El sistema multifondos de pensiones colombiano bajo las nuevas teorías del comportamiento financiero

En Colombia, después de casi dos décadas de la creación del régimen de cuentas privadas, se implementó una reforma donde se pasa de un sistema con un unico fondo a uno multifondos. Este tipo de reformas se vienen implementando en diferentes paises europeos y de Latino America. A la luz de las teorías clásicas dicha reforma trae mejoras en el bienestar de los individuos; sin embargo, la literatura sobre las nuevas teorías del comportamiento sugiere que los individuos no siempre toman decisiones que están de acuerdo con los supuestos de las teorías clásicas. Este trabajo estudia esta reforma en Colombia bajo algunas de las teorías del comportamiento financiero. Se encuentra que aún cuando el afiliado se quede en la opción default , o actúe con aversión a la pérdida, va a obtener valores en sus cuentas privadas mayores a las que obtendría con un sistema de un único fondo.

El sistema multifondos de pensiones colombiano bajo las nuevas teorías del comportamiento financiero

En Colombia, después de casi dos décadas de la creación del régimen de cuentas privadas, se implementó una reforma donde se pasa de un sistema con un único fondo a uno multifondos. Este tipo de reformas se vienen implementando en diferentes países europeos y de Latino América. A la luz de las teorías clásicas dicha reforma trae mejoras en el bienestar de los individuos; sin embargo, la literatura sobre las nuevas teorías del comportamiento sugiere que los individuos no siempre toman decisiones que están de acuerdo con los supuestos de las teorías clásicas. Este trabajo estudia esta reforma en Colombia bajo algunas de las teorías del comportamiento financiero. Se encuentra que aún cuando el afiliado se quede en la opción default , o actúe con aversión a la pérdida, va a obtener valores en sus cuentas privadas mayores a las que obtendría con un sistema de un único fondo.

Suppression of small baryonic structures due to a primordial magnetic field

We investigate the impact of the existence of a primordial magnetic field on the filter mass, characterizing the minimum baryonic mass that can form in dark matter (DM) haloes. For masses below the filter mass, the baryon content of DM haloes are severely depressed. The filter mass is the mass when the baryon to DM mass ratio in a halo is equal to half the baryon to DM ratio of the Universe. The filter mass has previously been used in semi-analytic calculations of galaxy formation, without taking into account the possible existence of a primordial magnetic field. We examine here its effect on the filter mass. For homogeneous comoving primordial magnetic fields of B(0) similar to 1 or 2 nG and a re-ionization epoch that starts at a redshift z(s) = 11 and is completed at z(r) = 8, the filter mass is increased at redshift 8, for example, by factors of 4.1 and 19.8, respectively. The dependence of the filter mass on the parameters describing the re-ionization epoch is investigated. Our results are particularly important for the formation of low-mass galaxies in the presence of a homogeneous primordial magnetic field. For example, for B(0) similar to 1 nG and a re-ionization epoch of z(s) similar to 11 and z(r) similar to 7, our results indicate that galaxies of total mass M similar to 5 x 108 M(circle dot) need to form at redshifts z(F) greater than or similar to 2.0, and galaxies of total mass M similar to 108 M(circle dot) at redshifts z(F) greater than or similar to 7.7.

Derivações de ordem superior em anéis primos e semiprimos

Nesta tese estudamos as derivações de ordem superior (DOS) em anéis não-comutativos. Inicialmente, mostramos que toda derivação tripla de Jordan de ordem superior em um anel semiprimo livre de 2-torção é uma DOS. Em particular, toda derivação de Jordan de ordem superior (DJOS) num anel deste tipo é uma DOS. Estendemos também o resultado a ideais de Lie U, provando que se R é um anel primo livre de 2-torção e D é uma DJOS de U em R onde U ct Z(R) é tal que U2E U para todo u E U, então D é uma DOS de U em R. Nestas condições, se U C Z(R), então o resultado não é válido. Estudamos ainda as DOS cujas componentes satisfazem relações de dependência linear sobre R ou Q (o anel de quocientes à direita de M artindale de R). Caracterizamos tais DOS, e mostramos que as relações de dependência linear são preservadas ao estendermos uma DOS de R a Q.

Synthesis and characterization of lanthanum- and yttrium-doped Fe2O3 pigments

MELO, D. M. A. et al. Synthesis and charactezarion of lanthanum and yttrium doped Fe2O3 pigments. Cerâmica, São Paulo, v. 53, p. 79-82, 2007.

Variation of the antimutagenicity effects of water extracts of Agaricus blazei Murrill in vitro

Agaricus blazei Murill, popularly known as Sun Mushroom or Himematsutake, is native to Brazil. Nowadays, this mushroom has been target of great scientific interest due to its medical power and because it has shown antitumoral and immune modulatory properties. This work evaluated the mutagenic and antimutagenic potential from aqueous extracts prepared in different temperatures (4 degreesC, 25 degreesC and 60 degreesC) from the lineage AB 97/29 in two basidiocarp phases (young and sporulated) and from A. blazei commercialized in Londrina- PR - Brazil, named here as AB PR, and in Piedade- SP- Brazil, named as AB SP. Both micronucleus (MN) as comet assays were used. Chinese hamster lung V79 cells were treated in three antimutagenic experimental protocols: pre-, post- and simultaneous treatments, with the aqueous extracts of the A. blazei Murill and methyl methanesulfonate (MMS). The results suggested that under these circumstances of treatment, aqueous extracts of the A. blazei in both assays did not show any genotoxic potential. However, by the MN test, an antigenotoxic effect was shown against mutagenicity inducted by MMS for aqueous extracts at 60 degreesC of mushroom commercialized in Piedade- SP, in pre-, post- and simultaneous treatments and for AB PR only when used in pre-treatment. on the other hand, with comet assay, the results showed no protective effect in any case. The numbers indicated that different results can be get from A. blazei teas, and that not all of them seemed to be an efficient antimutagen against the induction of micronuclei by MMS. (C) 2003 Elsevier Ltd. All rights reserved.

An intelligent system to real time rainfall prediction using radar data

This work presents a new approach for rainfall measurements making use of weather radar data for real time application to the radar systems operated by institute of Meteorological Research (IPMET) - UNESP - Bauru - SP-Brazil. Several real time adjustment techniques has been presented being most of them based on surface rain-gauge network. However, some of these methods do not regard the effect of the integration area, time integration and distance rainfall-radar. In this paper, artificial neural networks have been applied for generate a radar reflectivity-rain relationships which regard all effects described above. To evaluate prediction procedure, cross validation was performed using data from IPMET weather Doppler radar and rain-gauge network under the radar umbrella. The preliminary results were acceptable for rainfalls prediction. The small errors observed result from the spatial density and the time resolution of the rain-gauges networks used to calibrate the radar.

On the stabilizing behavior of zirconia: A combined experimental and theoretical study

Reactive zirconia powder was synthesized by the complexation of zirconium metal from zirconium hydroxide using a solution of 8-hydroxiquinoline. The kinetics of zirconia crystallization was followed by X-ray diffraction, scanning electron microscopy and surface area measured by the nitrogen adsorption/desorption technique. The results indicated that zirconia with a surface area as high as 100 m(2)/g can be obtained by this method after calcination at 500degreesC. Zirconia presents three polymorphic phases (monoclinic, tetragonal and cubic), which are reversibly interconversible. The cluster model Zr4O8 and Z(r)4O(7)(+2) was used for a theoretical study of the stabilization process. The ab initio RHF method was employed with the Gaussian94 program and the total energies and the energy gap of the different phases were calculated and compared with the experimental energy gap. The theoretical results show good reproducibility of the energy gap for zirconia. (C) 2004 Kluwer Academic Publishers.

The effect of the dibenzylbutyrolactolic lignan (-)-cubebin on doxorubicin mutagenicity and recombinogenicity in wing somatic cells of Drosophila melanogaster

Conselho Nacional de Desenvolvimento Científico e Tecnológico (CNPq)

A radar reflectivity-runoff model for use in flood warning

This model connects directly the radar reflectivity data and hydrological variable runoff. The catchment is discretized in pixels (4 Km × 4 Km) with the same resolution of the CAPPI. Careful discretization is made so that every grid catchment pixel corresponds precisely to CAPPI grid cell. The basin is assumed a linear system and also time invariant. The forecast technique takes advantage of spatial and temporal resolutions obtained by the radar. The method uses only the measurements of the factor reflectivity distribution observed over the catchment area without using the reflectivity - rainfall rate transformation by the conventional Z-R relationships. The reflectivity values in each catchment pixel are translated to a gauging station by using a transfer function. This transfer function represents the travel time of the superficial water flowing through pixels in the drainage direction ending at the gauging station. The parameters used to compute the transfer function are concentration time and the physiographic catchment characteristics. -from Authors

Impacto do balanço hídrico em diferentes tipos de solos: comparação entre dados de radar-pluviômetro e análise de tendência da chuva em área agrícola

Pós-graduação em Geociências e Meio Ambiente - IGCE

Avaliação da chuva produzida pelo modelo eta de previsão do tempo para o Estado de São Paulo com uso de radar meteorológico para aplicações agrícolas

Pós-graduação em Agronomia (Irrigação e Drenagem) - FCA

Palindromic and perturbed polynomials: zeros location

Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)

Transiting exoplanets from the CoRoT space mission XXIII. CoRoT-21b: a doomed large Jupiter around a faint subgiant star

CoRoT-21, a F8IV star of magnitude V = 16 mag, was observed by the space telescope CoRoT during the Long Run 01 ( LRa01) in the first winter field (constellation Monoceros) from October 2007 to March 2008. Transits were discovered during the light curve processing. Radial velocity follow-up observations, however, were performed mainly by the 10-m Keck telescope in January 2010. The companion CoRoT-21b is a Jupiter-like planet of 2.26 +/- 0.33 Jupiter masses and 1.30 +/- 0.14 Jupiter radii in an circular orbit of semi-major axis 0.0417 +/- 0.0011 AU and an orbital period of 2.72474 +/- 0.00014 days. The planetary bulk density is ( 1.36 +/- 0.48) x 10(3) kg m(-3), very similar to the bulk density of Jupiter, and follows an M-1/3 - R relation like Jupiter. The F8IV star is a sub-giant star of 1.29 +/- 0.09 solar masses and 1.95 +/- 0.2 solar radii. The star and the planet exchange extreme tidal forces that will lead to orbital decay and extreme spin-up of the stellar rotation within 800 Myr if the stellar dissipation is Q(*)/k2(*) <= 107.

Rationale, study design, and analysis plan of the Alveolar Recruitment for ARDS Trial (ART): Study protocol for a randomized controlled trial

Background: Acute respiratory distress syndrome (ARDS) is associated with high in-hospital mortality. Alveolar recruitment followed by ventilation at optimal titrated PEEP may reduce ventilator-induced lung injury and improve oxygenation in patients with ARDS, but the effects on mortality and other clinical outcomes remain unknown. This article reports the rationale, study design, and analysis plan of the Alveolar Recruitment for ARDS Trial (ART). Methods/Design: ART is a pragmatic, multicenter, randomized (concealed), controlled trial, which aims to determine if maximum stepwise alveolar recruitment associated with PEEP titration is able to increase 28-day survival in patients with ARDS compared to conventional treatment (ARDSNet strategy). We will enroll adult patients with ARDS of less than 72 h duration. The intervention group will receive an alveolar recruitment maneuver, with stepwise increases of PEEP achieving 45 cmH(2)O and peak pressure of 60 cmH2O, followed by ventilation with optimal PEEP titrated according to the static compliance of the respiratory system. In the control group, mechanical ventilation will follow a conventional protocol (ARDSNet). In both groups, we will use controlled volume mode with low tidal volumes (4 to 6 mL/kg of predicted body weight) and targeting plateau pressure <= 30 cmH2O. The primary outcome is 28-day survival, and the secondary outcomes are: length of ICU stay; length of hospital stay; pneumothorax requiring chest tube during first 7 days; barotrauma during first 7 days; mechanical ventilation-free days from days 1 to 28; ICU, in-hospital, and 6-month survival. ART is an event-guided trial planned to last until 520 events (deaths within 28 days) are observed. These events allow detection of a hazard ratio of 0.75, with 90% power and two-tailed type I error of 5%. All analysis will follow the intention-to-treat principle. Discussion: If the ART strategy with maximum recruitment and PEEP titration improves 28-day survival, this will represent a notable advance to the care of ARDS patients. Conversely, if the ART strategy is similar or inferior to the current evidence-based strategy (ARDSNet), this should also change current practice as many institutions routinely employ recruitment maneuvers and set PEEP levels according to some titration method.