which the Webquest was used as methodology. It uses the computer, more precisely the internet resources, to assist students in building up knowledge. Eight meetings were held, in the after-school period, with a group of students of the second year of high school at a state public school in the city of Guaratinguetá. Aiming to evaluate the knowledge that students had about the theme, it was applied a diagnosis at first glance for further analysis and development of activities and interventions according to the students’ answers. Once the research data was analyzed, it was noted that the students had little knowledge regarding the basic contents of Commercial and Financial Mathematics, in addition to presenting difficulties in handling some of the digital resources used in the meetings. Nonetheless, from the students’ works, it was seen significant advances in understanding and building up knowledge on concepts such as percentage, simple and compound interest, savings, and sales involving prompt payment or in arrears

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This paper aims to discuss the system of inventory management in a public university. The present paper shows the definitions, classification of materials and the advantages and disadvantages of storage, besides exposing the public procurement bidding system since the acquisition until receipt of materials to be stored. This paper presents a survey of the items stored in the warehouse and use of control tools such as ABC curve to demand flow prized for verification of critical items and idle items. Displays also a calculation for the minimum value of stock and replacement of an item in inventory and an analysis of the conditions of the warehouse layout. As a result, knowledge is acquired and a revised system of inventory management of the institution was proposed

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The financial health of a family is one of the main generators of quality of life, and this is only possible through financial planning, which is nothing more than save and analyze before contracting debts. To do this, students must have notion of financial mathematics, especially of that used by the banks on overdraft interest, in investments and in the short-term and longterm loans, that is, compound interest, equivalent rates, depreciation and others. Starting from the knowledge of arithmetic and geometric progressions and, based on real situations which allow the application of the content learned, one intends to develop activities applied to high education. To start from real situations is one of the main lines of thought of the Problem Solving Methodology, in which the student is the active agent in the construction of his or her knowledge. As the National Curricular Parameters point out, the practice in the use of computers is essential for gaining a job. Therefore, this project proposes an activity where knowledge of Financial Mathematics can to be practiced, associated with the use of Microsoft Excel® spreadsheet

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O presente trabalho tem como objetivo compreender os impactos e os ajustes ocorridos nas finanças dos municípios do Estado do Piauí em decorrência da crise financeira mundial de 2008, desencadeada a partir do mercado de hipotecas sub-prime dos Estados Unidos. Para a análise desses impactos sobre os municípios do Piauí, pretendo estudar as principais características da crise financeira mundial de 2008, apresentar uma visão ampla do desenvolvimento econômico e social do estado do Piauí, elaborar um quadro geral das finanças dos municípios piauienses a partir de suas principais contas, montar indicadores fiscal-financeiros, do período pré e pós crise, avaliar os resultados obtidos e identificar se houveram estratégias de ajustes por parte destes municípios. Desta forma, farei uma reflexão não só de como, quanto e se sofreu o estado de menor renda per capita do País, mas também de quais foram as medidas tomadas pelas administrações municipais para o enfrentamento da crise

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O objetivo maior deste trabalho é contribuir para se diagnosticar qual a conjuntura atual do setor microfinanceiro no Brasil. Para tanto, inicia uma exposição histórica, com o intuito de demonstrar quais as variáveis condicionantes de nosso estágio atual, chegando até ao último programa lançado pelo governo federal com a finalidade de fomentar os serviços financeiros entre a população de baixa renda - vale ressaltar, o Programa Nacional de Microcrédito Produtivo Orientado (PNMPO). A partir dessa fase, inicia uma exposição dos novos obstáculos, criados, paradoxalmente, no seio do PNMPO e ligados ao excesso de regulação, a serem transpostos para se desenvolver a indústria de microfinanças no país, propondo soluções para estes. Por fim, faz um estudo de caso de uma inovação social, ligada à economia solidária, que apresenta ótimos resultados no que tange a democratização dos serviços microfinanceiros, ocorrida em Fortaleza/CE: o Banco Palmas

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The main objective of this work is to describe conceptions and practices of evaluation observed at a private language school. The theoretical background was gathered from Demo (2002a, 2002b), Luckesi (2001), Romão (2001), Shohamy (2001), Hughes (1994) and Depresbiteris (1989). Regarding the data collected, we made use of questionnaires, interviews, group discussions and diaries. Results show that the topics “fear of test” and “test content” were the most frequent ones. Furthermore, there was a harmonious relationship between teacher and students when tests were applied. We observed a “non-verbal agreement” between them, that is, there was a minimum content to be studied and to be asked on a test. We also noticed that classroom activities had a more complex level than the content actually tested.

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According to the existing literature, the FFCL of São José do Rio Preto had a pioneering role as regards the organization and management of higher education. This article aims to discuss the originality/innovativeness of the educational project of this institution in the period from 1957 to 1964, based on an analysis of departmental organization and student participation. In order to do so, we use documents about the creation process of the FFCL, reports of courses, and minutes of departmental meetings and of the Academic Philosophical Center. The results show that, indeed, this institution was organized in three departments, though these operated in consonance with the chair system. Student participation varied from equal representation to the representation of a single student per class. Thus, the results show that the innovative/revolutionary character of this institution was exaggerated in the existing literature and may have contributed to the existing “mysticism” in the city as regards the history and the importance of this institution.

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This paper aims to use the theoretical framework developed by Hyman P. Minsky for understanding the concept of financial fragility observed in the capitalist system. It is intended to clarify the concept of intrinsic instability to which capitalism is subject, which is responsible for generating more economic cycles - periods of prosperity and crashes that affect global economies - particularly the one initiated in the United States in 2008. Thus, we made theoretical analysis of the theory of economic cycles and financial instability beyond historical reviews on the biggest financial crisis since the Great Depression

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Pós-graduação em Economia - FCLAR

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Pós-graduação em Educação Matemática - IGCE

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This paper attempts to analyze and highlight the importance of the capital market for growth and economic development of the country, sustainable business growth and growth of the assets of an individual, as an alternative investment and financing. Were also examined the barriers to further growth of this market and relevant criticism about this. The study is guided from analyzes of economic and financial theories, concepts and fundamental principles for understanding the functioning of financial markets, even more specific, empirical analysis of the efficiency of markets and the stock market, in the context of Brazilian reality

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The financial crisis of 2007 brought the discussion of fiscal policy. This was used as a way for governments to mitigate the potential social and economic impacts of the crisis, since only the monetary policy would not be effective. Historically, banking crises engender increases in public debt, not only for the relief operations, but also by the policies of government primary spending and/or, as in the recent crises, by the purchase of the “toxic” financial assets. The discretionary fiscal policy is then discussed, since it is essential, it is required well articulated and coordinated actions in order to mitigate their respective current and future crisis.